This document discusses exposure and vulnerability to natural disasters. It defines vulnerability as characteristics that make a community susceptible to hazards. Factors include demographics, socioeconomics, infrastructure, and preparedness. There are four types of vulnerability - physical, social, economic, and environmental. Exposure refers to elements at risk like people, buildings, and infrastructure. Risk is the product of hazard, exposure, and vulnerability. The Philippines faces high exposure and vulnerability due to its location, geology, poverty, and lack of disaster management capacity. It is frequently affected by typhoons, earthquakes, landslides, and volcanic eruptions.