This document provides an overview of concepts related to exposure, vulnerability, and hazards. It defines key terms like exposure, vulnerability, and different types of hazards. It discusses how certain populations, sectors, structures, and elements are more vulnerable than others to specific hazards. For example, it notes that the elderly and children are more vulnerable during disasters. Certain key factors that influence vulnerability are also examined, such as wealth, education, governance, and technology. Overall, the document aims to help readers understand and differentiate between hazards, exposure, and vulnerabilities using examples.