22. 3. Process Planning Symbol Type of Activities Description Operation Activities that modify, transform or give values to the output Transportation When materials are transported from one point to another. Inspection Measures standard of the in-process material, finished product or services Delay When in-process material is restrained in a location waiting for next activity Storage When in-process materials or finished products are stored in the storage area.
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25. Purchasing of ‘tudung’ materials Storage of ‘tudung’ materials Cutting of raw materials to size. i.e large, medium and small Quality inspection Transport the materials that have been cut to tailor’s table Sewing by tailors Ironing Packaging Storage before shipping out
Strategic risk arises from the inability to implement appropriate business plans, strategies, decision-making, resources allocation and its inability to adapt to changes in its business environment. Credit risk arises from counterparty’s inability or unwillingness to fully meet its on and/or off-balance sheet contractual obligations. Exposure to this risk results from financial transactions with a counterparty, e.g. debtors, borrowers or guarantors. Market risk arises from changes in market rates or prices. Exposure to this risk can result from market-making, dealing, and position-taking activities in markets such as interest rates, foreign exchange, equity, commodity and real estate. Liquidity risk arises from the inability to purchase or otherwise obtain the necessary funds, either by increasing liabilities or converting assets, to meet its on-and off balance sheet obligations as they come due, without incurring unacceptable losses. Operational risk refers to the risk of loss resulting from the inadequate or failed internal processes, people or systems, or from external events. This includes legal and regulatory risks. Legal and Regulatory risk arises from non-conformance with laws, rules, regulations, prescribed practices, or ethical standards in any jurisdiction in which EPF operates. Reputational risk is a risk arising from negative public opinion that will result in financial and non-financial losses, such as loss of public confidence. This may affect EPF’s ability to establish new relationships or services or continue servicing existing relationships. This risk may expose EPF to litigations.
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