Direct Benefit Transfer (DBT) is an Indian government program that aims to transfer subsidies directly to people below the poverty line by depositing funds into their bank accounts. It was launched nationally in 2013 to replace the existing subsidy delivery system with direct cash transfers. DBT links recipient bank accounts to their Aadhaar identification numbers to directly deposit subsidies for services like LPG, kerosene, MGNREGA wages, pensions and scholarships. This eliminates corruption by removing middlemen and ensures only eligible recipients receive funds. Over 66 government schemes across 15 ministries have implemented DBT, directly distributing over Rs. 61,822 crores to 31 crore beneficiaries in 2015-16. The program is based on successful models in

1. Presented by –
Abhishek Goyal
Harekrishan kumar
Prem Narayan
Shivam Gubrele
PRESTIGE INSTITUTE OF MANAGEMENT
GWALIOR

2. Aapka Paisa Aapke Haath

3. WHAT IS DBT ?
Mechanism of transferring subsidies
Transfer of the cash to the beneficiary's bank
account
No scope left for some corrupt people

4. DIRECT BENEFIT TRANSFER(DBT)
DIRECT CASH TRANSFER(DCT)
ELECTRONIC BENEFIT TRANSFER (EBT)

5. What will DBT do?
Direct Benefit cash Transfer or DBT is an anti-poverty
program launched by Government of India on 1 January 2013.
This program aims to transfer subsidies directly to the people
living below poverty Line.
"Aapka paisa aapke haath" concept has
brought happiness to the poor who have
received the benefits directly into
their bank accounts.

6. Initial Phase of DBTS
The direct benefit transfer scheme (DBTS) was
launched by the then prime minister of india
manmohan singh on 1 january 2013 in 20
districts of india. The scheme was
inaugurated in east godavari district on 6
january 2013. By the end of march 2013 it
was envisioned to be cover 26 social welfare
programmes in 43 districts of 16 states.

7. PRIMARY AIMS
• To bring transparency and terminate
corruption.
• In DBT, benefit or subsidy will be directly
transferred to the citizens living below
poverty line.
• No subsidy will be given to those people who
don't require it.

8. What is Aadhaar?
Aadhaar card, consisting a12 digit number
issued for every individual, including
infants. Each individual of a family will have
separate Aadhaar UID number. While
enrollment it verifies all the documents
pertaining to an individual and collects
biometric information - photograph, ten
fingerprints and iris through scanning. The
Unique
Identification Authority of India
(UIDAI) will issue for all residents
in India (on a voluntary basis).

9. Some main scheme of goverment
• LPG subsidy
• K-Oil subsidy
• MGNREGA
• Pension
• Scholarship

10. Direct Benefit Transfer for LPG
LPG scheme in 20 districts from the 1 st of
June, 2013.
subsidy money will directly go to the
consumer's account and not to the
distributer's account.
This will reduce the chances of leakages and
prevent black marketing in the sale of
cooking gas cylinders.

11. K-Oil subsidy
•Phase I – Direct Transfer of
Subsidy through State/ UT
Governments in the bank
account of beneficiaries. ƒ
• Phase II will aim at
transferring the cash
equivalent of subsidy directly
to beneficiaries through their
bank accounts by linking
transactions to Aadhaar.

12. MGNREGA
Implemented in ludhiana district
in 2008
Employment in rural areas
objectives: Generating
productive assets, protecting
the environment,
empowering Women

13. • Scholarship and Pension

14. • The money is directly transferred into bank accounts of
beneficiaries having Aadhar cards.
• LPG and kerosene subsidies, pension payments,
scholarships and employment guarantee scheme payments
as well as benefits under other government welfare
programmes will be made directly to beneficiaries.
• Under the DBT each and every beneficiary has to establish
his identity and eligibility many times by producing
multiple documents for verification. The verification of
such documents is done by multiple authorities.

15. • The main advantage of the DBT is that leakages
are avoided as the government directly provides
the fund to the beneficiary. Money is sent into
the bank account of the beneficiary.
• Another advantage of DBT is that it helps the
government to better target the beneficiary. Here
the facilitating mechanism is Aadhaar. Since
Aadhaar is the universal ID, government can
identity the beneficiary from his Aadhaar details
while connecting it with DBT.

16. SUCCESS OF DBT
IN INDIA
Presently, 66 Schemes
of 15 Ministries on DBT
Rs. 61,822 cr distributed to
31 cr beneficiaries in 2015-16

17.  Around 76 lakh students
got scholarship in 2015-16
 Over 36 lakh farmers have
registered themselves for DBT.
 It is estimated that over the
time it could save up to 1.2% of GDP

18. The program is inspired by
such successful schemes
existing in countries like
Brazil and Mexico and
cities like New York and
Washington. In India too,
introducing this new way of
physically-delivering subsidies
may seem a brilliant technological
shot to end the middlemen fraud.