This document discusses types of rural and urban settlements. It defines a settlement as a permanent or temporary community where people live. There are two main types: rural settlements, which are usually villages surrounded by farms where people engage in activities like farming, fishing, and forestry; and urban settlements, which are towns and cities where people work in offices, shops, and factories. The pattern of rural settlements can vary from dispersed individual farms to nucleated clusters of houses or linear patterns along transportation routes. The document also lists some advantages and disadvantages of both rural and urban living.