A smart card is a plastic card that contains an embedded microchip which can store and process data. The microchip allows smart cards to carry out encryption and authentication functions. Smart cards come in contact and contactless varieties. They offer benefits like security, intelligence, and convenience. Smart cards are used in applications like mobile phones, healthcare, and transportation to store user data, enable authentication, and process transactions securely. Their use is expected to grow significantly in the future as more services migrate to using smart card technology.

1. SMART CARDS

2. Contents
 Introduction.
 What is a Smart Card?
 History.
 Smart Card Resources.
 MicroAnatomy of a Smart Card.
 Smart Card pieces and parts .
 Varieties of Smart Cards.
 Major Benefits that Smart Cards offer.
 Smart Card Services.
 Smart Card Application.
 Future.
 Queries.

3. INTRODUCTION
 A Smart Card is like an “electronic wallet”.
 It provides not only memory capacity, but
computational capability as well and thus the
chip is capable of processing data.
 Smart Cards can store several hundred times
more data than a conventional cards with a
magnetic stripe and can be programmed to
reveal only the relevant information.

4. What is a Smart Cards
?
 A smart card is a device that includes an
embedded integrated circuit that can be either a
secure microcontroller or equivalent intelligence
with internal memory or a memory chip alone.
 Two types
-Memory-only chips
-Microprocessor chips

5. What is a Smart Cards
?
 Can hold up to 32,000 bytes.
 With an embedded microcontroller, smart cards
have the unique ability to store large amounts of
data, carry out their own on-card functions (e.g.,
encryption and mutual authentication) and interact
intelligently with a smart card reader.

6. History
 The technology has its historical origin in the
seventies when inventors in Germany , Japan ,
and France filed the original patents.
 While inventors in the U.S , Japan and Austria,
were issued patents, it was French who put big
money to push the techhnology.

7. History
 The industry has been growing at tremendous rate
is shipping more than one billion (1,000,000,000)
cards per year (since 1998).
 The current world population of Smart Cards of
some 1.7 billion is set to increase to 4 billion or
more cards within the next 3-4 years.

8. Smart Card
Resources
Contact
Contactless

9. MicroAnatomy of a
Smart Card

10. Smart Card Pieces and
parts
 Processor
 Math Co-processor (optional)
 Memory
ROM
EEPROM
RAM

11. Varieties of Smart
Cards
Smart Cards come in two varieties:
 Contact Smart Card .
 Contactless Smart Card.

12. Contact Smart Card
 The contact Smart Card has a set
of gold-plated electrical contacts
embedded in the surface of the
plastic on one side.
 This card has a contact plate on the face ,which
is a small gold chip about ½ in diameter on the
back like a “credit card”

13. Contactless Smart
Card
 A contactless Smart Card looks just like a plastic
“credit card” with a computer chip and an
antenna coil embedded within the card.
 The antenna is typically 3-5 turns of very thin
wire ,connected to the contactless chip.
Component
Antenna Plastic Contacts

14.  Such contactless Smart Cards are used when
transactions must be processed quickly, as in
mass-transit toll collection or wherever the
cardholder is in motion at the moment of the
transaction.

15. Major Benefits that
Smart Cards offer
Security :
a) chip is tamper-resistant
b) information stored on the card can be PIN coded
c) capable of performing encryption and/or read/write
d) each smart card has its own unique serial number
Intelligence :
a) capable of processing , not just storing information

16. Major Benefits that
Smart Cards offer
b) Smart cards can communicate with
devices through smart card reader
Convenience :
a) chip is tamper-resistant
b) Smart Cards provide a portable, easy to use
form factor that many are familiar with using

17. Smart Card
Services
 Data Storage & retrieval.
 Authentication.
 Cryptography.
 Signature .
 Multiple application.

18. Smart Card
Applications
 Smart Cards are being deployed in public and
private marketplaces.
 There are over 300,000,000 GSM mobile
telephones with Smart Cards which contain the
mobile phone security and subscription
information.
 Streamlining healthcare Services.
 Automating transportation Services.

19. Future
 Embedding similar circuits in everyday objects, such as
key rings, watches, glasses, rings or earrings could
perform the same electronic function.
 Soon it will be possible to authorize the use of
electronic information in Smart Cards by using a
spoken word or the touch of a hand.
 In the future, the traditional magnetic strip card will be
replaced and integrated together into a single card by
using the multi-application Smart Card, which is known
as an electronic purse or wallet in the Smart Card industry.

20.  With global financial institutions pushing for migrating
their credit card and debit card transactions towards
smart card-based transactions, the future of smart cards
does seem bright.
 "From year 2005 onwards, as per EMV II compliance
(EuroPay, MasterCard, Visa), all new credit/debit cards
will be issued only on chip (instead of magnetic strip)
which will drive huge growth in this segment. Security
concerns in financial transactions will also force banks to
opt for smart cards sooner or later."

21.  Also, the emergence of contactless smart cards could be
a key driver for smart card usage—the next time you
drive through the toll gate of a bridge, a smart card
reader at the toll bridge could just debit the toll from
the smart card fixed on your car as you drive past the
bridge.

22. Thank You

23. This is just the beginning; soon it will
influence the way we shop, see the
doctor, use the telephone and even enjoy
leisure!!!
Any Query?????