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economics affordable housing politics policy living standards social care economy labour market household debt debt zero hours macroeconomics tax london lord turner pay rise uk wages shared ownership recession childcare inequality vulnerable employment precarious work spending review employment jobs housing housing policy housing market fiscal policy generations equity fairness intergenerational resolution foundation britain enforcement contract workers agency retail welfare universal credit health care government spending skills budget2017 brexit uk robotics spendingreview polling public spending #government #welfare spending interest rate economic growth katie blacklock ukdebt matthew whittaker dealing with debt michael johnson savings paul lewis pensions rachel reeves mp centre for policy studies minimum wage elizabeth truss vidhya alakeson tim montgomerie julia unwin stephanie flanders peter kellner alex hurrell james plunkett pay progression social mobility movingup ipsos mori ben marshall jared bernstein livingstandards deleveraging unemployment jobs gap uk housing