There are several key challenges in risk communication and management. Theorem 1 notes that 50% of problems result from different meanings assigned to the same words. Theorem 2 notes the other 50% comes from using different words with the same meaning. Further, risk has different meanings depending on if it is used in a colloquial, technical, or insurance sense. Proper risk analysis requires understanding hazards, consequences, likelihoods, and vulnerabilities. Determining what is a hazard, disaster, or safe level of risk depends greatly on context. Effective risk communication requires addressing different risk perceptions while building community partnerships.