This document provides an overview of Banco ABC Brasil for the 4th quarter of 2010. It discusses the bank's business segments, competitive environment, financial highlights and outlook. Banco ABC Brasil focuses on providing loans to mid-sized and large companies in Brazil. It has a strong controlling shareholder in Arab Banking Corporation and maintains low credit losses. For 2011, the bank estimates its credit portfolio will grow by 21%.

1. 1
4th quarter 2010

2. 2
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
. Outlook

3. 3
IPO
1989 1997 2005 20112007
History in Brazil
Arab Banking
Corporation and local
management acquire
Roberto Marinho
Group´s shares
The bank´s name
changes to
Banco ABC Brasil S.A.
The bank
structures its
Middle Market
operations
Arab Bank Corporation and
Roberto Marinho Group jointly
initiate Banco ABC Roma SA,
acting in the segments of
corporate lending, trade
finance and treasury
3

4. 4
2006 2007 2008 2009 2010
Middle
Corporate
86%
86%
2,911
4,992
6,485
84%11%
12%
13%
8,509
84%
15%
36%
11,588
86%
14%
4
Focus on Companies
• Expertise in corporate credit risk analysis with remarkably low historical losses.
• Wide range of products.
• Winning combination of a strong controlling shareholder and an independent local
Management team.
4
ABC Brasil strongly focuses on providing loans and structured products to
mid-sized and large companies.
Credit Portfolio
Including Guarantees Issued.
BRL Million.

5. 5
Ownership Structure
5
Support of a strong international controlling shareholder.
Local Management
11.8%
Voting CapitalTotal Capital
Free-float
34.3%
Local Management,
Directors and Employees
ABC
57.8%
ABC
88.2%
7.9%

6. 6
Controlling Shareholder
International bank headquartered in Bahrain
Listed in the Bahrain stock exchange
Present in 22 countries
Main Shareholders
Central Bank of Libya 59.3%
Kuwait Investment Authority 29.7%
6
Arab Banking Corporation
Total Assets: US$ 28.1 Bn
Shareholders’ Equity: US$ 3.4 Bn
Ratings:
BB Baa3BBB
Dec/2010

7. 7
Successful Track Record
7
BRL million
Mexican
Crisis
Asian
Crisis
Russian
Crisis
Devaluation
of BRL
“Apagão”
September
11th
Argentinean
Crisis
Presidential
Elections of
Lula
Banco Santos
Bankruptcy
Subprime
Growth with low losses despite adverse economic conditions.
Credit Portfolio Losses / Loan Portfolio
371
727
640
1.095
1.619
2.452
2.061
1.749 2.011
2.605
2.911
4.992
6.485
8.509
11.588
0
1000
2000
3000
4000
5000
6000
7000
8000
9000
10000
11000
12000
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
0,0%
0,7% 0,0% 0,6% 0,0% 0,1% 0,1% 0,8% 1,4%
0,0% 0,0% 0,2% 0,2% 0,6% 0,7%

8. 8
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
Geographical Presence
And Expansion Plan
8
TO
BUSINESS PLATFORMS
CORPORATE MIDDLE
SP Capital 3 4
SP Countryside 1 2
South 1 3
RJ 1 1
MG - 1
GO - 1
TOTAL 6 12
ABC Brasil offices
New Middle Market Business Platforms
Middle-West
Ribeirão Preto
São Paulo IV

9. 9
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
. Outlook

10. 10
Business Segments
10
Total Portfolio
Loan Portfolio
40.1%
Corporate
Companies with annual revenues
over BRL 250 million
Total Portfolio
Loan Portfolio
Middle Market
Companies with annual revenues
from BRL 30 to 250 million
7.5%
38.5%
5.6%
26.0%
11.6%
29.5%
11.4%
BRL million
7.157,2
8.079,8 8.790,8 9.323,9 10.023,8
4Q09 1Q10 2Q10 3Q10 4Q10
4.410,4
4.950,3 5.426,1 5.784,0 6.109,0
4Q09 1Q10 2Q10 3Q10 4Q10
1.242,0 1.314,3 1.388,0 1.401,8
1.564,6
4Q09 1Q10 2Q10 3Q10 4Q10
1.173,7 1.252,2 1.346,1 1.365,3
1.520,4
4Q09 1Q10 2Q10 3Q10 4Q10

11. 11
Segments Highlights
11
Corporate Middle Market
12,0 12,0 12,9 13,7 14,7
342 346
360
376
390
596
675 679 682 683
2,0 2,0 2,0 2,0 2,1
258 256
261
257
246
618
652
695 717 728
Exposure
per Client
Duration
(days)
Groups
BRL million
4Q09 1Q10 2Q10 3Q10 4Q10 4Q09 1Q10 2Q10 3Q10 4Q10
4T09 1T10 2T10 3T10 4T104T09 1T10 2T10 3T10 4T10
9%
12%
20%
58%
9%
12%
22%
57%
9%
13%
21%
57%
8%
14%
21%
57%
10%
14%
20%
56%
9%
24%
9%
9%
49%
8%
24%
9%
10%
49%
6%
27%
9%
11%
48%
6%
30%
10%
10%
45%
5%
31%
10%
11%
44%
4Q09 1Q10 2Q10 3Q10 4Q10 4Q09 1Q10 2Q10 3Q10 4Q10
7,157 8,080 8,791 9,324 10,024 1,242 1,314 1,388 1,402 1,565
Belo Horizonte
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital

12. 12
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
. Outlook

13. 13
Brazilian Banking Sector
Competitive advantages in corporate segment
Big retail
banks
13
Mid-sized
international banks
Mid-sized family
owned banks
Scale
Funding
Products
Agility
Focus

14. 14
Brazilian Banking Sector
ABC Brasil focuses on the Corporate and Middle Market segments.
Large
Corporate
CorporateMiddleMarketRetail
Number of Clients
Revenues Range (BRL Mi)
2,000+
250-
2,000
30-250
Individuals and
small companies
Main Competitors
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized family owned banks
Big retail banks
Middle-sized international banks
Middle-sized family owned banks
14

15. 15
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
. Outlook

16. 16
Credit Portfolio Quality
16
Loan Loss Provision (% portfolio)
Write offs Brazilian Central Bank Resolution no. 2,682
Past Due(90 days)
AA-C 97.9%
D-H 2.1%
BRL million
1,0% 1,0% 1,0%
1,1%
2,2%
2,8% 3,0%
2,6%
2,3%
1,9% 1,8%
1,6%
1,6%
0,8% 0,7% 0,7%
0,7%
1,8%
2,3% 2,3%
2,2%
1,8%
1,5%
1,3% 1,2%
1,1%
2,3% 2,4% 2,3%
2,2%
4,0%
5,2%
5,5%
4,4%
3,7%
3,3%
3,6% 3,6% 3,6%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10
0,2% 0,2%
0,3%
0,3%
0,6%
1,2%
0,9%
0,6%
0,3%
0,2% 0,2%
0,1%
0,1%
0,1%
0,1%
0,1%
0,4%
1,0%
0,6%
0,5%
0,5%
0,2%
0,1% 0,1% 0,0%
0,7%
1,3%
1,0%
1,4%
1,8%
2,2% 2,3%
1,0%
0,7% 0,6% 0,6%
0,7%
0,4%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10
0,0%
0,1%
0,0% 0,0%
0,1% 0,1%
0,2%
0,1%
0,2%
0,1%
0,1%
0,1%
0,0% 0,0%
0,1%
0,0%
0,3%
0,0%
0,0%
0,1%
0,3%
0,2%
0,1% 0,1%
0,7%
0,7%
0,2%
0,4%
0,5%
0,5%
0,3%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10
total corporate middle

17. 17
Funding
17
BRL million

18. 18
Basel Index & Shareholders´ Equity
18
Capital Adequacy (BRL million) 4Q10 3Q10 4Q09
Var 4Q10
- 3Q10
Var 4Q10 -
4Q09
Capital 1,841.8 1,833.0 1,228.3 0.5% 49.9%
Mininum Capital Required 1,263.4 1,195.9 922.9 5.6% 36.9%
Capital Surplus 578.4 637.1 305.4 -9.2% 89.4%
Basel Index 16.0% 16.9% 14.6% -4.9% 9.6%
Tier I 11.7% 12.1% 14.6% -2.8% -19.8%
Tier II 4.3% 4.8% 0.0% -10.3% 0.0%
1.218,4
1.312,1 1.347,9
Shareholders'
Equity
BRL million
14,6%
12,1% 11,7%
4,8% 4,3%
4Q09 3Q10 4Q10
Tier II
Core Capital (Tier I)
16.0%16.9%
14.6%

19. 19
Financial Margin
19
NIM (% p.a.)
BRL million
4Q10 3Q10 Var.(%) 4Q09 Var.(%) 2010 2009 Var.(%)
Financial Margin with Clients 113.3 109.7 3.2% 87.9 28.8% 421.5 348.3 21.0%
Financial Margin with Market 13.1 7.2 82.3% 10.8 21.4% 43.6 27.7 57.5%
Net Interest Income before Loan-Loss Provisions (LLP) 126.4 116.9 8.1% 98.7 28.0% 465.1 376.0 23.7%
Loan Loss Provision (LLP) (12.7) (8.9) 42.4% (4.1) 0.0% (44.4) (53.1) -16.4%
LLP (Brazilian Central Bank resolution nº 2,682) (12.7) (9.4) 35.4% (10.8) 17.3% (47.5) (63.2) -24.8%
Additional LLP - 0.5 0.0% 6.8 0.0% 3.1 10.1 -69.4%
Managerial Financial Margin 113.7 108.0 5.3% 94.6 20.1% 420.6 322.8 30.3%

20. 20
Income from services
20
Income from services rendered (BRL million) 4Q10 3Q10 4Q09 2010 2009
Var 4Q10 -
3Q10
Var 2010 -
2009
Guarantees issued 19.6 17.4 14.1 69.8 43.7 12.2% 59.8%
Capital Markets and M&A Fees 8.2 0.5 0.6 12.7 1.5 0.0% 773.5%
Banking Fees 6.9 4.9 5.1 25.6 14.5 40.9% 76.8%
Total 34.7 22.8 19.8 108.1 59.7 52.0% 81.3%
BRL million

21. 21
Expenses
21
Efficiency Ratio
BRL million
Expenses (BRL million) 4Q10 3Q10 4Q09 2010 2009
Var 4Q10 -
3Q10
Var 2010 -
2009
Personnel (25.7) (23.1) (20.3) (92.1) (77.9) 11.1% 18.2%
Other administrative expenses (16.1) (13.7) (15.7) (57.7) (55.2) 17.0% 4.5%
Profit Sharing (19.2) (15.0) (13.5) (65.1) (42.1) 28.4% 54.8%
Total (61.0) (51.8) (49.4) (214.9) (175.2) 17.7% 22.6%
41,7%
38,0% 37,6% 37,0% 37,9%
40,4%
37,6%
4Q09 1Q10 2Q10 3Q10 4Q10 2009 2010

22. 22
Profitability
22
BRL million
NET INCOME ROAE
(p.a.)
* Excluding extraordinary effects of divestment of CETIP and joining of program for settlement of tax debits published by the Federal Government
44,5 46,9 50,2 51,1 54,0
141,9
202,2
4Q09 1Q10 2Q10 3Q10 4Q10 2009 2010
*
*
14,8% 15,2% 15,9% 15,8% 16,3%
12,1%
15,8%
4Q09 1Q10 2Q10 3Q10 4Q10 2009 2010
*
*

23. 23
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights
. Outlook

24. 24
Guidance 2011
24
Estimated
Credit Portfolio 21% - 25%
Corporate 18% - 23%
Middle Market 35% - 40%
Personnel & Other Administrative Expenses 12% - 15%

25. 25
Contacts
www.abcbrasil.com.br/ir
25
Investors Relations
Alexandre Sinzato, CFA
Head of Investor Relations
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170 2186
International Department
Angela Martins
Director International Department
Email: angela.martins@abcbrasil.com.br
Phone: +55 (11) 3170 2136

26. 26
Investor Relations
Sergio Lulia Jacob
Director Vice-President and IRO
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
26

27. 27
Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.