Learn what consumer awareness really is, how to shop smart and how to file complaint if, unfortunately, you have been caught in a scam or are unhappy with a purchase.
Our basic rights as consumer according to COPRA. Consumer duties. General information related to it and where to seek justice in the case any of these is violated.
Introduction of consumer awareness,spreadsheet,questionnaire,pie chart etc........
Consumer Protection Act (1986)
The consumer protection act was passed by the Parliament in 1986.The act came into force on 15th April, 1987.In 1993, the act was amended for the first time. Thereafter, it was further amended in 2003. This Act extends to the whole of India except to the state of Jammu and Kashmir.
‘Consumer protection’ refers to protect the consumers against unfair trade practices such as adulteration of consumer-goods, misleading advertisement, under-weight, over changing etc. of the manufacturers and sellers.
Consumer is the user of goods & services who pays for the goods & services which he uses and is entitled to expect the quality and nature of goods & services promised to him by the seller. Manufacturers owe a duty to the ultimate consumer taking care in making their goals where there is no likelihood of their being examined before they reach the ultimate consumer. In today’s mass production economy there is a little contact between seller & consumer in a difficult positions with very few avenues for redressal. The intense competition satisfaction and hence by and large the principles of “Consumer is King” is now expected- a transition from the principles of ‘eaveate emptor’ to ‘caveate vinditor’.
LESSONS LEARNED FROM PAST NOTABLE DISASTERS: FLOODING. For centuries, china has enperienced record flooding associated with the rainey season or typhoons. Impacts of flooding in china during 2007: Floods alone killed more than 1,348 people in China during 2007. Economic losses from floods reached more than $10 billion USD. An estimated 139 million people were adversely affected by floods. As many as 2.7 million were evacuated in advance of a single potential flood event. Presentation courtesy of Dr. Walter Hays, Global Alliance for Disaster Reduction
The most powerful typhoon of the 2013 season approached the northern Philippines and southern Taiwan on Friday (Sept. 20) with wind reaching 300 kph (184 mph) and torrential rain. POTENTIAL DISASTER AGENTS OF USAGI:
* Usagi has a diameter of 1,100 kilometers (660 miles), with outer rain bands extending across the main northern Philippine island of Luzon and southern Taiwan.
* Forecasters predict 24-hour rainfall accumulation of 500 millimeters (nearly 20 inches) near its center.
Our basic rights as consumer according to COPRA. Consumer duties. General information related to it and where to seek justice in the case any of these is violated.
Introduction of consumer awareness,spreadsheet,questionnaire,pie chart etc........
Consumer Protection Act (1986)
The consumer protection act was passed by the Parliament in 1986.The act came into force on 15th April, 1987.In 1993, the act was amended for the first time. Thereafter, it was further amended in 2003. This Act extends to the whole of India except to the state of Jammu and Kashmir.
‘Consumer protection’ refers to protect the consumers against unfair trade practices such as adulteration of consumer-goods, misleading advertisement, under-weight, over changing etc. of the manufacturers and sellers.
Consumer is the user of goods & services who pays for the goods & services which he uses and is entitled to expect the quality and nature of goods & services promised to him by the seller. Manufacturers owe a duty to the ultimate consumer taking care in making their goals where there is no likelihood of their being examined before they reach the ultimate consumer. In today’s mass production economy there is a little contact between seller & consumer in a difficult positions with very few avenues for redressal. The intense competition satisfaction and hence by and large the principles of “Consumer is King” is now expected- a transition from the principles of ‘eaveate emptor’ to ‘caveate vinditor’.
LESSONS LEARNED FROM PAST NOTABLE DISASTERS: FLOODING. For centuries, china has enperienced record flooding associated with the rainey season or typhoons. Impacts of flooding in china during 2007: Floods alone killed more than 1,348 people in China during 2007. Economic losses from floods reached more than $10 billion USD. An estimated 139 million people were adversely affected by floods. As many as 2.7 million were evacuated in advance of a single potential flood event. Presentation courtesy of Dr. Walter Hays, Global Alliance for Disaster Reduction
The most powerful typhoon of the 2013 season approached the northern Philippines and southern Taiwan on Friday (Sept. 20) with wind reaching 300 kph (184 mph) and torrential rain. POTENTIAL DISASTER AGENTS OF USAGI:
* Usagi has a diameter of 1,100 kilometers (660 miles), with outer rain bands extending across the main northern Philippine island of Luzon and southern Taiwan.
* Forecasters predict 24-hour rainfall accumulation of 500 millimeters (nearly 20 inches) near its center.
Using a cohort data collection and analysis methodology, this study attempts to identify risk factors for death and severe injury as a result of the Armenian earthquake of 7 December 1988.
Update No. 2. Continued heavy rainfall in the wake of Super-Typhoon Usagi in Taiwan, Philippines, Hong Kong and coastal China. Thousands being evacuated
Sandy, 2012’s ninth hurricane, became a huge storm with wind and rain bands reaching out 500 km or more from the storm center, produced 15-50 cm of rain and flooding in Jamaica, Bermuda, Haiti, Dominican Republic, Cuba, New Jersey, and New York
ALL NATURAL HAZARDS. Capacity for intelligent emergency response, recovery and reconstructionis is essential for community resilience. Presentation courtesy of Dr Walter Hays, Global Alliance for Disaster Reduction
2,000 homes were completely destroyed, and about 22,500 were damaged. 90 deaths despite being a moderate-magnitude event. The challenge facing china’s leaders -- Implement a modern building code and reassure the people of their safety. Presentation courtesy of Dr. Walter Hays, Global Alliance for Disaster Reduction
Disaster resilience is a failed policy without the adoption and implementation of five integrated policies (i.e., The Five Pillars of Disaster Resilience) With Today’s Books of Knowledge, Innovative Capacity Building to Protect Important Buildings and Basic, essential, and Critical, Infrastructure is possible. Presentation courtesy of Dr. Walter Hays, Global Alliance for Disaster Reduction
Check out these tips for protecting your brand identity, profit margins, and distribution channel from MAP pricing violations MAP is commonly used in the retail industry, where manufacturers list their products for sale at a specific price but allow retailers to sell them at a lower price.
Infographic: Sales Channel Incentive Fraud Trends For 2014360insights
Here are the top and emerging trends in channel and consumer promotion incentive fraud. The data are pulled from over 16M sales channel incentives and consumer rebate claims.
Comply With This: A Beginners Guide to Marketing ComplianceMichael Cunningham
Comply With This: A Beginner's Guide to Marketing Compliance will provide every member of your marketing team a general understanding of compliance standards. Meeting these standards will not only protect your company’s reputation and integrity, but it can also save you from making some very expensive marketing mistakes.
Fundamentals Of Marketing & Customer Serviceguest082e19
This Presentation helps the beginner, to explore makreting concepts & to build insight to whom ever been intrested in establishing a poisition in Today's competing market.
How Seamless are You?
Accenture went on a journey to understand consumer preferences to shop seamlessly across channels
and the ability of retailers to deliver that seamless experience.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
A quick run down of the differences between saving and investing and what products have more risk and therefore, more rate of return. Also briefly covers how you should choose a financial professional.
2. WHAT IS IT? Being aware of your rights as a consumer Educating yourself on the products or services you are about to buy Educating yourself on the scams that consumers face today 2
3. COMPARATIVE SHOPPING Wise consumer buying starts with a plan. People who use a systematic purchasing strategy will make more effective purchases Some comparative shopping techniques a person should carefully consider when purchasing a product/service are: Price Features Benefits Warranty Store Policies 3
6. HOW TO HANDLE A CONSUMER PROBLEM Collect records File a complaint with the seller Call or write the person responsible for consumer complaints at the company’s headquarters What to write: Your name, address and account number, if appropriate Describe your purchase (name of product, serial number, date and location of purchase) State of problem and give history Ask for specific action Enclose copies of documents regarding your problem Allow time for action or response Include how you can be reached 6
7. HOW TO HANDLE A CONSUMER PROBLEM – CONT. Contact an industry dispute program, the Better Business Bureau Contact a Federal agency File a claim in small-claims court or hire a private lawyer 7 Source: www.practicalmoneyskills.com
8. CONSUMER INFORMATION AND HELP Helpful websites for Consumer Awareness Better Business Bureau – www.bbb.com Brand, Price and Feature Comparison – www.pricescan.com Consumer Reports – www.consumerreports.org Consumer World – www.consumerworld.org Government Information Sources – www.consumer.gov, www.pueblo.gsa.gov, www.ftc.gov National Fraud Information Center – www.fraud.org The Consumer Law Page – www.consumerlawpage.com 8
9. For more information: 920.882.4800 www.myprospera.com For more great financial tips and news follow us on Twitter and facebook! http://twitter.com/MyProspera http://facebook.com/ 9 Source: www.practicalmoneyskills.com