Trojans are malware that disguise themselves as legitimate programs to trick users into downloading and installing them. Once installed, they can allow hackers access and perform malicious activities like stealing data. Worms are standalone malware that spread automatically without needing user interaction. Ransomware encrypts users' files and demands payment for their return. Spyware secretly monitors users' online activities through keyloggers, hijacking webcams and microphones, and cracking passwords using dictionary attacks.