The document summarizes the financial performance of ABC Brasil for 4th quarter and full year 2011. Key highlights include:
- Net income for 2011 was BRL 236.0 million, with BRL 60.6 million in 4Q11.
- Annualized ROAE was 16.6% for 2011 and 16.4% for 4Q11.
- The credit portfolio reached BRL 12,854.8 million by end of 2011, up from BRL 11,588.4 million in 2010.
- The number of clients increased to 1,879 in 2011 from 1,626 in 2010.
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4 q11 conference call presentation
1. 1
Teleconferência - 4º Trimestre de 2011
Anis Chacur Neto Sergio Lulia Jacob
CEO Vice-Presidente Financeiro
Feb | 7th | 2011
Conference Call - 4th Quarter 2011
Anis Chacur Neto Sergio Lulia Jacob
CEO Financial Vice President
2. 2
Highlights
2
Net Income in 2011 totaled BRL 236.0 million. In 4Q11 it
was BRL 60.6 million.
Annualized Return on Equity (ROAE) reached 16.6% p.a.
in 2011 and 16.4% in 4Q11.
The credit portfolio including guarantees issued reached
BRL 12,854.8 million by the end of 2011.
The number of clients at the end of 2011 was 1,879, an
increase of 253 over December 2010.
4. 4
Business Segments
4
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle Market
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
21.8%
5.9%
-4.9%
-3.2%
22.7%
6.2%
(BRL Million)
9.2%
2.1%
10,023.8 10,314.3 10,522.1 10,729.3 10,949.8
4Q10 1Q11 2Q11 3Q11 4Q11
1,564.6 1,611.3 1,712.6 1,799.7 1,905.0
4Q10 1Q11 2Q11 3Q11 4Q11
6,109.0 5,905.2 5,788.7 5,997.3 5,807.6
4Q10 1Q11 2Q11 3Q11 4Q11
1,520.4 1,573.9 1,680.0 1,756.6 1,866.3
4Q10 1Q11 2Q11 3Q11 4Q11
5. 5
Segments Highlights
5
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
Average Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Dec/10 Sep/11 Dec/11 Dec/10 Sep/11 Dec/11
Credit Portfolio
(BRL Million)
BRL million
1,565 1,800 1,90510,024 10,729 10,950
728 738
717
542
520 518
18.5 20.6 21.1
390 362 364
898 1,104 1,162
690 839 892
2.3 2.1 2.1
246 225 211
56% 55% 55%
20% 19% 19%
14% 16% 16%
10% 10% 10%
Dec/10 Sep/11 Dec/11
44% 42% 40%
11% 12% 12%10%
9% 10%
31%
28% 30%5%
9% 9%
Dec/10 Sep/11 Dec/11
6. 6
Geographical Presence
and Expansion Plan
6
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 23 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Araçatuba, Bauru, Campinas, Ribeirão Preto,
São José do Rio Preto, Sorocaba and Taubaté.
South
Curitiba, Londrina, Blumenau, Criciúma, Caxias
do Sul, Novo Hamburgo, Passo Fundo and Porto
Alegre
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia, Campo Grande and Cuiabá
Note: Cities in bold indicate new offices opened in 2011
Presence in 23 cities and 9 new
offices opened in 2011
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices
18. 18
Investor Relations
18
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
19. 19
Disclosure
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future factors, operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.