The document provides an overview of disaster readiness and risk reduction. It defines key concepts like disaster, disaster risk, natural disasters, and man-made disasters. Disasters are sudden events that cause harm to life and property and exceed a community's ability to cope. They are categorized into natural disasters, caused by natural hazards like earthquakes and floods, and man-made disasters, caused by human actions like industrial accidents, terrorism, and complex emergencies from war. Disaster risk refers to potential losses from a hazard due to a community's vulnerability and is a product of hazard, exposure, and vulnerability. The document aims to help readers understand different types of disasters and disaster risk.