The document provides an overview of developing a financial plan for a small business. It discusses the importance of a financial plan and outlines the key steps and components involved, including gathering financial inputs, determining project costs and sources of financing, and preparing pro forma cash flow statements, income statements, and balance sheets. Basic financial analysis techniques like calculating liquidity, efficiency, and profitability ratios are also covered to evaluate the financial position and performance of the business. The financial plan helps determine funding needs, ensure viability, and provide guidance for project implementation and management.
FAEDAH MUDAH
Adalah berasaskan prinsipal asal sepanjang tempoh pinjaman atau simpanan dan tidak berubah dari semasa ke semasa.Fomula yang digunakan (jumlah faedah)=P(jumlah pinjaman)xR(kadar faedah)xT(tempoh pinjaman)contojnya amir melabur di syarikat A sebanyak RM 1000 dengan kadar faedah 10%selama 10 tahun jadi kiraanya ialah RM1000x0.10x10+RM 1000
FAEDAH KOMPAUN
Adalah berasaskan prinsipal yang berubah dari semasa kesemasa.faedah yang diperoleh terdahulu dikompaun kepada prinsipal yang mendatangkan faedah selepas itu.fomula yang digunakan iaitu S ialah jumlah kompaun,P ialah nilai pinjaman,R ialah kadar faedah,T ialah kekerapan masa dalam kiraan tahun,M ialah kekerapan kompaun dalam setahun,
FAEDAH MUDAH
Adalah berasaskan prinsipal asal sepanjang tempoh pinjaman atau simpanan dan tidak berubah dari semasa ke semasa.Fomula yang digunakan (jumlah faedah)=P(jumlah pinjaman)xR(kadar faedah)xT(tempoh pinjaman)contojnya amir melabur di syarikat A sebanyak RM 1000 dengan kadar faedah 10%selama 10 tahun jadi kiraanya ialah RM1000x0.10x10+RM 1000
FAEDAH KOMPAUN
Adalah berasaskan prinsipal yang berubah dari semasa kesemasa.faedah yang diperoleh terdahulu dikompaun kepada prinsipal yang mendatangkan faedah selepas itu.fomula yang digunakan iaitu S ialah jumlah kompaun,P ialah nilai pinjaman,R ialah kadar faedah,T ialah kekerapan masa dalam kiraan tahun,M ialah kekerapan kompaun dalam setahun,
Evolution of budgeting system in malaysia (10 page)Mohd Hasim Ujang
A group assignment for the subject 'Budget Administration', Master of Public Policy, University Malaya. This subject was taught by Tan Sri Sulaiman Mahbob, former Director-General of Economic Planning Unit, Prime Minister's Department and current Chairman of Felda Global Ventures (FGV).
Di akhir kursus ini, para pelajar akan boleh:-
1. Menjelaskan konsep asas dan kemahiran keusahawanan serta kepentingannya kepada diri, masyarakat, agama dan negara
2. Mengenalpasti proses penjanaan idea perniagaan
3. Menghasilkan Kertas Kerja Rancangan Perniagaan
Bagi yang masih belum mengetahui rupa dan bentuk wang pos semasa yang digunakan oleh Malaysia untuk pelbagai tujuan boleh merujuk perkongsian ini. Diharapkan ianya dapat membantu sesama kita. sekian terima kasih dari saya aizam shah rizal
Evolution of budgeting system in malaysia (10 page)Mohd Hasim Ujang
A group assignment for the subject 'Budget Administration', Master of Public Policy, University Malaya. This subject was taught by Tan Sri Sulaiman Mahbob, former Director-General of Economic Planning Unit, Prime Minister's Department and current Chairman of Felda Global Ventures (FGV).
Di akhir kursus ini, para pelajar akan boleh:-
1. Menjelaskan konsep asas dan kemahiran keusahawanan serta kepentingannya kepada diri, masyarakat, agama dan negara
2. Mengenalpasti proses penjanaan idea perniagaan
3. Menghasilkan Kertas Kerja Rancangan Perniagaan
Bagi yang masih belum mengetahui rupa dan bentuk wang pos semasa yang digunakan oleh Malaysia untuk pelbagai tujuan boleh merujuk perkongsian ini. Diharapkan ianya dapat membantu sesama kita. sekian terima kasih dari saya aizam shah rizal
Financial plan and controll entrepreneurshipfatimanajam4
This file is uploaded to help the students learning finance easier. It will give a general understanding of planning and controlling of financial resources.
FFA- Statement of Schedule of Changes in Working Capitaluma reur
Statement Of Schedule Of Changes In Working Capital
This statement is prepared with the help of current assets and current liabilities relating to two different periods.
An increase or decrease in respect of each of such items should be recorded to ascertain the net increase or decrease in the working capital.
An increase in the value of current assets between two different periods indicates an increase in the working capital. It is an application of funds.
An increase in the value of current liabilities between two different periods indicates decrease in the working capital. It is sources of funds.
Preparation of Funds from Operations
The term Operation means the day to day affairs of the business.
It refers to trading.
Non operating items should not be treated as operational, while ascertaining funds from operations.
Examples of Non Operating expenses:
Depreciation
Loss on sale of fixed assets.
Writing-Off of fictious assets like Goodwill
Preliminary expenses, discount or loss on issue of shares and debentures
Must Know Basic Accounting Terms in 2023 | Academy Tax4wealthAcademy Tax4wealth
To understand the basic accounting concept in 2023, you must be familiar with the fundamental accounting terms. You will learn nearly all of the fundamental definitions required when studying accounts from Academy Tax4wealth. Learn more!
For more info, visit us at:-
https://academy.tax4wealth.com/blog/basic-accounting-terms
Must Know Basic Accounting Terms in 2023 | Academy Tax4wealthAcademy Tax4wealth
To understand the basic accounting concept in 2023, you must be familiar with the fundamental accounting terms. You will learn nearly all of the fundamental definitions required when studying accounts from Academy Tax4wealth. Learn more!
For more info, visit us at:-
https://academy.tax4wealth.com/blog/basic-accounting-terms
Sources of Funds:
Transactions which result in an increase in the amount of fund or working capital are called sources of fund.
The following are the sources of funds:
Funds from operations, operating profit or trading profit.
Non operating incomes.
Refund of Income Tax (received).
Issue of Shares for cash or for any other current asset.
Issue of debentures for cash or for any other current asset.
Long term and medium term loans borrowed.
Long term or medium term deposits accepted.
Sale of long term investments for cash or for any other current asset.
Sale of fixed assets for cash or for any other current asset.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
25. Example: Pro Forma Income Statement Year 1 Year 2 Year 3 Sales 240,000 276,000 317,400 Cost of sales 94,600 103,900 108,940 Gross profit 145,400 172,100 208,460 Less: Operating Expenses Marketing expenses 18,000 18,900 19,845 Administrative expenses 96,000 100,800 105,840 Depreciation charges 7,200 7,200 7,200 Miscellaneous 2,700 600 600 123,900 127,500 133,485 Operating income 21,500 44,600 74,975 Less: Financing expenses: Interest on term loan 4,500 3,600 2,700 Interest on hire-purchase 1,600 1,600 1,600 6,100 5,200 4,300 Net profit before tax 15,400 39,400 70,675
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32. Example: Pro Forma Balance Sheet Year 1 Year 2 Year3 Non-Current Assets (book value) Land & building 45,000 45,000 45,000 Machinery & equipment 18,400 13,800 9,200 Furniture & fixtures 5,600 4,200 2,800 Renovation 3,200 2,400 1,600 Vehicles 20,000 15,000 10,000 Deposit 800 - - 93,000 81,200 69,400 Current Assets Inventory of raw materials 3,000 3,500 4,000 Inventory of finished goods 3,000 4,000 5,000 Cash 40,900 77,600 145,575 46,900 85,100 154,575 Total Assets 139,900 166,300 223,975 Owners’ Equity Capital 72,500 72,500 72,500 Accumulated profit 15,400 54,800 125,475 87,900 127,300 197,975 Long-term Liabilities Term loan 36,000 27,000 18,000 Hire-purchase 16,000 12,000 8,000 52,000 39,000 26,000 Total Owners’ Equity & Liabilities 139.900 166,300 223,975
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35. Pro Forma Income Statement Year 1 Year 2 Year 3 Sales 576,000 662,400 794,880 Cost of sales 227,000 254,600 278,460 Gross profit 349,000 407,800 516,420 Less: Operating Expenses Marketing expenses 56,500 62,150 68,365 Administrative expenses 226,000 248,600 273,460 Depreciation charges 21,000 21,000 21,000 Other operating expenses 5,000 4,000 4,000 308,500 335,750 366,825 Operating income 40,500 72,050 149,595 Less: Financing expenses: Interest on term loan 16,500 13,200 9,900 Net income before tax 24,000 58,850 139,695
36. Pro Forma Balance Sheet Year 1 Year 2 Year3 Non-Current Assets (book value) Land & building 100,000 100,000 100,000 Motor vehicles 64,000 48,000 32,000 Office equipment 5,600 3,000 2,000 Renovation 16,000 12,000 8,000 Machinery 32,000 24,000 16,000 Other assets (deposits) 1,000 1,000 1,000 217,000 188,000 159,000 Current Assets Inventory of raw materials 2,000 3,000 4,000 Inventory of finished goods 5,000 6,000 8,000 Cash 46,500 105,350 244,645 53,500 114,350 256,645 Total Assets 270,500 302,350 415,645 Owners’ Equity Capital 105,500 105,500 105,500 Accumulated profit 24,000 82,850 222,545 129,500 188,350 328,045 Long-term Liabilities Term loan 132,000 99,000 66,000 Current Liabilities Accounts payable 9,000 15,000 21,600 Total Owners’ Equity & Liabilities 270.500 302,350 425,645
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43. Step 7: Perform Basic Financial Analysis (contd.) 26.5 times 31.83 times 32.42 times Inventory turnover RM 10,500 RM8,000 RM 7,000 Average inventory RM278,460 RM254,600 RM227,000 Cost of sales Year 3 Year 2 Year 1