The document discusses social security and social insurance measures. It defines social security as security provided by society against certain risks like sickness, invalidity, maternity, old age, and death. There are two plans for social security - social insurance and social assistance. Social insurance involves community pooling of resources and tripartite contributions from employees, employers, and the state. It provides benefits as a right, not proportional to contributions. Social security schemes in India cover industrial workers, civil servants, and the general public. Social security schemes in Kerala provide pensions and financial assistance for widows, the disabled, unemployed, and families below the poverty line.

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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
UNIT-5,TOPIC-8

2. What is it ?
social security is defined
as “security that society
furnishes through
appropriate
organization,against
certain risks to which
its members are
exposed”
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

3. Risks covered
 Sickness
 Invalidity
 Maternity
 Old age
 Death
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4. TWO PLANS OF SOCIAL
SECURITY
SOCIAL SECURITY
SOCIALINSURANCE
SOCIAL ASSISTANCE
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security

5. SOCIAL ASSISTACE
 Voluntary assistance provided by
society or government to the
poor & needy.
 Paid out of public revenue
 Beneficiaries need not contribute to
the fund
 Benefits are not in proportion to the
loss
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

6. SOCIAL INSURANCE
MEASURES
.Community pooling of of resources
.Insurance fund-Tripartitecontribution
1. Employee
2. Employer
3. State…..
. Benefits is a matter of rights
. Benefits not in proportion to
contribution by the workers
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

7. SOCIAL SECURITY FOR INDUSTRIAL
WORKERS
 Workmen’s Compensation Act, 1923
 Central Maternity Benefit Act, 1961
 Employees State Insurance Act, 1948
 The Family Pension Scheme, 1971
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

8. SOCIAL SECURITY FOR CIVIL
SERVANTS
.Central And State Government Employees
PENSION
GRATUITY
PROVIDENT FUND
FAMILY PENSION SCHEMES
.Central Government Health Scheme
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security

9. SOCIAL SECURITY FOR
GENERAL PUBLIC
LIFE INSURANCE SCHEMES
PUBLIC PROVIDENT FUND SCHEME
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security

10. SOCIAL SECURITY SCHEMES IN
KERALA
No: SCHEME AMOUNT
1 Widow
pension
scheme
Rs 110/ month
2 Physically or
mentally
disabled
ELIGIBILITY
CRITERIA
Husband dead.
Income < 300/
month
40% disability
Income
<500/month
Rs 150/month
SOCIAL SECURITY SCHEMES IN
KERALA
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

11. 3 National old age
pension scheme
Age > 65 yrs Rs 200/
month
4 Leprosy & cancer
patients
Annual
income <
Rs11,000
Certificate
from
hospital
Income <
200/ month
Rs 200/
month
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social

12. 5 Unemployment
pension
Live unemployment
register for >3yrs
Rs
100/month
6 Financial
assistance to
widows for the
marriage of
their daughter
Family income <
Rs 11,000
Rs 5000/-
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13. HEALTH INSURANCE SCHEME
FOR BPL FAMILIES
• Arogyasree
• Medical expenses coverage
• Personal accident coverage
• Maternity care
• All pre-existing disease including mental
disease coverage
• Subsistence allowance if earning member
is hospitalized
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