Kishore J Mahajan has over 15 years of experience in the financial services industry working in collections management roles. He is currently the Branch Collection Manager at Tata Motors Finance Limited in Goa, where he manages a team of 15 people and is responsible for collections. His career includes prior roles with HDFC Bank, GE Money, Centurion Bank of Punjab, and ICICI Bank, where he gained experience in collections, portfolio management, team leadership, and meeting targets. He aims to be a strategic decision-maker and believes in positive motivation to achieve goals.

1. KISHORE J. MAHAJAN
Career Objective: -
Aspired to be a part of value adding team for an organization. Believe strongly
in the concept of working through positive motivation. Short term career
planning consists of effective implementation of given task and
responsibilities by management. Long-term objective is to be strategic
decision-making authority for the organization.
Key Skills: -
• Self-motivation
• Ambitious
• Optimistic Approach
Professional Experiences: -
• Tata Motors Finance Limited. as Branch Collection Manager :-
Collection Department
Job profile: -
• Working as a Branch Collection Manager for Goa location from Dec-14 to
till date.
• Managing a Portfolio of Auto and Commercial vehicle debt loans for Goa.
• Responsible for 1 to 25 Bkt collections for branch. Managing team of 15
peoples (1 AMR, 12 CRE and 2 LRE).
• Concentrating on maximum collection in minimum losses for to increase
productivity of the team.
• Concentrating on Audit process on regular basis for to avoid compliance &
integrity issues.
• Arranging training program for team members on regular intervals for how
to approach debt customer under the code of conduct.
• I have Knowledge of law related to financial markets and delinquency
management technique.
• Training and motivating of Team members time to time. Maintaining MIS for
Collections Figures and performance.
• Achieving the desire target given by the Management.
• HDFC BANK LIMITED :-
Collection Department
Job profile: -
 Working as a Collection Manager in Pune location from Nov-09 to Dec-14
 Managing the Portfolio of credit card recoveries in pune as well as in
Jalgaon.
 Handled the team of 3 In-house callers & 4 agencies.
 Regularly interacting with the agency supervisors as well as in-house
caller team and intimating them about their daily DRR targets.
 Interacting with fraud unit for skip tracing on regular basis.
 Concentrating on maximum collection in minimum losses to increase
productivity of the team.
 Concentrating on Audit process on regular basis to avoid compliance
& integrity issues.
 Reviewing regularly with the team for their performances and
guiding & motivating them, which help them to improve their performances.
 Arranging training section for collection agencies as well as in-
house team for how to approach debt customer under the banks code of
conduct.
 Have good Knowledge of law related to financial markets and delinquency
management technique.
 Training and motivating of Team members on regular intervals.
 Maintaining MIS for Collections Figures and performance for self as well
as team.
• Achieved desire target given by the senior’s in every month.

2. • GE MONEY FINANCIAL SERVICES LIMITED: -
Collection Department
Job profile: -
 Worked as a Collection Manager in Goa location from oct-07 to Nov-09.
 Handled the Portfolio of AUTO, HTPL, STPL, cash card, SF and TW Products
for 0 to Wrt-off buckets.
• Handled the team of 10 In house executive & 5 agencies.
 Managed and controlled the delinquent portfolio for the branch.
 Concentrating on maximum collection in minimum losses.
 Maintained the flow of X bucket delinquency at the lowest level.
 Always trying to find out the solution for delinquent weak customers
under comp norms.
 Reviewing regularly with the team for their performances and guiding &
motivating them, which help them to improve their performances.
 Coordinating with sales and credit teams for exploring business
opportunities in new areas.
 Have good Knowledge about law related to financial markets and
delinquency management technique.
 Training and motivating of Team members time to time.
 Maintaining MIS for Collections Figures and performance.
• Achieved desire target given by the senior’s in every month.
Achievement: -
 I have settled the target into the location as per comp
requirement.
 Won star of the month award for the month of sept-08.
 Starting of my job tenure I have won spot award for consecutive
three months.
 Won Excellence award for the month of May –09.
 Also trained my colleagues for required collections targets as per
company norms, who has came from sales dept.
• CENTURION BANK OF PUNJAB Ltd: -
Collection Department
Job profile: -
 Worked as a Field Risk Manager in Ahmednagar location from Apr-07 to Oct-
07.
 Responsible for Two Wheeler collection from Fresh to WF Buckets in
Ahmednagar location.
 Interacting with repossession agencies for write-off recoveries.
 Managing collection agencies along with an in-house team.
 Devising strategies to minimize delinquency.
 Receipt reconciliation to avoid the fraud in the market.
 Reconciliation of A/C`S of overdue customers on daily basis.
 Have Maintained good relation with the customer under bank norms.
 Achieved desire target given by the senior’s in every month.
• GE MONEY FINANCIAL SERVICES LIMITED: -
Collection Department (On roll of Kelly Services Pvt. Ltd.)
Job profile: -
 Worked as a Team Leader in Jalgaon location from Aug-06 To Apr-07
 Responsible for STPL, Two Wheeler and Consumer Product collection from
Fresh to WF Buckets in Jalgaon location.
 Handled the team of 10 In house field executive & 2 agencies.
 Receipt reconciliation to avoid the fraud in the market.
 Reconciliation of A/C`S of overdue customers on daily basis.

3.  Maintained good relation with the customer under the norms of
organization.
 Achieved desire target given by the senior’s in every month.
• ICICI BANK LIMITED: -
Collection Department (on roll of I-process services Pvt. Ltd.)
Job profile: -
 Worked as a Back-end Executive in Aurangabad location from July-05 to
July-06.
 Handled the Two wheeler collections for 30 + to 90 + buckets.
 Maintaining the Updation of the repossessed vehicle on regular basis.
 Have maintained the all daily and Month end MIS’s properly in every month
as per bank requirement.
 Coordinated with all collection agencies regular basis to improve the
collection.
 Receipt reconciliation to avoid the fraud in the market.
 Reconciliation of A/C`S of overdue customers on daily basis.
 Maintained good relation with the customer under bank norms.
• Shree Agency (vendor of ICICI Bank Ltd): -
Collection Agency
Job profile: -
 Worked as a Team Leader in Aurangabad location from Oct-04to June-05.
 Handled the team of 8-field executives.
 Maintaining all the backend records as per senior or bank requirement.
 Sharing daily feedback or report to Agency Owner as well as to bank
Collection Manager.
Educational summary: -
B.Sc.
65 % (1st
Division)
Dr. Babasaheb Ambedkar Marathwada University
H.S.C.
40 %
Aurangabad Board
S.S.C.
63.20 %
Aurangabad Board
Personal Details: -
 Present Address : -
Santa cruz, Panaji, Goa.
 Permanent Address: -
N-9, K-55/4, Pawan Nagar, Near Hanuman Mandir, Hudco,
Aurangabad – 431003
• Mail ID: -
kishor.mahajan1@gmail.com
• Mobile Number : - +91-9372336785, 7722044829.
• Languages Know : - Marathi, Hindi, and English.
• Date of Birth : - 3RD
June 1983
• Marital Status : - Married
Working Ability: -
I can work as per the organization requirement and at any circumstances always
be trying to achieve the desire task.

4. Date: -
Place: - Kishore J Mahajan