This document provides an investor presentation for ABC Brasil for the fourth quarter of 2011. It summarizes the company's business segments, financial highlights, and competitive environment. ABC Brasil focuses on providing loans and structured products to mid-sized and large companies in Brazil. Over the periods reported, the company grew its credit portfolio, maintained strong credit quality, and increased revenues from services like guarantees issued.

1. 1
Investor Presentation 4Q11

2. 2
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

3. 3
89%
86%
84%
84%
86%
85%
11%
11%
12%
14%
14%
15%
2006 2007 2008 2009 2010 2011
MiddleMarket
Corporate
11,588
8,509
6,485
4,992
2,911
12,85511%
(BRL Million)
3
Focus on Companies
3
ABC Brasil strongly focuses on providing loans and structured products to
mid-sized and large companies
Credit Portfolio
Including Guarantees Issued

4. 4
Ownership Structure
4
ABC Brasil
Local Management
11.8%
Voting CapitalTotal Capital
Free-float
34.0%
Local Management
and Directors
57.9%
ABC
88.2%
ABC
8.1%
Arab Banking Corporation
(Parent Company)
59.4%
Central
Bank of Libya
29.7%
Kuwait
Investment
Authority
Free-float
10.9%
International bank
headquartered in Bahrain
Local brAA+ Aa1.Br AA-
Global BBB- Baa3 BB+
Investment
Grade
Investment
Grade

5. 5
Geographical Presence
and Expansion Plan
5
Business Platforms
Corporate Middle
São Paulo Capital 3 4
São Paulo Countryside 1 2
South 1 3
Rio de Janeiro 1 1
Minas Gerais - 1
Midwest - 1
TOTAL 6 12
Presence in 23 cities
Offices
São Paulo Capital São Paulo
São Paulo
Countryside
Araçatuba, Bauru, Campinas, Ribeirão Preto,
São José do Rio Preto, Sorocaba and Taubaté.
South
Curitiba, Londrina, Blumenau, Criciúma, Caxias
do Sul, Novo Hamburgo, Passo Fundo and Porto
Alegre
Rio de Janeiro Rio de Janeiro
Minas Gerais Belo Horizonte and Uberlândia
Midwest Brasília, Goiânia, Campo Grande and Cuiabá
Note: Cities in bold indicate new offices opened in 2011.
Presence in 23 cities and 9 new
offices opened in 2011
RO
AC
AM
RR
PA
AP
MA
PI
CE
BA
MG
ES
RJ
SP
PR
SC
RS
MS
MT
GO
DF
RN
PB
PE
AL
SE
TO
ABC Brasil
Offices

6. 6
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

7. 7
Business Segments
7
Loan Portfolio
Corporate
Companies with annual revenues
over BRL 250 million
Loan Portfolio
Middle Market
Companies with annual revenues
from BRL 30 to 250 million
Total Portfolio Total Portfolio
21.8%
5.9%
-4.9%
-3.2%
22.7%
6.2%
(BRL Million)
9.2%
2.1%
10,023.8 10,314.3 10,522.1 10,729.3 10,949.8
4Q10 1Q11 2Q11 3Q11 4Q11
1,564.6 1,611.3 1,712.6 1,799.7 1,905.0
4Q10 1Q11 2Q11 3Q11 4Q11
6,109.0 5,905.2 5,788.7 5,997.3 5,807.6
4Q10 1Q11 2Q11 3Q11 4Q11
1,520.4 1,573.9 1,680.0 1,756.6 1,866.3
4Q10 1Q11 2Q11 3Q11 4Q11

8. 8
Segments Highlights
8
Minas Gerais / Goiás
South
Rio de Janeiro
São Paulo Countryside
São Paulo Capital
Corporate Middle Market
Average Ticket
(BRL Million)
Average Tenor
(days)
Total Number
of Clients
Clients with
Credit Exposure
Dec/10 Sep/11 Dec/11 Dec/10 Sep/11 Dec/11
Credit Portfolio
(BRL Million)
1,565 1,800 1,90510,024 10,729 10,950
728 738
717
542
520 518
18.5 20.6 21.1
390 362 364
898 1,104 1,162
690 839 892
2.3 2.1 2.1
246 225 211
56% 55% 55%
20% 19% 19%
14% 16% 16%
10% 10% 10%
Dec/10 Sep/11 Dec/11
44% 42% 40%
11% 12% 12%10%
9% 10%
31%
28% 30%5%
9% 9%
Dec/10 Sep/11 Dec/11

9. 9
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

10. 10
Brazilian Banking Sector
ABC Brasil focuses on the Corporate and Middle Market segments
Large
Corporate
CorporateMiddleMarketRetail
Number of Clients
2,000+
250-
2,000
30-250
Individuals and
small companies
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized international banks
Big retail banks
Middle-sized family owned banks
Big retail banks
Middle-sized international banks
Middle-sized family owned banks
10
BRL million
(BRL Million)
Annual Revenues Main Competitors

11. 11
. Who we are
. Business Segments
. Competitive Environment
. Financial Highlights

12. 12
12
Credit Portfolio Quality
Past Due above 90 days (% of loan portfolio)
0.66%
1.27%
0.95%
1.84%
2.28%
1.04%
0.69%
0.60% 0.71%
0.39% 0.40% 0.50%
0.21%
0.34%
0.64%
1.18%
0.65%
0.57%
0.11% 0.15% 0.21%
0.12% 0.10% 0.38%
0.98%
0.52% 0.51%
0.05% 0.08% 0.11%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11
Middle
Total
Corporate
2.30% 2.24%
4.03%
5.54%
3.65%
3.33% 3.60% 3.45%
3.00%
1.03% 1.05%
2.23%
2.98%
2.25%
1.92% 1.62% 1.69% 1.73%
0.79% 0.74%
1.80%
2.29%
1.83%
1.13% 1.18%
1.33%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11
Middle
Total
Corporate
Loan Loss Reserve (% of loan portfolio)

13. 13
13
Credit Portfolio Quality
Transactions between D-H rating
(Resolution 2682 of Brazilian Central Bank)
0.08%
0.26%
0.13%
0.75% 0.69%
0.21%
0.50%
0.27%
0.47%
0.32%
0.77%
0.57%
0.04%
0.11%
0.04% 0.04%
0.16%
0.28%
0.09%
0.32%
0.12%0.16%
0.08% 0.06%
0.24%
0.15%
0.03%
0.08% 0.01% 0.00%
0.13%
0.04%
0.27%
0.00%0.07% 0.03% -0.01%
0.05%
0.02%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11
Middle
Total
Corporate
0.5% 0.6% 0.7% 0.6%
2.4%
4.1%
6.1%
5.0%
4.1%
3.1% 3.0%
2.4% 2.1% 2.0% 1.9% 2.0% 2.4%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11
D-H
Write Off in the quarter (% of loan portfolio)

14. 14
Funding
14
(BRL Million)
4Q10 1Q11 2Q11 3Q11 4Q11
1,723.3 1,792.5 1,938.8 2,156.3 1,647.3
3,314.7 3,271.6 3,525.7 3,798.3 4,045.5
2,386.7 2,387.7 2,240.9 2,317.3 2,181.5
1,836.3 1,872.9 1,886.1 2,065.7 2,085.3
9,261.0 9,324.7 9,591.5 10,337.6 9,959.6 Total
14% 15% 15% 14% 15%
5% 5% 5% 6% 6% SubordinatedDebt
Shareholders´Equity
26% 26% 23% 22% 22%
BNDES
19% 19% 20% 21% 16% International
11% 11% 10% 12% 10%
9% 9% 10%
10% 11%
6% 7% 7%
7% 10%
10% 8% 10%
8% 10%
IndividualInvestors
Financial Institutions
InstitutionalInvestors
Corporate Investors
36% 35% 37%
37% 41%

15. 15
Basel Index & Shareholders´ Equity
15
Capital Adequacy (BRL million) 4Q11 3Q11 4Q10
Chg(%)/pp
4Q11/3Q11
Chg(%)/pp
4Q11/4Q10
Capital 2,072.5 2,025.7 1,841.8 2.3% 12.5%
Mininum Capital Required 1,457.9 1,410.9 1,263.4 3.3% 15.4%
Capital Surplus 614.5 614.9 578.4 -0.1% 6.2%
Basel Index 15.6% 15.8% 16.0% -0.2 -0.4
Tier I (Core Capital) 11.3% 11.4% 11.7% -0.1 -0.4
Tier II 4.3% 4.4% 4.3% -0.1 0.0
11.7% 11.6% 11.6% 11.4% 11.3%
4.3% 4.1% 3.8% 4.4% 4.3%
4Q10 1Q11 2Q11 3Q11 4Q11
TierII
TierI (Core Capital)
Shareholders' Equity
(BRLMillion)
16.0% 15.7% 15.4% 15.8% 15.6%
1,347.9
1,384.3
1,424.2
1,460.2
1,499.6

16. 16
Financial Margin
16
NIM (% p.a.)
(BRL million) 4Q11 3Q11 Chg (%) 4Q10 Chg (%) 2011 2010 Chg (%)
Net Interest Income before Loan Loss Provision (LLP)143.8 146.8 -2.0% 126.4 13.8% 559.5 465.1 20.3%
Financial Margin with Clients 131.1 137.2 -4.4% 113.3 15.7% 508.8 421.5 20.7%
Financial Margin with Market 12.7 9.6 32.2% 13.1 -3.0% 50.7 43.6 16.3%
Loan Loss Provision (LLP) (13.8) (24.6) -43.8% (12.7) 8.6% (52.4) (44.4) 18.0%
Managerial Financial Margin 130.0 122.2 6.4% 113.6 14.4% 507.0 420.6 20.5%
5.4% 5.6% 5.5% 5.7% 5.5% 5.4% 5.6%
4Q10 1Q11 2Q11 3Q11 4Q11 2010 2011

17. 17
Income from Services
17
Banking Service Fees (BRL million) 4Q11 3Q11 Chg (%) 4Q10 Chg (%) 2011 2010 Chg (%)
Guarantees Issued 23.8 23.5 1.6% 19.6 21.7% 90.7 68.4 32.6%
Capital Markets and M&A Fees 7.2 2.4 206.9% 8.2 -11.6% 14.4 12.7 13.8%
Banking Tariffs 3.8 4.2 -10.8% 6.9 -45.3% 20.3 27.1 -25.2%
Total 34.8 30.0 15.9% 34.7 0.5% 125.4 108.1 15.9%
7.4
9.9
12.4 14.1 14.9 16.5 17.4 19.6 20.8 22.6 23.5 23.8
2.6
3.1
3.7
5.1
7.1
8.1 4.9
6.9
6.8 5.4 4.2 3.8
0.3
0.5
0.0
0.6
2.4
1.6 0.5
8.2
2.0 2.8 2.4
7.2
1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11
Capital Markets and
M&A Fees
Banking Tariffs
Guarantees Issued
(BRL million)
14.0%14.4%15.9%17.3%
20.5%20.1%
17.6%
23.8%
19.7%20.3%
18.3%
20.6%
Incomefrom Services
Totalof Revenues

18. 18
18
Capital Markets and M&A
BRL 100,000,000
Debentures
Coordinator
December 2011
BRL 15,000,000
Debentures
Coordinator
July 2011
BRL 484,200,000
Promissory Notes
Coordinator
June 2011
BRL 65,000,000
Promissory Notes
Coordinator
April 2011
BRL 40,000,000
Promissory Notes
Coordinator
February 2011
BRL 20,000,000
Debentures
Coordinator
November 2011
BRL 450,000,000
Promissory Notes
Coordinator
December 2011
BRL 10,000,000
Promissory Notes
Coordinator
December 2011
BRL 60,000,000
Debentures
Coordinator
October 2011
BRL 156,000,000
Joint Venture
Financial Advisor
July 2011
2011 2010
# of Transactions 20 24
Revenues (BRL million) 14.4 12.7
Sale of Grupo
Melhoramentos’ stake
in Lafarge Brasil
Financial Advisor
February 2011
Corporate Spin-off of
Companhia Agrícola Caiuá
Financial Advisor
December 2011

19. 19
Expenses
19
Efficiency Ratio
Expenses (BRL million) 4Q11 3Q11 Chg (%) 4Q10 Chg (%) 2011 2010 Chg (%)
Personnel (32.3) (28.2) 14.6% (25.7) 25.8% (114.0) (92.1) 23.8%
Other administrative expenses (16.0) (16.6) -3.7% (16.1) -0.4% (64.9) (57.7) 12.5%
Profit Sharing (18.0) (17.0) 6.3% (19.2) -6.2% (69.4) (65.1) 6.6%
Total (66.3) (61.8) 7.4% (61.0) 8.8% (248.3) (214.9) 15.5%
37.9% 37.7% 38.8% 36.4% 37.9% 37.6% 37.7%
4Q10 1Q11 2Q11 3Q11 4Q11 2010 2011

20. 20
Profitability
20
Net Income (BRL Million) ROAE (% p.a.)
54.0 56.7 60.2 58.5 60.6
202.2
236.0
4Q10 1Q11 2Q11 3Q11 4Q11 2010 2011
16.3% 16.6% 17.2% 16.2% 16.4% 15.8% 16.6%
4Q10 1Q11 2Q11 3Q11 4Q11 2010 2011

21. 21
Sergio Lulia Jacob
Financial Vice-President
Alexandre Sinzato, CFA
Head of Investor Relations
Web Site: www.abcbrasil.com.br/ir
Email: ri@abcbrasil.com.br
Phone: +55 (11) 3170-2186
21
Investor Relations

22. 22
IPO
1989 1997 2005 20122007
Appendix – History in Brazil
Arab Banking
Corporation and local
management acquire
Roberto Marinho
Group’s shares
The bank’s name
changes to
Banco ABC Brasil S.A.
The bank
structures its
Middle Market
operations
Arab Banking Corporation and
Roberto Marinho Group jointly
initiate Banco ABC Roma S.A.,
acting in the segments of
corporate lending, trade
finance and treasury
22

23. 23
Appendix – Controlling Shareholder
International bank headquartered in Bahrain
Listed in the Bahrain stock exchange
Present in 21 countries
Main Shareholders
Central Bank of Libya 59.4%
Kuwait Investment Authority 29.7%
Free-float 10.9%
23
Total Assets: US$ 25.0 Bn
Shareholders’ Equity: US$ 3.6 Bn
BIS Ratio of 24.3% | Core capital (Tier I) of 19.2%
64% of deposits in liquid assets
(As of Dec 31st, 2011)

24. 24
Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.