Membrane potentials are electrical gradients created by differences in ion concentrations across cell membranes. The lipid bilayer structure of cell membranes allows selective permeability of ions like sodium, potassium, and chloride. Active transport of ions against their gradients by proteins like the sodium-potassium pump helps maintain concentration differences and the resulting membrane potential. Membrane potentials allow cells like neurons to transmit electrochemical signals and are essential for processes like cellular respiration that generate energy in living organisms.