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Essay on Swot Analysis for Usaa
Management 303 SWOT Analysis on USAA Savings Bank
Section I Organizational History
USAA Savings Bank has been around for a long time believe it or not. In 1922 USAA was originally
founded in San Antonio, Texas when 25 Army officers decided to come together and insure each other
s automobiles. William Garrison was USAA s first elected president. Shortly after that USAA s first
employee was Harold Dunton, who was hired as a general manager. Major Walter Moore purchased
the first automobile insurance policy for $114.74 and became USAA s first member. Two years later in
1924 USAA printed their first credo. The company motto was Service to the Services. 1928 was the
year that USAA started advertising 8,000 active component service members ... Show more content on
Helpwriting.net ...
USAA produced colossal numbers as far as Net worth goes. From 2008 earning $14.6 billion in net
worth to $17.0 in 2009, $18.7 in 2010, $20.0 billion and so far over $21.3 billion. These numbers only
keep getting better. Some of USAA s highlights as of June 30, 2012 in totals: 9.1 million in Total
members, the company now offers a total of 38 million products, and a total of 23.7 thousand
employees. Classifications go as follows 28th largest bank, 5th largest homeowners insurance, 8th
largest credit card provider, and 6th largest auto insurer. USAA s property and casualty insurance
group received high ratings for financial strength from three of the major agencies A.M. Best, Moody
s and standard amp; Poor s. A.M. Best Company gave USAA an A++ (superior, highest of 16 possible
ratings). Moody s Investors Service gave USAA an Aaa (Exceptional, highest of 21 possible ratings).
Standard amp; Poor s gave USAA an AA+ (Very strong, second highest of 21 possible ratings). Ward s
50 Placed USAA s P amp;C Insurance Group on the Ward s 50 list, which is a benchmarking group of
top performing insurance companies, for 22 consecutive years. (2012). IDC Financial Publishing Inc.
gave USAA 111 consecutive Superior ratings as of 2012 s 1st quarter for USAA Federal Savings
Bank. Thomson Reuters Bank Insight (formerly Highline Banking Data Services) rated USAA in the
Top 15% of peer group as of 1st quarter 2012. These are all
... Get more on HelpWriting.net ...

Employee Compensation Package For Employees
Expatriate employees would include the C.E.O. The compensation packages will be done differently
than what the local hires would be. The base salary will include a minimum of 5 years of experience
and offer a salary of 120,000 Rubles. Salaries may vary depending on the actual number of years of
experience. It will be maxed out at 350,000 Rubles. According to Coleman services article on
expatriate compensation packages, These expenses include, but are not limited to, relocation and
living allowance, country risk payments, complete medical and travel insurance for all family
members, corporate cars (often with personal drivers), total coverage of apartment costs etc. Add to
these a foreigner status with all inherent visa proceedings, and you ll get a very costly asset. 1
Compensation packages for the local hires will not require such high benefits, however, there salary
would be a little higher due to not including all the benefits of living and relocation. According to
pravada.ru the average Russian needs to make 20,000 30,000 a month to be able to live comfortably2.
It is recommended that basing it off this average would be a good idea due to increasing economy and
skilled labor, in which we need. The minimum wage of Moscow requires the pay of 15,000 Rubles a
month. Contract of employment will include the working and rest time (annual leave in addition to
holidays), compensation for working in hazardous conditions, mandatory social insurance, sick and
personal days (family

The Cultural Icon Of The 20th Century Essay
Amber Gentile 12 December 2016 Period 2 Albert Einstein The Cultural Icon from the 20th Century
Albert Einstein once said I want to know God s thoughts, the rest are details . Einstein wanted an
equation that would encapsulate all physical laws. To put the beauty and the power of the universe into
a single equation was his life s goal. Although Einstein s name is now synonymous with genius, his
professors would have never predicted him to be this successful as he would always cut class, and he
could not get a single job after graduating. Einstein thought he was such loser that he wrote a letter to
his family saying perhaps it would be better if he was never born. His father had to apply on behalf of
Einstein for academic positions, but they all said there were no positions available. His father passed
away thinking that Einstein was a total disgrace to the family. In 1902 Einstein moved to Switzerland,
and began a career far from science. One of his friends got him a job to be a patent clerk in the Swiss
patent office. He spent six days a week reviewing applications submitted by inventors to the Swiss
government. He had to analyze the patents and strip them to their essence, which honed his skills as a
physicist. Since it was not intellectually demanding it would give him ample time to contemplate the
universe. Einstein s daydreams would change the way the universe was understood. In 1905 in what
has been called his miracle year, he publishes in his spare time four

Essay On International Business Trade
This report will outline the competing perspectives on Britain s continuing trade outside of the
European Union membership, will also be considering at least one other EU members national
perspective on the management context of European/International business trade.
It will summarise the impact of the EU integration on business, discussing possible proposal of
recommendations for problems, and finally discussing the important economics models with
examples.
The British individuals have settled on the most critical decision for a generation by voting for Brexit
on the 23rd June 2016. According to BBC news, leave won by 52% to 48% . In order for the UK to
leave the EU it needs to conjure an agreement called Article 50 of the Libson Treaty ... Show more
content on Helpwriting.net ...
Therefore, as you can see, from the table above these countries each have their own agreements with
the EU, a few options that the UK could consider are explained in detail below (Fig:1)
For example; Norway is in the single market, and have freedom of movement and makes EU budget
contribution. Switzerland is partially in the single market, accept free movement of people, they do
contribute to the EU however they pay a smaller amount than Norway. Canada have tariff trade deals,
as well as WTO and Turkey, however Turkey does not on industrial goods.
1). Norwegian Model
The choice to leave the EU has pushed the UK into uncharted trading territory. The main alternative
frequently supported by supporters of Brexit, is joining the European Economic Area (EEA) which
was founded in 1994 to provide European nations that are not part of the EU an approach to become
members of single market.
The UK have got themselves in a messy situation but the way forward may not be. There are few
alternatives they can choose from. One of the options is the Norway option, the Norway option gives
the country full access to the single European market without being a fully paid up member. The
Norway model will also mean that Britain becoming members of two key European organisations, the
European Economic Area (EEA) and the European Free Trade Association (EEFA).
Joining the EEA would mean the UK would still contribute to the EU s budget. Additionally, the UK
would

Character Development In Stranger Than Fiction
Stranger Than Fiction Character Development The amount of characters in Stranger than Fiction is
plenty for a movie, but only one person in the film had shown character development. That Character
in the film Harold Crick, he definitely changed from the beginning of the film to the end. A few
character developments were used to describe Harold, such as, personal history, what they say, what
others say about them, and physical appearance, etc.... One way Harold Crick had character
development was what the narrator or Caryn Stiffle had said about him. Harold was a little OCD, he
had a schedule, a number of brush strokes while brushing his teeth, and wearing a neatly pressed suit
to work. He worked for the IRS, and didn t like working there.

Warrant Officer History
The Warrant Officer Corp has a long military history of producing subject matter experts in various
technical fields. These Soldiers have been sought out by higher leadership to provide
recommendations and expertise knowledge on specific topics. As the future of the Army continues to
change, so does the Warrant Officer Corp. The traditional Warrant Officer is now experiencing a
multitude of changes to include becoming immaterial. According to Merriam Webster, the word
immaterial is defined as not important or significant. The idea of a subject matter expert becoming less
important to the Army is alarming and causing concern amongst the ranks. Senior staff members are
already aware that Warrant Officers are subject matter experts, therefore they want to incorporate them
into future leaders serving on their team. To accept and conquer change we must look at the past so we
can better understand our relevance for the future.
The History of the Warrant Officer Corp ... Show more content on Helpwriting.net ...
It is unclear as to why there is such a division between the two ranks since both worked hard to earn
the title of a Commissioned Officer. Perhaps some O grades are intimated by Warrants because of their
level of expertise or having received a higher degree of education. Or, they simply do not understand
the true meaning of how unique we are. However, both are working toward the same of mission of
which is the overall success of the organization. Many Warrant Officer Candidates had the same
opportunity to attend Officer Candidate School however the path was chosen accordingly to that
person s vision of where they wanted their military career to take them. Nevertheless, we both chose
to be Army leaders; anyone who by virtue of assumed role or assigned responsibility inspires and
influences people to accomplish organizational goals (Army Doctrine Publication, ADP, 6 22,

Literary Allusion In Fahrenheit 451, By Ray Bradbury
It was a pleasure to burn (Bradbury 1). At the start of Fahrenheit 451 by Ray Bradbury, published by
Simon Schuster Paperbacks, comes one of the most iconic introductory phrases in literary culture. At
the moment of reading it, this line is interpreted to be an expression of the thrill that came with the act
of lighting a fire as Montag does his job to burn illegal books. However, by the end, it is possible to
say that this line has a different meaning altogether. In a time where censorship and other forms of
oppression were on the rise, Bradbury wrote his work to speak out against a strong government,
preserving freedom for the individual. Through the use of allusions, he grounds Fahrenheit 451 in
reality, calling the themes of the novel into question in the present as much as they were in the time
when the novel was written. Through the world of his story, Bradbury makes a statement about a
potential path society could take, destroying freedom of thought and individual expression, becoming
nothing less than a dystopia like the one in Montag s world. Bradbury uses both Biblical and literary
allusions to reinforce his themes, ensuring the audience can apply his ideas to the world around them.
Bradbury makes his use of Biblical allusions quite clearly in the novel, referencing multiple well
known books and passages with specific emphasis on Ecclesiastes, using many of the allusions largely
towards the end of the novel. Montag reads the passage from Matthew 6:28 while

Hp Is A Partner With Dreamworks
In addition, HP is a longterm partner with DreamWorks; the companies having partnered together
since about 2000. HP has a managed print services (MPS) contract, so that they are constantly
observing printing and paper usage, and thus processes and workflows, and can identify hot spots
where too much paper is being used and inefficiencies are thereby created. The two companies meet
weekly or biweekly for both sides to provide feedback and discuss concerns, and also meet quarterly
to strategize on larger projects that aim to create efficiency. Thus this workflow solution was simply a
part of an ongoing process with cooperation between DreamWorks and HP, not a situation where an
outside vendor was sought.
In meetings between departments ... Show more content on Helpwriting.net ...
There were 5000 documents that were taken off site to be scanned in and digitized. Also involved in
the project were Highland, who provided scanning software that allowed for organization of the
scanned content; a content management provider; and another third party scanning company, the name
of which the interviewee did not know.
As an alternative to this intensive use of paper documentation, HP scanners have been set up so that
documents can be scanned through a normal HP scanner into an accessible database. Employees of
both DreamWorks and product licensing partners now can view the same documents online at the
same time, creating a much higher level of efficiencies throughout, particularly noticeable at meetings.
During meetings, documents can now be worked on collaboratively, and agreements can be linked to
the pertinent imagery that will be involved with the product licensing.
During this workflow improvement process, there were some difficulties encouraging everyone
involved to change their processes and procedures. DreamWorks executives have come to realize that,
rather than having vague executive involvement, there needs to be clear executive sponsorship of such
changes, communicated from the beginning of such workflow projects, so that as the projects move
into the departments for employees to use the new processes, there is far less resistance. For this
purpose of reducing resistance to change, there needs to be an awareness that

The Murder In The Shadows Short Story Analysis
There are two fundamental characters in each work. In Poe s The Murders in the Rue Morgue, there
are the detective C. Auguste Dupin and the storyteller. In Rampo s The Beast in the Shadows, the
detective is called Akechi Kogoro and the storyteller lead the story. Poe presents the model of the
detective who is constantly sharp and carefully observe everything in The Murders in the Rue Morgue,
surprisingly. The characters in the two stories are similar. For instance, the two detectives almost have
the same hobby. I think that it is because of Dupin and Akechi do the same thing for a living as a
detective. Detectives are typically men of sharp perception and are great at inferring a conclusion.
Hence, the two like perusing books. In The Murders in the Rue Morgue, the storyteller outlines the
first run through when detective Dupin and the storyteller meet at the library where there are many
books. In The Beast in the Shadows , there is likewise a delineation of Akechi s room which is loaded
with various books. There is additionally a vital character: storyteller. In both of Poe and Rampo s
stories, the storyteller clarifies the entire story and infrequently shows the detectives and even their
contemplations. In The Murders in the Rue Morgue, the storyteller portrays Dupin s general qualities
like this: Observing him in these moods, I often dwelt meditatively upon the old philosophy of the Bi
Part Soul, and amused myself with the fancy of a double Dupin the creative and the

Dr Pepper Tan Advertising
Dr. Pepper TEN the Manliest Low Calorie Soda in the History of Mankind. This slogan is displayed at
the end of every Dr. Pepper TEN commercial. During these commercials a man is shown outdoors
drinking Dr. Pepper TEN with the aid of the local wildlife. When viewed on the surface the
commercial is short and simple this man is manly and he drinks Dr. Pepper TEN because of its bold
flavor but when viewed under other lenses questions arise: How are the ideas of bold flavor and
manliness expressed in the commercial and how are they connected to the low calorie soda?
The correlation between the bold flavor with low calories and the manliness ensued is one of
vagueness. While Dr. Pepper TEN identifies as both bold and manly they lack an explicit definition in
the commercial. This is done by the exaggerating the qualities to a commercial level. To see how
manliness ... Show more content on Helpwriting.net ...
During the dodge commercials we see a world where masculinity is defined by technological mystery
while during the Dr. Pepper TEN commercial we see it as bear minimum and simplicity. This shift of
what society views masculinity as can be attributed a couple of causes. At the time of the Dodge
commercial society was centered on the powerful and technologic devices that were rapidly
advancing. This pushed for masculinity to be that of a very technical idea. On the other side at the
time of the Dr. Pepper TEN commercial society had reached an understanding of the complex
technological world and were reaping the benefits that come with such advancements. Dr. Pepper took
this and redefined manliness as that of getting in touch with the simpler side of technology by means
of having a new product to add to the market and advertising it by showing that sometimes in life all
one needs is a Dr. Pepper

Radio Frequency Identification Is Important For Airport...
abrownBUS310_101615. Hartsfield Jackson Atlanta International Airport (ATL) should implement
radio frequency identification (RFID) tags in the airport s baggage handling operations for a variety of
reasons. First, implementing this system will be beneficial to airport workers, travelers, and the
airlines. Second, the cost of lost luggage fees and millions of dollars being spent in reimbursements
will be significantly reduced. Third, the overall control of luggage will be more efficient and effective.
Fourth, traveler satisfaction will improve, as the luggage process will be hassle free. In order for the
RFID tagging system to properly function, it is important for the airport to make an effective plan.
Planning which is, choosing a goal and developing a strategy to achieve that goal, (Williams, 2015,
p.4) is an approach that will benefit all involved. In this case specifically, it will benefit the airport
workers, travelers, and the airlines themselves. The amount of customer service representatives it
takes to handle all aspects of the baggage process is very large. From customer service representatives
taking complaints, to tracking and identifying lost luggage, you name it, it is imperative to have a staff
member available at all times. Today s automated baggage handling systems play a critical role in
alleviating the pressures played on ground support personnel and in helping them increase customer
satisfaction (Heacock, 2005, p.1). With this, implementing RFID s in

Essay on Establishing a Formal Systems Development Process
Establishing a Formal Systems Development Process Sara Reed Strayer University Professor Matthew
Anyanwu CIS 510 Advanced Systems Analysis and Design 20 July 13 Jane has been recently hired as
the company s first ever process manager. She has been reviewing the company s best practices of
system development with the intent of establishing a formal systems development process for the
company. She has two employees, Carrie and Brian, both who will work under her as system
developers. Carrie and Brian bring years of experience at a large firm to the table. Carrie is described
as someone who is a big proponent of iterative/incremental development approaches, whereas Brian is
a long time proponent of the waterfall approach. ... Show more content on Helpwriting.net ...
Every company has a mission and every team should have a goal to meet that mission. Ideas for
creating a common goal are: create and/or review the team s mission, discuss why they exist in the
first place, allow each team member to express their commitment, create a theme (i.e., poster, symbol,
motto) that portrays the team as a unit, and use the common purpose to prioritize the teams actions (
Building a Collaborative Team Environment ). Jane needs to emphasize the advantages of teamwork
in the workplace. Advantages such as increasing the likelihood of success, each team member brings
there strengths to the table, increasing the success of the project, it will provide motivation and sense
of security, as allowing each person a hand in the cookie jar, avoiding personal responsibility for a
mistake. Teams motivate each other to work together in achieving their common goal, success.
Another advantage is it helps divide the work that needs to be done, not one person can or should do
all the work for the project, and it should be broken down into sub tasks to the most qualified person.
Working as a team also allows each member to learn from one another, we can never learn enough,
and networking is the best way to further your knowledge and experience in any area ( Advantages of
Fostering Teamwork in the Workplace ). Jane will need to really work on keeping a positive attitude in
the workplace so

The Catcher in the Rye by J.D Sallinger, Questions and...
For this guided reflection paper, I observed two classrooms, the first was Mr. M s 10th grade, 3rd
period ELA class and the second was Mrs. L s 11th grade, 4th period ELA class. Both observations
were done on April 9th at the same high school. The focus for this paper was the teachers and specific
components of their lesson plans. Both classrooms were not only engaged in different reading
materials but also in different parts of their unit plan. Mr. M s class was just beginning their unit plan
on the novel The Catcher in the Rye while Mrs. L s class was finishing up their unit plan on the novel
The Scarlett Letter. Both classrooms had different, specific learning goals, activities, and assessments.
Mr. M s lesson was meant to introduce students to the novel The Catcher in the Rye and get them to
start working on their culminating journal project. One learning goal for the lesson can be found in the
AIM, How can observing our surroundings help us to understand our place in the world . One way Mr.
M addressed this learning goal was through the DONOW, by having the students observe their
surroundings and write about what they observed, the students become more aware of their
surroundings. This not only helps them understand and connect with the main character Holden, but
also helps them discover more about themselves as a person and understand their place in the world . I
spoke with Mr. M after class about the lesson and he informed me that he was using

Inustry Competitor Analysis-Casino Hotel
Executive Summary
The center of our industry and competitor analysis research is MGM Mirage, the second largest casino
hotel operator in the world with $7.2 billion in revenues in 2008. The only company that surpasses
MGM Mirage by revenue and scale is Harrah s Entertainment Inc. with $10.8 billion in revenues in
2008. Other competitors that should be considered are Las Vegas Sands Corp. and Wynn Resorts Ltd
with respectively $1.7 and almost $1 billion in revenues in 2008.
Our group focused on researching the degree of threat and the likely future competitive moves that
Harrah s Entertainment, Las Vegas Sands Corp. and Wynn Resorts Ltd will undertake in short (next 3
6 months) and long term (next 1 3 years). In order ... Show more content on Helpwriting.net ...
In 2008, two private firms Apollo Advisors and TPG Capital, acquired Harrah s. Since the beginning
of 2009, the company has had some major difficulties with revenue generation. The firm s facilities
boast more than 3 million sq. ft. of casino space and 39,000 hotel rooms and suites. The company
obtains more than 70% of its revenues from gambling. Its US properties are located in Illinois,
Indiana, Iowa, Louisiana, Mississippi, Missouri, Nevada, New Jersey, and Pennsylvania. Harrah s also
owns and operates the World Series of Poker tournament and brand, and manages casinos on Indian
reservations. Globally, the firm owns or manages casinos in UK, Egypt, South Africa, and Macau,
China. The company s revenue for 2007 was $10.8 billion.
Las Vegas Sands Corp. founded in 1988 is another well known company that operates in casino hotels
and development niche. It is headquartered in Las Vegas, Nevada. Some of its well known brands are
The Venetian Resort Hotel Casino, The Palazzo Resort Hotel Casinos, the Sands Expo and Convention
Center, and Venetian Macao Limited, a developer of multiple casino hotel resort properties in Macao,
China. The company is expanding further with the opening of Sands Casino Resort in Bethlehem,
Pennsylvania in 2009. The firm s revenue for 2008 was $1.7billion.
Wynn Resorts Ltd was formed in

Foreign Aid Effects
The act of cutting spending from other sectors could potentially have a negative impact on the national
security of the United States. One of the most important sectors outside of defense spending related to
boosting the strength of national security is foreign aid. Foreign aid has been used as a tool by the
United States to stabilize weak states and build alliances with states that could potentially become
dangerous adversaries in the future. One of the most significant historic examples of foreign aid was
the Marshall Plan in the aftermath of World War II, a conflict in which much of Europe had been
decimated by the violence of the war and was unable to rebuild without outside aid (Sarkesian 12).
The United States had emerged as the strongest ... Show more content on Helpwriting.net ...
In the statement, Rubio points out that foreign aid is already less than 1% of budget, so cutting it
would not make a major difference in supporting the 54 billion dollar increase in defense spending
(Rubio). This statement highlights the present opposition to Trump, even within his own party, that
understands the immense impact that foreign aid has on boosting national security. Major foreign
leaders, such as the Secretary General of the United Nations, have also spoken against the proposed
foreign aid cut and the devastating effect that it would have on international affairs. The spokesman of
Secretary General Antonio Guterres recently released a statement sharing the view that combating
terrorism and ensuring international security requires more than military spending (Al Jazeera).
President Trump and his cabinet should listen to the concerns of their fellow party members and world
leaders in regards to this stance, as well as study the history of the positive impact that foreign aid has
had on United States national

Analysis of the Balcony Scene in Romeo and Juliet by...
Analysis of the Balcony Scene in Romeo and Juliet by William Shakespeare Love is profound and
unconditional. Love is devotional and overwhelming but as for Romeo and Juliet , they are not
supposed to fall in love because they are sworn enemies. When Romeo and Juliet fall in love they are
aware of the risks they are taking but the feeling of love is powerful and Romeo is a romantic dreamer,
they are not afraid to fall deeply in love. The situation they find themselves in and the strength of their
love gives this scene the immense romantic appeal and fame . The scene is full of commotion,
dramatic tension and activity. Events accelerate towards tragedy. The lovers act like they are
emotionally ... Show more content on Helpwriting.net ...
Juliet says how her love resembles the sea. My bounty is as boundless as the sea , my love as deep ,
the more I give to thee , the more I have, for both are infinite . This statement refers to her love as
deep as the sea and the more she gives, the more she receives. The love they have for each other is
compared to as sweet as roses and birds that sing. They are all things to do with nature signifies purity
and beauty . Romeo describes Juliet as a light in darkness. It makes Juliet sound more beautiful and
shows how to Romeo, Juliet stands out from everything. But soft, what light through yonder window
breaks? It is the east , and Juliet is the sun . She is his source of light. Their love is also referred to
radiant and life giving as the sun. Shakespeare uses religious image to describe . He makes it seem
sacred, pure and holy. It transcends our human existence. Romeo calls Juliet a saint and a bright angel
. Shakespeare uses these images to show us that Romeo does not just love Juliet, he worships her. He
mentions phrases like eyes in heaven signifying her beauty , baptised when all sins are washed away
therefore one becomes holy and receives new life. The description of her as a messenger of heaven
makes her seem like she is special and as if she was god sent . All these pure and spirit that Romeo
compares her to shows how sincere and genuine he is

The Odysseus And Wesley Autrey And The Subway Hero
Everyone in a way is a hero, depending on how people see other people determines how highly they
think of them. Our version of a hero in modern times is someone does an action that would be unheard
of, this is common when firefighters do the unthinkable and enter a burning building often risking
their lives to save civilians that are stuck in the building. This is just one example of what a modern
day hero looks like, they appear in everyday life doing actions that help others. Sometimes people
become hero s by Phronesis, translated as practical wisdom. This is the concept of disembodiment and
instinctual know how exhibited by the Odysseus, as well as Wesley Autrey, better known as the
Subway Hero . Odysseus, who is a capable soldier, diplomat, sailor and ruler, in addition to his other
virtues, is the prime example of phronesis. His fast thinking gets his men out of Polyphemus s cave
alive, lets him listen to the Sirens song without going mad. He ensures that when he does make it
home he isn t murdered by his wife s numerous suitors and would be pretenders to his throne. The
disembodiment actions happen all of the time in the world. Wesley Autrey, the man who saved a
seizing man who fell onto train tracks was saved by Wesley when he laid on top of him underneath the
passing train. He said, I don t feel like I did something spectacular; I just saw someone who needed
help, he told the Times. I did what I felt was right. . He did something that was unthinkable to most

The Significance Of Kristallnacht And The Holocaust
30000 Jews were sent to concentration camps during Kristallnacht. The Nazi s came to power in 1932
as they were elected 608 seats in the German parliament. After this event, the Nazi s used fear and
propaganda to slowly hypnotize and imbed their beliefs into the minds of every German citizen.
However in November of 1938, the Nazi s showed everyone what they really believed in. during the
night of broken glass or Kristallnacht. The Nazi s ransacked and destroyed many Jewish businesses
while they also killed and captured many Jewish citizens . The purpose of Kristallnacht was to strike
fear into Jewish communities, which in turn also sparked the beginning of the Nazi war machine that
would sweep through Europe over the course of the upcoming years. To assess the significance of
Kristallnacht I will look at the consequences, what caused it to happen. The hatred towards Jews was
nothing new in that time. Throughout history Jews have been prosecuted and blamed for many of the
world s problems, and Germany was the same. The treaty of Versailles was incredibly harsh on
Germany as it extinguished the nations power and reduced its presets on an international scale. The
Germany people especially hated the treaty of Versailles and they needed someone to blame, so lo and
behold the hatred of Jews began in Germany. The TOV was signed and approved by Jewish politicians
so many German peopled blamed Jews for the TOV. During the 1930s, many Jews where doctors,
lawyers and bankers which

The Functions Of Financial Institutions Within A Financial...
Discuss the functions of financial institutions within a financial system and give examples of financial
services and products that are traded by these institutions.
A financial institution is something that has been established that contains financial trades for example
investments, getting a loan or putting a deposit (ABP, 2001). Financial institutions get dealt with on
day to day so almost everyone deals with it. Majority of the depositing, borrowing money, exchanging
money contains and must be done through financial institutions.
The functions in financial system contains:
Investment Banks
Commercial banks
Insurance Companies
Investments companies
One of the functions of the financial institutions is Commercial Banks. Commercial banks will accept
deposits and provide very good security and make it suitable for their customers. This is just a normal
role for the bank to give their customers money safe so that their customers don t have to physically
keep their belonging in their home or on them (APB, 2001). With having commercial banks there is no
need to keep large amount of money in hand because the banks can handle it such as online banking,
checks, debit card or credit card.
Another one is insurance companies, insurance companies protect themselves or their properties such
as your phone, your vehicle or your house anything that you feel should be insured. Insurance use
statistical analysis to protect what has been covered by the company, insurance

Disputed Territory of Israel and Palestine
The territory of Israel and Palestine has been disputed since 1947, and the conflict in this region
continues to this day. It has become an international conflict as it has spread outside the boundaries of
those nations involved, associating other countries such as Syria, Jordan and Egypt with the
contentions. Other countries have also become involved, with the aim of generating peace and
stability throughout the region, but as of yet, the unrest remains. The recent conflict originally arose
after world war two as a result of the UN (United Nations) allowing the division of the Palestine
region into Jewish and Arab sectors because of the migration of many Jews into the region, in 1930
alone 230,000 Jews moved into this location to avoid the negative attitudes and actions that were
brought about as a result of the Hitler Regime. The Palestinians believe that Israel belongs to them,
and that the UN s decision is wrong, whereas the Jews believe that parts of the land belong to them
because of the religiously important history related to the location, a movement known as Zionism
also encouraged Jews to move to Palestine as they saw it as the natural location to create a Jewish
state. One location that was proven in court to religiously belong to the Jews is the Sheik Jarrah
neighbourhood, where Jews are now being allowed to settle, with the other parts of the population
being forcefully evicted from their homes.
One location that is populated by Palestinians is that of the

The Dispute Over Agricultural Trade Liberalization Between...
In 2002, a dispute over agricultural trade liberalization between the United States and Brazil arose.
Brazil filed a lawsuit against the United Stated in the World Trade Organization Dispute (WTO)
Settlement System arguing that the subsidies the United States provided to US farmers violated WTO
trade agreements and gave US farmers unfair advantages (Unit 7, lesson 5). Fortunately for Brazil, the
World Trade Organization agreed with their claim and authorized them to take punitive measures
against the United States (Cengage unit 7, 3). As a result of that authorization, Brazil decided to
impose tariffs and lift patent protections on US goods (Cengage unit 7, 3). In order to limit the damage
that could have been created by Brazil s actions, the United States had to make a smart move. As a
matter of fact, they decided to provide cottons to Brazilians rather than removing the subsidies. Over
150 Million in subsidies have been provided to the Brazilians, in 2010 so that Brazil do not impose
punitive measures (Cengage unit 7, 3). There exists both, pros and cons for subsidizing U.S. farmers.
In fact, US farmer strongly support subsidies claiming that it gives the US an important industry and
helps the regulations. However, subsidizing US farmers has some consequences. The cons argue that
subsidies provided to US agricultural producers create inefficiency in the global economy (unit 7).
Also, according to economists, subsidizing stands in the way of the economy growth

How Does An Autism Assistance Dog Positively Affect The...
Research Question: How does an autism assistance dog positively affect the autistic child?
I decided to research this topic as I have always been interested in animals and want to pursue a career
working with animals. After watching a captivating news clip on assistance dogs it was clear this was
going to be the topic I would investigate for my research project.
I researched autism assistance dogs (AAD), specifically their training, eligible criteria and positive
effects on the child. I read websites and books along with watching videos to get secondary
information. I contacted an expert in the field Danielle Mathews, service coordinator of AAD at Guide
Dogs SA/NT, to obtain further information to support my findings.
My Research Outcome is in report form and features pictures and diagrams.
(Word count 130)
Evaluation
E1 Evaluation of Research processes
I relied heavily on secondary sources as there were limited organisations where I could receive the
primary information. All the resources used cross referenced each other and were specific to my topic.
The basis of my research was conducted through Guide dogs SA/NT as they are based in Adelaide and
have significant information regarding AAD. This process was highly valid in that it included a large
amount of relevant in depth information that contributed to many key findings of my research. Guide
dogs provided me with an effective abundance of information desired. As well as having general

The s Theory Of Knowledge
As human beings, we have the natural propensity to acquire knowledge from our evolving
environment, through different ways of knowing such as perception, reason, emotion and language.
Knowledge can be defined as information acquired from experience or education or the awareness of a
situation. Thus, denoting experience, education and awareness as the roots of knowledge.
Consequently, if a knower is not able to experience an event or be educated, the concept of knowledge
may cease to exist. Therefore, in order for a knower to experience an event, they must acknowledge
their individual perspective of the event, to ascertain the extent in which the knowledge presented to
them is beneficial or irrelevant. To address the titular statement, one must acknowledge what is meant
by the Knower s perspective . The knower s perspective can be defined as a series of events enforced
on an individual that causes them to perceive animate, inanimate objects and knowledge claims with a
certain unique viewpoint. Thus, this essay aims to explore the knowledge question: To what extent is
the knower s (individuals) perspective important in acquiring knowledge ? The knower s perspective
can be manipulated by numerous factors such as indigenous knowledge, shaping their perspective to a
more shared viewpoint. This is significant as it highlights how the knower s perspective could be
considered convoluted, due to the factors that make it a universal perspective, therefore, making the
knower s

Metaphor And The Expressions Of Emotion
Metaphor and the Expressions of Emotion
Introduction:
In May 2015, Walt Disney Pictures released the film Inside Out. The film emphasizes the
neuropsychological finding that human emotions affect interpersonal relationships. It shows how
emotions work inside a person s brain and at the same time how these emotions shape a person s outer
life (Keltner Ekman, 2015). In this film, each character is represented by a colour With is conceptual
metaphor theory (Lakoff and Johnson 1980) can be applied. As this representation works with the
theory of conceptual metaphors. Conceptual metaphors are metaphors that we have in our mind that
allow us to produce and understand abstract concepts (Littlemore, 2008). The five main human
emotions that are represented as characters inside an 11 year old girl brain are: Joy represented as a
glowing yellow; Anger as red; Disgust as green; and Fear as purple. The film was released all over the
world, gaining positive reviews from many different cultures. With these positive reviews, the
question is asked are colours emotion metaphors universal? The purpose of this study is to test
whether the cultural experiences of individuals result in different mental representations of colour
emotion metaphors. The colours black, white, red, yellow, and blue were looked at because they are
primary colours and have more colour emotion metaphors associated with them.
Literature review:
Lakoff and Johnson claim that conceptual metaphor theory is when

Rock N Roll Changed Music
Rock n Roll was everything the suburban 1950 s were not. While parents of the decade were listening
to Frank Sinatra, Perry Como, and the Big Bands. Their children were moving on to a new beat. (U.S.
History) Teenagers started to like this new type of music called rock and roll. It became very popular
and artists started to experiment with it which influenced the development of rock n roll throughout
the 50 s and 60 s. The experimentation with rock n roll changed music forever and greatly influenced
our music today. Rock n roll was mixed with country, rhythm, and blues when this combination
happened rock n roll kept developing through the fifties and sixties. Rock n roll came from the mix of
country and rhythm and blues. ... Show more content on Helpwriting.net ...
He promoted this style of music on his radio show and popularized the phrase Rock n Roll. Alan Freed
s audience grew and sound of rock n roll became popular throughout the United States. He may not be
the inventor of rock n roll but he was the inventor of the word rock n roll and was a big influence in
rock n roll. Teenagers in the 1950 s began to listen to a new style of music, it was rock n roll. Rock n
roll in the 50 s was just getting started and it was a simple beat. This type of music was loved by many
American teenagers but disliked by their parents. Parents did not like it because their children were
rebelling against their music from their generation and danced much more differently than the parents
to the horror of the older generation, their children were twisting, thrusting, bumping, and grinding to
the sounds of rock n roll (U.S. History) Many parents thought it was a bad influence on their children
especially after seeing Elvis Presley on the Ed Suvillon Show. Elvis danced loosely on stage and
shocked many adults around the country, they have never seen this kind of dancing. Watching their
children dance and listen to rock n roll upset many parents and it made them hate rock n roll even
more. Rock n roll was hated so much by adults that it was banned from radio station and schools.
Though it was hated by

Shhh Essay
Summer Session 3 (2012)
Summary: Is Popular Culture Good for You?
Length: 1 2 pages (double spaced with proper header, a descriptive title, and a Works Cited entry)
Source: David Crystal s 2B or not 2B
Due: End of class period, Wednesday, June 13th
Percentage of Final Grade: 10%
Objective: Write a summary of Crystal s essay 2B or not 2B. Use a template from They Say, I Say to
begin your summary. Make appropriate rhetorical moves, such as integrating quotes, choosing strong
verbs, and using effective transitions. Most importantly, demonstrate that you understand the what,
how, and why: (1) What is the main argument or gist of Crystal s essay? (2) How does Crystal ...
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7. Does the essay need proofreading? Does it contain basic errors in grammar, punctuation, and/or
spelling?
Laura Dubek ENGLISH 1020 001 Summer Session 3 (2012)
Annotated Bibliography 1: Is Food the New Tobacco?
Length: 5 entries (2+ pages, typed, double spaced with proper header, see RM 124 127)
Sources: At least 4 different types: books, chapters in books, encyclopedias, pamphlets, scholarly
essays, newspaper articles, magazine articles, websites, documentaries, personal interviews,
advertisements. You can use up to 2 essays from our textbook, They Say, I Say.
Due: Monday July 23rd Percentage of Final Grade: 10% Objective: Research any aspect of the Food
Industry advertising/marketing, fast food, obesity, school lunch programs, eating disorders and body
image, organics, food production and distribution, the FDA and food safety, etc. compiling a list of
relevant and reliable source material. Read/view/consult these sources and write concise summaries of
each. Present your summaries in the form of an annotated bibliography. See Chapter 10 of Research
Matters for examples of annotations.
Criteria for Evaluation:
1. Is the

Common Traits And Characteristics Of Psychopaths
Area of Interest:
Common Traits and Characteristics of Psychopaths.
Research Questions:
1. What is the definition of a psychopath?
2. What is it about psychopaths that fascinate us?
3. Are there certain traits that make victims vulnerable to psychopathic manipulation?
4. What are some of the common traits of psychopaths?
Problem Statement:
Psychopaths are the group of people who kill over a longer period of time without being caught or
stopped. Unlike mass murderers, who may kill many people at one time, psychopaths usually have
reasons for killing, they will plan out where, when, why and how before they actually kill. Many enjoy
cannibalism, necrophilia, and like to keep the body parts as trophies. There violent behavior is usually
... Show more content on Helpwriting.net ...
The research was obtained from limited sources which entailed internet searches and articles. The
information was gathered from the Federal Bureau of Investigation and college professors.
Hypothesis(ses):
1. If psychopathy is detected at a young age by a test given to the individual by a professional then it
is less likely for them to commit a crime in the future.
2. After being diagnosed with this personality disorder the individual can undergo treatment and
prevent future crimes.
Research Methodology:
The term psychopathy refers to a personality disorder that includes a cluster of interpersonal, affective,
lifestyle, and antisocial traits and behaviors. These involve deception; manipulation; irresponsibility;
impulsivity; stimulations seeking; poor behavior controls; shallow affect; lack of empathy, guilt, or
remorse; sexual promiscuity; callous disregard for the rights of others; and unethical and antisocial
behaviors (Babiak, et al. 2012).
A psychopath does not internalize their feelings of anxiety and guilt or fail to experience them
appropriately; instead, he lacks the fundamental understanding of what these things are. A psychopath
will try to insert himself into a crime scene, but wouldn t feel panic, shock, or horror unlike how the
other onlookers would feel. His interest would fall more on the reactions of the victims and of the
crowd. Despite this emotional deficiency, most psychopaths learn to mimic the appearance of normal
emotion well enough to

Bacteria Pathogens
Introduction Bacteria pathogens have become increasingly resistant to antibiotics. (Vuotto et al. 2014)
The purpose of this experiment is to understand how bacteria are genetically modified in order to
better understand the changes going on naturally in such bacteria. Genetic transformation is used in
many sectors of everyday life. From agriculture to medical treatments, this biotechnology is allowing
for new findings through science. Three methods of genetic transformation are projectile
bombardment, electroporation, and heat shock. (Weedman 2014) In 2008, Osamu Shimomura, Martin
Chalfie, and Roger Y. Tsien were co awarded the Nobel Prize as they first discovered, used, and
altered Green Fluorescent Protein (GFP). GFP was extracted from jellyfish ... Show more content on
Helpwriting.net ...
The lids were then placed on the tubes, and both tubes were placed in ice. E. coli bacteria cells that
had been grown on a media plate overnight, were then added to each tube and completely circulated
throughout the solution using a sterile loop. Both tubes were then returned to the ice. The pGLO
plasmid was then added to one tube and the other acted as the control, and had no pGLO plasmid
added to the solution. Both tubes were then placed on ice for ten minutes, then both tubes were
submerged in 42°C water for 50 seconds in order to shock the bacteria and allow the membrane to
become more permeable. The tubes were then immediately removed from the bath and replaced in ice
for another two minutes. Luria Broth (LB) was then added to both tubes and left at room temperature
for ten minutes. The pGLO solution was added to a LB nutrient agar plate and to a LB nutrient agar
plate that had ampicillin present in it. The pGLO+ solution was added to a LB nutrient agar plate that
had ampicillin added to it and to a LB nutrient agar plate that had ampicillin, as well as arabinose. All
four petri dishes were stored inverted at 37°C for 24 hours. (Weedman

Galtung Model Of Conflict
Framework Models
We begn by offering a simplified model of johan Galtungs seminal thinking on the relationship
between conflict violence and peace.
Galtung s models of conflict ,violence and peace
İn the late 1960s Johan Galtung proposed an influential model pf conflict that encompasses both
symmetric conflicts he suggested that conflict could be viewed as triangle with contradiction Attitude
and behaviour at its vertices.Here the contradiction refers to the underliyng conflict sitution which
includes the actual or perceieved incompatibility of goals between the conflict parties generated by
chris mitchell calls a mis match between social values and social structure.In a symmetric conflict the
contradiction is defined by the parties their interest ... Show more content on Helpwriting.net ...
Second we would do well to heed Singer advice that a classificatory system should remain as
atheorical as possible lest by accepting conventiaonal labels of certain armed conflicts we buy into
simplistic interpretations,ultimately embrace disastrous reactions and responses we will succeded in
finding a typology which is logically exhaustive mutually exclusive operationally and substantively
comparable.
These two types of conflict again coincide quite closely with our revolution and identity conflict
except that interstate conflict and non interstate conflict are conflated in the uppsala typology under
the heading territory conflict .
Finally we are also tempted to distinguish revolution and identity conflicts in turn from a third class of
of non interstate conflict factional conflict in which the fightingin is not about revolutionary
ideological or identity issues but about the competing interest or power struggles of political or
criminal factions.
Understanding Contemporary

Platform Bed Research Paper
A platform bed with storage has become more and more popular because it combines the convenience
and affordability of a futon with a standard mattress and bed frame. A platform bed is a study in
minimalism, sometimes without a headboard or footboard.
In addition to their sleek looks, another big advantage is the extra storage space you get when you don
t have to use a box spring for support. Everybody needs more storage space. Doesn t seem to matter
whether you live in a 400 square foot studio or a 4000 square foot house, there is always more stuff
than space to put it in. When you are shopping for a platform bed, the first thing you need to consider
is the size of the mattress you are going to put on it. This will determine size of your bed. Once you
have that down, the next step is to decide on the type of platform bed you ... Show more content on
Helpwriting.net ...
They can be made of either wood or meta, or sometimes both. Some less expensive platform beds are
made of a composite material which will not last nearly as long as metal or wood construction. Many
beds have additional storage along the headboard. Of course, some beds don t come with headboard.
Your bed can be a queen platform bed with storage, king platform bed with storage, twin platform bed
with storage, full platform bed with storage and can be really any size you like and any color from
white, to brown to black and it can be the centerpiece of your bedroom. Models with sleek hard wood
finishes in exotic colors make the bed into a piece of highly attractive furniture.
For a child s room, a popular choice is the captain s roommate bed. It s basically a platform bed on top
of a set of drawers, or drawers and open storage spaces. Some come with a headboard that has even
more storage. They come in colorful colors with designs that your children will like. They re perfect
for small spaces or rooms with little closet

Samurai Knights Dbq
Samurais and Knights are very similar, yet they can be very different along the lines of training, armor
and weapons, and code/law. They both start training at a very young age in childhood. According to
Document A, training of samurai began in childhood, and according to Document B, knight s training
began at age four or five. During training they learned certain skills with swords, but practiced with
sticks. Later at age 14, both warriors promoted up a rank. Young samurai promoted to a samurai in a
ceremony called gempukku while pages promoted to squires. Squires became knights if they wished
to at age 21. They learned very different things in training as well. Samurai learned poetry, and pages
learned skills involving horses. Once a

Steinbeck and His Techniques for Success in Of Mice and Men
There is only one way an author can get their readers to cry, laugh, and love or just enjoy their master
pieces. That one way is through the uses of literary devices such as similes, metaphors and
personification. These are the small things that brings the author`s thoughts and ideas alive. The
author`s ability to use literary devices through the book helps in direct characterization and lets
readers get a better understanding of Lennie and George, the two main characters Of Mice and Men. It
also helps in keeping readers thinking on their feet and constantly questioning George and Lennie`s
next move while in Salinas, California. John Steinbeck, in his novel Of Mice and Men, makes use of
similes and foreshadowing to keep readers in touch ... Show more content on Helpwriting.net ...
Lennie`s character gets better and better as the story progresses, especially through the use of similes.
While George and Slim are sharing their stories, George starts to discuss about the struggles he been
through with Lennie. George explains to Slim about how Lennie was and says to him, He`s dumb as
hell, but he ain`t crazy (Steinbeck 39).This shows the truthfulness in George`s words and dumb as hell
means truly dumb and is usually used in Northern California to describe someone who is extremely
dumb. This quote uses a simile and lets readers visualize and understand how dumb and stupid Lennie
really is. The simile also helps to exaggerate how dumb Lennie is by comparing it to hell. It lets
readers to get a better understanding of Lennie`s disabilities and understand him more. Overall, with
the help of similes Lennie`s character comes to life and through the book .Similes give the book an
overall effect of more imagery, exaggeration and helps build characters in the story. Lennie`s
characteristic described from similes also help to foreshadow a character`s next decision or ending.
Steinbeck uses foreshadowing to warn readers of future events that occur later in the story. Crook is a
black stable hand, kind but at the same time hates everyone on the farm. While all the men on the farm
are out, Lennie spots a yellow light coming from Crook`s room and soon starts to make a conversation
with Crook. Crook asks Lennie what he would do if George did not come back,

Analysis of Home in the Grapes of Wrath
You can leave home all you want, but home will never leave you. Sonsyrea Tate. Tate s quote has
distinct meaning depending on the individual who analyzes it. Many believe this quote to mean that a
home is not a single place or object, but a concept or state of mind, which you have when you are
around your family or loved ones. In the book The Grapes of Wrath by John Steinbeck this idea of
home is where the heart is, is shown throughout the book. One of the main characters, Ma, shows with
great strength the concept of home is not a dwelling or place where you live, but a state of mind. Ma,
throughout the course of the book understood that a home is not a place, but where you are with your
family. During the course of the book Ma takes ... Show more content on Helpwriting.net ...
She was also upset about the family breaking apart when Noah, and Connie left on their own. She
believed a family must stay together even in tough times. She did not care where they would live, as
long as wherever they were the family would remain together, because she understood the concept of
a home being where your loved ones are. In one of the final chapters of the book Ruthie out of anger
tell about how Tom killed a man. So Ma out of fear goes to meet Tom, there they discus what Tom
should do. Although Ma is worried about Tom and his safety where he goes, Tom makes a speech
about where he would be. One part being An when our folks eat the stuff they raise an live in the
houses they build why, I ll be there. (Steinbeck, 537) Tom makes mention of a house as a single
location; while Ma is not concerned with that, as she is more concerned about Tom s safety saying
how is she going to know if he is hurt or killed. This can be taken as even though her fear of breaking
the family apart, she is worried whether Tom can be safe. Showing how even though a person can
leave a home. They still take part of the home a carry it with them for the rest of their life. Homes are
simply not places or a possession, but the love of the family you surround yourself with. Ma is one of
the only characters in the book that truly realizes this. Some characters, such as Rose of Sharon, are
focused on the possessions in life and only see home as a location.

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