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Similar to latest Financial Literacy nepali (3).pptx (20)
latest Financial Literacy nepali (3).pptx
- 2. ljQLo ;fIf/tf eg]sf] <
ljQLo sfo{x¿ ;~rfng ug{sf nflu cfjZos 1fg xfl;n u/L art, shf{
;fk6L tyf o;sf] e'QmfgL cflb h:tf ljQLo ;]jfx¿sf] af/]df
hfgsf/L/fVg' g} ljQLo;fIf/tf xf].
- 3. ljQLo ;fIf/tflsg <
• kfl/jfl/s ah]6
• art
• shf{
• ljQLo ;]jf k|bfos ;+:yfx¿
• ljk|]if0f
• n3' pBd tyf Joj;fo of]hgf
• ljQLo cg'zf;g
• ljB'tLo ljQLo ;]jfx¿
• lwtf]kq ahf/
- 4. ljifoj:t'
a}+s vftf r]s a}+s shf{
ns/ df]afOn a}lsË
8]lj6÷q]ml86
sf8{
So' cf/ l8Dof6vftf /]ld6ofG;
;DklQz'4Ls/0f n3'pBd
- 5. a}+s vftf
lsg vf]Ng] <
3/df /fv]sf] k};f a9b}g.
a}+sdf /fv]sf] k};f ;'/lIft x'G5 .
cfjZosk/]sf] avtdfpknAw x'G5 . -;fyLefO{ ljrdgd'6fj x'b}g_
l/rfh{tyf lan e'Qmflgug{ ;lsG5 .
7"nf] e'QmflgrflxPdfpknAw x'G5 .
sf/f]jf/dfuf]klgotf x'G5 .
sfg'lg ?kdf;'/lIft x'G5 .
- 7. a}+s vftf
s;/L
vf]Ng]<
cfjZos sfuhft
kmf]6f] .
gful/stfjf gfafnshGdbtf{ .
a}+s¢f/f lgwf{l/t kmf/fd .
Nffnk'hf{sf]kmf]6f]skL jf lah'nLjf kfgLsf]lanjf
;jf/Lrfns cg'dlt kq jf dtbftf kl/ro kq .
;+3 ;F:yfsf] vftf vf]Ng] ePdf ;F:yfsf] lg0f{o,
l;kmf/L;,;+:yf btf{sf]sfuhft,vftf ;Grfnssf]
kmf]6f] /gfu/Lstfsf]kmf]6f]skL .
- 8. g]kfn a}+s ln= df pknAw vftfx?
Scheme Min Bal IR remarks
Normal Saving 500 6.03%
Women Special Saving 500 6.53%**locker service discount
Yuva Bachat Khata 0 6.53%
Santati Saving Account 0 6.53%*free SI
Remittance Saving Account 0 9.03%
Investor's Saving Account 0 6.53%
NBL Special Saving 50000 7.03%
Nari Samman Bachat Khata 10000 7.03%
**locker 50 % discount; 500K medical insurance; free cards, mobile
banking 1 yr
Nagarik Batchat Khata 1000 7.03%
Samriddha Nepal Abhiyan Bachat
Khata
0 7.03%
*first account only
Chhori Surakshya Bachat Khata 0 7.03%*local gvt recommendation
Balbalika Bachat Khata 0 7.03%*5K medical insurance**dr restrict account
NBL Shubha Gyan Bachat Khata 0 6.03%*sim card
NBL Sahayatri Bachat Khata 500 6.03%*sim card
Pioneer Saving Account 10000 8.03*Insurance of 10 Lakh, 50% locker rent discount, free digital products
Double Dhamaka 25000 Double in 6 yrs 4 months 20 days, *Remit. 5 yrs, 11m, 2 days
- 11. r]s cgfb/ x'g] cj:yf
olb vftfdf kof{Kt df}Hbft 5}geg],
olb ldlt l7s 5}g eg],
olb vftf gDa/ l7s 5}g eg],
olb cªs / cIf/df n]v]sf] /sd ldNb}g eg],
olb gd'gf x:tfIf/;Fu r]ssf] x:tfIf/ ldNb}g eg],
olb a}+ssf] lgodcg';f/lglZrt cjlweGbf kl5 r]s a}+sdf k|:t't ul/of] eg],
olb r]sdf bf]xf]¥ofP/ jf sf6]/ n]lvPsf] 5 t/ o;sf] cufl8 / k5fl8 vftfjfnfsf] k"/f x:tfIf/
5}g eg],
olb /sd lng cfpg] Joltmdfly a}+ssf s'g} sd{rf/LnfO{ zªsf nfUof] eg],
olb cbfntn] vftf ;~rfngdf /f]s nufPsf] 5 eg],
olb a}+sdf /x]sf] /sdeGbf a9Lsf] r]s sfl6Psf] 5 eg],
olb lgofds lgsfoaf6 vftf ;~rfngdf /f]s nufPsf] 5 eg] .
- 14. df]afOn a}lsË
• ;'ljwfx?
• sf/f]af/sf] ;'rgf
• @$ 306f pknJwa}+s
• l/rfh{,ljn e'Qmflg
• So' cf/ e'Qmflg
• s;/L lng] <
• z'Ns -slt/ lsg_
• ;'/Iffsfpkfox?
- 15. 8]lj6÷q]ml86 sf8{
• s] x'g<
• s;/L lng] <
• ! k|lt kmf/fd /kmf]6f] -salary certificate,
bank statement_
• s] s] ug{ ldN5<
• gub lgsfNg
• ;lkË ug{
• cgnfO{g e'Qmflg ug{
- 16. So' cf/
• s] xf] <
• lsg<
• vlNtdf k};f gx'g]n] klg lsGg kfP .
• k};f hDdf ug{ a}+s hfg k/]g .
• v'b/f Joj:yfkg ug{ k/]g .
• Jojl:yt /]s8{ /xG5 .
• z'Ns nfUb}g .
• s;/L lng] <
- 17. l8Dof6 vftf
s] xf] <
! k|ltkmf/fd, kmf]6f], gfu/Lstf
s;/LvfNg] <
d]/f] ;]o/af6 -Meroshare_
a}+saf6
;]o/ s;/L eg{] <
- 19. ;DklQ z'4Ls/0f
s] xf] <
u}/sfg'gL ¿kdfcflh{t cfDbfgLnfO{ ¿kfGt/0f ub}{ j}w agfpg] sfo{nfO{ cyf{t sfnf] wgnfO{ ;]tf] agfpg]
sfo{nfO{ g} ;DklQ z'4Ls/0f elgG5 .
cj}w cfDbfgLsf ;|f]tx¿
s/ 5nL, nfu" cf}ifw sf/f]af/, e|i6frf/, cftªsjfbL lqmofsnfkdf nufgL u/]/,
a}+s tyf ljQLo ;+:yf;DaGwL ck/fw u/]/
;DklQ z'4Ls/0f lgjf/0f
KYC lsg eg]{ <
s] s] eg]{ <
kl/rofTds ljj/0f
kf/Ljf/Ls ljj/0f
cfDbflg ljj/0f
- 20. ;'/lIft /xf}
• ;do ;dodf vftfsf] ljj/0f hfr ug]{
• df]afOn a}ls+Ë k|of]u ug]{
• Password / PIN s;}nfO{ glbg]
• Facebook / messenger / whatsapp / viber af6 cfPsf message/
advertisement / lotterydf ge'mlSsg]
• s'g} zsf+:kb sf/f]af/ nfu]df a}+s / k|x/LnfO{ hfgsf/L u/fpg]
- 21. n3' pBd÷Joj;fo
• n3'Joj;foeg]sf] yf]/} kF'hLk|of]u u/L;fgf]:t/df ul/g]Joj;fo xf].
• o:tf]Joj;fo ;fdfGotM kfl/jfl/s ¿kdf ;~rfng ul/Psf]x'G5 .
• n3' Joj;fodf cfw'lgsk|ljlwsf]k|of]usd ul/G5 .
• n3'Joj;fodf /f]huf/Lsfcj;/x¿ klg sd ;[hgfx'G5g .
• 7'nfpBf]u jf Joj;fosf t'ngfdfn3' Joj;fodf hf]lvd klgyf]/} x'G5 .
- 22. a}+s shf{ lsg lng] <
• pBf]u÷Joj;fodf nufgLug{,
• Jofkf/÷Joj;fo;~rfngug{,
• 3/fo;Lpkef]usf j:t'x¿-h:t}6]lnlehg,df]6/;fOsn, df]6/,sf/ cflb_ vl/b ug{
• cfˆgf 5f]/f5f]/Lsf] pRr lzIffsf nfluvr{ ug{
• cfˆg} k|of]hgsfnflutyf Jofkfl/s k|of]hgsf nflu3/, ejgagfpg .
• lj/fdL kbf{ cf}ifwLpkrf/ ug{sfnflu/sd cfjZos k/]df
• s[lif tyf kz'kfng;DaGwLJoj;fo ug{
• ;;fgfpBd Joj;fo ;~rfngug{
• 7"nf–7"nfcf}Bf]lus Joj;fo÷kl/of]hgf;+rfng ug{
- 23. a}+s shf{sf k|sf/
• sf]ifdf cfwf/Lt -cfjlws/ cNksflng_
• ;'grfFbL shf{
• d'4tL /l;b lwtf] shf{
• s[lif shf{
• dlxnf pBdlzn shf{
• Jofkfl/s shf{
• 3/ shf{
• uf8L shf{
• z}lIfs shf{
• JolQmut shf{
• ;]o/ lwtf] shf{ -dflh{g n]lG8ª_
• u}x|sf]ifdf cfwf/Lt -LC, Bank Guarantee etc._
- 24. shf{ lng'k"j{ Wofglbg'kg{] s'/fx¿
!_ lglZrtp2]Zosfnfludfqshf{lng'kb{5.
@_h'gk|of]hgsfnfluC0flnPsf]xf]To;}dfdfqnufgLug'{kb{5.
#_shf{sf];fjfFAofhlgoldt¿kdfltg'{kb{5.
$_cfˆgf]ltg{;Sg]Ifdtfcg';f/dfqshf{lng'kb{5sydsbflrt;fjfFAofhltg{g;s]dfa}+sn] cfˆgf]lwtf]lnnfdug{;S5eGg]
s'/f;w}+Fx]Ssf/fVg'kb{5.
%_pBf]uJoj;fo;~rfngug'{cl3;f];DaGwLcfk"mnfO{kof{Kt1fgePsf]x'g'kb{5.
^_ cgfjZosvr{ gu/L ldtJooLx'g'kb{5.
&_cfˆgf]Jofkf/÷Joj;fodfnugzLnPj+tNnLgeO/xg'kb{5.
*_;kmnpBdLaGg] ;f]rlng'kb{5t/;do;dodfcfOkg]{ ;d:oftyfr'gf}tLx¿nfO{a'l4dQfk"j{s86]/;fdgfug'{kb{5.
(_a}+ssf]shf{tf]lsPsf];dodfr'Qmfug{g;s]dfsfnf];"rLdfkl/g],kqklqsfdfgfdk|sfl;tx'g]/ To;af6cfˆgf]tyfkl/jf/sf]
OHhttyfdfg–k|lti7fdfcfFrcfpg;Sg] s'/fdf;w}F;r]t/xg'kb{5.
!)_cfk"mn]shf{lnPsf]a}+s;Fulgoldt¿kdf;Dks{df/lx/xg'kb{5/cfˆgf]lx;fa–lstfadf;wF}+rgfvf] eO/xg'kb{5.