The savings and loans cooperative are a cooperative that has an important purpose in its reach and services, such as the Permata Ngijo Savings and Loans Cooperative. Activities within the cooperative itself include managing member data as well as savings and loan transactions. In systems that are still manual, such as Microsoft Excel, there is a risk of inaccurate data and takes a long time. This manual system is still less effective because the number of members and transactions continues to grow. Therefore, an application is needed as a more effective data processing and information system for members that is easier to access. This study aims to build an android-based savings and loan application using the hypertext preprocessor (PHP) programming language and my structured query language (MySQL) as data storage. Based on the android application that has been made, it shows that the black box functionality of the application runs as planned, the success rate for users reaches 90%.
Successful factors determining the significant relationship between e-governa...riyaniaes
Every government's major objective is to provide the greatest services in order to establish efficiency and quality of performance. Syria's government has understood how critical it is to go in the direction of information technology. However, there are gaps and poor links across government sectors, which has tainted the image of Syrian e-governance. As a result, one of the main aims of this study is to figure out what factors impact Syrians' acceptance of the e-government system. A total of 600 questionnaires were delivered to Syrian individuals as part of a survey. The data was analysed using the structural equation model (SEM) using AMOS version 21.0. User intention to utilise an e-government system was shown to be influenced by performance expectations, effort expectations, system flexibility, citizens-centricity, and facilitating conditions. Assurance, responsiveness, reliability, tangibles, and empathy are five fundamental factors that have a major impact on government operation excellence. Behavioural Intention is being utilised as a mediator between the government operation excellence (GOE) initiative and the e-government platform.
Comparative review on information and communication technology issues in educ...riyaniaes
The use of information and communication technology is very beneficial in the education sector because it can enhance the quality of education. However, the implementation of ICT in the education sector of developed and developing countries is a challenging task. This paper explains the comparative study of ICT issues in the education sector of developed and developing countries. In particular, we compare issues between Pakistan and high-tech countries. Our study reveals the fact that the education sector is facing numerous ICT problems that are based on culture, finance, management, infrastructure, lack of training, lack of equipment, teacher’s refusal, and ethical issues. At the end of this paper, various issues faced by the implementation of ICT in the education sector of Pakistan have been categorized into various types, namely, infrastructure, lack of IT professionals, lack of high-speed internet and equipment. Our research is based on five key research questions related to ICT issues. We used a mixed approach where the results of this study can be used as a set of guidelines to help make the learning environment technology-oriented, fast, planned, and productive. Future directions are also given at the end of this paper.
Online medical consultation: covid-19 system using software object-oriented a...riyaniaes
The internet has been a source of medical information, it has been used for online medical consultation (OMC). OMC is now offered by many providers internationally with diverse models and features. In OMC, consultations and treatments are available 24/7. The covid-19 pandemic across-the-board, many people unable to go to hospital or clinic because the spread of the virus. This paper tried to answer two research questions. The first one on how the OMC can help the patients during covid-19 pandemic. A literature review was conducted to answer the first research question. The second one on how to develop system in OMC related to covid-19 pandemic. The system was developed by Visual Studio 2019 using software object-oriented approach. Online expert review was conducted within 6 experts from health and academic industry to verify the model. Also, the system was validated by 11 users from heath and academic industry to confirm its usability. The statistical package for social science (SPSS 22) was used to analyze the collected data. The result of expert review confirmed that covid-19 system can help the patients. Also, the validity of the system was confirmed by 11 users from health and academic industry.
The advancement of the information and communications technology has helped almost all governments across the world as they have exploited these technologies for delivering services to their citizens. However, this phenomenon may face several challenges and barriers that lead to the failure in its adoption, use, or continuous usage. In the Arab countries, the rate of failure in the use of electronic services is high in the public sector. Therefore, previous studies have concentrated on this critical issue and highlighted on the citizens’ perspective andignored the perspective of employees in the government organizations.In addition, very few previous studies dealt with the quality of the services based on the employees’viewpoint. Thus, based on the arguments that have been stated earlier, this preliminary study strives to identify the factors that may affect the electronic administrative adoption according to the employees’ perspective. With regard to the data collection, the quantitative method, self-administered questionnaires will be distributed among the staff of the Al-Mustansiriyah University, Iraq.With regard to data analysis, a partial least squares structural equation modelling will be used as a technique to analyse the collected data from a key respondent (Employee). In fact, this research strivesto enrich the literature by adding more information about the factors that may hinder theadoption of modern technologies in general and electronic administration in particular. With regard to the Al-Mustansiriyah University, the present study is considered as the first study conducted in this area; therefore the outputs will assist the government to remedy these obstacles before beginning any project in the public sector including the use of ICT instead of the conventional manner.The result of the analysis showed that system quality, service quality, trust of organization, and usefulness were found as significant factors that affect the employees’ adoption of e-administration services in University.
The Barriers of E-Government Success: An Empirical Study from Jordanijmpict
This paper discussed the E-government success barriers and how could these barriers affect in users' dissatisfaction as measure of E-government success. The model explained more embedded relations of Information System (IS) success model in a negative context. E-government quality model encompasses information quality, system quality, service quality and IT infrastructures readiness, which are the predecessors
of user satisfaction as measure of E-government success. The research model has been empirically tested using 93 IT managers and IT specialists of Jordanian government agencies. PLS-structural equation modeling (SEM) has been used because his superior statistical power in dealing with complex causal model and small sample size. The results clearly articulated that provisioned e-services are less than expectations of stakeholders. We found that lack of IT infrastructures readiness is the strongest factor to affect in E-government performance negatively and the most important factor to provoke users’ dissatisfaction. Along with the other factors were found significantly correlated with users' dissatisfaction. The relation of system quality with services quality only the difference between female and male group, where male group found its insignificant while females found that low system quality led to low service quality directly.
Framework for Securing Educational E-Government Serviceijcisjournal
Enhancement in technology is leading to a change in the way governments, individuals, institutions and
business entities provide quality services to the citizen. Today's education system plays crucial role for
developing cognizance in society so e-government service is obliged to integrate with educational system.
In this work we proposed a novel framework for integrating educational service within e-government
services. One of the main tasks of this paper is to explore or propose a Secure Examination Management
System (SEMS). The system has been designed using cryptographic primitives, which enables students to
take the exam from anywhere. The student is allowed to take the exam after he gives his necessary
authentication details. In SEMS, it is important to exclude false students while ensuring the privacy for the
honest students. It allows evaluators to share student examination papers for evaluation with proper
authentication. This is done using digital signatures, authentication and confidentiality provided by public
key cryptographic system.
Successful factors determining the significant relationship between e-governa...riyaniaes
Every government's major objective is to provide the greatest services in order to establish efficiency and quality of performance. Syria's government has understood how critical it is to go in the direction of information technology. However, there are gaps and poor links across government sectors, which has tainted the image of Syrian e-governance. As a result, one of the main aims of this study is to figure out what factors impact Syrians' acceptance of the e-government system. A total of 600 questionnaires were delivered to Syrian individuals as part of a survey. The data was analysed using the structural equation model (SEM) using AMOS version 21.0. User intention to utilise an e-government system was shown to be influenced by performance expectations, effort expectations, system flexibility, citizens-centricity, and facilitating conditions. Assurance, responsiveness, reliability, tangibles, and empathy are five fundamental factors that have a major impact on government operation excellence. Behavioural Intention is being utilised as a mediator between the government operation excellence (GOE) initiative and the e-government platform.
Comparative review on information and communication technology issues in educ...riyaniaes
The use of information and communication technology is very beneficial in the education sector because it can enhance the quality of education. However, the implementation of ICT in the education sector of developed and developing countries is a challenging task. This paper explains the comparative study of ICT issues in the education sector of developed and developing countries. In particular, we compare issues between Pakistan and high-tech countries. Our study reveals the fact that the education sector is facing numerous ICT problems that are based on culture, finance, management, infrastructure, lack of training, lack of equipment, teacher’s refusal, and ethical issues. At the end of this paper, various issues faced by the implementation of ICT in the education sector of Pakistan have been categorized into various types, namely, infrastructure, lack of IT professionals, lack of high-speed internet and equipment. Our research is based on five key research questions related to ICT issues. We used a mixed approach where the results of this study can be used as a set of guidelines to help make the learning environment technology-oriented, fast, planned, and productive. Future directions are also given at the end of this paper.
Online medical consultation: covid-19 system using software object-oriented a...riyaniaes
The internet has been a source of medical information, it has been used for online medical consultation (OMC). OMC is now offered by many providers internationally with diverse models and features. In OMC, consultations and treatments are available 24/7. The covid-19 pandemic across-the-board, many people unable to go to hospital or clinic because the spread of the virus. This paper tried to answer two research questions. The first one on how the OMC can help the patients during covid-19 pandemic. A literature review was conducted to answer the first research question. The second one on how to develop system in OMC related to covid-19 pandemic. The system was developed by Visual Studio 2019 using software object-oriented approach. Online expert review was conducted within 6 experts from health and academic industry to verify the model. Also, the system was validated by 11 users from heath and academic industry to confirm its usability. The statistical package for social science (SPSS 22) was used to analyze the collected data. The result of expert review confirmed that covid-19 system can help the patients. Also, the validity of the system was confirmed by 11 users from health and academic industry.
The advancement of the information and communications technology has helped almost all governments across the world as they have exploited these technologies for delivering services to their citizens. However, this phenomenon may face several challenges and barriers that lead to the failure in its adoption, use, or continuous usage. In the Arab countries, the rate of failure in the use of electronic services is high in the public sector. Therefore, previous studies have concentrated on this critical issue and highlighted on the citizens’ perspective andignored the perspective of employees in the government organizations.In addition, very few previous studies dealt with the quality of the services based on the employees’viewpoint. Thus, based on the arguments that have been stated earlier, this preliminary study strives to identify the factors that may affect the electronic administrative adoption according to the employees’ perspective. With regard to the data collection, the quantitative method, self-administered questionnaires will be distributed among the staff of the Al-Mustansiriyah University, Iraq.With regard to data analysis, a partial least squares structural equation modelling will be used as a technique to analyse the collected data from a key respondent (Employee). In fact, this research strivesto enrich the literature by adding more information about the factors that may hinder theadoption of modern technologies in general and electronic administration in particular. With regard to the Al-Mustansiriyah University, the present study is considered as the first study conducted in this area; therefore the outputs will assist the government to remedy these obstacles before beginning any project in the public sector including the use of ICT instead of the conventional manner.The result of the analysis showed that system quality, service quality, trust of organization, and usefulness were found as significant factors that affect the employees’ adoption of e-administration services in University.
The Barriers of E-Government Success: An Empirical Study from Jordanijmpict
This paper discussed the E-government success barriers and how could these barriers affect in users' dissatisfaction as measure of E-government success. The model explained more embedded relations of Information System (IS) success model in a negative context. E-government quality model encompasses information quality, system quality, service quality and IT infrastructures readiness, which are the predecessors
of user satisfaction as measure of E-government success. The research model has been empirically tested using 93 IT managers and IT specialists of Jordanian government agencies. PLS-structural equation modeling (SEM) has been used because his superior statistical power in dealing with complex causal model and small sample size. The results clearly articulated that provisioned e-services are less than expectations of stakeholders. We found that lack of IT infrastructures readiness is the strongest factor to affect in E-government performance negatively and the most important factor to provoke users’ dissatisfaction. Along with the other factors were found significantly correlated with users' dissatisfaction. The relation of system quality with services quality only the difference between female and male group, where male group found its insignificant while females found that low system quality led to low service quality directly.
Framework for Securing Educational E-Government Serviceijcisjournal
Enhancement in technology is leading to a change in the way governments, individuals, institutions and
business entities provide quality services to the citizen. Today's education system plays crucial role for
developing cognizance in society so e-government service is obliged to integrate with educational system.
In this work we proposed a novel framework for integrating educational service within e-government
services. One of the main tasks of this paper is to explore or propose a Secure Examination Management
System (SEMS). The system has been designed using cryptographic primitives, which enables students to
take the exam from anywhere. The student is allowed to take the exam after he gives his necessary
authentication details. In SEMS, it is important to exclude false students while ensuring the privacy for the
honest students. It allows evaluators to share student examination papers for evaluation with proper
authentication. This is done using digital signatures, authentication and confidentiality provided by public
key cryptographic system.
Interoperability issues for the Deployment of Unified Communications and Inte...idescitation
Access to information holds the key to the empowerment of everybody despite where they are living. This
research is to be carried out in respect of the people living in
developing countries, considering their plight and complex
geographical, demographic, social-economic conditions
surrounding the areas they live, which hinder access to
information and of professionals providing services such as
medical workers, which has led to high death rates and
development
stagnation.
Research
on
Unified
Communications and Integrated Collaborations (UCIC)
system in the health sector of developing countries comes in
to create a possible solution of bridging the digital canyon
among the communities. The aim is to deliver services in a
seamless manner to assist health workers situated anywhere
to be accessed easily and access information which will help
in service delivery. The proposed UCIC system provides the
most immersive telepresence experience for one-to-one or
many-to-many meetings. Extending to locations anywhere in
the world, the transformative platform delivers Ultra-low
operating costs through the use of general purpose networks
and using special lenses and track systems. The aim of this
paper is to identify the interoperability issues anticipated in
the deployment of the UCIC system in the health sector of
developing countries and recommend possible solutions. These
recommendations once adopted and implemented correctly
will bring enhancement to the speed and quality of services
offered by health workers. The capacities of UCIC will help
health workers shorten decision cycles, accelerate service
delivery and save lives by speeding access to information and
by making it possible for all health workers and patients to
collaborate everywhere
At this time, e-governance transformation is considered as one of the most important and biggest challenges among
and within the IT-related sector from the scale and complexity perspective. In this respect, the researches have
reviewed and studied some of the factors that affect implementing the e-governance for Public and private schools in
Governorate of Al Buraimi, Oman. The aim of the study was to determine whether there existed organizational
differences that demanded different approaches and strategies for the implementation of e-governance. The research
considered three organizational factors, which included, the type of the organization (public or private), size of the
organization and the work experience of the employees of the organization. In addition, the research considered the
some of the requirements needed for the implementation of e-governance. These requirements included, physical,
financial, administrative and management requirements. Through the research it was evident that the different types
of requirements needed for the implementation of e-governance varied by the organizational factors. In other words,
the findings indicated that the approaches and strategies that needs to be adopted will differ with the organizational
characteristics. This differences needs to be considered at the time of implementation and should be incorporated
when developing the implementation plans by the implementing organization
Top Cited Articles International Journal of Managing Information Technology (...IJMIT JOURNAL
International Journal of Managing Information Technology (IJMIT) is a quarterly open access peer-reviewed journal that publishes articles that contribute new results in all areas of the strategic application of information technology (IT) in organizations. The journal focuses on innovative ideas and best practices in using IT to advance organizations – for-profit, non-profit, and governmental. The goal of this journal is to bring together researchers and practitioners from academia, government and industry to focus on understanding both how to use IT to support the strategy and goals of the organization and to employ IT in new ways to foster greater collaboration, communication and information sharing both within the organization and with its stakeholders. The International Journal of Managing Information Technology seeks to establish new collaborations, new best practices, and new theories in these areas
Research on the field of using social media has gained more importance in the recent days due to the rapid development of social media technologies. Looking at the behavioral intention and attitude of using social media for collaborative learning within Malaysian higher educational institutions and the influencing factors in this regard has received little attention by researchers. The study aims at examining the determinants that affect learners’ attitude and behavior intention regarding their use social media to achieve collaborative learning. Such examination is carried out by using the Theory Acceptance Model (TAM) and Unified Theory of Acceptance and Usage of Technology (UTAUT). A total of 243 participants were recruited for this study. The findings indicated that students’ attitudes and behavior are strong indicators of their intentions in terms of using social media in collaborative learning.
Technology Acceptance Model for Mobile Health SystemsIOSR Journals
Abstract: The purpose of this paper is to explore the factors that influence health-related consumer’s
acceptance to use the mobile technology as a tool for receiving healthcare services. Based on technology
acceptance model (TAM), this paper provides a better understanding of antecedent of key acceptance constructs
(e.g. intention to use, perceived usefulness, perceived ease of use). The proposed research model and hypotheses
validated and tested with data collected from 302 Egyptians and Yemenis patients, health professionals, and
general health users. The results are analyzed using a number of statistical techniques including partial least
squares. The key findings obtaining from the results of the three surveyed stakeholders reveal that: (1) ninety
percent are indented to use mobile health services. (2) While intention to use has greatly influenced by
perceived usefulness, the impact of perceived ease of use varies. (3) Perceived value, perceived ease of use and
portability factors are significantly affect perceived usefulness. (4) Self-efficacy and technology anxiety have a
great impact on perceived ease of use. (5) The impact of the rest of the suggested factors ranged from medium,
low, and insignificant. The research made an in-depth exploration and examination of the factors that influence
user’s intention to use mobile health services focusing on technological, cultural, organizational, political, and
social aspects whereas most of the previous studies considered only one or two aspects together. The proposed
model can be applied to assess mobile health user’s acceptance, thereby help mobile health developers and
providers to develop better mobile health applications that meet the needs of the potential users.
Keywords: Intention to use, Mobile health, portability, Resistance to change, Technology anxiety, Technology
acceptance model
Understanding User’s Acceptance of Personal Cloud Computing: Using the Techno...Maurice Dawson
Personal Cloud Computing (PCC) is a rapidly growing technology, addressing the market demand of individual users for access to available and reliable resources. But like other new technologies, concerns and issues have surfaced with the adoption of PCC. Users deciding whether to adopt PCC may be concerned about the ease of use, usefulness, or security risks in the cloud. Negative attitudes toward using a technology have been found to negatively impact the success of that technology. The purpose of this study was to understand users’ acceptance of PCC. The population sample consisted of individual users within the United States between 18 and 80 years of age. The theoretical framework utilized in this study was based on the technology acceptance model (TAM). A web survey was conducted to assess the measurement and understanding of patterns demonstrated by participants. Our results shows that in spite of the potential benefits of PCC, security and privacy risks are deterring many users from moving towards PCC.
University Mobile Enrollment System: A Nigeria Perspectiveiosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Financial Management Information System within Government Institution and Sup...sececonf
The provision of comprehensive financial
information by the government institution is needed by
the wider community to boost the effectiveness of the
information to the society and government, and
decision-making. This system produces information that
is able to encourage the realization of a clean,
transparent, and able government to respond to
changing demands effectively. Therefore, the success of
the information system if the users are successful in the
model of acceptance of the systems and information
technology and it would be improving their
performance. This research aims to examine the
acceptance of regional financial information systems in
government using the Technology Acceptance Model
(TAM) and evidence of its influence on the
performance. The study found 556 respondents who are
civil servants in Lampung Province. The finding using
SEM analysis shows that all constructs have an effect in
conformity with the concept of TAM in a government
institution. This study reveals that all variables which
include the model of TAM theory have a positive impact
on the user's performance. It also improvesthe
effectiveness of the information system within the
government institution, especially the implementation of
the financial management information system.
Keywords-Financial Management Information System,
supply chain strategy, Technology Acceptance Model
(TAM), User’s Performance
In this study, the researcher evaluated the challenges of e-governance implementation in
Nigerian aviation industry, using Dana Airline. The objectives of the study are; to examine the
factors that hinder the effective implementation of e-governance in the selected airline in
aviation industry in Nigeria; and to examine if the factors identified in the implementation of egovernance
have significantly affected the performance of selected airlines in aviation industry
in Nigeria. Recorded population of the study is 850, and the study used Yaro Yamane formula
at 95% confidence level to obtain a sample size of 272. Cronbach alpha was employed to obtain
a reliability instrument that yielded an index coefficient of 0.843, which made the instrument
reliable. In line with the design of this study, the data that were collected for this study were
analyzed using both descriptive and inferential statistics. The objectives posed for the study were
answered using mean, standard deviation, and sample independent t-test statistics. The
hypothesis was tested at 5% level of significance. Based on the findings of the study, it was
concluded that ICT infrastructure is the most factor that hinders the implementation of egovernance
in Nigerian aviation industry. This means that without proper ICT infrastructure, it is
impossible to implement the e-governance in aviation industry in a developing country like
Nigeria. In the absence of proper awareness among the users of the e-governance system, it is
impossible to set up an effective e-governance system. Non-acceptability of IT systems, Low
financial capability, Lack of electricity, High-cost, low-reliability of Internet access, Lack of
training facilities and Lack of planning are all factors that hinder the effective implementation of
e-governance in aviation industry in Nigeria. The study also concluded that the
factors/challenges identified in the implementation of e-governance have significantly affected
the performance of selected airlines in aviation industry in Nigeria. The study therefore
recommends among others based on the findings of the study that it is paramount to have a
proper ICT infrastructure to implement e-governance; government should take appropriate steps
to enhance the awareness among the users of e-governance by organizing seminar meeting and
other enlighten the users in the proper application of e-governance.
An Integrated Approach to Design an EAF for the CCS of ICDS in Indiaiosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Use of information Systems in Yemeni Universities Future Vision EECJOURNAL
This research examines the use of computed information systems in Yemeni universities through the use of intermediate variable technology to test the indirect impact of the information systems structure on the relationship between information technology, and the final performance in the computed information systems in Yemeni universities. The applied situation was exemplified by the selection of four universities where the data on the study were collected through special friendly questionnaire, and the number of respondent (224) persons had been used. Many statistical means, percentages, arithmetic mean, standard deviation, and intermediate deviation have been used for the description of the study sample, and for the study variables, as for hypothesis testing, the intermediate variant method was used and the end result was to prove that there was a relationship An incomplete mediation attributed to the structure of information systems that has an indirect impact on the resulting relationship between information technology and the final performance of information systems.
APPLYING AN ARABIC CONVERSATIONAL AGENT IN THE JORDANIAN E-GOVERNMENTijcsit
This paper discusses a prototype idea of applying a Conversational Agent (CA) to be embedded into the Jordanian E-government websites. The Conversational Agent is a smart system used to handle natural conversations between user and machine. A Jordanian citizen facing struggles when he/she want to apply for a service through the E-government portal.In addition the Jordanians struggling when searched for a
piece of information (for example the needed documents for a specific service) inside the E-government websites. This struggling comes from number of reasons such as the needed knowledge that the user could have to deal with such services and the big number of links that the user must visitto achieve his/her target.In addition, the Jordanian E-Government websites does not meet the users’ requirements in their design.
Instead, this paper proposes the idea of applying a prototype called CA into those websites as a general help desk automated service to save the Jordanians time and effort. Simply, the user will chat with the proposed CA with what he/she coming to do through the targeted website using a text based Arabic conversations. The CA’s responses might be the exact needed link or the targeted information. Such a proposed service will strength the Jordanian E-government platform especially for accessibility and usability factors and as to best of our knowledge, no country has been applied it before.
Application of Savings and Loan Cooperative ServicesYogeshIJTSRD
Information technology knowledge has become a necessity. Most of a persons daily activities involve the assistance of information technology, both teaching and learning activities, working in institutions and entrepreneurship. In addition, knowledge of information technology is a persons main asset to be able to compete in the digital era. A cooperative is an institution that runs on the principle of kinship. So that in carrying out its activities prioritizing the welfare of its members and aiming to increase the economic growth of the community. The goal to be achieved in this community service activity is to produce an android based system of savings and loan cooperative service that is able to facilitate the delivery of information from management to members in real time and can provide solutions for speed, accuracy and accuracy. The method used in this research and development research uses the waterfall model, which is a process or steps to develop a new product or improve an existing product. The system analysis was carried out with the initial stages of the research method, the communication stage was carried out by the interview and observation process. The observation process is carried out by making direct observations to get an overview and the interview process is carried out by conducting questions and answers to match the data and information. After designing the next step is build an android system based of savings and loan cooperative service. Dimas Indra Laksmana | Maranatha Wijayaningtyas | Kiswandono "Application of Savings and Loan Cooperative Services" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-3 , April 2021, URL: https://www.ijtsrd.com/papers/ijtsrd40065.pdf Paper URL: https://www.ijtsrd.com/management/mis-and-retail-management/40065/application-of-savings-and-loan-cooperative-services/dimas-indra-laksmana
Net impact implementation application development life-cycle management in ba...CSITiaesprime
Digital transformation in the banking sector creates a lot of demand for application development, either new development or application enhancement. Continuous demand for reimagining, revamping, and running applications reliably needs to be supported by collaboration tools. Several big banks in Indonesia use Atlassian products, including Jira, Confluence, Bamboo, Bitbucket, and Crowd, to support strategic company projects. We need to measure the net impact of application development life-cycle management (ADLM) as a collaboration tool. Using the deLone and McLean model, process questionnaire data from banks in Indonesia that use ADLM. Processing data using structural equation modeling (SEM), multiple variables are analyzed statistically to establish, estimate, and test the causation model. The conclusions highlight that system quality strongly affected only User Satisfaction (p=0.049 and β=0.39). Information quality strongly affected use (p=0.001 and β=0.84) and strongly affected user satisfaction (p=0.169 and β=0.28). Service quality strongly affected only use (p=0.127 and β=0.31). Conclusion research verifies the information system's achievement approach described by DeLone and McLean. Importantly, it was discovered that system usability and quality were key indicators of ADLM success. To fulfill their objective, ADLM must be developed in a way that is simple to use, adaptable, and functional.
DIGITAL COMMUNITY CURRENCY USABILITY FROM THE USER’S EYES: CASES OF SARAFU AN...ijseajournal
Day by day, users demand systems that fulfill their expectations. Often, users of a system are dissatisfied
because systems do not meet their expectations. Indeed, user expectations vary, including
unrealistic expectations –those that are without regard for constraints such as budget, time, manpower and
so on. Even so, place of users’ involvement in system development and implementation need to be
recognized.
Usability is an important aspect in system development and implementation. It is necessary to have an
elaborate understanding of usability from the ‘eyes’ of a user. This study adopted the qualitative research
design that employed triangulation. Two contemporary DCC cases of interest in this research study are:
MTCr. in Kisumu; and the Sarafu in Nairobi. This paper espouses usability definitions and associated
attributes. Specifically, this study established the meaning of digital community currency from the lens of
the users.
Interoperability issues for the Deployment of Unified Communications and Inte...idescitation
Access to information holds the key to the empowerment of everybody despite where they are living. This
research is to be carried out in respect of the people living in
developing countries, considering their plight and complex
geographical, demographic, social-economic conditions
surrounding the areas they live, which hinder access to
information and of professionals providing services such as
medical workers, which has led to high death rates and
development
stagnation.
Research
on
Unified
Communications and Integrated Collaborations (UCIC)
system in the health sector of developing countries comes in
to create a possible solution of bridging the digital canyon
among the communities. The aim is to deliver services in a
seamless manner to assist health workers situated anywhere
to be accessed easily and access information which will help
in service delivery. The proposed UCIC system provides the
most immersive telepresence experience for one-to-one or
many-to-many meetings. Extending to locations anywhere in
the world, the transformative platform delivers Ultra-low
operating costs through the use of general purpose networks
and using special lenses and track systems. The aim of this
paper is to identify the interoperability issues anticipated in
the deployment of the UCIC system in the health sector of
developing countries and recommend possible solutions. These
recommendations once adopted and implemented correctly
will bring enhancement to the speed and quality of services
offered by health workers. The capacities of UCIC will help
health workers shorten decision cycles, accelerate service
delivery and save lives by speeding access to information and
by making it possible for all health workers and patients to
collaborate everywhere
At this time, e-governance transformation is considered as one of the most important and biggest challenges among
and within the IT-related sector from the scale and complexity perspective. In this respect, the researches have
reviewed and studied some of the factors that affect implementing the e-governance for Public and private schools in
Governorate of Al Buraimi, Oman. The aim of the study was to determine whether there existed organizational
differences that demanded different approaches and strategies for the implementation of e-governance. The research
considered three organizational factors, which included, the type of the organization (public or private), size of the
organization and the work experience of the employees of the organization. In addition, the research considered the
some of the requirements needed for the implementation of e-governance. These requirements included, physical,
financial, administrative and management requirements. Through the research it was evident that the different types
of requirements needed for the implementation of e-governance varied by the organizational factors. In other words,
the findings indicated that the approaches and strategies that needs to be adopted will differ with the organizational
characteristics. This differences needs to be considered at the time of implementation and should be incorporated
when developing the implementation plans by the implementing organization
Top Cited Articles International Journal of Managing Information Technology (...IJMIT JOURNAL
International Journal of Managing Information Technology (IJMIT) is a quarterly open access peer-reviewed journal that publishes articles that contribute new results in all areas of the strategic application of information technology (IT) in organizations. The journal focuses on innovative ideas and best practices in using IT to advance organizations – for-profit, non-profit, and governmental. The goal of this journal is to bring together researchers and practitioners from academia, government and industry to focus on understanding both how to use IT to support the strategy and goals of the organization and to employ IT in new ways to foster greater collaboration, communication and information sharing both within the organization and with its stakeholders. The International Journal of Managing Information Technology seeks to establish new collaborations, new best practices, and new theories in these areas
Research on the field of using social media has gained more importance in the recent days due to the rapid development of social media technologies. Looking at the behavioral intention and attitude of using social media for collaborative learning within Malaysian higher educational institutions and the influencing factors in this regard has received little attention by researchers. The study aims at examining the determinants that affect learners’ attitude and behavior intention regarding their use social media to achieve collaborative learning. Such examination is carried out by using the Theory Acceptance Model (TAM) and Unified Theory of Acceptance and Usage of Technology (UTAUT). A total of 243 participants were recruited for this study. The findings indicated that students’ attitudes and behavior are strong indicators of their intentions in terms of using social media in collaborative learning.
Technology Acceptance Model for Mobile Health SystemsIOSR Journals
Abstract: The purpose of this paper is to explore the factors that influence health-related consumer’s
acceptance to use the mobile technology as a tool for receiving healthcare services. Based on technology
acceptance model (TAM), this paper provides a better understanding of antecedent of key acceptance constructs
(e.g. intention to use, perceived usefulness, perceived ease of use). The proposed research model and hypotheses
validated and tested with data collected from 302 Egyptians and Yemenis patients, health professionals, and
general health users. The results are analyzed using a number of statistical techniques including partial least
squares. The key findings obtaining from the results of the three surveyed stakeholders reveal that: (1) ninety
percent are indented to use mobile health services. (2) While intention to use has greatly influenced by
perceived usefulness, the impact of perceived ease of use varies. (3) Perceived value, perceived ease of use and
portability factors are significantly affect perceived usefulness. (4) Self-efficacy and technology anxiety have a
great impact on perceived ease of use. (5) The impact of the rest of the suggested factors ranged from medium,
low, and insignificant. The research made an in-depth exploration and examination of the factors that influence
user’s intention to use mobile health services focusing on technological, cultural, organizational, political, and
social aspects whereas most of the previous studies considered only one or two aspects together. The proposed
model can be applied to assess mobile health user’s acceptance, thereby help mobile health developers and
providers to develop better mobile health applications that meet the needs of the potential users.
Keywords: Intention to use, Mobile health, portability, Resistance to change, Technology anxiety, Technology
acceptance model
Understanding User’s Acceptance of Personal Cloud Computing: Using the Techno...Maurice Dawson
Personal Cloud Computing (PCC) is a rapidly growing technology, addressing the market demand of individual users for access to available and reliable resources. But like other new technologies, concerns and issues have surfaced with the adoption of PCC. Users deciding whether to adopt PCC may be concerned about the ease of use, usefulness, or security risks in the cloud. Negative attitudes toward using a technology have been found to negatively impact the success of that technology. The purpose of this study was to understand users’ acceptance of PCC. The population sample consisted of individual users within the United States between 18 and 80 years of age. The theoretical framework utilized in this study was based on the technology acceptance model (TAM). A web survey was conducted to assess the measurement and understanding of patterns demonstrated by participants. Our results shows that in spite of the potential benefits of PCC, security and privacy risks are deterring many users from moving towards PCC.
University Mobile Enrollment System: A Nigeria Perspectiveiosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Financial Management Information System within Government Institution and Sup...sececonf
The provision of comprehensive financial
information by the government institution is needed by
the wider community to boost the effectiveness of the
information to the society and government, and
decision-making. This system produces information that
is able to encourage the realization of a clean,
transparent, and able government to respond to
changing demands effectively. Therefore, the success of
the information system if the users are successful in the
model of acceptance of the systems and information
technology and it would be improving their
performance. This research aims to examine the
acceptance of regional financial information systems in
government using the Technology Acceptance Model
(TAM) and evidence of its influence on the
performance. The study found 556 respondents who are
civil servants in Lampung Province. The finding using
SEM analysis shows that all constructs have an effect in
conformity with the concept of TAM in a government
institution. This study reveals that all variables which
include the model of TAM theory have a positive impact
on the user's performance. It also improvesthe
effectiveness of the information system within the
government institution, especially the implementation of
the financial management information system.
Keywords-Financial Management Information System,
supply chain strategy, Technology Acceptance Model
(TAM), User’s Performance
In this study, the researcher evaluated the challenges of e-governance implementation in
Nigerian aviation industry, using Dana Airline. The objectives of the study are; to examine the
factors that hinder the effective implementation of e-governance in the selected airline in
aviation industry in Nigeria; and to examine if the factors identified in the implementation of egovernance
have significantly affected the performance of selected airlines in aviation industry
in Nigeria. Recorded population of the study is 850, and the study used Yaro Yamane formula
at 95% confidence level to obtain a sample size of 272. Cronbach alpha was employed to obtain
a reliability instrument that yielded an index coefficient of 0.843, which made the instrument
reliable. In line with the design of this study, the data that were collected for this study were
analyzed using both descriptive and inferential statistics. The objectives posed for the study were
answered using mean, standard deviation, and sample independent t-test statistics. The
hypothesis was tested at 5% level of significance. Based on the findings of the study, it was
concluded that ICT infrastructure is the most factor that hinders the implementation of egovernance
in Nigerian aviation industry. This means that without proper ICT infrastructure, it is
impossible to implement the e-governance in aviation industry in a developing country like
Nigeria. In the absence of proper awareness among the users of the e-governance system, it is
impossible to set up an effective e-governance system. Non-acceptability of IT systems, Low
financial capability, Lack of electricity, High-cost, low-reliability of Internet access, Lack of
training facilities and Lack of planning are all factors that hinder the effective implementation of
e-governance in aviation industry in Nigeria. The study also concluded that the
factors/challenges identified in the implementation of e-governance have significantly affected
the performance of selected airlines in aviation industry in Nigeria. The study therefore
recommends among others based on the findings of the study that it is paramount to have a
proper ICT infrastructure to implement e-governance; government should take appropriate steps
to enhance the awareness among the users of e-governance by organizing seminar meeting and
other enlighten the users in the proper application of e-governance.
An Integrated Approach to Design an EAF for the CCS of ICDS in Indiaiosrjce
IOSR Journal of Computer Engineering (IOSR-JCE) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of computer engineering and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in computer technology. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Use of information Systems in Yemeni Universities Future Vision EECJOURNAL
This research examines the use of computed information systems in Yemeni universities through the use of intermediate variable technology to test the indirect impact of the information systems structure on the relationship between information technology, and the final performance in the computed information systems in Yemeni universities. The applied situation was exemplified by the selection of four universities where the data on the study were collected through special friendly questionnaire, and the number of respondent (224) persons had been used. Many statistical means, percentages, arithmetic mean, standard deviation, and intermediate deviation have been used for the description of the study sample, and for the study variables, as for hypothesis testing, the intermediate variant method was used and the end result was to prove that there was a relationship An incomplete mediation attributed to the structure of information systems that has an indirect impact on the resulting relationship between information technology and the final performance of information systems.
APPLYING AN ARABIC CONVERSATIONAL AGENT IN THE JORDANIAN E-GOVERNMENTijcsit
This paper discusses a prototype idea of applying a Conversational Agent (CA) to be embedded into the Jordanian E-government websites. The Conversational Agent is a smart system used to handle natural conversations between user and machine. A Jordanian citizen facing struggles when he/she want to apply for a service through the E-government portal.In addition the Jordanians struggling when searched for a
piece of information (for example the needed documents for a specific service) inside the E-government websites. This struggling comes from number of reasons such as the needed knowledge that the user could have to deal with such services and the big number of links that the user must visitto achieve his/her target.In addition, the Jordanian E-Government websites does not meet the users’ requirements in their design.
Instead, this paper proposes the idea of applying a prototype called CA into those websites as a general help desk automated service to save the Jordanians time and effort. Simply, the user will chat with the proposed CA with what he/she coming to do through the targeted website using a text based Arabic conversations. The CA’s responses might be the exact needed link or the targeted information. Such a proposed service will strength the Jordanian E-government platform especially for accessibility and usability factors and as to best of our knowledge, no country has been applied it before.
Application of Savings and Loan Cooperative ServicesYogeshIJTSRD
Information technology knowledge has become a necessity. Most of a persons daily activities involve the assistance of information technology, both teaching and learning activities, working in institutions and entrepreneurship. In addition, knowledge of information technology is a persons main asset to be able to compete in the digital era. A cooperative is an institution that runs on the principle of kinship. So that in carrying out its activities prioritizing the welfare of its members and aiming to increase the economic growth of the community. The goal to be achieved in this community service activity is to produce an android based system of savings and loan cooperative service that is able to facilitate the delivery of information from management to members in real time and can provide solutions for speed, accuracy and accuracy. The method used in this research and development research uses the waterfall model, which is a process or steps to develop a new product or improve an existing product. The system analysis was carried out with the initial stages of the research method, the communication stage was carried out by the interview and observation process. The observation process is carried out by making direct observations to get an overview and the interview process is carried out by conducting questions and answers to match the data and information. After designing the next step is build an android system based of savings and loan cooperative service. Dimas Indra Laksmana | Maranatha Wijayaningtyas | Kiswandono "Application of Savings and Loan Cooperative Services" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-3 , April 2021, URL: https://www.ijtsrd.com/papers/ijtsrd40065.pdf Paper URL: https://www.ijtsrd.com/management/mis-and-retail-management/40065/application-of-savings-and-loan-cooperative-services/dimas-indra-laksmana
Net impact implementation application development life-cycle management in ba...CSITiaesprime
Digital transformation in the banking sector creates a lot of demand for application development, either new development or application enhancement. Continuous demand for reimagining, revamping, and running applications reliably needs to be supported by collaboration tools. Several big banks in Indonesia use Atlassian products, including Jira, Confluence, Bamboo, Bitbucket, and Crowd, to support strategic company projects. We need to measure the net impact of application development life-cycle management (ADLM) as a collaboration tool. Using the deLone and McLean model, process questionnaire data from banks in Indonesia that use ADLM. Processing data using structural equation modeling (SEM), multiple variables are analyzed statistically to establish, estimate, and test the causation model. The conclusions highlight that system quality strongly affected only User Satisfaction (p=0.049 and β=0.39). Information quality strongly affected use (p=0.001 and β=0.84) and strongly affected user satisfaction (p=0.169 and β=0.28). Service quality strongly affected only use (p=0.127 and β=0.31). Conclusion research verifies the information system's achievement approach described by DeLone and McLean. Importantly, it was discovered that system usability and quality were key indicators of ADLM success. To fulfill their objective, ADLM must be developed in a way that is simple to use, adaptable, and functional.
DIGITAL COMMUNITY CURRENCY USABILITY FROM THE USER’S EYES: CASES OF SARAFU AN...ijseajournal
Day by day, users demand systems that fulfill their expectations. Often, users of a system are dissatisfied
because systems do not meet their expectations. Indeed, user expectations vary, including
unrealistic expectations –those that are without regard for constraints such as budget, time, manpower and
so on. Even so, place of users’ involvement in system development and implementation need to be
recognized.
Usability is an important aspect in system development and implementation. It is necessary to have an
elaborate understanding of usability from the ‘eyes’ of a user. This study adopted the qualitative research
design that employed triangulation. Two contemporary DCC cases of interest in this research study are:
MTCr. in Kisumu; and the Sarafu in Nairobi. This paper espouses usability definitions and associated
attributes. Specifically, this study established the meaning of digital community currency from the lens of
the users.
SOA-A GENERIC APPROACH FOR INTEGRATING LOOSELY COUPLED SYSTEMS WITH OTHER SYS...ijwscjournal
Various organizations generate data in various domains which is queried and analyzed by users. This limits
the possibility of database integration with other systems. We describes a generalized approach comprising a
loosely couples system and integrate with other system. It deals with the setting up the environment for
implementing the system. User Interface screen shows how the user will interact with the system and the data
entry forms required to gather data for the system.
SOA-A GENERIC APPROACH FOR INTEGRATING LOOSELY COUPLED SYSTEMS WITH OTHER SYS...ijwscjournal
Various organizations generate data in various domains which is queried and analyzed by users. This limits the possibility of database integration with other systems. We describes a generalized approach comprising a loosely couples system and integrate with other system. It deals with the setting up the environment for implementing the system. User Interface screen shows how the user will interact with the system and the data
entry forms required to gather data for the system.
Supervised and unsupervised data mining approaches in loan default prediction IJECEIAES
Given the paramount importance of data mining in organizations and the possible contribution of a data-driven customer classification recommender systems for loan-extending financial institutions, the study applied supervised and supervised data mining approaches to derive the best classifier of loan default. A total of 900 instances with determined attributes and class labels were used for the training and cross-validation processes while prediction used 100 new instances without class labels. In the training phase, J48 with confidence factor of 50% attained the highest classification accuracy (76.85%), k-nearest neighbors (k-NN) 3 the highest (78.38%) in IBk variants, naïve Bayes has a classification accuracy of 76.65%, and logistic has 77.31% classification accuracy. k-NN 3 and logistic have the highest classification accuracy, F-measures, and kappa statistics. Implementation of these algorithms to the test set yielded 48 non-defaulters and 52 defaulters for k-NN 3 while 44 non-defaulters and 56 defaulters under logistic. Implications were discussed in the paper.
How analytical hierarchy process prioritizing internet banking influencing fa...IJECEIAES
Internet banking is a method for conducting financial transactions online that makes use of the internet as a platform. Customers could transact at any time and from any location. Numerous aspects relating to the adoption of internet banking have been analyzed and studied in recent in-depth studies from the literature. This paper will merge these numerous predefined factors into a model by drawing on the various ideas related to the acceptance model. It was decided to adapt the analytical hierarchy process (AHP) method for finding the important numerous components for the model. The finest mathematical calculation method is AHP, which enables decision-makers to prioritize their ranking in order to satisfy various criteria. The goal of this research is to rank the elements that influence the use of online banking. Three main factors such as technical information, website and service availability were chosen as the main factors of the model based on the literature review. Sub-factors such as ease of use, responsiveness, privacy, reliability, security, communication and efficiency were also suggested and combined into a single integrated framework. Utilizing the systematic literature review (SLR) methodology, several factors were found. As a result, the article will enhance understanding of the unique elements supporting the adoption of internet banking.
The Use of Information and Communication Technology (ICT) and Business Manage...Dr. Nazrul Islam
Information and Communication Technology (ICT) is an integral part of business management now-a-day. It is inevitable for the smooth running of business irrespective of size and complexity all over the world. Due to the rapid development of ICT and its huge use in all spheres of our lives, businesses are also influenced by it. Now, businesses are managing their resources by using ICT support that is helping them to perform their tasks faster and accurate than before. But the developing countries like Bangladesh are still struggling to introduce ICT supports in all areas of businesses. But due to a very strong culture at work place, this effort is hindered substantially. Therefore, this paper aims at identifying the present status of the use of ICT in business management and its challenges it faces. Secondary data have been primarily used for conducting this study which was collected from the different business reports and the journal papers. An experience survey was also conducted among the senior administrators of the business houses were also included in the study. Results show that the use of ICT is very low in the small and medium business enterprises while the large businesses houses are using ICT supports. Results also show that the use of ICT primarily depends on the complexity and the nature of the business. The entrepreneurs who have ICT literacy, they are mostly using ICT supports in the management of their businesses. This study suggests that the business houses in Bangladesh should use ICT support in order to increase the efficiency at their work. But this is often depends on the ICT infrastructure of the country as a whole.
PNSCares: The android based mobile application to manage student complaintsjournalBEEI
Managing the complaint is tough to handle, efficient response to the complaints from the customer can be an indicator to measure an organization’s performance. We’ve chosen Politeknik Nilai as one of the institutions that are facing daily complaints from the students and parents. Currently, they are using the manual form to lodge a complaint and receive the feedback via email. In this study, we developed an android based mobile application to manage the students’ complaint. With mobile apps, the management can prevent the loss of complaint forms and keep track of the records. This system will send feedback and notification directly via students’ mobile phone. This study referred to the ten principles for effective complaint handling by Ombudsman. We only referred to eight principles to construct the PNSCares. The methodology used to develop mobile apps is using the Mobile Application Development Life Cycle (MADLC). System Usability Scale (SUS) is used to measure the effectiveness of the mobile apps. The feedbacks from ten respondents on the PNSCares prototype are good with 72 scores in SUS for perceived usefulness and ease of use factor. Based on the result, the prototype is effective and easy to use.
Development of E-learning Software Based Multiplatform ComponentsjournalBEEI
E-learning software is a product of information and communication technology used to help dynamic and flexible learning process between teacher and student. The software technology was first used in the development of e-learning software in the form of web applications. The advantages of this technology because of the ease in the development, installation, and distribution of data. Along with advances in mobile/wireless electronics technology, e-learning software is adapted to this technology known as mobile learning. The ability of this electronic device is the same as a single computer even though it is simpler than a single computer. The problem that arises when e-learning software operates on multiple platforms is that computer programs are made repeatedly depending on the platform being used. This situation will obviously affect the quality of e-learning software. To overcome these problems, in this study developed component-based software that is a modern paradigm for software development that produces reusable software components, high quality, and cost-effective. In software development, software components will be assembled in the software in need. The result of this research is high quality e-learning software based multiplatform component.
Assessment of Internet Banking Services Continued Use: Role of Socio-cognitiv...TELKOMNIKA JOURNAL
Recently, continued use of information systems in general and particularly the context of internet
banking has drawn increasing attention both in academic and trade literatures. However, different
perspectives that determine the continued use of internet banking has been addressed. Given the long-term
goal of any business entity is to increase its productivity, expand its customer base and maximize revenues,
it is crucial for banks offering internet banking services to focus on encouraging their customers to continually
use internet banking. While emerging attention had been given on the assessment of continued use of
internet banking services from single view, little of attention were given from researchers to combine different
views in a single comprehensive model. Yet, it is believe that combining different views would provide a
better understanding to the issues surrounding the continued use. Drawing on the literature, this study
developed a model to determine factors that influence the continued use of internet banking by combining
factors from the socio-cognitive view and the relational view. Using a survey questionnaire, 450
questionnaires were distributed to users of internet banking in Libya. A number of interesting findings
emerged, among others, is the lack of association between trust and perception to continue using the internet
banking services in Libya.
A NOVEL SERVICE ORIENTED ARCHITECTURE (SOA) TO SECURE SERVICES IN E-CITYijsptm
Many cities in the world have moved toward being e-city using IT and there are some who have
implemented it and or seeking out to make it operational. However, experience shows that implementation
of e-city faces Challenges which the effectiveness of e-city, improvement of provided services and security
are the most important part of these challenges. Today, for realization of a perfect e-city, to overcome
faced challenges Such as security issues is an urgent need. Considering that e-city consists of multiple
information systems, it’s the most important challenge to create integration between these systems and
provide its security which service oriented architecture as a computational model and an approach for data
integration could largely overcome these problems. In this paper through studying challenges of
information systems in e-city layers and with concentrating on advantages of service oriented architecture,
a new architecture to improve the security of e-city’s systems and their provided services and also
overcoming the challenges of information systems has been proposed
Data warehouse generally contains both types of data i.e. historical & current data from various data sources. Data warehouse in world of computing can be defined as system created for analysis and reporting of these both types of data. These analysis report is then used by an organization to make decisions which helps them in their growth. Construction of data warehouse appears to be simple, collection of data from data sources into one place (after extraction, transform and loading). But construction involves several issues such as inconsistent data, logic conflicts, user acceptance, cost, quality, security, stake holder’s contradictions, REST alignment etc. These issues need to be overcome otherwise will lead to unfortunate consequences affecting the organization growth. Proposed model tries to solve these issues such as REST alignment, stake holder’s contradiction etc. by involving experts of various domains such as technical, analytical, decision makers, management representatives etc. during initialization phase to better understand the requirements and mapping these requirements to data sources during design phase of data warehouse.
The Contribution of Information Technology Infrastructure in the Information ...IJRES Journal
There are some great innovations in e-government during the past decade. And there is intense competition between some governments and leaders in the supply of services on the Internet. Some countries do not want to stay behind in this area, where many governments have developed detailed strategies to realize the e-government programs. Despite differences in goals behind these programs from one country to another, but there are still many points of convergence between them particularly in information technology infrastructure field. However, Problems associated with the process of application and adoption of e-government due to poor systems and infrastructure construction, which negatively affects the adoption of the public services through the e-government portal, in particular in developing countries. This study argued contribution the information technology Infrastructure in Information Systems success in e-government agencies. Where there are weaknesses in the understanding of this contribution and its importance in many developing countries, so the researcher proposed a model to clarify this contribution, and expected a positive relationship between the information technology infrastructure factors and information systems success, and this affects positively or negatively the adoption of e-government.
Similar to The development and implementation of an android-based saving and loan cooperative application (20)
Remote sensing and GIS application for monitoring drought vulnerability in In...riyaniaes
Agricultural drought is one of the hydrometeorological disasters that cause significant losses because it affects food stocks. In addition, agricultural droughts, impact the physical and socio-economic development of the community. Remote sensing technology is used to monitor agricultural droughts spatially and temporally for minimizing losses. This study reviewed the literatures related to remote sensing and GIS for monitoring drought vulnerability in Indonesia. The study was conducted on an island-scale on Java Island, a provincial-scale in East Java and Bali, and a district-scale in Indramayu and Kebumen. The dominant method was the drought index, which involves variable land surface temperature (LST), vegetation index, land cover, wetness index, and rainfall. Each study has a strong point and a weak point. Low-resolution satellite imagery has been used to assess drought vulnerability. At the island scale, it provides an overview of drought conditions, while at the provincial scale, it focuses on paddy fields and has little detailed information. In-situ measurements at the district scale detect meteorological drought accurately, but there were limitations in the mapping unit's detailed information. Drought mapping using GIS and remote sensing at the district scale has detailed spatial information on climate and physiographic aspects, but it needs temporal data monitoring.
Non-linear behavior of root and stem diameter changes in monopodial orchidriyaniaes
Precision agriculture aims to maximize yield with optimum resources. Vast majority of natural systems are acknowledged as complex and non-linear. However, prior to formulation of precise models, linearity tests are performed to validate plant behavior. This study has presented proof that the water uptake system in monopodial orchid is indeed non-linear. The change in physical growth of root and stem due to temperature and relative humidity factors are observed. The work focused on Ascocenda Fuchs Harvest Moon x (V. Chaophraya x Boots) orchid hybrid. Three complementary methods are presented: linearity tests through 1) regression fitting; 2) scatter plots; and 3) cross-correlation function tests. Root diameter, stem diameter, temperature, and relative humidity are logged at 15 minutes interval for a duration of 71 days. The polynomial equations derived for root diameter and stem diameter changes attained strong regression coefficients. The non-linear behavior is further confirmed by the scatter plots where no linear associations are present between the independent and dependent variables. Subsequently, the cross-correlation function tests conducted on temperature-root diameter, temperature-stem diameter, relative humidity-root diameter, and relative humidity-stem diameter combinations also revealed weak correlation. Despite using different techniques, the behavior of physical changes has been consistently proven to be non-linear.
Cucumber disease recognition using machine learning and transfer learningriyaniaes
Cucumber is grown, as a cash crop besides it is one of the main and popular vegetables in Bangladesh. As Bangladesh's economy is largely dependent on the agricultural sector, cucumber farming could make economic and productivity growth more sustainable. But many diseases diminish the situation of cucumber. Early detection of disease can help to stop disease from spreading to other healthy plants and also accurate identifying the disease will help to reduce crop losses through specific treatments. In this paper, we have presented two approaches namely traditional machine learning (ML) and CNN-based transfer learning. Then we have compared the performance of the applied techniques to find out the most appropriate techniques for recognizing cucumber diseases. In our ML approach, the system involves five steps. After collecting the image, pre-processing is done by resizing, filtering, and contrast-enhancing. Then we have compared various ML algorithms using k-means based image segmentation after extracted 10 relevant features. Random forest gives the best accuracy with 89.93% in the traditional ML approach. We also studied and applied CNN-based transfer learning to investigate the further improvement of recognition performance. Lastly, a comparison among various transfer learning models such as InceptionV3, MobileNetV2, and VGG16 has been performed. Between these two approaches, MobileNetV2 achieves the highest accuracy with 93.23%.
Using particle swarm optimization to solve test functions problemsriyaniaes
In this paper the benchmarking functions are used to evaluate and check the particle swarm optimization (PSO) algorithm. However, the functions utilized have two dimension but they selected with different difficulty and with different models. In order to prove capability of PSO, it is compared with genetic algorithm (GA). Hence, the two algorithms are compared in terms of objective functions and the standard deviation. Different runs have been taken to get convincing results and the parameters are chosen properly where the Matlab software is used. Where the suggested algorithm can solve different engineering problems with different dimension and outperform the others in term of accuracy and speed of convergence.
Android mobile application for wildfire reporting and monitoringriyaniaes
Peat fires cause major environmental problems in Central Kalimantan Province, Indonesia and threaten human health and effect the social-economic sector. The lack of peat fire detection systems is one factor that causing these reoccurring fires. Therefore, in this study, we develop an Android mobile platform application and a web-based application to support the citizen-volunteers who want to contribute wildfires reports, and the decision-makers who wish to collect, visualize, and evaluate these wildfires reports. In this paper, the global navigation satellite system (GNSS) and a global position system (GPS) sensor from a smartphone’s camera, is a useful tool to show the potential fire and smoke’s close-range location. The exchangeable image (EXIF) file image and GPS metadata captured by a mobile phone can store and supply raw observation to our devices and sent it to the data center through global internet communication. This work’s results are the proposed application easy-to-use to monitoring potential peat fire by location and data activity. This paper focuses on developing an application for the mobile platform for peat fire reporting and a web-based application to collect peat fire location for decision-makers. Our main objective is to detect the potential and spread of fire in peatlands as early as possible by utilizing community reports using smartphones.
An empirical assessment of different kernel functions on the performance of s...riyaniaes
Artificial intelligence (AI) and machine learning (ML) have influenced every part of our day-to-day activities in this era of technological advancement, making a living more comfortable on the earth. Among the several AI and ML algorithms, the support vector machine (SVM) has become one of the most generally used algorithms for data mining, prediction and other (AI and ML) activities in several domains. The SVM’s performance is significantly centred on the kernel function (KF); nonetheless, there is no universal accepted ground for selecting an optimal KF for a specific domain. In this paper, we investigate empirically different KFs on the SVM performance in various fields. We illustrated the performance of the SVM based on different KF through extensive experimental results. Our empirical results show that no single KF is always suitable for achieving high accuracy and generalisation in all domains. However, the gaussian radial basis function (RBF) kernel is often the default choice. Also, if the KF parameters of the RBF and exponential RBF are optimised, they outperform the linear and sigmoid KF based SVM method in terms of accuracy. Besides, the linear KF is more suitable for the linearly separable dataset.
An effective classification approach for big data with parallel generalized H...riyaniaes
Advancements in information technology is contributing to the excessive rate of big data generation recently. Big data refers to datasets that are huge in volume and consumes much time and space to process and transmit using the available resources. Big data also covers data with unstructured and structured formats. Many agencies are currently subscribing to research on big data analytics owing to the failure of the existing data processing techniques to handle the rate at which big data is generated. This paper presents an efficient classification and reduction technique for big data based on parallel generalized Hebbian algorithm (GHA) which is one of the commonly used principal component analysis (PCA) neural network (NN) learning algorithms. The new method proposed in this study was compared to the existing methods to demonstrate its capabilities in reducing the dimensionality of big data. The proposed method in this paper is implemented using Spark Radoop platform.
Hybrid optimization of pumped hydro system and solar- Engr. Abdul-Azeez.pdffxintegritypublishin
Advancements in technology unveil a myriad of electrical and electronic breakthroughs geared towards efficiently harnessing limited resources to meet human energy demands. The optimization of hybrid solar PV panels and pumped hydro energy supply systems plays a pivotal role in utilizing natural resources effectively. This initiative not only benefits humanity but also fosters environmental sustainability. The study investigated the design optimization of these hybrid systems, focusing on understanding solar radiation patterns, identifying geographical influences on solar radiation, formulating a mathematical model for system optimization, and determining the optimal configuration of PV panels and pumped hydro storage. Through a comparative analysis approach and eight weeks of data collection, the study addressed key research questions related to solar radiation patterns and optimal system design. The findings highlighted regions with heightened solar radiation levels, showcasing substantial potential for power generation and emphasizing the system's efficiency. Optimizing system design significantly boosted power generation, promoted renewable energy utilization, and enhanced energy storage capacity. The study underscored the benefits of optimizing hybrid solar PV panels and pumped hydro energy supply systems for sustainable energy usage. Optimizing the design of solar PV panels and pumped hydro energy supply systems as examined across diverse climatic conditions in a developing country, not only enhances power generation but also improves the integration of renewable energy sources and boosts energy storage capacities, particularly beneficial for less economically prosperous regions. Additionally, the study provides valuable insights for advancing energy research in economically viable areas. Recommendations included conducting site-specific assessments, utilizing advanced modeling tools, implementing regular maintenance protocols, and enhancing communication among system components.
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The College Bus Management system is completely developed by Visual Basic .NET Version. The application is connect with most secured database language MS SQL Server. The application is develop by using best combination of front-end and back-end languages. The application is totally design like flat user interface. This flat user interface is more attractive user interface in 2017. The application is gives more important to the system functionality. The application is to manage the student’s details, driver’s details, bus details, bus route details, bus fees details and more. The application has only one unit for admin. The admin can manage the entire application. The admin can login into the application by using username and password of the admin. The application is develop for big and small colleges. It is more user friendly for non-computer person. Even they can easily learn how to manage the application within hours. The application is more secure by the admin. The system will give an effective output for the VB.Net and SQL Server given as input to the system. The compiled java program given as input to the system, after scanning the program will generate different reports. The application generates the report for users. The admin can view and download the report of the data. The application deliver the excel format reports. Because, excel formatted reports is very easy to understand the income and expense of the college bus. This application is mainly develop for windows operating system users. In 2017, 73% of people enterprises are using windows operating system. So the application will easily install for all the windows operating system users. The application-developed size is very low. The application consumes very low space in disk. Therefore, the user can allocate very minimum local disk space for this application.
Sachpazis:Terzaghi Bearing Capacity Estimation in simple terms with Calculati...Dr.Costas Sachpazis
Terzaghi's soil bearing capacity theory, developed by Karl Terzaghi, is a fundamental principle in geotechnical engineering used to determine the bearing capacity of shallow foundations. This theory provides a method to calculate the ultimate bearing capacity of soil, which is the maximum load per unit area that the soil can support without undergoing shear failure. The Calculation HTML Code included.
Democratizing Fuzzing at Scale by Abhishek Aryaabh.arya
Presented at NUS: Fuzzing and Software Security Summer School 2024
This keynote talks about the democratization of fuzzing at scale, highlighting the collaboration between open source communities, academia, and industry to advance the field of fuzzing. It delves into the history of fuzzing, the development of scalable fuzzing platforms, and the empowerment of community-driven research. The talk will further discuss recent advancements leveraging AI/ML and offer insights into the future evolution of the fuzzing landscape.
Vaccine management system project report documentation..pdfKamal Acharya
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Event Management System Vb Net Project Report.pdfKamal Acharya
In present era, the scopes of information technology growing with a very fast .We do not see any are untouched from this industry. The scope of information technology has become wider includes: Business and industry. Household Business, Communication, Education, Entertainment, Science, Medicine, Engineering, Distance Learning, Weather Forecasting. Carrier Searching and so on.
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In my system we have to make a system by which a user can record all events coordinated by a particular faculty. In our proposed system some more featured are added which differs it from the existing system such as security.
Final project report on grocery store management system..pdfKamal Acharya
In today’s fast-changing business environment, it’s extremely important to be able to respond to client needs in the most effective and timely manner. If your customers wish to see your business online and have instant access to your products or services.
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Immunizing Image Classifiers Against Localized Adversary Attacksgerogepatton
This paper addresses the vulnerability of deep learning models, particularly convolutional neural networks
(CNN)s, to adversarial attacks and presents a proactive training technique designed to counter them. We
introduce a novel volumization algorithm, which transforms 2D images into 3D volumetric representations.
When combined with 3D convolution and deep curriculum learning optimization (CLO), itsignificantly improves
the immunity of models against localized universal attacks by up to 40%. We evaluate our proposed approach
using contemporary CNN architectures and the modified Canadian Institute for Advanced Research (CIFAR-10
and CIFAR-100) and ImageNet Large Scale Visual Recognition Challenge (ILSVRC12) datasets, showcasing
accuracy improvements over previous techniques. The results indicate that the combination of the volumetric
input and curriculum learning holds significant promise for mitigating adversarial attacks without necessitating
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This paper presents the design and construction of hydroelectric dams from the hydrologist’s survey of the valley before construction, all aspects and involved disciplines, fluid dynamics, structural engineering, generation and mains frequency regulation to the very transmission of power through the network in the United Kingdom.
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Indigenized remote control interface card suitable for MAFI system CCR equipment. Compatible for IDM8000 CCR. Backplane mounted serial and TCP/Ethernet communication module for CCR remote access. IDM 8000 CCR remote control on serial and TCP protocol.
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The development and implementation of an android-based saving and loan cooperative application
1. Bulletin of Electrical Engineering and Informatics
Vol. 10, No. 6, December 2021, pp. 3481~3488
ISSN: 2302-9285, DOI: 10.11591/eei.v10i6.3247 3481
Journal homepage: http://beei.org
The development and implementation of an android-based
saving and loan cooperative application
Moechammad Sarosa1
, Devi Khanthi Dwi Bhakti2
, Putri Elfa Mas'udia3
, Yunia Mulyani Azis4
, Nailul
Muna5
, Ekananda Sulistyo Putra6
1,2,3,5,6
Department of Electrical Engineering, State Polytechnic of Malang, Indonesia
4
STIE Ekuitas Bandung, Indonesia
Article Info ABSTRACT
Article history:
Received Jul 31, 2021
Revised Sep 12, 2021
Accepted Oct 15, 2021
The savings and loans cooperative are a cooperative that has an important
purpose in its reach and services, such as the Permata Ngijo Savings and
Loans Cooperative. Activities within the cooperative itself include managing
member data as well as savings and loan transactions. In systems that are still
manual, such as Microsoft Excel, there is a risk of inaccurate data and takes a
long time. This manual system is still less effective because the number of
members and transactions continues to grow. Therefore, an application is
needed as a more effective data processing and information system for
members that is easier to access. This study aims to build an android-based
savings and loan application using the hypertext preprocessor (PHP)
programming language and my structured query language (MySQL) as data
storage. Based on the android application that has been made, it shows that the
black box functionality of the application runs as planned, the success rate for
users reaches 90%.
Keywords:
Android applications
Hypertext preprocessor
MySQL
Savings and loan applications
Savings and loan cooperatives
This is an open access article under the CC BY-SA license.
Corresponding Author:
Nailul Muna
Department of Electrical Engineering
State Polytechnic of Malang
Jl. Soekarno-Hatta No. 9, Malang 65141, Indonesia
Email: nailulmuna@polinema.ac.id
1. INTRODUCTION
A cooperative is a financial institution whose members are cooperative people or legal entities. The
history of savings and loan cooperatives is inseparable from the development of cooperatives in the country.
The basis of its activities is to provide community services that help increase working capital and invest
money for the community. Savings and loan cooperatives are cooperatives with savings and loan services for
their members. So that members can save and raise their capital and can lend funds to cooperatives for
business capital. Savings and loan cooperatives are the goal of micro-entrepreneurs as a source of financing
with a fast process and low-interest rates. The savings and loan business that is the foundation of the
cooperative will survive and continue to grow [1]-[3]. Currently, information technology has a rapid
development in various fields of life [4]. This encourages an organization or company to use information
technology according to the level of needs and objectives. The development of information technology in
Indonesia in the field of savings and loans such as cooperatives can be seen from the data management
process and savings and loan transactions from members [5]. Information technology plays a role in
recording, storing, and processing data [6]. But not all cooperatives in Indonesia utilize information
technology [5], one of which is the Permata Ngijo Savings and Loans Cooperative.
2. ISSN: 2302-9285
Bulletin of Electr Eng & Inf, Vol. 10, No. 6, December 2021 : 3481 – 3488
3482
The Permata Ngijo Savings and Loans Cooperative is a savings and loan cooperative pioneered by
family welfare empowerment women (PKK) which has 30 active members. The purpose of the savings and
loan cooperative operated by the cooperative is to help residents, especially the local RW, easily borrow
money without collateral, fight the loan shark system, avoid usury, improve contracts, and avoid consumptive
borrowing behavior. The cooperative system is expected to be more transparent by increasing a sense of trust,
mutual harmony, and friendship. The data processing system that is currently being run by several
cooperatives still uses conventional systems that still use bookkeeping media or use Microsoft Excel. The
impact is frequent errors in recording member data, savings data, loan data, and payment data to reporting.
The utilization and application of information technology that is integrated with information sources and user
activities involved can produce information systems for users in the business world. With the development of
information systems, many companies and organizations have changed a simple recording system into a
recording system using an application. So that information system support is needed to facilitate accurate
data processing, time efficiency, and more optimal resources [7].
Research on information systems and cooperative information technology has been raised as a
research topic by several previous researchers. The literature review presents previous studies related to
cooperative information systems that can be used as references. The first research was conducted by Caroline
(2018) who created a web-based savings and loan cooperative information system that was implemented in
the Cempaka cooperative. The purpose of this research is to build an information system using a prototype
system developer method. The system design used is unified modeling language (UML) and/the hypertext
preprocessor (PHP) encoding. The programming language and data storage used is MySQL with black-box
testing as a system test. This research produces a system consisting of several member data management
processes, savings and loan transactions, cash withdrawal transactions, and loan installment transactions [1].
Research conducted by Pane [5] is to create an information system for a savings and loan cooperative system
that is also web-based which is implemented at the Pancuran Hidup Credit Union. The purpose of this
research is to create a savings and loan information system to facilitate employees in managing data and
savings and loan transactions. The method used is the waterfall system development life cycle (SDLC)
analysis. SDLC model or the so-called linear sequential model. The web-based savings and loan information
system at the Union of Living Credit Pekanbaru which can make it easier to make reports and produce more
accurate data [5]. The next research by Andreansyah [8] discusses the development of web-based savings and
loan applications. The method implemented is the incremental model. The test was conducted based on the
usability factor of ISO 9126-3 by 31 respondents. This application is very useful in helping to calculate
employee salaries [8].
In this study, an android application was developed that was applied to the Permata Ngijo Loan and
Savings Cooperative for officers and members of the cooperative. The goal is to create a system that can
provide convenience for cooperative officers in recording data, processing data, and making reports that are
integrated between data so that the information produced is transparent and can be used as support in the
decision-making process. Given the android application is a mobile technology that has developed rapidly
and has become an important part of people's daily lives [9]-[14] and has an important role in enhancing
strategic innovations [15]. Mobile-based application development can be accessed easily and can display
information as needed in a user-friendly display [16]. This application has featured in the form of savings
records, loan data, installment history, and notifications with an additional group chat feature as a transparent
communication medium to make it easier for members to monitor and obtain information. Application testing
includes black box testing and application usability testing which refers to ISO 9241:11 (1998). ISO 9241:11
(1998) describes the level of usability of a product to achieve goals that are effective, efficient, and satisfying
product users [17]-[20].
2. RESEARCH METHOD
The research method section discusses the stages of research. This section also discusses system
block diagrams, data flow diagrams (DFD), and flowchart systems of savings and loan cooperative
application. The steps taken in this study are shown in Figure 1. The application stage begins by visiting the
target cooperative whose system is still using the conventional system. Interviews with cooperative managers
to find out the needs of cooperative managers and their members in the cooperative operational service
process. Based on the interview, the application can be built with the stages of preparing the requirements,
application design, coding, testing, and implementation with build coding to proceed to application testing.
Tests include black-box testing and usability testing which refers to ISO 9241:11 (1998).
3. Bulletin of Electr Eng & Inf ISSN: 2302-9285
The development and implementation of an android-based saving and loan … (Moechammad Sarosa)
3483
Figure 1. Application research stages
2.1. System block diagram
The system that was built provides mobility access in conducting transactions by members and
administrators who are implemented in the android application. The concept of the savings and loan
cooperative application that was built is described in the system block diagram shown in Figure 2. Based on
the system block diagram in Figure 2, the function of each component of the first diagram is a database that
contains a collection of member data and savings and loan transactions that are stored systematically and
processed using an application. The database stores data and the application displays member data, savings
data, loan data, installment data, and savings data. The database used is MySQL with the hypertext
preprocessor (PHP) programming language to read and process the data in the database. Administrators act as
controllers by accessing administrator-specific applications. In the application there is a process of receiving
member requests, accepting loan applications, accepting savings applications, adding, and accumulating
borrower payments which can then be viewed on the member-only application. Cooperative members are
registered members and already have an account on the application. Each member can apply for loans and
savings, get information on installment payments, total savings and loans information, and history of
obtaining each loan or savings and can communicate with admins and other members to conduct
deliberations or get information on the development of the cooperative through chat rooms.
Figure 2. Savings and loan cooperative system block diagram
2.2. Data flow diagram application system
DFD is a graphical representation that describes the flow of information and the transformation of
information that is applied as data that flows from input and output. Data flow in DFD is given the symbol of
an arrow. Data flows between processes, data stores, and external entities [15]-[21]. DFD can be used to
represent a system or software at several levels of abstraction. The following is the planning of level 0 DFD
in the Savings and Loans cooperative application. Based on Figure 3, the external entities of the application
are administrator, members, and visitors. The data can be processed by the system and entered into a
database that is monitored by the admin and then members can view info on savings, installments, loans, and
cash as well as information on the development of the cooperative system being managed.
4. ISSN: 2302-9285
Bulletin of Electr Eng & Inf, Vol. 10, No. 6, December 2021 : 3481 – 3488
3484
Savings and Loan
Cooperative
Information
System
Member Administrator
• Login Account
• Access chat group
interaction media
• Installment simulation
• Apply for a loan
• Apply for savings
• Loan request
notification
• Savings request
notification
• Details of member
loans, installments,
and savings
• Loan menu info
• Installment menu info
• Savings menu info
• Info on total loans, total savings, and
mandatory savings
• Previous year's savings and loan
transaction history
• Account Login
• Add new member data
• Save member data
• Confirm loan application and member
savings
• Installment payment confirmation
• Updating mandatory savings and
cooperative cash
• Accessing group chat interaction media
Administrator
Figure 3. DFD level 0
2.3. System flowchart
The flowchart for the activities and menus contained in the member application and admin application
will be explained in Figure 4. The first, log in to the account. If you don't have an account, you will be directed
to register an account first. Applications are divided into administrator and member applications. In the member
application, users who have registered or logged in can apply for loans and savings. If a member is going to
make a loan transaction, the user will apply for a loan application and enter a nominal based on need, perform
installment simulations, view loan installment payment information, view information on savings and loan
transaction reports, view the history of savings and loan transactions for the previous period, and can check
savings and loan activities. The application also provides a chat feature for communication media between
members and administrators. The administrator can manage the finances of the members. When members make
transactions, the admin serves as the party who reports the data and updates the data that has been inputted.
`
Figure 4. Flowchart system
5. Bulletin of Electr Eng & Inf ISSN: 2302-9285
The development and implementation of an android-based saving and loan … (Moechammad Sarosa)
3485
3. RESULTS AND DISCUSSION
The results that will be displayed include application interface results, black box testing, system
usability, and load testing.
3.1. Application interface results
In the administrator application, the first, log in to an account as shown in Figure 5 (a). Then it will
be entered on the homepage containing a description of the active transaction period, the number of member
requests to make loans, and savings. In addition to the homepage, the administrator contains a menu of
member savings lists, member loan lists, and member lists as shown in Figure 5 (b). Administrators can also
add members by inputting new member data as shown in Figure 5 (c).
In the member application, the first thing that must be done is the same as the administrator, namely
logging in to the account as shown in Figure 6 (a). After successful login, you will enter the homepage which
contains information about the active period and the simulation of monthly installments that must be paid as
well as the total to be paid by filling in the nominal amount of money to be borrowed and the selected
installment amount as shown in Figure 6 (b). On the member's side, besides the homepage, there is a savings
menu to enter the nominal amount of money to be saved, a loan menu to enter the amount of money to be
borrowed, and a member menu which contains the member's information as shown in Figure 6 (c).
(a) (b) (c)
Figure 5. Application interface on administrator, (a) login display, (b) display of menus on the administrator,
(c) add member view
(a) (b) (c)
Figure 6. Application interface on member, (a) login display, (b) simulation installment on “beranda” and
display menus on member, (c) display of member data information
3.2. The black box testing
The black box method is a software testing method whether the application components meet the functional
specifications and without source code [13], [22], [23]. One way to test the system is to test the system by entering
correct and incorrect data. The results of the black box testing on the administrator application are shown in Table 1
and the member allocation is shown in Table 2. The functions contained in the administrator and member application
can run and function as planned. This is evident from the actual output displayed is by the expected output.
6. ISSN: 2302-9285
Bulletin of Electr Eng & Inf, Vol. 10, No. 6, December 2021 : 3481 – 3488
3486
Table 1. The results of the black box test on the administrator application
Input Expected Output Actual Output Success
Existing username and correct
password
Successful login User login was successful √
Existing username and incorrect
password
Can not log in with error message Can not login with the message “wrong
password”
√
Click cancel button Exit Application The application can exit by clicking the
cancel button
√
Select the chat room menu The chat room page can open Can open the chat room page by selecting
the chat room menu
√
Send a text message Send a text message by pressing the
send button
The send button can be used to send
messages
√
Select the loan menu and the loan
approval
Successfully opened the loan page
and approved member loan
Can open the loan page and give loan
approval by pressing apply for loan button
√
Select the saving menu and the
saving approval
Successfully opened a savings page
and approved member savings
Can open the savings page and approve
savings by pressing the confirmation
button
√
Select the notification menu The notification page can be
displayed
The notification page can be displayed by
pressing the notification menu
√
Open the member list menu Can open the member menu which
contains a list of members
Open member menu and display a list of all
members was successful
√
Select the member's name on the
list and display member info
Successfully display profile and
transaction history
Profile display and transaction history in
the current period was successful
√
Open the setting menu Successfully display the edit menu Showing the edit menu for mandatory
savings was successful
√
Open the Total Member Benefit
menu
Displaying savings and loan
transaction reports
Can display savings and loan transaction
reports in the current period
√
Logout application The application successfully exits
then displays the login menu
The application exits the last menu then
displays the login menu successfully
√
Table 2. The results of the black box test on the administrator application
Input Expected Output Actual Output Success
Existing username and
correct password
Successful log in User login was successful √
Existing username and
incorrect password
Cannot log in with error message Cannot login with the message “wrong password” √
Open register a new
account and fill in the
member's data
Users can enter the registration page
and can be registered as a member
The user has successfully entered the register
page and can be registered as a member
√
Select the chat menu
and send a message
Enter the chat menu, can send and
display messages
Enter the chat menu, can send and display
messages was successful
√
Select the loan menu,
perform installment
simulations, and apply
for a loan
Enter the loan menu, display the
installments that must be paid based
on the number of installments entered,
and the loan was successful with a
successful message
Enter the loan menu, display the installments that
must be paid based on the number of installments
entered, and the loan was successfully submitted
with the message "loan submitted successfully"
√
Select the savings
menu, open the add
balance menu, and
save savings
Users can see the amount of savings
and mandatory savings, can enter the
nominal savings, and can save the
nominal savings by pressing the save
button.
The user has succeeded in seeing the amount of
savings and mandatory savings, has successfully
entered the nominal savings, and has succeeded
in saving the nominal savings by pressing the
save button
√
Select menu
installment
Loan ID information and installment
payment information
The user has successfully seen the loan ID
information and installment payment information
√
Select profile menu,
info menu, and display
savings and loan
history
Successfully view personal data,
savings and loan info, and view
savings and loan history
Users successfully view personal data, savings
and loan info, and view savings and loan history
√
Select notifications
menu
The user receives an administrator
confirmation notification for loan and
savings approval
The user has successfully received an admin
confirmation notification for loan and savings
approval
√
3.3. System usability testing on respondents
Testing of the application system on respondents is carried out to measure the level of effectiveness
of the application by collecting respondents. The definition of usability according to ISO 9241:11 (1998) is
the extent to which a product can be used by certain users to achieve the set targets with effectiveness,
efficiency and achieve user satisfaction [24], [25]. The measurement used to test the savings and loan
cooperative application system uses a two-point Likert scale that contains valid and invalid. There are 25
respondents in this KSP application. Testing of administrator applications on respondents is shown in Table 3
and member applications are shown in Table 4.
7. Bulletin of Electr Eng & Inf ISSN: 2302-9285
The development and implementation of an android-based saving and loan … (Moechammad Sarosa)
3487
Table 3. Testing the administrator application on respondents
Menu Sub Menu Number of Test Cases Number of Valid Number of Invalid Valid Percentage
Dashboard Admin Login 25 25 0 100%
Admin Application Menu Chat rooms 25 22 3 88%
Loan 25 25 0 100%
Saving 25 25 0 100%
Notifications 25 25 0 100%
User list 25 25 0 100%
Setting 25 25 0 100%
Installment 25 25 0 100%
History 25 25 0 100%
Other menus 25 25 0 100%
Table 4. Testing the member application on respondents
Menu Sub Menu Number of Test Cases Number of Valid Number of Invalid Valid Percentage
Dashboard Member Login 25 25 0 100%
Register 25 22 3 88%
Member Application Chat rooms 25 21 4 84%
Loan 25 25 0 100%
Menu Saving 25 25 0 100%
Loan simulation 25 25 0 100%
Notifications 25 25 0 100%
Profile 25 25 0 100%
Info 25 25 0 100%
Installment 25 25 0 100%
History 25 25 0 100%
Based on Table 3 and Table 4, in the administrator application, the results of testing the chat room
menu have the lowest success rate of 88% found in the chatroom menu. Problems in chat rooms are "no
response" or "error or username doesn't exist" or commonly called force close. In the member application,
the results of the chatroom menu experiment show the lowest success rate with a success percentage rate of
84%. In addition, the register menu also has a success percentage of 88%. So that the average success rate
obtained by the admin application is 98% and the member application has a success rate of 97.72%. Several
things that cause android applications to stop suddenly are the accumulation of cache files on the user's
Android smartphone, full android RAM, unstable network, and incompatible APIs on android.
4. CONCLUSION
In this research, the development of an Android-based KSP Permata Ngijo application has been
built with the stages of system design, implementation, and testing. Based on the results obtained from
testing, it can be seen that on the administrator side the system can be used to manage member data, savings
and loan transactions, loan installment transactions, member data reports, and savings and loan reports. On
the member's side, the system can be used to view deposits and loans from the member and can see a
simulation of the installments that must be paid according to the number of installments. This application still
uses a simple application security JSON web token (JWT) to authenticate the system and exchange
information. JWT secures information into a claim that is encoded into JSON form. The user will enter a
username and password which will be sent to the system. The system validates whether the user is registered.
When the user is registered, a JWT token will be generated which will be used to access the permitted data. If
the JWT does not exist, the user will not be able to access the data. Further research will develop applications
by adding a better system security system to protect all data contained in the application.
ACKNOWLEDGEMENT
Thank UPT P2M State Polytechnic of Malang for the funds that have been provided through the
Regular DIPA fund.
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![Bulletin of Electrical Engineering and Informatics
Vol. 10, No. 6, December 2021, pp. 3481~3488
ISSN: 2302-9285, DOI: 10.11591/eei.v10i6.3247 3481
Journal homepage: http://beei.org
The development and implementation of an android-based
saving and loan cooperative application
Moechammad Sarosa1
, Devi Khanthi Dwi Bhakti2
, Putri Elfa Mas'udia3
, Yunia Mulyani Azis4
, Nailul
Muna5
, Ekananda Sulistyo Putra6
1,2,3,5,6
Department of Electrical Engineering, State Polytechnic of Malang, Indonesia
4
STIE Ekuitas Bandung, Indonesia
Article Info ABSTRACT
Article history:
Received Jul 31, 2021
Revised Sep 12, 2021
Accepted Oct 15, 2021
The savings and loans cooperative are a cooperative that has an important
purpose in its reach and services, such as the Permata Ngijo Savings and
Loans Cooperative. Activities within the cooperative itself include managing
member data as well as savings and loan transactions. In systems that are still
manual, such as Microsoft Excel, there is a risk of inaccurate data and takes a
long time. This manual system is still less effective because the number of
members and transactions continues to grow. Therefore, an application is
needed as a more effective data processing and information system for
members that is easier to access. This study aims to build an android-based
savings and loan application using the hypertext preprocessor (PHP)
programming language and my structured query language (MySQL) as data
storage. Based on the android application that has been made, it shows that the
black box functionality of the application runs as planned, the success rate for
users reaches 90%.
Keywords:
Android applications
Hypertext preprocessor
MySQL
Savings and loan applications
Savings and loan cooperatives
This is an open access article under the CC BY-SA license.
Corresponding Author:
Nailul Muna
Department of Electrical Engineering
State Polytechnic of Malang
Jl. Soekarno-Hatta No. 9, Malang 65141, Indonesia
Email: nailulmuna@polinema.ac.id
1. INTRODUCTION
A cooperative is a financial institution whose members are cooperative people or legal entities. The
history of savings and loan cooperatives is inseparable from the development of cooperatives in the country.
The basis of its activities is to provide community services that help increase working capital and invest
money for the community. Savings and loan cooperatives are cooperatives with savings and loan services for
their members. So that members can save and raise their capital and can lend funds to cooperatives for
business capital. Savings and loan cooperatives are the goal of micro-entrepreneurs as a source of financing
with a fast process and low-interest rates. The savings and loan business that is the foundation of the
cooperative will survive and continue to grow [1]-[3]. Currently, information technology has a rapid
development in various fields of life [4]. This encourages an organization or company to use information
technology according to the level of needs and objectives. The development of information technology in
Indonesia in the field of savings and loans such as cooperatives can be seen from the data management
process and savings and loan transactions from members [5]. Information technology plays a role in
recording, storing, and processing data [6]. But not all cooperatives in Indonesia utilize information
technology [5], one of which is the Permata Ngijo Savings and Loans Cooperative.](https://image.slidesharecdn.com/603247-220202021156/85/The-development-and-implementation-of-an-android-based-saving-and-loan-cooperative-application-1-320.jpg)
![ ISSN: 2302-9285
Bulletin of Electr Eng & Inf, Vol. 10, No. 6, December 2021 : 3481 – 3488
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The Permata Ngijo Savings and Loans Cooperative is a savings and loan cooperative pioneered by
family welfare empowerment women (PKK) which has 30 active members. The purpose of the savings and
loan cooperative operated by the cooperative is to help residents, especially the local RW, easily borrow
money without collateral, fight the loan shark system, avoid usury, improve contracts, and avoid consumptive
borrowing behavior. The cooperative system is expected to be more transparent by increasing a sense of trust,
mutual harmony, and friendship. The data processing system that is currently being run by several
cooperatives still uses conventional systems that still use bookkeeping media or use Microsoft Excel. The
impact is frequent errors in recording member data, savings data, loan data, and payment data to reporting.
The utilization and application of information technology that is integrated with information sources and user
activities involved can produce information systems for users in the business world. With the development of
information systems, many companies and organizations have changed a simple recording system into a
recording system using an application. So that information system support is needed to facilitate accurate
data processing, time efficiency, and more optimal resources [7].
Research on information systems and cooperative information technology has been raised as a
research topic by several previous researchers. The literature review presents previous studies related to
cooperative information systems that can be used as references. The first research was conducted by Caroline
(2018) who created a web-based savings and loan cooperative information system that was implemented in
the Cempaka cooperative. The purpose of this research is to build an information system using a prototype
system developer method. The system design used is unified modeling language (UML) and/the hypertext
preprocessor (PHP) encoding. The programming language and data storage used is MySQL with black-box
testing as a system test. This research produces a system consisting of several member data management
processes, savings and loan transactions, cash withdrawal transactions, and loan installment transactions [1].
Research conducted by Pane [5] is to create an information system for a savings and loan cooperative system
that is also web-based which is implemented at the Pancuran Hidup Credit Union. The purpose of this
research is to create a savings and loan information system to facilitate employees in managing data and
savings and loan transactions. The method used is the waterfall system development life cycle (SDLC)
analysis. SDLC model or the so-called linear sequential model. The web-based savings and loan information
system at the Union of Living Credit Pekanbaru which can make it easier to make reports and produce more
accurate data [5]. The next research by Andreansyah [8] discusses the development of web-based savings and
loan applications. The method implemented is the incremental model. The test was conducted based on the
usability factor of ISO 9126-3 by 31 respondents. This application is very useful in helping to calculate
employee salaries [8].
In this study, an android application was developed that was applied to the Permata Ngijo Loan and
Savings Cooperative for officers and members of the cooperative. The goal is to create a system that can
provide convenience for cooperative officers in recording data, processing data, and making reports that are
integrated between data so that the information produced is transparent and can be used as support in the
decision-making process. Given the android application is a mobile technology that has developed rapidly
and has become an important part of people's daily lives [9]-[14] and has an important role in enhancing
strategic innovations [15]. Mobile-based application development can be accessed easily and can display
information as needed in a user-friendly display [16]. This application has featured in the form of savings
records, loan data, installment history, and notifications with an additional group chat feature as a transparent
communication medium to make it easier for members to monitor and obtain information. Application testing
includes black box testing and application usability testing which refers to ISO 9241:11 (1998). ISO 9241:11
(1998) describes the level of usability of a product to achieve goals that are effective, efficient, and satisfying
product users [17]-[20].
2. RESEARCH METHOD
The research method section discusses the stages of research. This section also discusses system
block diagrams, data flow diagrams (DFD), and flowchart systems of savings and loan cooperative
application. The steps taken in this study are shown in Figure 1. The application stage begins by visiting the
target cooperative whose system is still using the conventional system. Interviews with cooperative managers
to find out the needs of cooperative managers and their members in the cooperative operational service
process. Based on the interview, the application can be built with the stages of preparing the requirements,
application design, coding, testing, and implementation with build coding to proceed to application testing.
Tests include black-box testing and usability testing which refers to ISO 9241:11 (1998).](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)