This document summarizes key concepts about risks, toxicology, and human health from Chapter 19 of G. Tyler Miller's Living in the Environment textbook. It discusses types of hazards people face, methods of assessing chemical and biological hazards, and estimating and managing risks. Risk is defined as the likelihood of harm from a hazard. Risk assessment involves identifying hazards, estimating risks, and comparing risks. The document also outlines approaches to risk analysis, management, and reduction.