Mohammad Younus Sheikh has over 25 years of experience in banking and finance. He is currently the Assistant Manager of Recovery and Collections at Finca Micro Finance Bank in Karachi, Pakistan. Previously, he held managerial positions at Apna Microfinance Bank, Tameer Micro Finance Bank, Habib Bank, Askari Commercial Bank, and MCB Bank where he supervised recovery teams and met monthly targets. He has a B.Com from Sindh University and skills in team management, recovery techniques, and MS Office.

1. MOHAMMAD YOUNUS SHEIKH
Cell- 0300-2876742 Res. 0311-2891127 Off. 021-
36951144
Email younus5b4@hotmail.com ADD: Flat No C-4
Decent ``
Heights Sector 5 -I North Karachi
Career Objective
To pursue career in an esteemed organization that provides a challenging and an aggressive team
oriented work environment.
Professional Experience
Finca Micro Finance Bank
Bank
Karachi, Pakistan.
June 2015- to Till Date
Asst: Manager Recovery / Collections /Legal
• Supervise teams to meet the monthly targets
• Designed the Infra structure of Recovery and legal departments.
•Manage Team of 05 persons including Interior Sindh 07 branch, and make
strategies for 90+ to W-off recovery from Micro Finance customers • To look
after Litigation cases, coordination with lawyers, and court staff for the execution
of litigation
Apna Microfinance Bank Ltd
(Former Network Micro Finance Bank)
Karachi, Pakistan.
March 2009 – March,2015
Branch /Recovery Manager of Shah Faisal Brach
with Tessar Town and Korangi service Centers
Established over 20 million new portfolio of Micro Business/Auto loan ,House
Mortgage at Karachi Region
. Supervise teams to meet the monthly targets of (60+ to 210+ DPD)
.Designed the Infra structure of Recovery and legal departments.
• Manage Team of 12 to meet monthly Targets, and Make
strategies for recovery from Micro Finance customers

2. Tameer Micro Finance
Bank
Karachi, Pakistan.
Sep-2007- Feb 2009
Asst: Director & Manager Recovery / Collections /Legal
• Supervise teams to meet the monthly targets
• Designed the Infra structure of Recovery and legal departments.
• Managed Team of 35 to meet monthly Targets, and Make strategies to
``````minimize the delinquency
Habib Bank Ltd.
Karachi, Pakistan.
2006-2007
Supervisor Recovery & Collection.
Worked for the Flexi loan/ Car finance / Home product/House Hold
• Supervise teams to meet the monthly targets
Askari Commercial Bank. Ltd
Karachi, Pakistan
2002 till 2006
Acting Manager Recovery (OG-II)
• Working for the Credit Card division, for cases above 210 day
• Supervised Recovery Team, making new strategies of recoveries.
• Looked after Litigation cases, coordination with lawyers, and court staff for the
execution of litigation.
• Have good exposure of dealing with different type of customer, skilled in
handling difficult customers.
MCB Bank Establishment Supervisor Sales/ Service

3. Karachi Pakistan
1994 – 2002
•Worked for MCB Dinner’s Club Credit Card and Master Card.
• Supervised the Operation of Merchant Sales Services (Karachi/ Islamabad/
Lahore/ Peshawar).
•Signup the new merchant; arranging Promotional Activities to achieve the sales
target.
TCS Couriers.
Karachi, Pakistan
1988-1994
Courier Officer
•Responsible for managing zonal couriers.
Education
B.Com Sindh University , (Jamshoro, Pakistan)
Skills
Skill Skill Level
Team Management Good
MS Office Intermediate
Recovery Techniques Good
Languages
Posses, good communication skills, in English and Urdu.
Personal Information
Birth Date: 15th
January 1969
Gender: Male
Father’s Name Noor Muhammad(Late)

4. Nationality: Pakistan
Marital Status: Married
Reference
References would be furnished upon Request.