Srinivas Singaraju is seeking a senior level role in collections, credit, risk, and fraud management in the banking, NBFC, telecom, or insurance sectors. He has 12 years of experience in strategic planning, collections and recovery, risk management, and team management. His experience includes roles at Magma Fincorp, Fino Paytech, Kotak Mahindra Bank, HDFC Bank, ICICI Bank, and TVS Financial Services, where he managed teams, improved processes, reduced delinquency and non-performing assets, and met collection targets. He has an MCom and postgraduate diploma in management accounting and costing.
Vishal Jain has over 13 years of experience in credit risk management and business lending. He currently works as a Zonal Risk Manager at ICICI Bank, where he leads a team of 10 risk analysts and is responsible for underwriting business loans and managing credit risk in multiple states. Prior to this role, he held positions as Area Credit Manager and Branch Head at ICICI Bank. He has expertise in credit appraisal, loan sanctioning, and portfolio management. Vishal also has experience working in finance and accounting roles for companies in various industries. He holds a CA certification and M.Com degree.
Vaishal Dua has over 13 years of experience in financial management, collections, and operations management in the banking and finance sectors. He is currently the Head of Collections for Tata Motors Finance, where he manages a team that is responsible for collecting payments from commercial and passenger vehicle customers. Prior to his current role, he held various positions in financial services companies where he was responsible for portfolio management, recovery operations, business development, and team leadership.
- An investment banking and finance professional with over 14 years of experience in sectors such as investment banking, project funding, private equity, retail banking, and financial management.
- Currently serves as Project Director for a leading petroleum company in the UAE and also runs his own capital advisory firm.
- Previously worked for 8 years at India's second largest bank, handling roles such as Cluster Manager and Branch Manager.
Vaibhav Pathak is a banking professional with over 16 years of experience, currently working as the Assistant Vice President and Branch Manager at HDFC Bank in Nadiad, Gujarat. He has a proven track record of growing branch assets and achieving targets. His expertise includes managing banking operations, client relationships, and teams. Previously he held branch manager and operations roles at IndusInd Bank and has strong skills in auditing, compliance, and using various banking software.
Jyothilekshmi has over 13 years of experience in retail banking and credit underwriting with IDBI Bank and Canara Bank. She has held several roles including Center Head managing teams for housing, vehicle, and education loans, achieving sales targets. As Head of the CCU in Karnataka, she successfully managed RBI clearing operations across 43 branches. Currently she is an AGM handling MSME and agriculture lending at IDBI Bank's regional office in Bangalore, with a track record of sanctioning over ₹206 crores in loans. She has an MBA in Finance and is a Certified Credit Officer.
Uttam Kumar Das is applying for a career position in credit control and accounts receivable. He has 8 years of experience in these areas. Currently, he works as an Assistant Manager of Credit Control and Commercials at Consul Neowatt Power Solutions, where he is responsible for managing credit risk, accounts receivable, and commercial activities. Previously, he held credit control roles at Avnet Technology Solutions and Shield Auto Glass. He holds an MBA in finance and is proficient in Microsoft Office, SAP, and credit/financial analysis.
This document contains the resume of Biplov Adhikary. It summarizes his professional experience, education, and objectives. He has over 6 years of experience in credit and collections management. Currently he is working as the Credit and Collections lead for India at Sciex Pte Ltd, where he has helped reduce DSO from 90 to 72 days. His responsibilities include credit analysis, account receivables management, collections, and dispute resolution. He holds an MBA in finance and a BBA degree. His objective is to utilize his education and experience to help companies achieve steady growth.
This document is a resume for Ajith Shetty. It summarizes his professional experience, including over 9 years of experience in finance, HR and customer service roles. Currently, he works as a Team Leader at JP Morgan Services in Bengaluru, India, where he manages a team of 16 employees and is responsible for meeting service level agreements, accounting tasks, auditing, personnel management and process improvement. The resume highlights his educational qualifications and skills, and provides details of his roles and responsibilities at previous employers.
Vishal Jain has over 13 years of experience in credit risk management and business lending. He currently works as a Zonal Risk Manager at ICICI Bank, where he leads a team of 10 risk analysts and is responsible for underwriting business loans and managing credit risk in multiple states. Prior to this role, he held positions as Area Credit Manager and Branch Head at ICICI Bank. He has expertise in credit appraisal, loan sanctioning, and portfolio management. Vishal also has experience working in finance and accounting roles for companies in various industries. He holds a CA certification and M.Com degree.
Vaishal Dua has over 13 years of experience in financial management, collections, and operations management in the banking and finance sectors. He is currently the Head of Collections for Tata Motors Finance, where he manages a team that is responsible for collecting payments from commercial and passenger vehicle customers. Prior to his current role, he held various positions in financial services companies where he was responsible for portfolio management, recovery operations, business development, and team leadership.
- An investment banking and finance professional with over 14 years of experience in sectors such as investment banking, project funding, private equity, retail banking, and financial management.
- Currently serves as Project Director for a leading petroleum company in the UAE and also runs his own capital advisory firm.
- Previously worked for 8 years at India's second largest bank, handling roles such as Cluster Manager and Branch Manager.
Vaibhav Pathak is a banking professional with over 16 years of experience, currently working as the Assistant Vice President and Branch Manager at HDFC Bank in Nadiad, Gujarat. He has a proven track record of growing branch assets and achieving targets. His expertise includes managing banking operations, client relationships, and teams. Previously he held branch manager and operations roles at IndusInd Bank and has strong skills in auditing, compliance, and using various banking software.
Jyothilekshmi has over 13 years of experience in retail banking and credit underwriting with IDBI Bank and Canara Bank. She has held several roles including Center Head managing teams for housing, vehicle, and education loans, achieving sales targets. As Head of the CCU in Karnataka, she successfully managed RBI clearing operations across 43 branches. Currently she is an AGM handling MSME and agriculture lending at IDBI Bank's regional office in Bangalore, with a track record of sanctioning over ₹206 crores in loans. She has an MBA in Finance and is a Certified Credit Officer.
Uttam Kumar Das is applying for a career position in credit control and accounts receivable. He has 8 years of experience in these areas. Currently, he works as an Assistant Manager of Credit Control and Commercials at Consul Neowatt Power Solutions, where he is responsible for managing credit risk, accounts receivable, and commercial activities. Previously, he held credit control roles at Avnet Technology Solutions and Shield Auto Glass. He holds an MBA in finance and is proficient in Microsoft Office, SAP, and credit/financial analysis.
This document contains the resume of Biplov Adhikary. It summarizes his professional experience, education, and objectives. He has over 6 years of experience in credit and collections management. Currently he is working as the Credit and Collections lead for India at Sciex Pte Ltd, where he has helped reduce DSO from 90 to 72 days. His responsibilities include credit analysis, account receivables management, collections, and dispute resolution. He holds an MBA in finance and a BBA degree. His objective is to utilize his education and experience to help companies achieve steady growth.
This document is a resume for Ajith Shetty. It summarizes his professional experience, including over 9 years of experience in finance, HR and customer service roles. Currently, he works as a Team Leader at JP Morgan Services in Bengaluru, India, where he manages a team of 16 employees and is responsible for meeting service level agreements, accounting tasks, auditing, personnel management and process improvement. The resume highlights his educational qualifications and skills, and provides details of his roles and responsibilities at previous employers.
Swathi Krishnan is seeking a managerial position in banking and financial services with her experience in credit and collections. She has over 7 years of experience in roles like credit analyst, collection analyst, and team leader for companies like Oracle, IBM, and VWR International. She holds an MBA and degrees in computer science and retail management. Her skills include cloud operations, credit and collections management, data analysis, and team leadership.
Human Resource Management Functions of Standard Chartered Bank . Including process & chart. it was made for informal presentation of my BBA course. Hope you all find it helpful.
This document contains the curriculum vitae of Shankar Agarwal. It lists his personal details such as name, date of birth, address, languages spoken, and interests. It also outlines his professional experience working in credit risk management and collections roles for Standard Chartered Bank, HDFC Bank, and ICICI Bank. His responsibilities included managing portfolios, meeting targets, developing strategies, and interacting with customers, sales teams, and agencies. The document also lists his academic qualifications which include a B.Com, I.C.W.A certification, and an MBA.
Mohammed Mehraj has over 12 years of experience in collections and recoveries. He is currently working as the Manager of Retail Unsecured Portfolio at HDFC Bank, where he manages a team of 35 employees and oversees the collection of 0.75% of the portfolio size on average. Previously, he held positions at Citifinancial and Standard Chartered Bank, where he was responsible for collections, account management, and team supervision. He aims to contribute his skills to help organizations achieve their goals and further his career growth.
Vishal Kacker is a senior manager at HDFC Bank with over 14 years of experience in banking, portfolio management, retail and wealth management. He has a post-graduation in management and has worked at HDFC Bank, ICICI Bank, Birla Sun Life Insurance, and HDFC Life in various roles managing business operations, clients, and achieving sales targets. Currently at HDFC Bank, his responsibilities include educating customers on digital banking, maintaining processes and compliance, and managing portfolios to achieve profitability targets.
Deepak Nama has nearly 9 years of experience in banking, insurance, and finance. He currently works as a Deputy Branch Manager at ICICI Bank Ltd in Agra, where he oversees branch operations, manages a team of 8 employees, and is responsible for sales, customer service, compliance, and risk management. Previously, he held roles as a Senior Operation Executive at Aviva Life Insurance and Tata Motor Finance Ltd, and as a Service Center In-Charge at Oilco Services (India) Ltd. Deepak has a Bachelor's degree in Commerce from Govt Commerce College in Kota. He is skilled in team management, customer service, audit compliance, and Microsoft Office applications.
This document provides a summary of Murugan Babu T's professional experience and qualifications. He has over 21 years of experience in banking, currently serving as Regional Head-Sales for Enterprises Credit at ICICI Bank. Previously he held several branch management roles at both ICICI Bank and Canara Bank, successfully growing business and achieving targets. He seeks a senior managerial role utilizing his expertise in areas like credit administration, trade finance, profit center operations, and client relationship management.
Hr practice in standard chartered bank..Arshad Pritam
Standard Chartered Bank has a thorough HR recruitment process. They analyze jobs to develop detailed job descriptions and specifications. For recruitment, they use both external sources like newspapers, websites, and personal applications as well as internal sources like promotions, transfers, and employee referrals. The bank spends 20-25% of its total budget on recruitment to hire the best candidates. The recruitment process involves notifying vacancies, posting openings, screening applications, interviewing candidates, and making final hiring decisions. Effective recruitment is important for the bank to build a sustainable high-performing workforce.
Anant Kumar Agarwal is seeking a challenging position utilizing his skills in finance, accounting, and event management. He has over 7 years of experience in accounting and finance roles at an event management company. He is proficient in Tally, Excel, Word and has strong communication, problem solving, and teamwork skills.
Anuj Jain has over 8 years of experience in sales, marketing, training, and business development in the insurance industry. He has held roles such as Training Manager at Exide Life Insurance, Branch Manager at ICICI Securities, and Relationship Manager at Bharti-AXA Life Insurance. In these roles, he was responsible for training new advisors, managing sales teams, developing business, and maintaining client relationships. He has received several awards and achievements for his work, including awards for achieving sales targets and activating new advisors.
Standard Chartered Bank Pakistan is the leading international bank in Pakistan, with over 4,500 employees across 176 branches in 41 cities. The bank aims to have a well-organized and talented workforce. It focuses on both managerial HR functions like planning, recruiting, and rewarding, as well as operative functions like development, compensation and industrial relations. The bank sees employees as valuable assets and makes investments in attracting and developing talented professionals. The recruiting process at SCB involves online assessments, aptitude tests, interviews and reference checks to select candidates that meet the role's requirements and the bank's selection criteria.
This resume is for Nitin Kumar, who has over 10 years of experience in banking with a focus on credit. He holds a B.Com degree and several banking certifications. His experience includes assessing corporate and MSME loan proposals, managing loan portfolios, and ensuring regulatory compliance at various banks like Union Bank of India, IDBI Bank, and Bank of Maharashtra. Currently he is a Senior Manager at Union Bank of India, where he appraises credit proposals and oversees a loan portfolio of over Rs. 2,300 crores. He aims to take on more leadership roles involving credit, risk, and treasury functions.
Veerakumar Krishnan is a sales and marketing professional with over 14 years of experience in banking and financial services. He has experience managing teams and portfolios, developing new business, and facilitating financial solutions. His career includes roles in retail banking, commercial lending, and wealth management. He holds an MBA in marketing management and is currently seeking new opportunities while temporarily managing his uncle's business in Malaysia.
Prakash Chauhan has over 24 years of experience in financial services, holding roles such as Vice President and Regional Manager at companies like Alankit Assignments, Orbis Financial Corporation, and Stock Holding Corporation of India. He has a track record of success in areas like business development, operations management, project implementation, and people management. Chauhan is seeking a top level role in the financial sector to utilize his expertise.
The document contains a resume for Mr. Ravish Shivanand Rao detailing his professional experience working in operations, project management, and people management roles over 11 years in the financial services sector at companies including JP Morgan Chase India Pvt Ltd, Syntel Sourcing and Global Pvt Ltd, Stock Holding Corporation of India Ltd, and Sharepro Services India Pvt Ltd. It highlights his achievements, responsibilities, and skills including leading teams, improving processes, managing projects, and ensuring standards and SLAs are met.
Manish Kumar is seeking a challenging opportunity in an organization that provides professional development. He has over 6 years of experience as a senior team leader in banking recovery processes. Currently he is handling a team of 12-15 agents recovering credit card debts across multiple locations in India. Previously he held similar roles at other business process outsourcing companies partnered with HDFC Bank and ICICI Bank. He has a bachelor's degree and completed RBI training in collection management. His strengths include target-driven performance, negotiation skills, and building customer relationships.
Renny Richard Crasto has over 8 years of experience in credit analysis and financial statement analysis. She has worked as a Credit Analyst at RAK Bank since 2015, where she analyzes financial ratios, cash flows, and bank statements to draft credit proposals and monitor loan accounts. Previously, she was a Corporate Credit Officer at Karnataka Bank from 2011 to 2015, where she performed financial analysis of loan requests and fostered client relationships. She holds an MCom in Finance and is a CA Inter qualified professional with certifications in accounting, banking, and finance.
Manjula Sunderrajan is a banking operations management professional with over 17 years of experience in retail banking operations including account management, customer relationship building, and other banking functions. She is currently a Privilege Banker at ICICI Bank in Mumbai. Her experience includes generating revenue, managing customer relationships, and ensuring compliance. She has a proven track record of meeting sales targets and providing excellent customer service. She is seeking new assignments in banking operations management.
Alistair Hooper has over 10 years of experience in banking and financial operations management in India and the United Arab Emirates. He is currently an Associate Service and Quality manager at United Arab Bank in Dubai, where he manages remittances and ensures accurate reporting. Previously he held managerial roles at IndusInd Bank and ICICI Bank in India, where he oversaw branch operations and achieved growth targets. Hooper has a bachelor's degree in commerce and additional certifications in mutual funds and insurance.
This portfolio describes Cristine Villacencio's background and experience with educational technology. It covers how she integrates technology into instruction, uses computers as teaching tools, and explores how technology impacts students. The portfolio concludes by thanking the viewer for their time.
This document certifies that Mayank Bedi has successfully completed the requirements for Certified Ethical Hacker certification through examination administered by EC-Council. The certification is valid from September 4, 2015 through September 3, 2018 and has the certification number ECC75684258281. Sanjay Bavisi, President of EC-Council, acknowledges Mayank Bedi's certification.
Swathi Krishnan is seeking a managerial position in banking and financial services with her experience in credit and collections. She has over 7 years of experience in roles like credit analyst, collection analyst, and team leader for companies like Oracle, IBM, and VWR International. She holds an MBA and degrees in computer science and retail management. Her skills include cloud operations, credit and collections management, data analysis, and team leadership.
Human Resource Management Functions of Standard Chartered Bank . Including process & chart. it was made for informal presentation of my BBA course. Hope you all find it helpful.
This document contains the curriculum vitae of Shankar Agarwal. It lists his personal details such as name, date of birth, address, languages spoken, and interests. It also outlines his professional experience working in credit risk management and collections roles for Standard Chartered Bank, HDFC Bank, and ICICI Bank. His responsibilities included managing portfolios, meeting targets, developing strategies, and interacting with customers, sales teams, and agencies. The document also lists his academic qualifications which include a B.Com, I.C.W.A certification, and an MBA.
Mohammed Mehraj has over 12 years of experience in collections and recoveries. He is currently working as the Manager of Retail Unsecured Portfolio at HDFC Bank, where he manages a team of 35 employees and oversees the collection of 0.75% of the portfolio size on average. Previously, he held positions at Citifinancial and Standard Chartered Bank, where he was responsible for collections, account management, and team supervision. He aims to contribute his skills to help organizations achieve their goals and further his career growth.
Vishal Kacker is a senior manager at HDFC Bank with over 14 years of experience in banking, portfolio management, retail and wealth management. He has a post-graduation in management and has worked at HDFC Bank, ICICI Bank, Birla Sun Life Insurance, and HDFC Life in various roles managing business operations, clients, and achieving sales targets. Currently at HDFC Bank, his responsibilities include educating customers on digital banking, maintaining processes and compliance, and managing portfolios to achieve profitability targets.
Deepak Nama has nearly 9 years of experience in banking, insurance, and finance. He currently works as a Deputy Branch Manager at ICICI Bank Ltd in Agra, where he oversees branch operations, manages a team of 8 employees, and is responsible for sales, customer service, compliance, and risk management. Previously, he held roles as a Senior Operation Executive at Aviva Life Insurance and Tata Motor Finance Ltd, and as a Service Center In-Charge at Oilco Services (India) Ltd. Deepak has a Bachelor's degree in Commerce from Govt Commerce College in Kota. He is skilled in team management, customer service, audit compliance, and Microsoft Office applications.
This document provides a summary of Murugan Babu T's professional experience and qualifications. He has over 21 years of experience in banking, currently serving as Regional Head-Sales for Enterprises Credit at ICICI Bank. Previously he held several branch management roles at both ICICI Bank and Canara Bank, successfully growing business and achieving targets. He seeks a senior managerial role utilizing his expertise in areas like credit administration, trade finance, profit center operations, and client relationship management.
Hr practice in standard chartered bank..Arshad Pritam
Standard Chartered Bank has a thorough HR recruitment process. They analyze jobs to develop detailed job descriptions and specifications. For recruitment, they use both external sources like newspapers, websites, and personal applications as well as internal sources like promotions, transfers, and employee referrals. The bank spends 20-25% of its total budget on recruitment to hire the best candidates. The recruitment process involves notifying vacancies, posting openings, screening applications, interviewing candidates, and making final hiring decisions. Effective recruitment is important for the bank to build a sustainable high-performing workforce.
Anant Kumar Agarwal is seeking a challenging position utilizing his skills in finance, accounting, and event management. He has over 7 years of experience in accounting and finance roles at an event management company. He is proficient in Tally, Excel, Word and has strong communication, problem solving, and teamwork skills.
Anuj Jain has over 8 years of experience in sales, marketing, training, and business development in the insurance industry. He has held roles such as Training Manager at Exide Life Insurance, Branch Manager at ICICI Securities, and Relationship Manager at Bharti-AXA Life Insurance. In these roles, he was responsible for training new advisors, managing sales teams, developing business, and maintaining client relationships. He has received several awards and achievements for his work, including awards for achieving sales targets and activating new advisors.
Standard Chartered Bank Pakistan is the leading international bank in Pakistan, with over 4,500 employees across 176 branches in 41 cities. The bank aims to have a well-organized and talented workforce. It focuses on both managerial HR functions like planning, recruiting, and rewarding, as well as operative functions like development, compensation and industrial relations. The bank sees employees as valuable assets and makes investments in attracting and developing talented professionals. The recruiting process at SCB involves online assessments, aptitude tests, interviews and reference checks to select candidates that meet the role's requirements and the bank's selection criteria.
This resume is for Nitin Kumar, who has over 10 years of experience in banking with a focus on credit. He holds a B.Com degree and several banking certifications. His experience includes assessing corporate and MSME loan proposals, managing loan portfolios, and ensuring regulatory compliance at various banks like Union Bank of India, IDBI Bank, and Bank of Maharashtra. Currently he is a Senior Manager at Union Bank of India, where he appraises credit proposals and oversees a loan portfolio of over Rs. 2,300 crores. He aims to take on more leadership roles involving credit, risk, and treasury functions.
Veerakumar Krishnan is a sales and marketing professional with over 14 years of experience in banking and financial services. He has experience managing teams and portfolios, developing new business, and facilitating financial solutions. His career includes roles in retail banking, commercial lending, and wealth management. He holds an MBA in marketing management and is currently seeking new opportunities while temporarily managing his uncle's business in Malaysia.
Prakash Chauhan has over 24 years of experience in financial services, holding roles such as Vice President and Regional Manager at companies like Alankit Assignments, Orbis Financial Corporation, and Stock Holding Corporation of India. He has a track record of success in areas like business development, operations management, project implementation, and people management. Chauhan is seeking a top level role in the financial sector to utilize his expertise.
The document contains a resume for Mr. Ravish Shivanand Rao detailing his professional experience working in operations, project management, and people management roles over 11 years in the financial services sector at companies including JP Morgan Chase India Pvt Ltd, Syntel Sourcing and Global Pvt Ltd, Stock Holding Corporation of India Ltd, and Sharepro Services India Pvt Ltd. It highlights his achievements, responsibilities, and skills including leading teams, improving processes, managing projects, and ensuring standards and SLAs are met.
Manish Kumar is seeking a challenging opportunity in an organization that provides professional development. He has over 6 years of experience as a senior team leader in banking recovery processes. Currently he is handling a team of 12-15 agents recovering credit card debts across multiple locations in India. Previously he held similar roles at other business process outsourcing companies partnered with HDFC Bank and ICICI Bank. He has a bachelor's degree and completed RBI training in collection management. His strengths include target-driven performance, negotiation skills, and building customer relationships.
Renny Richard Crasto has over 8 years of experience in credit analysis and financial statement analysis. She has worked as a Credit Analyst at RAK Bank since 2015, where she analyzes financial ratios, cash flows, and bank statements to draft credit proposals and monitor loan accounts. Previously, she was a Corporate Credit Officer at Karnataka Bank from 2011 to 2015, where she performed financial analysis of loan requests and fostered client relationships. She holds an MCom in Finance and is a CA Inter qualified professional with certifications in accounting, banking, and finance.
Manjula Sunderrajan is a banking operations management professional with over 17 years of experience in retail banking operations including account management, customer relationship building, and other banking functions. She is currently a Privilege Banker at ICICI Bank in Mumbai. Her experience includes generating revenue, managing customer relationships, and ensuring compliance. She has a proven track record of meeting sales targets and providing excellent customer service. She is seeking new assignments in banking operations management.
Alistair Hooper has over 10 years of experience in banking and financial operations management in India and the United Arab Emirates. He is currently an Associate Service and Quality manager at United Arab Bank in Dubai, where he manages remittances and ensures accurate reporting. Previously he held managerial roles at IndusInd Bank and ICICI Bank in India, where he oversaw branch operations and achieved growth targets. Hooper has a bachelor's degree in commerce and additional certifications in mutual funds and insurance.
This portfolio describes Cristine Villacencio's background and experience with educational technology. It covers how she integrates technology into instruction, uses computers as teaching tools, and explores how technology impacts students. The portfolio concludes by thanking the viewer for their time.
This document certifies that Mayank Bedi has successfully completed the requirements for Certified Ethical Hacker certification through examination administered by EC-Council. The certification is valid from September 4, 2015 through September 3, 2018 and has the certification number ECC75684258281. Sanjay Bavisi, President of EC-Council, acknowledges Mayank Bedi's certification.
slides-gestodecrisenasredessociais-141223081610-conversion-gate01Bruno Marco
O documento discute a gestão de crises nas redes sociais, analisando o caso da coleção PeleMania da Arezzo que gerou grande repercussão negativa. Apresenta os conceitos de crise, o plano de gestão de crise em três etapas, e os erros cometidos pela Arezzo ao não estar preparada para lidar com a situação.
A União Europeia está enfrentando desafios sem precedentes devido à pandemia de COVID-19 e à invasão russa da Ucrânia. Isso destacou a necessidade de fortalecer a autonomia estratégica da UE em áreas como a segurança, defesa e energia. A Comissão Europeia propôs novas medidas para tornar a UE menos dependente de outros países nestas áreas vitais.
stakeholder analysis including problem treeGoodluck Mist
This document outlines a stakeholder analysis for a construction project. It identifies key stakeholders like tenants, district heads, contractors, and consultants. It then maps out problems related to lack of modern buildings, high construction costs, bureaucratic licensing processes, and land conflicts. These problems are connected to outcomes like poverty and lack of improved cities. The analysis also charts potential objectives like increasing income and reducing poverty through strategies like building modern structures, improving services, reducing materials costs and taxes, and resolving land issues.
The document provides definitions for various food-related words like receipt, cook, set menu, plate, diet, menu, recipe, still, cooker, course, list, rubbish, dish, fast, junk, flat, sparkling, prescription, and tap. It matches each word with its corresponding definition.
The Central Bank of Iraq has been working since 2004 to develop Iraq's payments infrastructure through initiatives like payment systems, legal frameworks, and telecommunications networks. It is now encouraging government ministries and state-owned institutions to migrate from cash payments to electronic payments through banks and payment service providers. This will improve efficiency and reduce costs, corruption, and theft. The Retail Payments System Infrastructure being developed will link all payment systems to provide improved services and access for individuals and businesses to make electronic payments to and from the government.
This document is a resume for Alok Kumar Mishra summarizing his professional experience and qualifications. Over 12 years of experience in credit appraisal, risk management, sales, marketing, operations and collections in the banking and financial services industry. Currently working as Credit Manager at Janalakshmi Fin. Ser. Ltd. Previous experience includes positions at HDB Fin. Services Ltd., Axis Bank Ltd., Religare Finvest Ltd., and LIC Housing Fin. Ltd. Educational qualifications include a Master's in Commerce, Bachelor's in Commerce, and pursuing an MBA and banking certifications.
Vijay Anand K is a senior manager at Daimler Financial Services with over 12 years of experience in retail asset credit operations and collections in the banking and financial industry. He has a background in risk assessment, portfolio management, process management, and training. Previously he held roles at Barclays Finance, ICICI Bank, and REPCO Bank focused on credit analysis, underwriting, and managing loan portfolios.
Rajesh Kumar Gupta is seeking a managerial role in banking, financial services, or IT/ITES sectors leveraging over 6 years of experience in banking operations, branch management, audit, compliance, ATM management, business development, financial analysis, portfolio management, client relationship management, and wealth management. Currently he is the Branch Manager at ICICI Bank Ltd. in Sirsa where he is responsible for business development, branch operations, portfolio management, client relationship management, and wealth management. He holds a PGDM in Finance and a BBA in Marketing.
The document is a resume for Subbiah A seeking a role in client relationship management or accounts. It summarizes his over 13 years of experience in banking operations and accounts, including controlling accounts, reconciliations, products sales, and relationship building. His most recent roles include an exclusive relationship manager at IndusInd Bank monitoring HNI clients' needs and a branch manager at ICICI Bank overseeing operations, sales, and compliance.
Ramesh Goud has over 12 years of experience in sales, distribution, collections, risk management, and fraud control. He is currently seeking a new role that allows independent work and passion for performance.
His experience includes managing credit card collections and recoveries at Kotak Mahindra Bank, developing collection strategies and managing field collectors at CitiFinancial, and streamlining collection processes and managing delinquency rates at ICICI Bank.
He has a strong skill set in areas like settlement risk management, debt collection, bankruptcy, fraud prevention, and developing sales and marketing strategies.
Krishan Kant Verma has over 11 years of experience in marketing management, business development, and collections across various industries including banking, insurance, and automotive financing. He is currently the Deputy Manager of Collections at Intec Capital Ltd, where he develops strategies to minimize delinquency and losses. Previously he held roles at Mahindra Finance, Development Credit Bank Ltd, ABN AMRO Bank N.V., and ICICI Bank Ltd, where he gained experience in sales, marketing, relationship management, and business development. He has a Bachelor's degree from Delhi University and is proficient in English and Hindi.
Vinod Singh Bedi has over 35 years of experience in banking and financial services. He has held several leadership roles such as Branch Manager and Senior Manager at Syndicate Bank, where he successfully grew business and profits at various branches. He has expertise in areas like retail banking, credit operations, risk management, and team leadership. Bedi aims to leverage his extensive experience and track record of success to further contribute to organizational growth and profitability.
The document contains the resume of Manish Mathur, who has over 14 years of experience in customer service, billing, collections, and process management in the telecom and banking industries. He is seeking opportunities in risk management, customer experience, customer service delivery, and revenue enhancement. His resume provides details of his professional experience, areas of expertise, proficiencies, education, and technical skills.
Ranjeet Kaur is seeking a management position where she can contribute 12 years of experience in areas like operations management, cash management, and client relationship management. She currently works as a Branch Operations Service Head for Kotak Mahindra Bank, managing operations for their largest branch. Previously she has worked for Yes Bank and Kotak Mahindra Bank in various roles involving customer service, operations, and account management. She aims to utilize her expertise in banking, finance, and customer service to help organizations grow.
Ranjeet Kaur is seeking a management position where she can contribute 12 years of experience in areas like operations management, cash management, and client relationship management. She currently works as a Branch Operations Service Head at Kotak Mahindra Bank, managing operations including payments, trade services, deposits, and high-profile clients. Previously she has worked at Yes Bank and Kotak Mahindra Bank in various roles handling accounts, operations, audits, and sales.
Krishan Kant Verma has over 11 years of experience in marketing management, business development, and collections across various industries including banking, insurance, and automotive financing. He is currently working as a Deputy Manager at Intec Capital Ltd, focusing on collections for SME loans. Previously he has held roles at Mahindra Finance, Development Credit Bank Ltd, ABN AMRO Bank N.V, and ICICI Bank Ltd managing sales teams, developing business, and handling collections and recovery. He has a Bachelor's degree from Delhi University and is seeking to utilize his skills and experience to contribute to organizational growth.
J. Babu has over 16 years of experience in banking operations management. He is currently a Senior Manager at TCS, where he leads a team of 100 people handling corporate card operations for Citi Bank. Previously, he has held senior management roles at Standard Chartered, HDFC Bank, and ICICI Bank, where he spearheaded various retail banking operations and drove improvements in processes, customer satisfaction, and cost optimization. He has a strong track record of managing teams, implementing process enhancements, and delivering results.
The document is a resume for an individual seeking a position in credit management or trade finance. Some key details:
- Over 5 years of experience in credit management, including credit appraisal, risk analysis, account monitoring, and relationship management.
- Previous role as a Credit Analyst at Standard Chartered Bank, where responsibilities included credit analysis, appraisal, risk assessment, and portfolio management for SME clients.
- Also has experience in credit evaluation and loan structuring from a prior role at Citibank.
- Holds a PGDBM in Finance and a B.Com degree.
K. Adi Swarup Patnaik is an experienced professional with over 18 years of experience in business development, operations, team management, and sales. He is currently working as the Branch Head at Axis Bank in Guntur.
He has a proven track record of consistently achieving sales targets and profitability goals. He is skilled in developing client relationships, designing marketing strategies, and ensuring regulatory compliance.
He holds a B.Com degree and has completed various banking and finance related certification programs. He is seeking a senior role in business development or operations, preferably located in Vishakhapatnam, East Godavari, Vijayawada, or Guntur.
This curriculum vitae outlines Harpreet Singh Bedi's professional experience in finance spanning over 11 years. He has held roles such as Assistant Credit Manager, Branch Credit Manager, and Territory Accounts Head for various housing finance and loan companies. His responsibilities have included credit risk management, business development, portfolio analysis, and ensuring compliance. He possesses expertise in areas like credit underwriting, collection management, and training. The CV details his educational qualifications which include an MBA and BCom degree.
Gurneet Singh Puri is a Client Service Manager at ICICI Bank with over 3 years of experience in banking. He has expertise in customer service, business development, sales, risk management, and training. Puri holds an MBA in banking and finance as well as postgraduate diplomas in banking and insurance. He is looking to optimize customer service, identify new business opportunities, and ensure compliance standards are met.
Sk. Kamrul Allam Bharat has over 19 years of experience in operations management, branch sales, and customer service for life insurance companies. He is currently the Regional Manager of Branch Operations at Reliance Life Insurance, overseeing 32 branches across two regions in Odisha, India. In his career, he has consistently achieved sales targets and improved business performance through strategic planning, team leadership, and process improvements.
- RaviChandra Emmandi has over 24 years of experience in banking, primarily with State Bank of India, including managing branches and leading teams.
- He has expertise in areas such as retail banking, investment banking, risk management, loan processing, and digital transformation.
- Emmandi has received several awards for his performance in areas such as deposit mobilization, loan growth, cross-selling insurance, and converting loss-making branches to profitability.
Prerna Dhaliwal has over 15 years of experience in wealth management and investment advisory roles at major banks such as ICICI Bank, HSBC, Standard Chartered Bank, and Citibank. She has a track record of success growing assets under management and meeting sales targets. Her educational background includes an MBA and bachelor's degree obtained through distance learning programs.
1. Srinivas Singaraju
India • 9703612333 • singaraj1976@gmail.com
Objective
Senior Level Assignments in Collection, credit, Risk & Fraud
Management
Preferred Sector: Banking /NBFCs /Telecom/Insurance
• 12 years of rich and comprehensive experience in Strategy
Planning, Collections & Recovery, Risk Management, Customer
Relationship Management and Team Management.
• A strategic planner with proficiency in devising strategy for
collection and recovery from clients against Loans and Advances
after providing advice on the various payment options.
• Competent in streamlining & improving existing systems /
processes, envisioning new methodologies, future trends and
driving development, direction and accomplishment.
• Ability to support and sustain a positive work environment that
fosters team performance with strong communication and
relationship management skills.
Work Experience
04/2014 –
Present
Magma Fin Corp Limited, Hyderabad, A.P & Karnataka India
Regional Manager - Process Compliance & Portfolio Analysis
Highlights:
• Handled 7000 cases in ‘0Bkt’ & 1200 cases in ’1-30 Bkt’ and FI for
entire Telangana region.
• Achieved 96% in ‘0’ and 110% in 1-30 consistently.
• Achieved overall TAT of 3.5 Hrs consistently.
• Currently heading Collection Process implementation, Portfolio
Analysis & Quality monitoring for Andhra Pradesh, Telangana &
Karnataka since June’2014
05/2010 -
05/2012
Fino Paytech Limited, Vijayawada, A.P India
State Head - Field operations & Business Development
Highlights:
• Administered the entire gamut of coastal A.P covering 11
districts viz., Vizag, Vizaianagaram, Srikakulam, East & West
Godavari, Krishna, Guntur, Khammam, Prakasam, Nellore, and
Chittoor.
• Efficiently & effectively managed a team of 300 Block co-
ordinators and 15 District Co-ordinator.
• Dexterously involved in managing end to end operations involving
risk, recovery and legal activities for government projects (SSP &
2. NREGA).
• Diligently developed MIS for effective and efficient performance
and ensured timely allocation of portfolio to BC.
• Spearheaded the entire gamut of Operations related queries for
client banks (Axis, UBI, ICICI, ING, and Corp bank).
• Bagged the Certificate of Honour for ISO compliance in 2011-
2012.
• Efficiently handled the Portfolio size to the tune of Rs. 1000
Crores P.A.
• Distinctively designed the Payout Calculators and MIS i.e., Was-
Is-Analysis, Portfolio MIS.
• Constantly recovered Rs.2 Crore misappropriated amount.
• Cross sale of over 7 lakh insurance policies during the tenure.
Top performer across Pan India.
01/2007 -
02/2009
Kotak Mahindra Bank Limited, Hyderabad, A.P & T.N India
State Head - Accounts receivables & Risk
Highlights:
• Administered a team of Agency Managers and Executives to
achieve the pre - set targets.
• Instrumental in handling delinquent portfolio of more than 0-180
DPD for PL finance (STPL, MTPL).
• Championed & successfully handled delinquent portfolio and
brought down the delinquency from 7.58% to 4.62% within a
period of only six months in Andhra Pradesh and consistently
maintained the same at 4.57%.
• Efficiently & effectively retained 60+ numbers, reduced 90+
numbers and 180+ numbers.
Achievements:
• Awarded best team contribution for 2008
• Started Risk sampling vertical and handled additional
responsibility of risk activities tillDec’2007 and Tamilnadu
delinquency portfolio from Nov’08 to Feb’09
05/2006 -
12/2006
HDFC Bank Limited, Vijayawada, A.P India
Territory Manager - Risk Intelligence & Control
Highlights:
• Pivotal role in reducing internal & external frauds by diligent
screening and sampling of loan documents and profiles.
• Significantly involved in prepared network with others Banks,
Telecommunication Departments, Govt. Treasury and HR
personnel to track and stop delinquent customer entering into
the system.
• Holds the credit of handling 50 crore loan documents across
coastal A.P.
3. Efficaciously secured:
• @2% penal fee on fabricated documents every month
• Investigated fraud cases worth 2.6 crores in used car and
mortgage loans
• Successful window shopping ensuring separation of intentional
fraud DSA/DST
12/2004 -
05/2006
ICICI Bank Limited, Vijayawada, A.P India
Territory Manager - Collections
Highlights:
• Pivotal role in handling delinquent portfolio of 30+ & 90+ for
Personal loans portfolio of Hyderabad from Dec’04 to June’05
and 0-180 DPD for Vijayawada and Vizag from July’05 to May’06.
• Significantly involved with sales and credit counterparts to
ensure reduction of non starters/infants in the system.
• Hold the credit of introducing cross verification process for
FI/CPV
Achievements:
• 120% on pre-set target during the financial year 2004-05 in
30+ and 90+.
• Reduced NCL to 1% and consistent performance in skip
tracing
01/2004 -
12/2004
TVS Financial Services Limited, Vijayawada, A.P India
Territory Manager - Collections
Highlights:
• Handled 0-180 delinquent portfolio for two-wheelers for entire
coastal A.P
• Hold credit for introducing vendors in place of in-house
collection team.
Achievements:
• Cracked 50% high POS cases in first 3 months. Brought fraudulent
FOS in Krishna and Guntur to book.
04/1999 -
01/2004
Ashok Leyland Finance Limited, Vijayawada, A.P India
Branch Manager - Personal Products Division
Highlights:
• Handled sales, credit and collections for Car, T/W & consumer
durables for Ashok Leyland Finance Ltd, Vijayawada.
• Has achieved sales target of 90% and collection target @ 150%
consistently.
Achievements:
Hold credit for reducing loss on sale of possessed vehicles by
competitive bidding.
4. Education
1997 - 1999 Nagarjuna University, Vijayawada, A.P India
Master of Commerce in Costing & Management accountancy
1998 - 1999 ICWAI, Vijayawada, A.P India
ICWAI Inter in Costing, Management accountancy, Taxation
1994 - 1997 Satavahana College, Vijayawada, A.P India
Bachelor of Commerce in Financial accounting, Taxation, Costing,
Mercantile law
Skills
Receivables Management:
• Managing and monitoring delinquent account collection and
establishing terms of payment as well as handling Vendor
Management.
• Allocation of cases, capacity planning, ensuring field visits,
curtailing flow rates and normalization of delinquent accounts.
• Handling Flows & Recovery for all secured (T/W, Car, CV, CE, HL)
& unsecured products ( PL, BL, STPL)
• Preparing MIS reports to provide timely feedback to senior
management on business operations viz., collection, billing,
credit control, profitability, etc
Recovery Management:
• Conceptualizing & implementing recovery strategies in case of
payment defaults.
• Supervising the team for managing high value fraud cases /
defaulters / insolvent clients and initiating appropriate legal
actions against them.
• Responsible for reducing percentage of GCL & NPA.
Risk Management:
• Screening and sampling of loan documents based on triggers and
market analysis to minimise cash pilferage.
• Analyzing the portfolio to enhance its quality to reduce the
future risk to business by updating regular feedbacks and
handling Dealer Network Development for financing, maintaining
coordination between Dealer & Finance Company.
• Devising and effectuating risk policies & managing wide risks and
implementing effective mechanisms to mitigate the same.
5. Customer Relationship Management:
• Enhancing customer satisfaction matrices & monitoring
customer complaints on Loans and Advances.
• Building and maintaining healthy business relations, ensuring
maximum customer satisfaction.
Team Management:
• Recruiting, training & monitoring the performance of team
members to ensure efficiency in sales, collections, operations
and meeting of individual & group targets.
• Conducting meetings for setting up objectives and streamlining
processes to ensure smooth functioning of operations.
• Handled a team size of 400 District co-ordinators and Mandal
Co-ordinators during stint at Fino Paytech Ltd
6. Customer Relationship Management:
• Enhancing customer satisfaction matrices & monitoring
customer complaints on Loans and Advances.
• Building and maintaining healthy business relations, ensuring
maximum customer satisfaction.
Team Management:
• Recruiting, training & monitoring the performance of team
members to ensure efficiency in sales, collections, operations
and meeting of individual & group targets.
• Conducting meetings for setting up objectives and streamlining
processes to ensure smooth functioning of operations.
• Handled a team size of 400 District co-ordinators and Mandal
Co-ordinators during stint at Fino Paytech Ltd