Regulation Updates CDA MC2020-18
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e-Forum of CDA and PICPA Pangasinan Chapter Aug 19, 2020 on CDA Issuances, Statutory Reserves, MC 2020-18, Journal Entries and Philippine Financial Reporting System
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This document discusses guidelines for restructuring loans in India. It covers three key frameworks - the Prudential Framework for resolving stressed assets, the one-time restructuring scheme for MSME loans, and the Resolution Framework for COVID related stress. Some key points:
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Faster Economic Recovery Considerations
Due to the worldwide outbreak of COVID-19, businesses across industry sectors are likely to go through an extended, though finite, period of reduced revenues and continuing fixed costs. Most businesses are likely to suffer large costs/losses. See More : https://www2.deloitte.com/in/en.html
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This document discusses various policies and guidelines related to loan management for banks in Bangladesh. It covers topics such as loan classification and provisioning, loan rescheduling, write offs, loan categories, and stimulus funds. Key points include:
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Ppt deposit and other crucial provisions of the companies act 2014 ca vinod ...
This document summarizes key provisions of the Companies Act 2013 related to acceptance of deposits, related party transactions, private placement, and loans to directors. It outlines conditions for companies to accept deposits from members, including issuing circulars, maintaining deposit repayment reserves, and obtaining deposit insurance. It defines related parties and requires related party transactions to be approved by shareholders. Private placement of securities must follow certain procedures including a special resolution and not exceeding 200 allottees. Loans to directors are prohibited except in certain circumstances and must be approved by shareholders.
Speeding Through 2020 Auto Webinar Series - What's Next for PPP?
This document summarizes key information about the Paycheck Protection Program (PPP) loan forgiveness process.
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RBI GUIDELINES: CREDIT CONTROL AND OTHER MEASURES FEBRUARY 2003
1. The Reserve Bank of India issued revised guidelines for compromise settlement of chronic Non-Performing Assets (NPAs) of Primary (Urban) Co-operative Banks.
2. The revised guidelines extend the cutoff date for NPAs eligible for one-time settlement to March 31, 2000. NPAs of Rs. 10 crore or less that became doubtful or loss assets by this date would be eligible.
3. State governments were requested to issue necessary notifications to urban cooperative banks within their jurisdiction adopting these non-discretionary guidelines for settling eligible NPAs in a timely, uniform manner.
Similar to Regulation Updates CDA MC2020-18 (20)
CARES Act Update - What you Need to Know Heading into 2021
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Ppt deposit and other crucial provisions of the companies act 2014 ca vinod ...
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Speeding Through 2020 Auto Webinar Series - What's Next for PPP?
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This document discusses the policy formulation process for an organization. It begins by listing various organizational policies that may be developed, such as general administration policies, confidentiality policies, flexible work policies, and others. It then discusses that policy makers must engage stakeholders in consultation and conduct necessary research when developing policies. New policies should always be consistent with the organization's vision, mission, and goals, and in accordance with existing laws and regulations. Policies must be thoroughly discussed, reviewed periodically for changes or updates, implemented, and regularly monitored. A third party may provide an objective evaluation of current policies and advice for new policy development.
Part 1 Policy Formulation for CDA R11ptx
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Basic Education and Literacy on Livelihood for the youth, women and Farmers
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Adult learners benefit most from education and training programs that are relevant, practical, and allow them to draw from their own life experiences. Effective programs incorporate various learning styles, keep learners engaged through discussion and activities, and provide feedback to promote a sense of success. Training should be delivered through a combination of formal and informal methods, including classroom instruction, online asynchronous learning, on-the-job experiences, and opportunities for self-directed exploration. The goal is to help adults develop new skills and knowledge that can be immediately applied.
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1. Cooperatives play an important role in social development by empowering communities and improving people's living conditions. They focus on meeting social, economic, and cultural needs in a self-help manner.
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The document discusses several topics related to human resources including:
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The document discusses guidelines for training requirements of cooperative officers in the Philippines. It outlines required training programs for officers of different types of cooperatives, including topics like fundamentals of cooperatives, governance and management, financial management, and risk management. It specifies that officers must complete training within the first half of their term. The training requirements aim to improve governance in cooperatives.
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The document discusses key concepts related to performance measurement and management, including outputs, outcomes, impacts, and the balanced scorecard approach. It defines outputs, outcomes, and impacts as different levels of change resulting from interventions, with outputs being direct products and outcomes being short-term effects. It then introduces the balanced scorecard as a strategic management tool that evaluates organizational performance from four perspectives: financial, customer, internal business processes, and learning and growth. Metrics are identified for each perspective to measure goals and continuous improvement.
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North East Atlantic Fisheries Commission (NEAFC)
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South Pacific Regional Fisheries Management Organisation (SPRFMO)
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一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
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◇面对父母的压力，希望尽快拿到；
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留信网认证的作用:
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2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
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A guide to the International day of Potatoes 2024 - May 30th
Food and Agricultural Organization (FAO)
2024: The FAR - Federal Acquisition Regulations, Part 38
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
United Nations World Oceans Day 2024; June 8th " Awaken new dephts".
The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
About Potato, The scientific name of the plant is Solanum tuberosum (L).
The potato is a starchy root vegetable native to the Americas that is consumed as a staple food in many parts of the world. Potatoes are tubers of the plant Solanum tuberosum, a perennial in the nightshade family Solanaceae. Wild potato species can be found from the southern United States to southern Chile
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Texas Water Development Board Updates June 2024
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1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Regulation Updates CDA MC2020-18
- 2. Coverage This Circular covers all types of cooperatives with credit operations, except Cooperative Banks which shall observe the regulatory relief measures of the BSP.
- 3. The following regulatory reliefs may be granted to cooperatives engaged in credit/lending services • Exclusion of the amounts of past due loans during the periods of ECQ and MECQ in the Computation of Allowance for Probable Loan Losses; • Staggered Booking of Allowance for Probable Losses on Loans (APLL) and • Use of cash restricted for reserve fund classified under the account "Other Funds and Deposits"
- 4. Exclusion of the amounts of past due loans during the periods of ECQ and MECQ in the Computation of Allowance for Probable Loan Losses • Any loans which are due during the Enhanced Community Quarantine (ECQ) and Modified Enhanced Community Quarantine (MECQ) period shall not be considered past due, thus, excluded in the computation of Allowance for Probable Loan Losses. • However, loans classified as past due prior to March 17, 2020 shall still be classified as Past Due in the computation of APLL.
- 5. STAGGERED BOOKING OF ALLOWANCE FOR PROBABLE LOSSES ON LOANS • Cooperatives with lending/credit operations are allowed to book their allowance for probable losses on a staggered basis for a maximum period of three (3) years. This applies to loans which have been past due for 30 to 365 days, computed on the basis of Portfolio at Risk, as shown below: End of Period From Date of Transaction (March 17, 2020) Cumulative Booking of Allowance for Probable Losses on Loans (for 30 to 365 days Past due loans) Cumulative Booking of Allowance for Probable Losses on Loans (for over 365 days Past due loans) Year 1 (CY/FY 2020 AFS) 10% 100% Year 2 (CY/FY 2021 AFS) 20% 100% Year 3 (CY/FY 2022 AFS) 35% 100%
- 6. Notice to the CDA In order to avail of the second regulatory relief, the cooperative shall submit to the CDA Regional Office having jurisdiction over the principal office of the cooperative, the following documents, on or before December 31, 2020: • Letter informing the Authority that it is availing of this regulatory relief, signed by the Manager and/or the Chairman; • Board Resolution resolving to avail of the regulatory relief signed by the Secretary and attested by the Chairman/Presiding Officer.
- 7. Recording/Journal Entries to Record Utilization of Restricted Fund for Reserve Fund Cash in Bank xxx Other Funds and Deposits xxx To record the withdrawal from Other Funds and Deposits account and transferring it to general Cash account. Expense/Asset Account xxx Cash in Bank xxx To record disbursement of fund Other Funds and Deposits xxx Cash in Bank xxx To record replenishment of Other Funds and Deposits
- 8. Manner of Submission All requests for regulatory relief, together with supporting documents, may be submitted through any of the following means: • Personally, in the case of areas under general community quarantine, provided health and safety protocols are observed; • Through registered mail or courier services; or • Through electronic mail (email) to be sent to the e-mail address of the regional office having jurisdiction over the principal office of the cooperative, in the case of Region 1, it is r1@cda.gov.ph
- 9. End of Presentation. Thank you!!!