Social security is defined as security provided by society against certain risks like sickness, invalidity, maternity, old age, and death. It has two planks - social assistance which provides voluntary assistance to the poor and needy through public funds, and social insurance which involves pooling of resources through contributions from employees, employers, and the state to provide benefits as a right not proportional to contributions. The document then outlines the history and evolution of social security in countries like Germany, USA, and India as well as various social security schemes for different populations in India like industrial workers, civil servants, the general public, and specific schemes in Kerala.

2. What is it ?
social security is defined
as “security that society
furnishes through
appropriate
organization,against
certain risks to which its
members are exposed”

3. Risks covered
 Sickness
 Invalidity
 Maternity
 Oldage
 Death

4. HISTORY
HISTORY
 1889 – GERMANY First nation to adopt old
1889 – GERMANY First nation to
age social Insurance programme
 adopt old age social Insurance
1935 – Social security act of USA
 INDIA programme
Arthasasthra, Upanishads, act of USA
1935 – Social security
Manusmriti,Rigveda.
INDIA
Joint family, neighbours etc….
Arthasasthra, Upanishads,
Manusmriti,Rigveda.
Joint family, neighbours etc….

5. TWO PLANKS OF SOCIAL
SECURITY
SOCIAL SECURITY
SOCIAL ASSISTANCE SOCIAL
INSURANCE

6. SOCIAL ASSISTACE
 Voluntary assistance provided by
society or government to the poor &
needy.
 Paid out of public revenue
 Beneficiaries need not contribute to
the fund
 Benefits are not in proportion to the
loss

7. SOCIAL INSURANCE
MEASURES
.Community pooling of of resources
.Insurance fund-Tripartite contribution
1. Employee
2. Employer
3. State…..
. Benefits is a matter of right
. Benefits not in proportion to
contrubution by the workers

8. SOCIAL SECURITY FOR INDUSTRIAL
 Workmen’s Compensation Act, 1923
WORKERS
 Central Maternity Benefit Act, 1961
 Employees State Insurance Act, 1948
 The Family Pension Scheme, 1971

9. SOCIAL SECURITY FOR CIVIL
SERVANTS
.Central And State Government Employees
PENSION
GRATUITY
PROVIDENT FUND
FAMILY PENSION SCHEMES
. Central Government Health Scheme

10. SOCIAL SECURITY FOR
GENERAL PUBLIC
LIFE INSURANCE SCHEMES
PUBLIC PROVIDENT FUND SCHEME

11. SOCIAL SECURITY SCHEMES IN
KERALA
SOCIAL SECURITY SCHEMES IN
KERALA
No: SCHEME ELIGIBILITY AMOUNT
CRITERIA
1 Widow Husband dead. Rs 110/ month
pension Income < 300/
scheme month
2 Physically or 40% disability Rs 150/month
mentally Income
disabled <500/month

12. 3 National old age Age > 65 yrs Rs 200/
pension scheme Annual month
income <
Rs11,000
4 Leprosy & cancer Certificate Rs 200/
patients from month
hospital
Income <
200/ month

13. 5 Unemployment Live unemployment Rs
pension register for >3yrs 100/month
6 Financial Family income < Rs 5000/-
assistance to Rs 11,000
widows for the
marriage of
their daughter

14. HEALTH INSURANCE SCHEME
FOR BPL FAMILIES
• Arogyasree
• Medical expenses coverage
• Personal accident coverage
• Maternity care
• All pre-existing disease including mental
disease coverage
• Subsistence allowance if earning member
is hospitalized

15. CONCLUSION
 WHAT IS IT?
 RISK COVERED
 HISTORY
 TWO PLANKS OF SOCIAL SECURITY
 SOCIAL ASSISTANCE
 SOCIAL INSURANCE
 SOCIAL SECURITY FOR INDUSTRIAL
WORKERS
 SOCIAL SECURITY FOR CIVIL SERVANTS
 SOCIAL SECURITY FOR GENERAL PUBLIC
 SOCIAL SERVICE SCHEMES IN KERALA
 HEALTH INSURANCE SCHEMES FOR BPL
FAMILIES