1. 1
Conference Call – 3rd Quarter 2011
Sergio Lulia Jacob Alexandre Sinzato, CFA
Financial Vice-President Head of Investor Relations
Nov | 8th | 2011

2. 2
Highlights
2
Net Income in 3Q11 totaled BRL 58.5 million.
Annualized Return on Equity (ROAE) reached 16.2% pa in
3Q11.
The credit portfolio including guarantees issued reached
BRL 12,539.0 million by the end of September 2011.
The Net Interest Margin (NIM) and the Efficiency Ratio
reached 5.7% pa and 36.4%, respectively.
The quality of the credit portfolio remained high, with
98.0% of credit operations rated between AA and C.

3. 3
1,401.8 1,564.6 1,611.3 1,712.6 1,799.7
9,323.9
10,023.8 10,314.3 10,522.2 10,729.3
3Q10 4Q10 1Q11 2Q11 3Q11
1,365.3 1,520.4 1,573.9 1,680.0 1,756.6
5,784.0 6,109.0 5,905.2 5,788.7 5,997.3
3Q10 4Q10 1Q11 2Q11 3Q11
Credit Portfolio
3
Loan Portfolio
Total Portfolio
16.8%
2.4%
86% 87% 86% 86% 86%
14% 13% 14% 14% 14%
10,725.7 11,588.4 11,925.6 12,234.8 12,529.0
79% 81% 80% 78% 77%
20% 19% 20% 22% 23%
8.5%
7,149.4 7,629.5 7,479.1 7,468.7 7,753.9
BRL Million
Corporate
Middle
Corporate
Middle
3.8%

4. 4
Business Segments
4
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle Market
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
28.4%
5.1%
3.7%
3.6%
28.7%
4.6%
9,323.9
10,023.8 10,314.3 10,522.1 10,729.3
3Q10 4Q10 1Q11 2Q11 3Q11
1,401.7
1,564.5 1,611.3 1,712.6 1,799.7
3Q10 4Q10 1Q11 2Q11 3Q11
5,784.0 6,109.0 5,905.2 5,788.7 5,997.3
3Q10 4Q10 1Q11 2Q11 3Q11
1,365.3
1,520.4 1,573.9 1,680.0 1,756.6
3Q10 4Q10 1Q11 2Q11 3Q11
(BRL Million)
15.1%
2.0%

5. 5
Segments Highlights
5
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
Average Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Sep/10 Jun/11 Sep/11 Sep/10 Jun/11 Sep/11
Credit Portfolio
(BRL Million)
BRL million
667
728 738
564 524 520
16.5 20.1 20.7
376 367 362
869 1,040 1,104
654 840 839
2.1 2.0 2.1
257 234 225
57% 54% 55%
21% 20% 19%
14%
17% 16%8%
10% 10%
Sep/10 Jun/11 Sep/11
45% 43% 42%
10%
12% 12%10%
10% 9%30%
28% 28%6%
7% 9%
Sep/10 Jun/11 Sep/11
1,402 1,713 1,8009,354 10,522 10,729

6. 6
Geographical Presence
and Expansion Plan
6
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 23 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Araçatuba, Bauru, Campinas, Ribeirão Preto,
São José do Rio Preto, Sorocaba and Taubaté.
South
Curitiba, Londrina, Blumenau, Criciúma, Caxias
do Sul, Novo Hamburgo, Passo Fundo and Porto
Alegre
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia, Campo Grande and Cuiabá
Note: Cities in bold indicate where there was office opened in 2011
Presence in 23 cities and 9 new
Offices opened in 2011
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices

7. 7
7
Credit Portfolio Quality
Loan Loss Reserves (% portfolio)
Write Off in the quarter (% portfolio)
Past Due above 90 days (% portfolio)
Transactions between D-H rating
(Resolution 2682 of Brazilian Central Bank)
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60%
0.71%
0.39%0.57%
0.40%
0.51%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.17% 0.15%
0.19%
0.12% 0.10%
0.38%
0.98%
0.52%0.51%
0.05% 0.06% 0.08% 0.09%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33%
3.60% 3.59%3.45%
3.02%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62%1.72% 1.69% 1.69%
0.79%
0.74%
1.80%
2.29%
1.83%
1.13% 1.22% 1.18% 1.30%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
0.08%
0.26%
0.13%
0.75%
0.69%
0.21%
0.50%
0.27%
0.47%
0.32%
0.77%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%
0.16%
0.08%
0.10%0.06%
0.21%
0.03% 0.08%
0.01% 0.00%
0.13%
0.04%
0.27%
0.00%
0.07%
0.03%0.00%-0.01%
0.05%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
Middle
Total
Corporate
0.5% 0.6% 0.7%
0.6%
2.4%
4.1%
6.1%
5.0%
4.1%
3.1% 3.0%
2.4% 2.1% 2.0% 1.9% 2.0%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
D-H

8. 8
Funding
8
3Q10 4Q10 1Q11 2Q11 3Q11
1,924.5 1,723.3 1,792.5 1,938.8 2,156.3
3,113.9 3,314.7 3,271.6 3,525.7 3,798.3
2,140.5 2,386.7 2,387.7 2,240.9 2,317.3
1,827.6 1,836.3 1,872.9 1,886.1 2,065.7
9,006.4 9,261.0 9,324.7 9,591.5 10,337.6 Total
16% 14% 14% 14% 14%
6% 6% 5% 5% 6%
Subordinated Debt
Shareholders' Equity
20% 24% 26% 26% 22%
BNDES
21% 19% 19% 20% 21% International
10% 11% 11% 10% 12%
9% 9% 9% 10%
10%
6% 6% 7% 7%
7%10% 10% 8% 10%
8%
Individual Investors
Financial Institutions
InstitutionalInvestors
Corporate Investors
35%
36% 35% 37%
37%
(BRL Million)

9. 9
Basel Index & Shareholders´ Equity
9
12.1% 11.7% 11.6% 11.6% 11.4%
4.8% 4.3% 4.1% 3.8% 4.4%
3Q10 4Q10 1Q11 2Q11 3Q11
TierII
TierI (Core Capital)
Shareholders' Equity
(BRLMillion)
16.9% 16.0% 15.7% 15.4%
15.8%
1,312.1
1,347.9
1,384.3
1,424.2
1,460.2
Capital Adequacy (BRL million) 3Q11 2Q11 3Q10
Chg(%)/p.p.
3Q11/2Q11
Chg(%)/p.p.
3Q11/3Q10
Capital 2,025.7 1,886.4 1,833.0 7.4% 10.5%
Mininum Capital Required 1,410.9 1,346.9 1,195.9 4.7% 18.0%
Capital Surplus 614.9 539.5 637.1 14.0% -3.5%
Basel Index 15.8% 15.4% 16.9% 0.4 -1.1
Tier I (Core Capital) 11.4% 11.6% 12.1% -0.3 -0.7
Tier II 4.4% 3.8% 4.8% 0.6 -0.4

10. 10
Financial Margin
10
NIM (% p.a.)
(BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Net Interest Income before Loan Loss Provision (LLP)146.8 133.5 9.9% 116.9 25.6% 415.7 338.7 22.7%
Financial Margin with Clients 137.2 118.7 15.6% 109.7 25.0% 377.7 308.2 22.5%
Financial Margin with Market 9.6 14.9 -35.2% 7.2 33.7% 38.0 30.5 24.7%
Managerial Loan Loss Provision (LLP) (21.9) (5.7) 284.5% (8.7) 152.8% (40.3) (33.6) 19.9%
Published Loan Loss Provision (LLP) (24.6) (1.7) 1343.2% (8.9) 175.1% (38.6) (31.7) 21.7%
Gain (Loss) with Assets Held for Sale* 2.7 (4.0) -166.6% 0.3 904.9% (1.7) (1.9) -10.0%
Managerial Financial Margin 124.9 127.8 -2.3% 108.2 15.4% 375.3 305.1 23.0%
5.1% 5.4% 5.6% 5.5% 5.7% 5.4% 5.6%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11
*Gain (loss) with assets received in lieu of payment and foreclosed assets.

11. 11
Income from Services
11
Banking ServiceFees (BRLmillion) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Guarantees Issued 23.5 22.6 3.8% 17.4 34.5% 66.9 48.8 36.9%
CapitalMarkets andM&AFees 2.4 2.8 -16.5% 0.5 413.3% 7.2 4.5 60.8%
BankingTariffs 4.2 5.4 -22.3% 4.9 -14.4% 16.5 20.2 -18.3%
Total 30.0 30.9 -2.7% 22.8 31.5% 90.5 73.5 23.2%
7.4
9.9
12.4 14.1 14.9 16.5 17.4 19.6 20.8 22.6 23.5
2.6
3.1
3.7
5.1
7.1
8.1 4.9
6.9
6.8 5.4 4.2
0.3
0.5
0.0
0.6
2.4
1.6 0.5
8.2
2.0 2.8 2.4
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11
CapitalMarketsand
M&AFees
BankingTariffs
GuaranteesIssued
(BRLmillion)
14.0% 14.4%
15.9% 17.3%
20.5% 20.1%
17.5%
23.4%
19.6% 19.1% 19.4%
IncomefromServices
TotalofRevenues

12. 12
Expenses
12
Efficiency Ratio
Expenses (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%)
Personnel (28.2) (27.4) 3.0% (23.1) 22.0% (81.7) (66.4) 23.0%
Other administrative expenses (16.6) (16.9) -1.8% (13.7) 21.0% (48.9) (41.6) 17.5%
Profit Sharing (17.0) (16.8) 1.3% (15.0) 13.4% (51.4) (45.9) 12.0%
Total (61.8) (61.1) 1.2% (51.8) 19.2% (182.0) (153.9) 18.2%
37.0% 37.9% 37.7% 38.8% 36.4% 37.5% 37.6%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

13. 13
Profitability
13
Net Income (BRL Million) ROAE (% p.a.)
51.1 54.0 56.7 60.2 58.5
148.2
175.4
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11
15.8% 16.3% 16.6% 17.2% 16.2% 15.7% 16.7%
3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11

14. 14
Investor Relations
14
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186

15. 15
Disclosure
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future factors, operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.