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Conference Call Highlights Q3 2012
1. 1
Teleconferência - 4º Trimestre de 2011
Anis Chacur Neto Sergio Lulia Jacob
CEO Vice-Presidente Financeiro
October | 31st | 2012
Conference Call – 3rd Quarter 2012
2. 2
3Q12 Highlights
2
Net Income in the quarter totaled BRL 55.1 million.
The expanded credit portfolio reached BRL 14,884.1
million by the end of the quarter, remaining stable in the
period.
Annualized Return on Equity (ROAE) in 3Q12 reached
13.8% pa in the period.
The credit portfolio quality remains high, with 97.4% of the
loan transactions rated between AA-C by the end of the
quarter.
8. 8
Basel Index & Shareholders´ Equity
8
11.4% 11.3% 11.1% 10.2% 10.9%
4.4% 4.3% 4.1% 4.0% 4.1%
3Q11 4Q11 1Q12 2Q12 3Q12
TierII
TierI (Core Capital)
Shareholders' Equity
(BRL Million)
15.8% 15.6% 15.2%
14.2%
15.0%
1,460.2
1,499.6
1,535.6 1,565.8
1,638.6
Considering the US$ 100 million subordinated notes issuance concluded on October, 2012, the Basel Index would be 16.3%.
The transaction is under approval of the Brazilian Central Bank, and will compose the Tier II Capital of the bank after its ratification.
Capital Adequacy (BRL million) Sep/12 Jun/12
Chg 3M
(%) / p.p.
Sep/11
Chg 12M
(%) / p.p.
Capital 2,257.2 2,180.8 3.5% 2,025.7 11.4%
Mininum Capital Required 1,654.1 1,687.7 -2.0% 1,410.9 17.2%
Capital Surplus 603.2 493.0 22.3% 614.9 -1.9%
Basel Ratio 15.0% 14.2% 0.8 15.8% -0.8
Tier I (Core Capital) 10.9% 10.2% 0.7 11.4% -0.5
Tier II 4.1% 4.0% 0.1 4.4% -0.3
13. 13
Investor Relations
13
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
14. 14
Disclosure
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future factors, operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.