This document defines various terms related to electrical load including demand, maximum demand, average demand, diversified demand, maximum diversified demand, maximum non-coincident demand, demand factor, utilization factor, load factor, diversity factor, and load diversity. It then provides examples of how to calculate these values for distribution transformers and feeders using load data from customers and diversity factors. Specifically, it shows calculating the non-coincident and maximum diversified demands for three distribution transformers using customer energy consumption data and a load forecasting equation.