1) ABC Brasil is a subsidiary of Arab Banking Corporation focused on providing loans and structured products to mid-sized and large companies in Brazil. It has a presence in 23 cities across multiple business segments. 2) Financially, ABC Brasil has seen growth in its loan portfolio and net interest income. Credit quality remains strong with low past due rates. The bank maintains adequate capital and liquidity levels above regulatory minimums. 3) Income from fees, particularly guarantees issued, has increased significantly year-over-year as ABC Brasil's business volumes have expanded. Expenses are well-controlled, keeping efficiency ratios stable.

1. 1
Investor Presentation 3Q11

2. 2
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

3. 3
Ownership Structure
3
ABC Brasil
Local Management
11.8%
Voting CapitalTotal Capital
Free-float
33.8%
Local Management
and Directors
57.9%
ABC
88.2%
ABC
8.3%
Arab Banking Corporation
(Parent Company)
59.4%
Central
Bank of Libya
29.7%
Kuwait
Investment
Authority
Free-float
10.9%
Local Global
Aa1.Br Baa3
AA- BB+
Investment grade
International bank
headquartered in Bahrain

4. 4
89%
86%
84%
84%
86%
86%
11%
11%
12%
14%
14%
14%
2006 2007 2008 2009 2010 Sep/11
MiddleMarket
Corporate
11,588
8,509
6,485
4,992
2,911
12,529
8.1%
(BRL Million)
4
Focus on Companies
4
ABC Brasil strongly focuses on providing loans and structured products to
mid-sized and large companies
Credit Portfolio
Including Guarantees Issued

5. 5
Geographical Presence
and Expansion Plan
5
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 23 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Araçatuba, Bauru, Campinas, Ribeirão Preto,
São José do Rio Preto, Sorocaba and Taubaté.
South
Curitiba, Londrina, Blumenau, Criciúma, Caxias
do Sul, Novo Hamburgo, Passo Fundo and Porto
Alegre
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia, Campo Grande and Cuiabá
Note: Cities in bold indicate where there was office opened in 2011
Presence in 23 cities and 9 new
Offices opened in 2011
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices

6. 6
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

7. 7
Business Segments
7
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle Market
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
28.4%
5.1%
3.7%
3.6%
28.7%
4.6%
9,323.9
10,023.8 10,314.3 10,522.1 10,729.3
3Q10 4Q10 1Q11 2Q11 3Q11
1,401.7
1,564.5 1,611.3 1,712.6 1,799.7
3Q10 4Q10 1Q11 2Q11 3Q11
5,784.0 6,109.0 5,905.2 5,788.7 5,997.3
3Q10 4Q10 1Q11 2Q11 3Q11
1,365.3
1,520.4 1,573.9 1,680.0 1,756.6
3Q10 4Q10 1Q11 2Q11 3Q11
(BRL Million)
15.1%
2.0%

8. 8
Segments Highlights
8
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
Average Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Sep/10 Jun/11 Sep/11 Sep/10 Jun/11 Sep/11
Credit Portfolio
(BRL Million)
BRL million
667
728 738
564 524 520
16.5 20.1 20.7
376 367 362
869 1,040 1,104
654 840 839
2.1 2.0 2.1
257 234 225
57% 54% 55%
21% 20% 19%
14%
17% 16%8%
10% 10%
Sep/10 Jun/11 Sep/11
45% 43% 42%
10%
12% 12%10%
10% 9%30%
28% 28%6%
7% 9%
Sep/10 Jun/11 Sep/11
1,402 1,713 1,8009,354 10,522 10,729

9. 9
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

10. 10
Brazilian Banking Sector
ABC Brasil focuses on the Corporate and Middle Market segments
Large
Corporate
CorporateMiddleMarketRetail
Number of Clients
2,000+
250-
2,000
30-250
Individuals and
small companies
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized family owned banks
Big retail banks
Middle-sized international banks
Middle-sized family owned banks
10
BRL million
(BRL Million)
Annual Revenues Main Competitors

11. 11
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

12. 12
12
Credit Portfolio Quality
Loan Loss Reserves (% portfolio)
Write Off in the quarter (% portfolio)
Past Due above 90 days (% portfolio)
Transactions between D-H rating
(Resolution 2682 of Brazilian Central Bank)
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60%
0.71%
0.39%0.57%
0.40%
0.51%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.17% 0.15%
0.19%
0.12% 0.10%
0.38%
0.98%
0.52%0.51%
0.05% 0.06% 0.08% 0.09%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33%
3.60% 3.59%3.45%
3.02%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62%1.72% 1.69% 1.69%
0.79%
0.74%
1.80%
2.29%
1.83%
1.13% 1.22% 1.18% 1.30%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
0.08%
0.26%
0.13%
0.75%
0.69%
0.21%
0.50%
0.27%
0.47%
0.32%
0.77%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%
0.16%
0.08%
0.10%0.06%
0.21%
0.03% 0.08%
0.01% 0.00%
0.13%
0.04%
0.27%
0.00%
0.07%
0.03%0.00%-0.01%
0.05%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
0.5% 0.6% 0.7%
0.6%
2.4%
4.1%
6.1%
5.0%
4.1%
3.1% 3.0%
2.4% 2.1% 2.0% 1.9% 2.0%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
D-H

13. 13
Funding
13
(BRL Million)
3Q10 4Q10 1Q11 2Q11 3Q11
1,924.5 1,723.3 1,792.5 1,938.8 2,156.3
3,113.9 3,314.7 3,271.6 3,525.7 3,798.3
2,140.5 2,386.7 2,387.7 2,240.9 2,317.3
1,827.6 1,836.3 1,872.9 1,886.1 2,065.7
9,006.4 9,261.0 9,324.7 9,591.5 10,337.6 Total
16% 14% 14% 14% 14%
6% 6% 5% 5% 6%
Subordinated Debt
Shareholders' Equity
20% 24% 26% 23% 22%
BNDES
21% 19% 19% 20% 21% International
10% 11% 11% 10% 12%
9% 9% 9% 10%
10%
6% 6% 7% 7%
7%10% 10% 8% 10%
8%
Individual Investors
Financial Institutions
InstitutionalInvestors
CorporateInvestors
35%
36% 35% 37%
37%

14. 14
Basel Index & Shareholders´ Equity
14
12.1% 11.7% 11.6% 11.6% 11.4%
4.8% 4.3% 4.1% 3.8% 4.4%
3Q10 4Q10 1Q11 2Q11 3Q11
TierII
TierI (Core Capital)
Shareholders' Equity
(BRLMillion)
16.9% 16.0% 15.7% 15.4%
15.8%
1,312.1
1,347.9
1,384.3
1,424.2
1,460.2
Capital Adequacy (BRL million) 3Q11 2Q11 3Q10
Chg(%)/p.p.
3Q11/2Q11
Chg(%)/p.p.
3Q11/3Q10
Capital 2,025.7 1,886.4 1,833.0 7.4% 10.5%
Mininum Capital Required 1,410.9 1,346.9 1,195.9 4.7% 18.0%
Capital Surplus 614.9 539.5 637.1 14.0% -3.5%
Basel Index 15.8% 15.4% 16.9% 0.4 -1.1
Tier I (Core Capital) 11.4% 11.6% 12.1% -0.3 -0.7
Tier II 4.4% 3.8% 4.8% 0.6 -0.4

15. 15
Financial Margin
15
NIM (% p.a.)
(BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Net Interest Income before Loan Loss Provision (LLP)146.8 133.5 9.9% 116.9 25.6% 415.7 338.7 22.7%
Financial Margin with Clients 137.2 118.7 15.6% 109.7 25.0% 377.7 308.2 22.5%
Financial Margin with Market 9.6 14.9 -35.2% 7.2 33.7% 38.0 30.5 24.7%
Managerial Loan Loss Provision (LLP) (21.9) (5.7) 284.5% (8.7) 152.8% (40.3) (33.6) 19.9%
Published Loan Loss Provision (LLP) (24.6) (1.7) 1343.2% (8.9) 175.1% (38.6) (31.7) 21.7%
Gain (Loss) with Assets Held for Sale* 2.7 (4.0) -166.6% 0.3 904.9% (1.7) (1.9) -10.0%
Managerial Financial Margin 124.9 127.8 -2.3% 108.2 15.4% 375.3 305.1 23.0%
5.1% 5.4% 5.6% 5.5% 5.7% 5.4% 5.6%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11
*Gain (loss) with assets received in lieu of payment and foreclosed assets.

16. 16
Income from Services
16
Banking Service Fees (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Guarantees Issued 23.5 22.6 3.8% 17.4 34.5% 66.9 48.8 36.9%
Capital Markets and M&A Fees 2.4 2.8 -16.5% 0.5 413.3% 7.2 4.5 60.8%
Banking Tariffs 4.2 5.4 -22.3% 4.9 -14.4% 16.5 20.2 -18.3%
Total 30.0 30.9 -2.7% 22.8 31.5% 90.5 73.5 23.2%
7.4
9.9
12.4 14.1 14.9 16.5 17.4 19.6 20.8 22.6 23.5
2.6
3.1
3.7
5.1
7.1
8.1 4.9
6.9
6.8 5.4 4.2
0.3
0.5
0.0
0.6
2.4
1.6 0.5
8.2
2.0 2.8 2.4
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Capital Markets and
M&A Fees
Banking Tariffs
Guarantees Issued
(BRL million)
14.0% 14.4%
15.9% 17.3%
20.5% 20.1%
17.5%
23.4%
19.6% 19.1% 19.4%
Incomefrom Services
Totalof Revenues

17. 17
Expenses
17
Efficiency Ratio
Expenses (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Personnel (28.2) (27.4) 3.0% (23.1) 22.0% (81.7) (66.4) 23.0%
Other administrative expenses (16.6) (16.9) -1.8% (13.7) 21.0% (48.9) (41.6) 17.5%
Profit Sharing (17.0) (16.8) 1.3% (15.0) 13.4% (51.4) (45.9) 12.0%
Total (61.8) (61.1) 1.2% (51.8) 19.2% (182.0) (153.9) 18.2%
37.0% 37.9% 37.7% 38.8% 36.4% 37.5% 37.6%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

18. 18
Profitability
18
Net Income (BRL Million) ROAE (% p.a.)
51.1 54.0 56.7 60.2 58.5
148.2
175.4
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11
15.8% 16.3% 16.6% 17.2% 16.2% 15.7% 16.7%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

19. 19
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
19
Investor Relations

20. 20
IPO
1989 1997 2005 20112007
Appendix – History in Brazil
Arab Banking
Corporation and local
management acquire
Roberto Marinho
Group’s shares
The bank’s name
changes to
Banco ABC Brasil S.A.
The bank
structures its
Middle Market
operations
Arab Banking Corporation and
Roberto Marinho Group jointly
initiate Banco ABC Roma S.A.,
acting in the segments of
corporate lending, trade
finance and treasury
20

21. 21
Appendix – Controlling Shareholder
International bank headquartered in Bahrain
Listed in the Bahrain stock exchange
Present in 22 countries
Main Shareholders
Central Bank of Libya 59.4%
Kuwait Investment Authority 29.7%
Free-float 10.9%
21
Total Assets: US$ 25.8 Bn
Shareholders’ Equity: US$ 3.6 Bn
BIS Ratio of 23.9% | Core capital (Tier I) of 19.1%
69% of deposits in liquid assets

22. 22
Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.