Ustilago tritici is a fungus that causes loose smut of wheat. It is seed-borne and infects wheat seeds during germination. Symptoms appear as the inflorescence emerges, replacing spikelets with a black powdery mass of smut spores. The fungus has both a monokaryotic primary mycelium and a dikaryotic secondary mycelium. It reproduces through teliospores, which are thick-walled and pigmented spores produced on the dikaryotic mycelium that can contain one or two nuclei.