3-D passwords combine multiple authentication methods like passwords, biometrics, and tokens into a 3-D virtual environment. To log in, a user navigates the environment and interacts with virtual objects in a specific sequence. This creates a large number of possible passwords that are difficult for attackers to guess. The document provides guidelines for designing effective 3-D virtual environments, such as making objects unique and scaling the environment based on the system's security needs. 3-D passwords could protect critical systems and are more secure than traditional text passwords.