E Cheques

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Sumant Diwakar

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Introduction of E-Wallets, its types, Advantages,Disadvantages, Examples of E-Wallet,Needs of E-Wallet, Top E-Wallets in World and in India, Description of Mobikwik, its Steps, Architecture of transfer between two wallets, About Paytm, How does Paytm Earn, Recharge on PayTm, Steps to use Paytm, Web Technologies of Paytm, Good at Paytm and Bad at it, Our own proposed system to overcome the disadvantage of existing system

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The vast spreading of information in the last decade has led to great development in e-commerce. For instance, e-trade and e-bank are two main Internet services that implement e-transaction from anyplace in the world. This helps merchant and bank to ease the financial transaction process and to give user friendly services at any time. However, the cost of workers and communications falls down considerably while the cost of trusted authority and protecting information is increased. E-payment is now one of the most central research areas in e-commerce, mainly regarding online and offline payment scenarios. In this paper, we will discuss an important e-payment protocol namely Kim and Lee scheme examine its advantages and delimitations, which encourages the author to develop more efficient scheme that keeping all characteristics intact without concession of the security robustness of the protocol. The suggest protocol employs the idea of public key encryption scheme using the thought of hash chain. We will compare the proposed protocol with Kim and Lee protocol and demonstrate that the proposed protocol offers more security and efficiency, which makes the protocol workable for real world services.

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