Earthquakes occur along fault lines as a result of tectonic plate movement and built up stress being released. They can cause significant damage depending on their magnitude, proximity to populated areas, and local soil and construction practices. Major earthquake zones exist along plate boundaries where tectonic plates converge, diverge, or move past each other. The largest, most destructive quakes occur in subduction zones. To minimize earthquake risk, communities can educate citizens, construct earthquake-resistant buildings, and implement emergency planning and insurance.