The document outlines the various schedules that make up a bank's balance sheet and profit and loss statement. The balance sheet schedules include capital and liabilities such as reserves and surplus, deposits, borrowings, and other liabilities. Asset schedules include cash and bank balances, investments, advances, fixed deposits, and other assets. The profit and loss statement schedule outlines the components of interest earned, including interest/discount on loans less rebates, and interest accrued on investments.

1. Bank schedules-balance sheet Capital and liabilities: schedule capital 1 Reserves and surplus 2 Deposits 3 Borrowings 4 Other liabilities and provisions 5

2. Balance sheet-continue ASSETS: SCHEDULE CASH AND BANK BALANCES 6 BALANCE WITH BANKS AND MONEY AT CALL AND SHORT NOTICE 7 INVESTMENTS 8 ADVANCES 9 FIXED DEPOSITS 10 OTHER ASSETS 11 CONTINGENT LIABILITIES & BILLS FOR COLLECTION 12

3. SHEDULE-01 CAPITAL SUBSCRIPTION AND CALLED UP LESS: CALLS UNPAID ADD: FORFEITED SHARES

4. SCHEDULE-02 RESERVES AND SURPLUS STATUTORY RESERVE: OPENING RESERVE+ADDITIONS DURING THE YEAR CAPITAL RESERVE SECURITY PREMIUM REVENUE AND OTHER RESERVES BALANCE IN PROFIT AND LOSS ACCOUNT

5. SCHEDULE-03 DEPOSITS DEMAND DEPOSITS SAVINGS DEPOSITS TERM DEPOSITS

6. SCHEDULE-05 OTHER LIABILITIES BILLS PAYABLE INTER OFFICE ADJUSTMENTS INTEREST ACCRUED REBATE ON BILLS DISCOUNTED PROVISION FOR DD UNCLAIMED DIVIDEND UNEXPIRED DISCOUNT

7. SCHEDULE-06 CASH AND BALANCE WITH RESERVE BANK CASH IN HAND FOEIGN CURRENCY NOTES BALANCE WITH RBI

8. SCHEDULE-07 MONEY AT CALL AT SHORT NOTICES MONEY AT CALL: BANK HAS LENT MONEY TO ANOTHER BANK WHICH WILL BE PAID ONCE CALLED OVER THE PHONE WITHIN 24 HOURS MONEY AT SHORT NOTIVES:MONEY LENT TO OTHER BANKS BUT IT WILL BE PAID AFTER GIVING SHORT NOTICES TO OTHER BANKS WHICH WILL BE PAID WITH IN 3 DAYS

9. SCHEDULE-08 INVESTMENTS INVESTMENT IN GOVERNMENT SECURITIES OTHER SECURITIES INVESTMENTS IN SHARES OF OTHER COMPANIES INVESTMENT OUT SIDE INDIA

10. SCHEDULE-09 ADVANCES BILLS PURCHASED AND DISCOUNTED CASH CREDIT, OVERDRAFTS LOANS REPAYABLE ON DEMAND TERM LOANS

11. SCHEDULE-10 FIXED ASSETS ORIGINAL COST OF ASSET ADD: ADDITIONS LESS: DEPRECIATION UP TO DATE (ACCUMULATED)

12. SCHEDULE-11 OTHER ASSETS NON BANKING ASSETS BRANCH ADJUSTMENTS SILVER ADVANCE PAYMENT OF TAX INTEREST ACCRUED ON INVESTMENTS STAMPS AND STATIONARY

13. SCHEDULE-12 CONTINGENT LIABILITIES CLAIMS AGAINST THE BANK NOT ACKNOWLEDGED AS DEBTS LIABILITIES ON ACCOUNT OF OUTSTANDING FORWARD CONTRACT LIABILITY ON BILS DISCOUNTED ACCEPTANCES, ENDORSEMENT AND OTHER OBLIGATIONS

14. Schedule-13 Profit and loss account-interest earned (i)Interest and discount Less: rebate on bills discounted interest accrued on investments (ii) interest accrued on investments