Here is a ray diagram showing why the chopstick looks bent when dipped into water:
air
water
incident ray refracted ray
normal
The diagram shows a ray of light traveling from air into water at the tip of the chopstick. Due to the change in refractive index, the light ray bends towards the normal as it enters the water. This makes the tip of the chopstick appear higher and causes the illusion that the chopstick is bent.