Xat Sample Essays 2011

Xat Sample Essays 2011
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Xat Sample Essays 2011Xat Sample Essays 2011

The Corrales Harvest Festival
Other events we attended throughout the semester included the Corrales Harvest Festival in
October and the New Mexican Hispanic Arts Dialogue in November. The Harvest Festival is a
village wide annual event that celebrates Corrales agricultural roots. Corrales Road which is in the
heart of Corrales, is closed down to traffic. The road is home to many businesses, studios, and
restaurants. Some of the key events at the Harvest Festivalinclude live music, arts and craft shows,
business non profit exhibits,special events that celebrate horses and cowboys, an evening dance
under the stars, a pet parade, wine tasting, growers market, and many more events attract visitors
from around New Mexico. The city comes alive as families, pets, and farm
... Get more on HelpWriting.net ...

Football Concussions
Concussions in football have become more and more common even though the equipment has
apparently gotten safer. In retrospect it seems the equipment has made concussions more
prominent. Does this mean the sport of football altogether is unsafe or that the players are simply
just not playing the game correctly? Is this the person running the ball fault or the defensive players
fault or both? Over the years that football has progressed with safety, the physical demand of the
sport has also increased. Players went from being roughly only 5 11 on average to 6 2. Their
weight as well has increased. Along with these size increases their strength and speed has increased
as well. With all these changes and the demand becoming greater the equipment had to change as
well. In particular helmets had to change.... Show more content on Helpwriting.net ...
This falls mainly on the defensive player, the player that is delivering the hit. When playing
football everything happens in a flash. You have only a few seconds to react to everything
going on. The defensive of player goal is to prevent the other team from scoring at all means
possible. If they can t break up a pass before a receiver grabs the ball the only other option is
delivering a blow to the receiver to stop him from gaining more yards. In the result of this he
may launch himself at the receiver and make contact in the upper head area. In football this
would be considered a defenseless receiver depending on the case but it is still hard when
playing at full speed to determine this. This also takes away from the physical aspect of the
game having to think where and how hard you can hit someone when running 16 20 miles per
hour and weigh 200 or more pounds. Some players jump off the ground with over a thousand
pounds of force meaning if they jump off the ground into another player it will cause some serious
pain. This is just player playing and it s kind of

Thomas Jefferson Book Report
Thomas Jefferson was the third president of the United States with a very interesting life. This
book starts with the death of Jefferson and then goes into detail with his desires and
accomplishments of Jefferson. The author of this book is Andrew Burstein a great admirer of
Jefferson. He is a professor at the University of Tulsa and writer of many other scholarly articles
about Thomas Jefferson. The original version of this book was published in 2001. Jefferson was a
very mysterious person starting with his desire of being buried in Monticello to the relationships
with his slaves. It is especially very interesting his case with Sally Hemings since it has been
proven to of been intimate.
This book starts and finishes with the death of Jefferson. ... Show more content on Helpwriting.net
...
It does not go in chronological order nor does it way its work up from Jefferson s death. This
book is almost reversed chronological order because it does start with Jefferson laying in his
deathbed. But the book jumps from subject to subject. History books are not my favorite but this
one in speciality I did not like for several reasons. The main reason is the order of this book.
Chronological order is the way I would prefered to of read it. The vocabulary was higher level
and it is understandable because it is a nonfiction history adult book but it was very time
consuming looking up all these words I ve never seen before. Most of the book focuses on
letters that Jefferson wrote during his lifetime but the author could have focused less on this
subject and more on the actual life of Jefferson. The order of this book was not the best but it
was a very interesting topic. This book went in detail of what Jefferson left behind after his death
like his letters and quotes. Another thing, the author of this book showed very much his strong
biased opinion about Jefferson on several parts of the book. Burstein tries his best to justify some
of Jefferson s errors which changes some facts to the opinions of the author. I did enjoy the chapter
where he talk about the University of Virginia and the chapter that focuses on Sally Hemings and
his offspring with

The Cedar Fire
Abigail Beinke
2/20/16
Research Paper
It was on October 21, 2003 at 5:37 pm that the nightmare started. A wildfire, The Cedar Fire ,
spread rapidly in the Cleveland National Forest. Communication systems were destroyed and
houses burned to the ground. The fire was contained on November 4, 2003.
It is said that the wildfire was caused by a lost hunter. His name was Sergio Martinez. He is from
Redlands, California. Before starting the fire, he was following his hunter buddy, Ronald
Adkins, until they got separated at 10 a.m. that morning. He lied at first and said he shot his rifle
before laying down to rest in hopes to draw attention. Sergio Martinez then confessed he lit two
small signal fires which later turned into fourteen separate fires. He wanted to improve his
chances of being found. The fire he started was to be a signal fire and one to keep him warm.
But as minutes passed, the fire grew out of control. The fire started near San Diego but Martinez
was found in Cold Water Canyon in Beverly Hills, California one week later. He claims he was
doing what he learned in his hunter safety course back in 2002.
Much damage was done to homes, families, and personal belongings. Martinez said the following
statement in the courtroom, I would like to apologize to all the people who lost loved ones, family
... Show more content on Helpwriting.net ...
Because of this, they did not have enough firefighters when the Cedar Fire started, which was the
biggest of all the California fires at that time. At the start of the Cedar Fire, they set up two
command centers. This resulted in confusion, which slowed down the battling of the blaze. These
command centers were merged into one a short time later. The command centers did not initially
accept a request for 25 additional fire engines until it became obvious that homes were about to
burn. On the initial night of the fire,

The Election Of The Uk
In this essay, I will discuss whether elections in the UK are fair. The viewpoint which I will be
arguing for is viewpoint two: we need to make some sensible adjustments to elections by, for
example, encouraging people to vote electronically in order to discourage fraud but shouldn t
change much else other than that. I will also evaluate the other viewpoints and why I do not
believe these viewpoints are the key to making UK electionsfairer and more just . As of now, the
UK uses the first past the post system in their elections; this means that the candidate with the most
votes becomes the MP for their constituency.
One sensible adjustment that I believe is necessary is lowering the voting age to 16. Currently, the
voting age is 18. I think this makes elections unfair as young adults are being excluded from
influencing the decision hence making the outcome of the election affect their lives the most. For
example, young adults are massively affected by government education policies, I think they
have a right to choose which candidate best represents their views and gives them the
opportunity to achieve the best future possible. Some people might argue that 16 and 17 year
olds are not responsible enough to make the right decisions in regard to who to elect; a candidate
which would best benefit them in the future . However, some would say that young adults are
unaware of the realm of politics and would not be able to make a suitable decision for the country
as a whole or

Gender Equality During the Renaissance Essay
The Renaissance was simply the green end of one of civilization s hardest winters (Robert 10). In
other words, catastrophic events swept through Europe such as the black plague, warfare, and
starvation causing a high population of death rates. After an era of destitution, the Renaissance was
a period of rebirth where individuals could express their intellectual thought through art, science,
literature, and education. It s true that people during that time express humanist ideals of individual
achievement, but does the word individual contribute to both men and women (Ramirez 439)? As a
result, in what ways did the Renaissanceworld view influence or impact social issues such as gender
equality? The Renaissance highly influenced... Show more content on Helpwriting.net ...
Her husband legally owns all her assets such as her dowry, her property, and wedding finery
(Suite101 1). Once married the wife is obliged to carry the line of her husband by producing
children. A womanmust give birth to several children because during that time only a few
children would survive into adulthood. If a woman has children and her husband dies, she
would lack a male support in her life. Thus, she would be financially unstable and live a life as a
widow (Suite101 2). In a marriage the job of a husband is to provide dominance in a family and
to rule or govern his wife in all duties that properly belong to marriage (Camden 112). The
husband must provide and care for his wife, but at the same time he must also be in control. In
general, women are always under a male power. During childhood she is controlled by her father
and after marriage, she submits herself to her husband (Zuber 1). Even in the topic of marriage,
women are inferior to men because they live a life of submission and they are seen as items for
their husband in order to bear children.
Financially the husband manages the assets of his wife and he is usually the breadwinner or the
provider in a family (Kuehn 58). Generally, the husband owns the land/property in which he lives
on. Having ownership in a property is seen as an investment if a couple is agriculturally involved;
the land provides as an income where crops can be

The United States Vs. The Federal Election Commission
One of the most controversial court cases that has pitted the main political forces against each other
this past decade has been the controversial Citizens United vs. the Federal Election Commission.
The background of the case, as taken from the website of the FEC states the following:
The Federal Election Campaign Act (the Act) prohibits corporations and labor unions from using
their general treasury funds to make electioneering communications or for speech that expressly
advocates the election or defeat of a federal candidate.
With the advent of this court decision, the Supreme Court of the United states found that Citizens
United fim degrading a political candidate (Hillary Clinton to be exact) through the process of
marketing and advertising a film was protected under the umbrella of the First Amendment
guarding political speech. Such monetization of the political process calls into question the strength
of the current democracy and the ounces of corruption that could soon turn into pounds. There are
few nation states that one could point to as being truly corruption free (Denmark hosts the most
corruption free gov t according to Transparency International s 2014 Corruption Perceptions Index).
However, this is a trait that holds back the growth of the whole of society, weakening the
disadvantaged and emboldening the powerful. As Transparency International goes on to state:
Bribes and backroom deals don t just steal resources from the most vulnerable they

Greek Tragic Heroes
Tragic heroes in Greek Tragedy consist of five main characteristics. First of all the character must
pass from happiness to misery. Secondly the character must not be perfectly just, but must be of
good character. Thirdly, the character s downfall must not result from immorality. Fourthly his
downfall must be a result of a hamartia, or a tragic flaw. Last, he must belong to distinguished
family in order to make the fall all the greater. In SophoclesOedipusRex Oedipus best represents
the characteristics of a tragic hero. In the beginning of the novel Oedipus is the successful ruler of
Thebes with a loving wife and four wonderful children. The citizens of Thebes respect him and
obey his laws. However after the Shepard convinces

The Sandman By E. T. A Literary Analysis
The perplexing short story, The Sandman by E.T.A. Hoffman, conveys an unsettling dark tale about
a man struggling with the effect of a traumatic childhood experience. Hoffman delivers an
imaginatively chilling portrayal of the looming consequences adolescent perception can have on
adult life. Studies have shown that childhoodtrauma may harmfully affect the brain structure and
cause children to be at risk for psychiatric disorders later in life (Bergeron 1). Similarly, this idea is
shown in Hoffman s tale as the main character Nathaniel plunges repeatedly into despair and
madness because of the fear introduced in his youth. Although childhood fears may not always be
grounded in reality, overwhelming conditions could have a negative impact on... Show more content
on Helpwriting.net ...
Nathaniel, who enjoyed the moments before bed in the company of his father, associated the
Sandman with the unwelcoming separation from his father. Soon after, his sister s nanny teasingly
tells of a darker story about the wicked Sandman, who gouges the eyes out of children who will
not go to sleep, feeding their eyes to his own kids (Hoffman 2). Furthermore, his own imaginings
about the Sandman continued to grow strong. Nathaniel s fear grew more intense when he believes
his father is murdered by Coppelius, whom he believes to be the evil Sandman. Expressively,
Hoffman s story illustrates the power of perception and the dangers of subtle progression. Imposing
threats help to create harmful visualizations. Children are especially taunted by fears and
environmental influences and may silently cope with things they do not fully understand.
Clara is disturbed after she reads the letter meant her brother Lothaire. For this reason, she replies
to Nathaniel to eagerly express her astute insight and discerning opinion into the probable cause of
Nathaniel s affliction; his memories had not been real, but merely misguided by his own
imagination (Hoffman 7 9). The influence of an individual s thought life and belief system can
severely disrupt life and relationships. For instance, when Nathaniel believed that

Argumentative Speech On Competitiveness
Antithesis State all the bad, before you state the good Ethos I am a lawyer Logos Definitions/ No
competitiveness no lawyers Personification Jealousy and Competitiveness are people Parallel
Sentence We Want We Want Ladies and gentlemen of of the jury! Before we accuse our defendant
of starting fights, destroying connections, and firing teamwork, we must understand what it is.
Competitiveness is defined by the desire to be better than others. To be better than others, does that
mean we dislike others, or want them to stop? No it simply means that we want to higher our
standards to achieve theirs. It means that we want to better ourselves. We want to improve, we want
to have the greatest possibilities. Our defendant, competition is... Show more content on
Helpwriting.net ...
Now I m not going to lie to you, sometimes competitiveness has an ally. The ally is jealousy, but
listen, we all have friends who are completely different from us, and competitiveness does to.
Jealousy is not competitiveness although, sometimes they come hand in hand. More often than
not, we have learned to ignore jealousy, and so when they come as a team, we focus on the
competitiveness, and avoid being jealous. When jealousy realizes that it has no purpose, it
leaves, and we remain solely competitive However, competitiveness isn t the nicest guy on the
block. He s usually polite, but when in action, he is definitely not friendly.Why? That is his job.
Tell me, at work, do you spend most of it in the hallways socializing, or do you spend it working?
Unless you like to slack off, I think most of you would be working. That s the same with
competitiveness. Once it is working, it wants to get its job done, and over with. It doesn t want
to waste time. After it has completed what it needs to do , it goes back to being friendly, just like
most of us are at work. After all that I ve done to defend competitiveness I must tell you that
competitiveness does get out of hand. You ve all seen those movies where someone hijacks their
roommate s alarm clock, so that they can get the best position . You ve all seen what happens
when you let the desire to win take over your life, and let jealousy influence competitiveness.
Everything can get out of hand. So I believe that

The Male And Female Gender Through Life Experiences
Matthew Drozd
How Do We Know What Gender We Are? Virginia Woolf s novel, Orlando, and Thomas Page
McBee s memoir, Man Alive, aim to define the male and female gender through life experiences.
Virginia Woolf uses the eponymous protagonist, Orlando, to define the freedom that men have
within society while women face many societal restrictions. Within Man Alive, Thomas, a
transgendered man, experiences similar freedoms and restrictions that Orlando experiences through
his experiences within society. Man Alive is the journey of Thomas Page McBee s transition from
woman to man; it focuses not on his physical change but on his mental change. Orlando was
placed in a predicament that allowed him to experience life both as man and woman. The first
thirty years of Orlando s life was spent as a man then he was permanently transformed into a
woman. Almost parallel to Orlando s transition experience, Thomas was also in a predicament
that allowed him to experience life as a man and woman. Thomas, born Page, goes through a
transition to become male. Orlando and Thomas both aimed at trying to figure out who they were
in society; Thomas was trying to find what kind of man he wanted to become and Orlando was
trying to find what kind of woman she was becoming. For example, if female Orlando was
promiscuous, she would be heavily criticized by her community while male Orlando received no
censure. Man Alive focused, not on the criticism that Thomas received but, on the characteristics of
men via

Essay on Frail Ophelia of Hamlet
Frail Ophelia of Hamlet
Throughout Hamlet, Shakespeare makes it evident that Ophelia is very unstable. She continuously
changes her mind about the way she feels. Laertes and Polonius command her to do things that she
does not agree with, but she does them with no argument. Afraid to stand up for herself, she stands
back and watches everyone else control her life. In Shakespeare s Hamlet, Ophelia is treated as a
marionette with her strings in the hands of the people around her; however, Kenneth Branagh
portrays her as independent and innocent, ignoring Shakespeare s representation of her as feeble
minded through complete male dominance in her thoughts and actions, her indecisiveness, and
digression into madness.
It is ... Show more content on Helpwriting.net ...
(1.3.133 136)
He goes on to say she is unable to think for herself, untruthful and insincere. Ophelia takes his
words to heart and promises to remember what he has told her. In Branagh s movie, he makes this
scene look as though Ophelia and Laertes are having a normal conversation. The slanderous words
thrown towards Ophelia do not seem to bother her; she goes on about her business as though her
brother has praised her instead of insulted her. Ophelia cannot stand on her own because she relies
too much on the directions given to her by her father and brother.
Ophelia has trouble deciding whether or not she loves Hamlet or thinks he loves her because she
does not know how to understand her own feelings. This comes from always letting everyone else
tell her what she should think. Polonius questions her about the many tenders of affection Hamlet
has shown her and she replies, I do not know, my lord, what I should think (1.3.104 105). Later she
says that she thinks Hamlet goes mad over her. Throughout the play she contradicts herself,
showing she is ambivalent and has no set thoughts; she thinks whatever the person around her at
that moment thinks.
Ophelia s madness comes about because she cannot stand on her own and focuses too much on the
bad things around her. She is very pessimistic; she constantly

Joe s Descriptive Writing
Have you ever tried a slice of real, famous New York pizza? It s nearly impossible to find that
quality outside of NY, especially down here in the South. However, I had heard of this place right
off Issaqueena Trail in Clemson that claimed to take you to New York City with one bite. After
visiting Joe s, I realized they weren t lying! Joe s New York Pizzasets the bar high for other pizza
places due to its high food quality, prompt service, and overall welcoming environment. The sun
hung low in the sky as I walked up to the entrance to Joe s. When the front door opened, scents of
roasted garlic, melted cheese, and spices and a smile greeted me. The place was spotless with
glimmering floors, and the glass looked like you could put your hand through it. There was no
mistaking that this was a Clemson oriented shop; orange and purple tables, booths, chairs, and
walls filled the building. On the main wall, there was a mural stretching to both ends depicting a
roaring tiger, Death Valley post win, and a plethora of Clemson sports. Towards the back of the
dining room, there was an open kitchen, guarded by two stainless steel shelves. I could see the
industrial oven through the window, as they pulled out hot, freshly baked pizzas, cut them, and sent
them on. Sounds of clanking plates, a... Show more content on Helpwriting.net ...
I felt like a penguin waddling out with a full belly. Joe s New York Pizza is hands down the best
pizza place I have ever stepped foot in. Their menu had an eclectic group of choices, the place
was spotlessly clean, and the pride taken in Clemson via art was admirable. I would rate Joe s 5
stars without a shadow of a doubt. Not only is the food excellent quality, but the first rate staff
and the convivial atmosphere created really sets them apart from other restaurants in the area. I
will be returning, and I recommend anyone who hasn t enjoyed a slice of New York pie to get in
line at Joe s New York Pizza in

The Effects of the Female Characters Departure in both A...
In both A Doll s House and Like Water for Chocolate Henrik Ibsen and Laura Esquival
respectively, each make one of their women characters leave not only their houses but even their
lifestyles and cultures. Nora in A Doll s House leaves her home in search of her true inner self.
While Gertrudis in Like Water for Chocolate leaves her house in her own endeavor to escape
Mama Elena s repression. Bothe Ibsen and Esquival make use of a variety of literary devices and
styles in order to show to the readers/audience the effect the departure of Nora and Gertrudis has on
not only the other characters in the work but also the entire work itself. Each of the two characters
exit the works under different circumstances and it is this dissimilarity that... Show more content on
Helpwriting.net ...
She points out to Torvald that their marriage was a clear failure when she questions Torvald,
How could you ever teach me to be a proper wife? Your wife? (Ibsen 82). To this question Torvald
is unable to provide a reasonable answer hence proving Nora s point about the failure of their
marriage. Further, the sudden change in Nora s behavior during the second half of the play is
significant as it symbolizes her clear intent to depart from the house in search of her inner self.
The egression of one of the female protagonists from each of the works has a profound effect of
the other characters and their development. The departure of Gertrudis is met with both extreme
anger and sadness opposite emotions. Mama Elena s reaction to Gertrudis elopement is one of
absolute outrage. She in a way almost disowns Gertrudis by burned [burning] Gertrudis birth
certificate (Esquival 55) and claiming that she didn t want to hear her name mentioned ever
again. (Esquival 55) The diction of the sentence and the usage of the word ever are significant as
it shows the extent of Mama Elena s rage and disavowal towards Gertrudis. At the other end of
things, it is clearly evident to the reader that Tita is sad and dissolutioned by Gertrudis exit as Tita
saw Gertrudis rebellious tendencies towards her mother as a fulfillment of her own desires to rebel
against her tyrannical mother. On the other hand, in A Doll s House, the reaction of Torvald varies
with the

The Impact Of Organizational Activity On The Performance...
The preeminent feature of organizational activity is its programmed character: behavior is an
enactment of (more or less) pre established routines: At any given time, a government consists of
existing organizations, each with a fix set of standard operating procedures and programs. The
behavior of these organization and consequently of the government is therefore, determine
primarily by routines established in these organizations prior to that instance . (Allison 1971: 81)
The more standardized these procedures are, the less discretionary is to carry them out. The
downside is that responses may become less appropriate to surprising and non expected events.
The 27F crisis is a suitable case to analyze the performance of a large scale organization like the
State and its patterns of response to external problems. Allison s model establishes that to perform
complex routines, the behavior of a large number of individuals must be coordinated and that such
coordination requires standard operating procedures: rules that determine what/how things are
done. I will add that SORs never self generated but depends on leaders that decided which
organizations, what programs and where to proceed. Hence, reliable performance of action that
depends upon the behavior of hundreds of persons requires well established programs (Allison,
1971). In this case, there was a protocol in place that clearly indicated those responsible for
gathering, analyzing and communicating the information.

Research On Asian American Identity Essay
Sitting in a circle, most of those who were staring at me also looked like me black hair, squinted
eyes, and yellow skin. Not twenty minutes ago, I paced around the heart of a predominantly
white college campus. Now, I was introducing myself to the members of Asian Students United
(ASU). While I was never a part of ASU, I asked one of the organization s executive board
(eboard) members Tien, who happened to a Facebook friend if I could attend a couple of their
meetings to conduct research on Asian Americanidentity. He delightfully agreed. After all, from an
outsider perspective, I would fit right in. At these meetings, I participated in many of their
activities, which included making a quilt and participating in discussions. Yet, I was always
observant and somewhat detached because this was all new to me, making me an observer
participant. This allowed me to observe a range of details; however, because I was so new, such
details may have been unimportant to those whom I studied. On the other hand, my Vietnamese
church was all too familiar. As a full participant in the church and a former participant in Youth
for Christ (YFC), I was pressed to critically observe and dissect these interactions. While I still
asked the group leader for a chance to observe YFC meetings, data from this second site may be
more biased toward the way I have known people in this institution from prior years. As a tradeoff,
though, being a participant observer may have allowed me to note more

Case Study Of Daffy Diapers With Love
Diapers with Love
I would like to announce the merger of Daffy Diapers and Snuggles Diapers. With the merger, the
name of the company will now be Diapers with Love. The merging of the two companies is an
opportunity to improve our quality, total sales, reduce employee turnover, and to increase profits.
Both plants will remain open, with no plans to close either facility in the future. The current plan for
the merger does not entail any layoffs on the shop floor; the plan is to increase the headcount for
the company s current production needs and for future targets that are in the planning stages. There
will be some reorganizing of office personnel. However, there will be opportunities in other
organizations within the company for those involved in the reorganization to apply.
The central plant will be in Hiccup, MO where the sales team, research and development, and
central office personnel will all locate. The plant in Nowhere, OK is located 45 miles from the
Hiccup plant and will have the essential office personnel in that facility to support business and
employee s needs. ... Show more content on Helpwriting.net ...
The key finding was the gross/profit margin for the merged company. The findings showed the
current gross/profit margin for the new company is currently 6.25% in combining both facilities
revenue and cost of goods sold. The goals for the system level team is to increase the gross/profit
margin to 23% over the next year. To reach the goals, Graham et al. (2015) describes the use of a
balanced scorecard to enable individuals or groups to understand how they contribute to the overall
strategies of the business. The team leading the implementation plan for performance
improvements selected four of the six areas of the scorecard to work from to benefit the systems,
process, and job/performer levels in finding the areas for

Comparing The Empires Of The Mongolian Empire And The...
For many years, the Roman Empire was considered the most dominant empire ever, but they
were easily passed by the Mongolian Empire hundreds of years later. The Mongols were a vast
Empire spread all across Asia and become dominant under the ruling of Genghis Khan, and the
Romans were a vast Empire spread across Europe. The Mongols first started in 1279 and a huge
line of successors was born, each leading their empire to greatness. They were able to build a
huge empire and dictatorship and conquer most of Asia with their superior armies. The Romans
first started in 27 BC under the rule of Augustus and created a line of successors along with a
Republic. They were also able to conquer parts of Africa and most of Europe, until they could not
handle the power and were defeated in 476 C.E. The Mongols were a more dominant empire than
the Romans because they had a more stable government and a more dominant army.
The Mongolian Empire was able to create a stable government that worked well for them and also
used that government to achieve a lot. Genghis Khan granted religious freedom, abolished torture,
encouraged trade and created the first international postal system (GENGHIS KHAN). The
Mongolian dictatorship was able to do such amazing things with their government. They were able
to develop lots of culture within their empire and create advanced technology. They granted people
the freedom to have whatever religion to be believed in. They gave people a lot more freedom then
they

Essay about Economics of a Monopoly
Economics of a Monopoly
Introduction
ВЎВ§MonopolyВЎВЁ is defined by its market power. Monopolies are always known to possess
an exclusive control over its particular market and that gives them the sovereign authority to control
the prices for its goods or services (Dictionary.com Unabridged (v1.1), 2006). Hence, they represent
the market. They indeed have detrimental effects on consumer and social welfare.
In this paper, section 1 will focus on the theory and economics of a monopoly. Section 2 will
discuss with a recent case of monopoly, as in the web search engine company Google, whose real
repercussion is still not clear to most consumers. Finally this essay will conclude with the outlook
on how world markets are opening up to each ... Show more content on Helpwriting.net ...
In figure 1, MR is the marginal revenue which is the price of the last unit sold; minus the loss of
revenue incurred of those units it could have otherwise sold at a higher price (Sloman, 2005).AR
is the average revenue curve. Both the average and the marginal revenue are downwards sloping
as in a competitive firm. It should be noted that AR=P, thus price to quantity is same as the average
revenue to quantity. MC=AR where the profit is at the maximum, at an output of Qm (Sloman,
2005).The demand curve is the price given.AR=P, the price at Qm.AR AC is the supernormal
profit gained .Point b pertains to average cost (AC) (Sloman, 2005).
1.2 Monopoly against perfect competition
To understand better how the monopoly affects the market, we need to compare monopoly to
perfect competition. Where there is perfect competition, the company is unable to decide the price
of their product. In other words, the company has to label their prices according to the prices of
their competitors. However, in a monopoly, they decide the prices and that too, at a much higher
price with a different output compared to a competitive industry (Sloman, 2005).Some key points
are given under:
В„XВЎВ§Lock in effectВЎВЁ arises when consumers are unable to switch to other competing
aftermarket products, other than the manufacturerВЎВ¦s aftermarket products, because of the

Effects Of Social Stratification In The Great Gatsby
The impact of prevailing social stratification is multi dimensional in the novel. It is noted that
social stratification has great effects on racism. We find that Tom is a racist, and his racist
attitude is due to his high social status. He attacks Gatsby and questions about his fake claim of
an Oxford graduate to break the intimacy between her wife Daisy and Gatsby. He knows that
revealing the truth is the only way to create a negative impact on Daisy s mind about Gatsby.
Another interpretation can be taken from Tom s behavior is that Tom shows his aristocratic,
rude and arrogant attitude. Indicating Gatsby as a bootlegger , Mr. Nobody , he shows hardly
any sympathy and courtesy to Gatsby. His attitude toward Gatsby in such way would be
impossible if he belongs to an inferior class. Tom is also proud of his Nordic race . His intention
is to neglect the inferior people for their skin color. He is not a man to take any change easily. He
cannot think of intermarriage between black and white (Fitzgerald 103).Even Nick shows his
racist behavior, pointing to the passengers three modish Negroes . Racism toward the blacks is
found, and this reaction of Nick is because of his social status as an American. Tom does not
hesitate to cancel his wife s whiteness for his cruel racism. Social classand status have close
connections in making love, affair, and sexual pursuit. The love between Daisy and Gatsby in their
early life is the outcome of their social class and status.

Life Of Pi Expository Essay
To discover is to progress, experience and to transform. As one encounters discovery, an individual
may encounter a transformative experience that most certainly can lead to new perceptions of
others and ourselves. These ideas portrayed about how discoveries are transformative, is
effectively exemplified in the poem The Road not taken by Robert Frost. Which conveys how
discoveries can push one into a wider world full of possibilities, which may transform one
immensely introducing new perceptions of them selves and others. This conceptis also shown in
Ang lee s film Life of Pi . Through the main protagonist of Pi Patel and the experiences he is faced
with which transformed him significantly in a way that brought about new perceptions of... Show
more content on Helpwriting.net ...
This concept is portrayed in the scene where Pi discovers carnivorous island. Don t you see, the
island was carnivorous ? The extreme close up of the tooth symbolically represents the island itself.
The appealing nature of the bud represents the luscious life giving Island during the day, however
the rotten tooth symbolises the carnivorous nature of the island during the nighttime. The toxicness
of the island, forces Pi to continue his discovery for salvation in order to live with humanity, due to
the fatal repercussions of a life lived without humanity. Which conveys how through discoveries
ramifications most certainly arise which as a result alters ones perceptions of themselves and their
surroundings in order to survive which aims to transform one for the better.
Likewise this concept is significantly portrayed in the road not taken, demonstrated in the lines I
shall be telling this with a sigh the first person narration indicates a change in tone, displaying a
sense of regret in which discoveries can introduce as a result of ones choices in embarking a
discovery in which shifts ones perceptions on themselves and the wider world hence transforming
them. Therefore how through discoveries individuals encounter impacts, which may transform one
shifting their perceptions on themselves and

Essay on The Schermerhorn Control Process
Introduction: It is the methodology of observing, looking at and adjusting work execution. All
managers ought to be included in the control capacity regardless of the possibility that their units
are executing as arranged. Managers can t generally know whether their units are performing
appropriately until they have assessed what exercises have been carried out and have contrasted the
genuine execution and the coveted standard. A powerful control framework guarantees that
exercises are finished in ways that prompt the accomplishment of the association s objectives. The
paradigm that decides the adequacy of a control framework, then, is the means by which well it
helps workers and chiefs accomplish their objectives. An organizational... Show more content on
Helpwriting.net ...
Most administrators additionally have plan set in dollar costs for their region of obligation.
2.Comparing: The thinking about step decides the level of variety between real execution and the
standard. Although some variety in execution might be normal in all exercises. It is critical to
focus the satisfactory reach of variety. Deviations that surpass this reach get huge and need the
manager s consideration. In the correlation stage, managers are especially concerned with the size
and course of the variety. 3.Taking managerial action: Managers can choose between three courses
of action: they can do nothing, they can correct the actual performance or they can revise the
standards. i.Correct Actual Performance: Depending upon what the issue is a manager could take
distinctive remedial activities. Case in point, if unacceptable work is the explanation behind
execution varieties, the manager could adjust it by things, for example, preparing project,
disciplinary movement, changes in recompense practices and so forth. A manager who chooses to
rectify correct performance need to settle on an alternate choice: should prompt or essential
curative move be made? Prompt remedial activity amends issues without a moment s delay to get
execution once again on track. ii. Revise the Standard: It is possible that the variance was a result
of an

Casino Gaming In Atlantic City
Over the years, casino and gaming has made major developments in the hospitality industry. With
this growing trend we ve seen full service hotels, retail, and entertainment offerings involving more
gaming entertainment. On the American Gambling Association website, there is an article on
Casino Gaming in Atlantic City. In 1978, New Jersey legalized gambling, and Atlantic City has
become America s second largest gambling city. With all the buzz in this big gambling town there
are positive and negative effects to the community.
Casinos in Atlantic City have brought in incredible amounts of revenue. Casino gaming has
generated $9.3 billion in tax revenue for essential services. This money has supported programs for
the local school budget, ... Show more content on Helpwriting.net ...
But it has some draw backs as well. Although numerous amenities are available to guests who are
staying in the hotels, many don t venture out like most tourists. As article by The Atlantic reads,
Casinos don t encourage non gaming businesses to open nearby, because the people who most
often visit casinos do not wander out to visit other shops and businesses. A casino is not like a
movie theater or a sports stadium, offering a time limited amusement. It is designed to be an all
absorbing environment that does not release its customers until they have exhausted their money.
And even though revenue in the city is booming, the rest of New Jersey doesn t benefit much at
all. Professionals claim that no one should look to the gambling industry to revive cities, because
that s not what casinos are meant to do. Which is interesting because this is the reason why
gambling was legalized in Atlantic City the first place, because of its dwindling economy.
When neighboring states started to allow gambling in 2006, Atlantic City became less of a hot spot
and within the past two years has shut down four casinos in the community. On top of that,
residents complain about traffic, crime, and noise and air pollution, blaming the city life that
casinos bring in. Running a business of this type is risky when the competition is high. And these
days regional gaming is all about convenience and appeal, which Atlantic

RMS Lusitania During World War I
World War I was reminiscent of getting an unpleasant shot at the doctor s office, they promised
it would be over quickly and barely sting, yet it hurts more and the pain goes on and on. In
August 1914, as WWI started, Kaiser Wilhelm told the soldiers, as they were leaving, You will
be home before the leaves have fallen from the trees . The war went on to last 4 years. During the
war, America wanted to stay neutral and out of the way of the European countries. This lasted for
almost 3 full years until the Germans hit a ship, the RMS Lusitania, that had many American
passengers with a torpedo sent from one of their U Boats. The sinking of the RMS Lusitania was
done in 1915, by the Germans, which had a negative impact on the United State s view of Germany.
North America eventually joined the Allies over the Germans practicing unrestricted marine
warfare and sinking the United Statesships. The... Show more content on Helpwriting.net ...
A U Boat is a German submarine that uses torpedoes to sink ships, they were very destructive
and were used in unrestricted marine warfare. Captain Walter Schweiger was bringing the boat
back home after 2 days in the water because the boat was running low on fuel and was down to
only 3 torpedoes. On his way home Captain of the U 20 spotted the RMS Lusitania on May 7th
of 1915. There was lots of fog, so the Lusitania wasn t running full speed though it was the fastest
liner of its time. Captain Schweiger of the U 20 followed the Lusitania for an hour before finally
shooting a torpedo at it. The torpedo hit the Lusitania in the starboard right next to the bridge of
the ship. Confusion arose among the passengers on board as the ship began to tilt and a fire
started. There was something wrong with the dispenser for the boats, so he Lusitania began
dropping boats into the water and people jumped down into them, causing them to sink. About
1,198 passengers died and around 138 were

The Coin Is A Man With No Political Experience Whatsoever
During this election cycle, America witnessed a plethora of pantsuits. Ranging from teal to lilac,
speech after speech, debate after debate, Hillary Clinton the Democratic Presidential Candidate
painted a picture of professionalism and composure in her pantsuit. After the primaries, her poise
only seemed to double, not of her own accord, but because of her opponent s (intentional or
unintentional, who knows) attitude and mannerisms.
In a situation like this, one would think that most American citizens would go through a
relatively easy decision making process: on one side of the metaphorical coin is a woman with
a lifetime of service and political expertise. On the other side of the coin is a man with no
political experience whatsoever, whose entire platform revolves around a mantra of sorts, Make
America Great Again, without any true substance or concrete policy proposals. For lack of a
better description, this election cycle seemed almost like a formality; the path to victory for
Hillary Clinton was basically paved in gold. In a way, it almost seemed like a mockery of the
system.
Everything was fun and games, that is, until the American people through the Electoral College
managed to pick the less qualified candidate, Donald Trump. As such, the question arises: how
exactly did Hillary Clinton, being one of the most qualified candidates to ever run for president,
lose the election? Was hatred of Hillary Clinton the true reason she lost the election? Or rather, was

Effects Of Globalization On Cities In Asia
Rick Penders Final Paper River Cities Draft Professors Chen, Cummins, Morrison, Lestz The
Effects of the Global on the Local Three Case Studies on the Effects of Globalization on Cities
in Asia Today two massive trends can be seen in the development of the world: the process of
rapid urbanization, and the process of globalization. The two seem to go hand in hand. The 40
largest mega regions produce two thirds of global economic output and 90 percent of global global
innovation, while housing just 18 percent of the world s population. For those reasons urbanization
and globalization trends keep rising at a pace that the world has never seen before, especially in
Asia. As we enter the second decade of the 21st century, the international... Show more content on
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So why doesn t globalization create a flatter world? In Shanghai Rising Part 1 Saskia Sassen
explains that cross border economic processes like flows of capital, labor, goods, raw materials,
and travelers have been around for a long time, and that those processes predominantly have
taken place between nation states over the course of the last century. As a result of privatization,
deregulation, the opening up of national economies to foreign firms, and the growing
participation of national economic actors in global markets that has change quite drastically
since the 1980s. These changes have led to a new system in the world economy in which nation
states are losing their importance relative to other subnational special units; mostly cities and
regions, global electronic markets, and free trade blocks. Cities are now able to specialize in
certain aspects of the economy, and for big corporations it often makes economic sense to
centralize all of their activities in one place anymore. Because of technological advancement firms
can now divide their activities over multiple places all over the globe to where it strategically
makes most sense. But Sassen also notes that the more a firm s activities are dispersed over
different cities and countries, the more complex these networks of different firms and cities get,
since

Male Infertility Research Paper
Infertility consists of having an inability to conceive after having unprotected sexual intercourse.
Infertility also refers to biologically, being unable to contribute to conception, or for a female not
being able to carry a foetus [1]. Infertility is a rapidly growing issue in society; in fact, 1 in 8
couples have issues related to infertility [2]. Assisted reproductive technology (ART) is the
technology used to achieve pregnancyin procedures such as fertilitymedication, artificial
insemination, in vitro fertilization and surrogacy [3]. ART is a major breakthrough for society as it
gives couples whom are infertile a chance to have a family. Though ART is revolutionary, it is still
very important to understand the causes and solutions to... Show more content on Helpwriting.net ...
Hormonal Causes
Hormonal changes leading to the release of an egg from the ovary and the thickening of the
endometrium in preparation for the fertilized egg do not occur.
Causes of Male Infertility
The main causes of male infertility may include health or medical issues. This includes varicocele,
infections, antibodies in which attack sperm cells, drug use or weight and many more [9].
Varicocele
A varicocele is a swelling of the veins that drain the testicle. It s the most common reversible cause
of male infertility [9].
Infections
Some infections can interfere with sperm production or sperm health or can cause scarring that
blocks the passage of sperm. These include epididymitis (epididymis inflation) and orchitis
(testicles) [9].
Antibodies Attacking Sperm
Anti sperm antibodies are immune system cells that mistakenly identify sperm as harmful invaders
and attempt to eliminate them [9].
Illicit Drug Use
Anabolic steroids taken to stimulate muscle strength and growth can cause the testicles to shrink
and sperm production to decrease or mute. Cocaine or marijuana use may also reduce sperm
production [9].

Big6 Information Literacy
Executive summary:
Information Literacy (IL) is a strategic look at the future of education focusing on the evolution of
the virtual learning environment. With the implementation of Information Literacy Models such as
the Big6 model in which these skills can be transferrable to any educational stage or workplace as
well as the Information Search Process (ISP) where teachers and students who are exposed to
inquiry based learning are doing so in a holistic approach to research gathering, not merely the
collection of information. IL and ISP is designed for educators to provide foundational scaffolding
for students to access in their quest for efficient and effective research in order to reduce student
stress and anxiety when completing assessments/assignments. ... Show more content on
Helpwriting.net ...
E 2006. A Critical Investigation of Students and Teachers Views of the Use of Information Literacy
Skills in School Assignments. Retrieved October 3, 2014. From. http://www.ala.org/aasl/sites
/ala.org.aasl/files/content/aaslpubsandjournals/slr/vol9/SLMR_CriticalInvestigation_V9.pdf
Kuhlthau (2010) Guided Inquiry: School Libraries in the 21st Century. School libraries world wide.
https://comminfo.rutgers.edu/~kuhlthau/docs/GI School Librarians in the 21 Century.pdf
(Kuhlthau, C. Maniotes, L, 2011) Building Guided Inquiry Teams for 21st Century Learners.
Retrieved October 11, 2014. From http://www.schoollibrarymonthly.com/articles/kuhlthau
maniotes2010 v26n5p18.html
Kuhlthau, C. 2013. Information Search Process, retrieved October, 1, 2014 from http:/
/comminfo.rutgers.edu/~kuhlthau/information_search_process.htm
Marsh, C., Hart, C. (2011). 21st Century HSIE: Teaching the Social Sciences and Humanities in an
Australian Curriculum (6th ed). Malaysia: Pearson Education. Retrieved October 2, 2014 from http:/
/21stcenturyhsie.weebly.com/inquiry pedagogy.html
Oberg, D. 2013 Information literacy and the school library: Information Literacy Program retrieved
20/9/2014 from

Fta 215 Word Journal
In this short paper I will go over my thoughts on this week s assigned course reading. This week
we were instructed to read Chapter Four of the FTA 215 course text. This chapter covered Tools,
Maintenance, and Repair of the AR 15 platform rifle.
In the beginning of this chapter it was explained to us that Whether you are just interested in
performing maintenance on your AR 15 style rifle, or want to build one from components, you ll
need some basic tools. At this point in the game I probably wouldn t panic if I needed to work on
my AR 10... but I definitely still need platform specific tools. I can t wait to get AR specific tools
for our future build. The author then went on to explain to us that the basic list of tools that we
should have on hand to work on an AR 15 platform rifle are as follows Ball peen hammer, Nylon
/brass hammer, Bit driver screwdriver, Torx bit set, Hex bit set, Flat head bits, Phillips head bits,
Needle nose pliers, Lower receiver vise block, Upper receiver vise block set, and a Rifle bench
block... as well as a few other tools. I already have most of those things, but as stated before there
are a few things I still need to acquire.
It was nice to touch on cleaning and maintenance once again, because my safe got flooding ... Show
more content on Helpwriting.net ...
I m sure all the platform specific courses hit on it, but I really wish it was touched on more in the
other classes as well. In this part of the chapter the author made it clear that as a mechanical device
the Ar 15 is subject to malfunction or failure. Of course, you never want to discover a malfunction
when you are depending on your firearm. One way to prevent this is to perform a functions check
prior to taking your AR 15 with you for use. As a former military man... I can attest to the
importance of frequent functions checks. I still do them religiously because I need to know my
weapon will go bang if I need

Religious Tradition Essay
1.Religious Tradition
The artwork is The Wheel of Life and was originally designed by Buddha and is seen in Tibetan
Buddhism.
2.Artist and Motivation
The Wheel of Life was originally created by Buddha and is the most important painting in Tibetan
Buddhism. He wanted the design to be shown in front of every monastery and Buddhist temple so
his philosophy and teachings couldn t be learnt by those who were illiterate (I Tibet Travel, 2017).
It is often painted on cotton, silk applique, or human skin, this process is called Thangka and is
done by Tibetan Buddhists.
3.Symbols Contained Within the Work
As the purpose of the Wheel of Life is to teach those of a lower class, it contains many symbols.
Starting in the centre, there are three ... Show more content on Helpwriting.net ...
Representing greed, hatred and delusion the animals in the middle of the wheel are the three
spiritual poisons of Buddha s philosophy (I Tibet Travel, 2017). The six realms represent the
reincarnation of a person into each individual stage. The heavenly realm contains beings who
relish great power, prosperity and longevity. They are blind to the suffering of others due to their
high status and privilege. The second realm is the realm of jealousy, in which beings are
continuously aspiring to be superior and have no tolerance for underlings. The realm of hungry
ghosts is associated with compulsion, obsession and addiction. They are constantly looking to fulfil
the desire within with materialistic objects. Beings in the hell realm, have a hot temper that makes
them angry at everything, and they push away those who express affection and kindness for them.
The animal realm is recognised by its prejudgment, stupidity and self righteousness. Beings in this
realm avoid uneasiness, the unaccustomed and live comfortable lives. The human realm is the
only realm from which one can leave samsara (O Brien, 2017). Depicting Yama as the carrier of
the wheel shows that everyone must escape the reoccurring cycle of death and rebirth, just as
Buddha did. Therefore, he is shown outside of the wheel as he has reached enlightenment and
escaped the grasp of death (Dharma Publishing Store,

Swimming South Documentary Review
Swimming South Documentary Review
Small, unnoticeable and lurking in the waters just off the coast of some of Queensland s most
popular beaches with the power to kill a person. Tracking further south than normal are the Irukandji
jellyfish, the focus of the 60 Minutes documentary Swimming South aired by Channel 9 on the
January 19th 2017. Through first hand sting victim stories and evidence of the jellyfish being found
further south, the documentary presents to the viewer the immense threat these lethal jellyfish
provide for beachgoers and tourism to east coast Queensland beaches.
Irukandji jellyfish are a clear, very small jellyfish with a maximum body size of only twenty five
millimetres. These jellyfish can unleash an extremely painful sting that without treatment, can kill a
person. The Irukandji have been found off the coast of northern ... Show more content on
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By providing footage of victims during the time they are feeling the pain and other victims
recounting the pain they felt, it provokes a concern in the viewers for their safety in the water at
Queensland beaches as they do not want to be stung and suffer the severe pain other victim has.
This furthermore leads them to see the issue as a major problem due to their safety being at risk.
For the entirety of the documentary, Irukandji jellyfish are represented in a very negative manner.
Material excluded from the documentary includes whether there are any benefits of having the
Irukandji in the waters. These jellyfish may have a crucial role in keeping their aquatic ecosystem
functioning, however, any such positive purposes are excluded throughout the documentary as this
would weaken their intended negative representation of the animal. Any people who believe
Irukandji have any positive impact are silenced as this would also weaken the documentaries
negative perspective they are trying to convey to the

Electronic games are taking over the world. Computers,...
Electronic games are taking over the world. Computers, which were once used mainly for work
related tasks, come standard with Solitaire and other electronic versions of board or card games.
Social media is teeming with casual gamers, playing simple puzzles such as (x) and (y). If
access to a computer is unavailable, it s possible to fill moments of spare time on a
downloadable app for a smartphone. Some prefer to purchase the newest console with its array of
exciting, albeit expensive, titles. Why are so many people drawn to gaming? Games are fun! They
come in a multitude of genres, have different kinds of challenges for their player base, and in most
cases, offer(s) a social component./aspect.
A fun game depends first on what definition ... Show more content on Helpwriting.net ...
First person shooters, such as Call of Duty, allow individuals to live out stressful, usually military in
nature, situations, without personal harm. If there is an interest, there is a game associated with it
somewhere on the market.
Challenge is the source of a term called raging . A player will rage quit, that is, quit the game in
a fit of rage, if the challenge is too difficult, however, challenge is necessary to achieving a sense
of accomplishment. People enjoy challenges for different reasons. Some like to brag about their
feats, others gain a feeling of control over problems they have solved, while still others enjoy
simply knowing what they are capable of. Most computer or video games include two types of
challenge: Player versus environment, and player versus player. In player versus environment, the
focus is to defeat the computer, which is programmed to fight back with algorithms. The computer
does not think, it only does. After figuring out how to beat the computer, the game can become
boring. Player versus player creates an interesting confrontation because the person on the other side
can make unpredictable moves(decisions). Whether the player is satisfied with defeating a program
or another person, the challenge is readily available to either party.
Just as in traditional sports, gaming is social. When attending a sporting event, people will bring
their families and friends along, enjoying the camaraderie of cheering for their favorite team

Hurcles Research Paper
How to Hurdle If you are a middle schooler and are on the fence about trying hurdles I suggest
that you do. Hurdles are very fun and easier than they look. I will tell you why. The sport of
track is a very mental sport. You can only do what you think that you can do. So, you just have to
think you can do hurdles and you will! At least after I teach you the basics. The first and most
important step of hurdles is a good attitude. A good attitude will help you stay focused and
positive. Your mental stability will also help with your physical abilities. The psychological aspects
of hurdling are commonly underestimated. A good attitude can assist in accomplishing so many
things. Especially if you are short (like me) you need to use your mind

The Symbolic Meaning of the Radio in The Enormous Radio...
The Symbolic Meaning of the Radio in The Enormous Radio
Many authors use the personification of inanimate objects to symbolize the feelings and
expressions of their characters. One example of this is in John Cheever s short story, The Enormous
Radio. Although critics argue that the characteristics of the radio are the opposite of those of Jim
and Irene Westcott, the radio actually reflects the couple s life.
Even though in the beginning of the story the Westcotts old radio is outdated and constantly
malfunctioning, it has the same innocence and simplicity as the couple. The radio, being an old
instrument (817), and the couple, resembling statistical reports in college alumni bulletins (817), are
both average and ... Show more content on Helpwriting.net ...
The Westcotts and the new radio are physically similar to each other. Jim and Irene appear to all
who know them as the perfect couple with the American dream lifestyle, but beneath the smooth
exterior of their lives lurk serious problems (O Hara 35). This is similar to the radio which
appeared normal on the outside, but on the inside contained violent forces (818). Another problem
the Westcotts and the radio share is increased chaos. The more the couple listens to the radio the
more the instrument develops a mistaken sensitivity to discord (818). This coincides with the
couple s increased fighting and with their memories of their tarnished past. The most noticeable
example of the similarities is not between the couple and the radio, but between Irene and the
radio. Irene felt like the new radio stood among her intimate possessions like an aggressive
intruder (817); it ironic Irene should feel that way since she too has become an aggressive intruder
in the lives of her friends and neighbors.
In the third portion of the story the radio is repaired, and the couple s relationship also seems to
return to its normal state. For example, all the story s altercations become fixed, although none are
actually solved. Jim couldn t get rid of the noises, so he turned the radio off (818) and eventually
had it repaired. This is the same as the couple s inability to change their problems, so instead they
just ignore them. After the radio is repaired the household

Two Factors By Innate Intelligence
Ryan Abdullah 11.2
(a)What is meant by the term innate intelligence? [2]
It is a form of intelligence that is said to be derived from decadence through heredity.
(b)Describe two factors that may influence a person s level of intelligence. [4]
Diet, the intake of a proper balanced diet containing a variety of different foods is necessary for
the physical development of an individual within a society. If an individual does not develop
properly, he/she will not be able to perform at the same level as he/she could. As he/she won t be
able to perform at the same level there intelligence will be altered (usually in a negative manner).
Educational opportunities, if a person comes from a fortunate background they might have the
opportunity to pursue their education in private schools and higher education as the cost as a
percentage of their total income will be lower than that of a person from an unfortunate background.
(c)How might examinations not reflect ability[6] ... Show more content on Helpwriting.net ...
This can easily brought about by many factors such as how the questions on the actual test are
formulated; this creates distorted results. The factor of Stress in an examination greatly changes
the reflection of ability when a student takes an exam as the stress can cause the student to not
answer questions in the way he/she usually would usually do. This skews the data and makes it
less representative of the students overall ability.Examinations rely on memorization not skills and
knowledge of a subject. This is easily seen in exams revolving around manual skills such as written
practical examinations where a student might know what to do in real life but does not know how
to express himself/herself on

Genus Homo
The genus Homo should comprise of species who share a most recent common ancestor and
should be more closely related to one another than to species of another genus. Many
characteristics can be used to define the genus Homo, such as morphology, cognitive ability and
genetics, however some are more suitable than others. When using morphology to determine the
species included in the genus Homo, characteristics such as the bony labyrinth and limb
proportions can be considered, which can be a strong indicator of the species posture and main
mode of locomotion. The bony labyrinth may be an appropriate structure to study because data is
obtained from the crania which is more definitively assigned to species than isolated limb bones.
However, evidence... Show more content on Helpwriting.net ...
This is because the cranial capacity is fairly easy to measure with an absolute brain size of 600cc
being used as a defining feature of the genus Homo. However, some early Homo species had
smaller brains than Australopiths (Morton, 2016), suggesting it may not be appropriate to
consider cranial capacity alone, particularly as cranial fossil remains can be problematic when
often found damaged. Endocranial casts can also be used to infer whether a species had
developed spoken language, a feature used to distinguish Homo species. However, definitive
evidence for the development of spoken language is poor and can t be reliably interpreted from
the appearance of endocranial casts (Wood Collard, 1999). Tool use may also be connected with
an increased cognitive ability and can be used to determine species within the genus Homo.
However, stone tool deposits dating 2.6 2.3 million years old have been found in East Africa
(Wood Collard, 1999), linking them to later species of Australopiths, suggesting this may be an
unreliable characteristic to use. Examining dental evidence can be an appropriate method in
defining the genus Homo because teeth are commonly preserved and an individuals diet can be
inferred. It is suggested that members of the genus Homo should have smaller posterior teeth
compared to Australopithecus (AntГіn Snodgrass, 2012). In addition to this, research suggests that
early Homo had a more generalised diet than Australopithecus due to evidence of more complex
microwear (AntГіn Snodgrass, 2012). However, dental evidence may not be the most appropriate,
since microscopic damage to tooth enamel may be confused with damage from chewing

Seborrheic Dermatitis
Seborrheic dermatitis is a chronic inflammatory dermatosis characterized by redness and scaling
and is typically seen in the brows, nasolabial folds (NLF), and chest.1 Topical antifungals such as
ketoconazole can be helpful, but resistant seborrheic dermatitis often requires topical steroids or
steroid sparing agents such as tacrolimus.2 The exact cause and pathogenesis of seborrheic
dermatitis is not known. However, inflammation is known to play a role in seborrheic dermatitis.
The disease has a preference for body sites with increased or larger sebaceous glands (ie face,
scalp). Sebaceous glands create an environment favorable for growth of lipid dependent fungi such
as Malassezia. Multiple seborrheic dermatitis treatment studies have demonstrated

Keating And Roark Analysis
A creative man is not motivated by the desire to compete but by the desire to achieve. the quote
by Ayn Rand draw clear lines of demarcation between Keating s and Roark s perception of
success. Keating s desires and choices had been devoured by jealousy and envy. Even his
decision to join Francon and Heyer was influenced by the jealousy towards Shlinker as the best
student of Stanton. His thoughts were governed by the pursuit of greatness in other eyes;
appreciation from alien lips. Thus, others gave him the sense of his value. On the contrary, Roark
was a man with a purpose, a self promoter, with the sole motive of his own individual happiness
which come from the successful erection of his buildings. He is a creative innovator with his...
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Pursuing what you love will ask for compromise subordinating your mind to the whims of others,
which is no less than the assassination of your freedom and your faculty of independent judgement
ultimately merging themselves into a collective whole. But the thinking embodies a frightful error.
Indeed a reasoning mind cannot work under any compulsion but it doesn t mean that one can t
pursue his love for his work which can be proved by Roark s ideology that it doesn t matter who
will let him but the fact that matter is who will stop

Natural Gas And Its Effects On The United States
Under the Surface Hydraulic fracturing, or hydro fracking, is a sizeable issue for many. The
process includes pumping the fracking fluid, which is a mixture of water, sand, and chemicals
deep below the surface to fracture the rock and free the natural gas. People are either in favor or
against hydro fracking. There is no in between. While it is highly controversial regarding the
safety of hydrofracking, some argue it s unsafe because it contaminates the ground water, facts
show otherwise. Many tests have been completed and studies have shown in a majority of the
cases, that it is safe. However, it questions the overall safety if not all tests were proven
successful. It is the social responsibility of the community to modify hydrofracking policies in
order for the complete agreement of society s benefit from it. Hydrofracking should be allowed
to take place in the United States despite the environmental concerns. Natural gas is more
beneficial to society than oil and coal because it is better for the atmosphere, and the domestic
economy within the United States. Fracking is a viable energy windfall that is drilled using safe
technology. [Hydro fracking] is a technique used to form wells into deep rock formations to get
natural gas, petroleum, and brine (Hyder). This process began in 1947, and in 2012, 2.5 million
hydraulic fracturing operations have been used worldwide (1 million sites in America) (Hyder).
Fracturing fluid is pumped into the rock to increase

Border Walls Of The Berlin Wall
Summary The article discusses three ways in which all border walls have in common, as the title
very well states. The first is a person s natural reaction to something that so often splits cultural,
political as social communities apart, and includes a study on the Berlin Wall, and how the closer
one gets to it, the more symptoms of anxiety they would have. Similarly, the author state that, in
reality, the border walls never work as intended, citing the walls in places like Mellia, and once
again, the Berlin Wall. Lastly, how often times, the original plans for the walls are shifted or
rearranged completely because of social backlash, or for the simple reason that it disrupts business.
Commentary When viewing the author s content, I agree with

Patricia Is Researching Venues For A Restaurant Business
Patricia is researching venues for a restaurant business. She is evaluating three major attributes that
she considers important in her choice: taste, location, and price. The value she places on each
attribute, however, differs according to what type of restaurant she is going to start. If she opens a
restaurant in a suburban area of Los Angeles, then taste is the most important attribute, three times
as important as location, and two times as important as price. If she opens a restaurant in the Los
Angeles metropolitan area, then location becomes three times as important as taste and two times
as important as price. She is considering two venues, respectively, a steak restaurant and a pizza
restaurant, both of which are priced the same.... Show more content on Helpwriting.net ...
3.Which option should she pursue if the probability of finding a restaurant venue in a suburban
area can be reliably estimated as 0.7 and in a metropolitan area as 0.3? Describe your reasoning
and show your calculations. Suburban area: steak restaurant utility= 0.7*0.0477=0.03339 Pizza
restaurant utility=0.7*0.0467=0.03269 Metropolitan area: steak restaurant
utility=0.3*0.0477=0.01431 Pizza restaurant utility=0.3*0.0467=0.01401 Starting a pizza
restaurant in the suburban area is more favorable. This is because it has the highest utility
compared to all the other options. 4.Provide a description of a scenario in which this kind of
decision between two choices, based on weighing their underlying attributes, applies in the real
world business setting. Furthermore, what are the benefits and drawbacks, if any, to this method
of decision making? Such a scenario may happen when one wants to start a retail business but
where the market is high; the business is likely to be affected by adverse weather conditions
whereas the best place to locate the business has least market though the price of the commodity in
question is constant. The benefit of this may be choosing a way of attracting more market such as
offering discounts at a particular quantity bought. There may be also a drawback as the discounts
may not automatically attract customers hence leading to a loss. Problem 2: The demand function
for Newton s Donuts has been estimated as

Design Documentation On Web Based Information Systems Essay
Heraldry is one of the art professions studies that entail creation, granting and arms blazoning. This
is a protocol that questions rules of ranking and it is executed by an officer of arms. The word
Blazon entails description and use of formal heraldry language that necessitates comprehension
when governing word order blazoning over complex coat of arms(Louda Maclagan, 1999: 20 23).
The main purpose of this case scenario is to create a Heraldryapplication as well as system
documentation that will help the company to keep track Blazon armorial Records and allowing
them to be searched online.
1.1.2.Stakeholders analysis As far as Heraldry is taken into account, it is good to note that
heraldry has its predecessors that accounts to stakeholders. In this aspect, the stakeholder s analysis
can be taken based on the various conjectures and in relation to heraldic arms. However, design
documentation on web based information systems will be highly articulated based on the Heraldry
E R design and analysis, relationship management methodology that defines entities. To some
extend the documentation will further analyse definition based on how resources on web will be
accessed, used and who will be updating and maintains the system attributes. As the fate of
stakeholders is taken into consideration, E R analysis leads to a scenario analysis that identifies the
potential users, the web resources needed and these resources are used by the users. It is good to
understand that

The People s Insurance Company Of Canada
Name : Dolphine Bisase
Id : 213349311
Assignment: Midterm Assignment, Management 3990
While the intention was that the People s Insurance Company of Canada (PICC) would have an
organic organizational structure, this intention was at least partially offset by the close integration
of the Insurance company with the parent People s Bank. The result was an entity in which the
superficially organic, generally non hierarchical Insurance organization has been overridden by the
highly hierarchical and mechanistic bank organization. The PICC s actual structure has both
mechanistic and organic aspects. With regard to work specialization, it is generally narrow and
mechanistic with the VP for HR, Mary Thorne, fighting an ongoing battle with the Bank on the
grounds that PICC needed staff with specialized skills in the insurance industry. With respect to
chain of command, while the structure of PICC was intended to be open, non hierarchical and
organic, it is clear that it is generally mechanistic in its most important aspects. For example, while
there may be an open office environment in general, the senior team members have private offices.
Similarly, while the the emphasis of PICC is towards self managing teams, many approvals such
as new purchases had to be signed off by multiple layers of the bank s management. Thus, the chain
of command is very rigid in terms of its senior decision makers. In terms of centralization of
decision making, it appears that

Electronic Mass Planets Orbiting The Pulsar Psr B1257
irmed detection came in 1992, with the discovery of several terrestrial mass planets orbiting the
pulsar PSR B1257+12.[31] The first confirmation of an exoplanet orbiting a main sequence star
was made in 1995, when a giant planet was found in a four day orbit around the nearby star 51
Pegasi. Some exoplanets have been imaged directly by telescopes, but the vast majority have been
detected through indirect methods such as the transit method and the radial velocity method.
Early speculations
This space we declare to be infinite... In it are an infinity of worlds of the same kind as our own.
Giordano Bruno (1584)[32]
In the sixteenth century the Italian philosopher Giordano Bruno, an early supporter of the
Copernican theory that Earth and other planets orbit the Sun (heliocentrism), put forward the view
that the fixed stars are similar to the Sun and are likewise accompanied by planets.
In the eighteenth century the same possibility was mentioned by Isaac Newton in the General
Scholium that concludes his Principia. Making a comparison to the Sun s planets, he wrote And if
the fixed stars are the centers of similar systems, they will all be constructed according to a similar
design and subject to the dominion of One. [33]
In 1952, more than 40 years before the first hot Jupiter was discovered, Otto Struve wrote that there
is no compelling reason why planets could not be much closer to their parent star than is the case in
the Solar System, and proposed that

Chiquita Case
1 a) Buyers have high power in the banana industry because they choose the company that has the
best customer service and the lowest prices to stock in their stores. This means that the
supermarkets can directly impact who has the most market shares in the industry.
b) Suppliers have low power in the banana industry because they are at the mercy of the buyers,
FDA, government import laws, and mother nature. All these factors creates little control for the
supplies, and anyone thing can destroy a company.
c) There is a low threat of new entrants in the banana industry because the banana industry is
control by three major companies that control 60% of the industry. Not only is the industry
controlled by these companies, but ... Show more content on Helpwriting.net ...
b) Chiquita s managers actions did the rights or legitimate claims of the community(s) in which it
operates because they promoted growth within the community and gave an opportunity to help a
developing nation a chance to decrease the poor as result better the overall country. One could
argue the that this was consistent with their core values and their company s believes. Chiquita was
put in a situation where they had to choose the lesser of two evils, and this happened to be the right
choice for their situation. Even though, by many it was considered unethical, and a poor business
practice.
c) Chiquita s managers actions did not reflect a best practice for the organization because they
supported a terrorist organization, which is illegal and unethical business practice. Though, they
were helping a community grow, it affected their brand image in the places they imported and sold
their product to. As result they were fined and also, their creditability was lost, which destroyed
their competitive advantage in the banana industry.
4 a) To restore Chiquita s reputation and endure future competitiveness for the company, CEO
Fernando Aquirre should (1) increase their relationships with buyers, in order to increase their
market shares, (2) research how to

The Iliad And The Book Of Genesis
Amidst themes of suffering, war, violence, and sin, the characters of both the Iliad and the book of
Genesis strive to live and define their lives as their own. The women in particular best exemplify
this struggle as they contend not only with the circumstances to which they are born into, but must
also grapple will the role they play in their society and how their actions influence the greater fate
of their people. Within the Iliad, Andromache s role as a womanand wife to a warrior during war
contributes to her actions unintentionally furthering the moira of her husband and ultimately the
fall of Troy. On the other hand, Rebekah drives the plot of Genesis by using her intelligence to
manipulate events to adhere to their version of fate:... Show more content on Helpwriting.net ...
It is Andromache s role and nature as a woman who exemplifies the soft side of human relations
that paradoxically reminds Hector of his duty to fight and hastens the fall of both Hector and Troy.
Pitted against the other worldly forces of gods and fate, Andromache demonstrates a desperate
struggle to subvert the inevitable loss of Hector and the fall of Troy. Her role as the wife of
Hector places her within the supposed safety of Troy s walls as her husband fights on the front
lines. Her role predominantly as the wife of Hector, renowned warrior and prince of Troy,
creates a sense of constant worry and urgent anxiety in each of her three main dialogues. Each of
these dialogues occur in accordance to the life of Hector one being before his death, one shortly
after his death, and the last at Hector s funeral. The placement of each of these dialogues
demonstrate the importance of the relationship between the two and, furthermore, emphasizes the
potential effects of Hector s loss. The most moving interaction that epitomizes the tragedy of
Andromache s battle between action vs. fate can be observed in her plea to Hector to leave the
front lines. She appeals to his role as a family man the provider to his beloved wife and father to
his son (Ill 6.427 490). However, the tragedy in this interaction is that the more Andromache
attempts to persuade Hector, the more decisive Hector becomes

A Random Walk Down Wall Street Book Analysis
Introduction to A Malkiel Random Walk Down Wall Street If you are a new investor who is
interested in investment history or how to make investments, purchase this book by Burton G.
Malkiel. This book is ideal for any experienced investor who wants to brush up on their knowledge
of investment techniques and theories also. There are not many books that have been written about
investing. A Random Walk Down Wall Street is broken down into four parts which include; Stocks
and Their Value, How the Pros Play the Biggest Game in Town, The New Investment Technology
and A Practical Guide for Random Walkers and Other Investors. In total, there are fifteen chapters
that cover a lot of key points that many will find interesting and informative.... Show more content
on Helpwriting.net ...
He is also an economist that specializes in securities markets and investment behavior. In addition to
these qualifications, Burton Malkiel has been a lifelong investor.
The South Sea Bubble
Throughout the text of the book, you will read about different bubbles that occurred in history.
Some of these bubbles have happened in the last ten years and some have happened in the last
three hundred years. One of the most interesting bubbles that I read about was The South Sea
Bubble . The South Sea Company in England was formed in 1711 to create confidence in the
government s ability to meet its debts and promises. This company took a government debt (IOU)
for ten million pounds. In return, the government was given monopoly over all trade to the South
Seas (Malkiel, Page 41). People thought there would be a lot of opportunity to make money during
this time. In 1720, the entire national debt, which was thirty one million pounds, was capitalized.
The stock rose from 130 pounds to 300 pounds when the bill was introduced to Parliament. After
bill became the law, the South Sea Company sold a new issue of stock at 300 pounds. There
were fights that broke out by investors who wanted to purchase this new stock price at a
proposed installment offer. (Figure 1) Figure 1 is an image of what a stock certificate looked like
when issued to investors. South Sea Company reissued a new stock price of 400 pounds. The stock
eventually rose to 1000 pounds.

Book Review Of A Stolen Life By Jaycee Dugard
The book A Stolen Life is about Jaycee Dugard, who is also the author. The genre of the book is
fiction and is an autobiography. The book is about Jaycee Dugard who lived in South Lake
Tahoe, California. While walking to school one day Jaycee was abducted by Philip and Nancy
Garrido and held captive in a room on their property for eighteen years. Throughout captivity
Jaycee was sexually assaulted many times by Philip. She was also told many lies from the Garrido
s such as Your familydoesn t love you anymore or You have nowhere else to go which convinced
Jaycee to listen to Philip and not try to escape. The setting took place in South Lake Tahoe,
California at Jaycees home in the beginning of the story, but mostly took place in the Garrido s
home in Antioch, California.... Show more content on Helpwriting.net ...
Jaycee was shy, kind, and loved her family. Jaycee was a dynamic character because we know a
lot about her such as her thoughts and feeling about her family and Philip and Nancy. The story
was told from her point of view so we were told everything that she saw herd and felt. Jaycee was
a round character because she changed throughout the story such as when she was abducted and
no longer lived with her family and had to live with Philip and Nancy. Some other important
characters are Philip Garrido, Nancy Garrido, and Jaycees mom and sister. Philip Garrido had
already abducted and raped several children before Jaycee. Philip Garrido was sentenced to 431
years in prison after being caught by the parole officer for abducting Jaycee. Philip heard voices
that he called angels , and used them to blame everything on Jaycee and tell her many lies. Philip
is a dynamic character because we know a lot about him and what he thought about Jaycee and the
voices in his head. We knew how he felt about Nancy, and abusing animals. Philip is a round
character because he changes throughout the story such as in the beginning of the story Philip

Now That This Paper Has Evaluated AquinasвЂ™S Summa Contra
Now that this paper has evaluated Aquinas s Summa Contra Gentiles, it will move on to evaluate
his next important work. In the years 1265 1274 Aquinas wrote what is considered one of his most
prominent works, The Summa Theologiae. In Summa Theologiae (also known as Suma Theologica
or simply Summa), Aquinas gave five proofs for the existenceof God. This paper will first tell why
these proofs are necessary then describe the proofs in themselves. These proofs are necessary
because Aquinas believed that the existence of God is not self evident. A self evident proposition
is one in which the predicate forms part of what is meant by the subject (PUT, 103). Meaning that
God exists is not self evident because we cannot grasp divine essence... Show more content on
Helpwriting.net ...
Therefore anything that is in the process of changing cannot change itself so one thing is changed
by another which in turn is changed by yet another (Clark, 122). Eventually, this stream of change
has to stop somewhere or else there would be no first cause of change and consequently no
subsequent causes. So when we come to the first cause that is not changed by anything else,
Aquinas believed it is what we understand to be God (Clark, 122 123).
The second proof is derived from the nature of causation. Aquinas thought that in the natural world
we find causes in a natural order of succession. We never see something causing itself because if
we did then it would be pre existing and this would be impossible (Clark, 123). Every first cause
impacts an intermediate (there can be many intermediates) which then impacts a last. You cannot
take out any one cause without getting rid of its effects (Clark, 123). So you cannot take out the
first cause without losing the intermediates and last causes that follow. Thus Aquinas thought that
we must suppose a first cause, which is God (Clark, 123). The third proof addresses the issue of
what is unnecessary and what is unnecessary. Our experience has shown us that in life there are
things that are necessary and things that are unnecessary. Things that are

Competitive Environment And Maintaining Customer...
1.0Introduction
In today s competitive environment, maintaining customer relationships is a key to business
success because customers are considered as important strategic resources of a business. However,
all business markets contain many subgroups of customers that behave differently, that have
different ambitions, and have different purchasing behaviours. Hence each subgroup must be
treated differently in order to build strong customer relationships. To compete with rival businesses,
it is vital for a business to know enough about their customers and to know the wants and needs of
the customers.
Britain s largest employee owned retailer, the John Lewis Partnership owns Waitrose, a chain of
British supermarkets, which comprise the ... Show more content on Helpwriting.net ...
This is twice as the penetration in the US.
Due to these new challenges, Waitrose is interested in analysing their customer data to gain an
overall understanding about their online customers, to group them into categories and to identify
the attributes of the high value online customers for their business. This helps them to be able to
better optimize marketing programs, satisfy customers and to increase profits. The main objective
of this analysis is to use the data mining techniques to analyse the customer purchasing data and to
discover patterns, solutions and to find implicit but potentially useful information to answer
business questions of Waitrose. In this analysis, these data mining techniques will be used to define
the High value customer profile for Waitrose.
1.1Structure of the Report
In this report Chapter One is the introduction of the thesis. It gives a concise introduction to data
mining and some areas where this tool is used or needed. It also covers the problem background of
this thesis. Chapter Two includes a literature review on customer profiling, data mining and its
major classification techniques. And also a comparative analysis of the models used by the other
researches to classify the customers as high value and normal.
Chapter Three describes the methodology employed in this thesis and an introduction of the data
used in the analysis. Chapter Four gives the results and compares the different

Matthew Mcconaughey Research Paper
Most people watch movies. They might all watch different genres. Some people like to watch
scary movies and some people don t. It depends on the person. But if you re like me then you like
to watch different kinds of movies, it depends on the mood that you re in. But when I m watching
movies I like to have this one special actorand his name is Matthew McConaughey. Matthew
McConaughey was born on November 4th 1969, he was raised in Uvalde Texas. While he was
growing up his parents got married three times and then got divorced twice. He grew up with two
older brothers. They all later on moved to Longview Texas and went to high school there. After he
graduated from high school he went to the University of Texas at Austin, and while he was there
he joined the Delta Tau fraternity. He began in the fall and then graduated with a bachelor s degree
in Radio Television Film. His original plans changed he wanted to attend Southern Methodist
University. But that changed when he found out that he couldn t afford that school. He was also
going to plan on being a lawyer but then later found out that he didn t want to a lawyer. Before
he became a big actor he started working little jobs like commercials in his local town. Not only did
he do that but he also became a local... Show more content on Helpwriting.net ...
Known for his acting skills he later achieved the leading man in A Time To Kill in 1996. In 1997
he came in contact with Jodie Foster, a science fiction film directed by Robert Zemeckis. That
same year he started in a Steven Spielberg s Amistad. Not only did he act in movies he also acted
in TV shows. In 1999 he starred in EdTV. Later that year he developed some bad behavior and
the police had to visit his Austin, Texas home. While they were there they found him playing the
bongos and a small amount marijuana. He was booked on drug charges and for resisting arrest.
The charges were later dropped but he had to pay a

Questions On Risk, Title And Insurance-Terms Of Trade
CHAPTER 1 DELIVERY 1. What are 5 steps in negotiating delivery? Timing Location Transport
Risk, Title and Insurance Terms of trade 2. Why is location important? Because it s where the
risk and responsibilities are passed. And date of payment depends on place of delivery. 3. Why is
transportation important? Because suitable mode of transport will reduce the cost; moreover the
transport which is appropriate to the goods ensures the goods to arrive safely. 4. What are modes
of transportation? Sea transport Air transport Inland transport ( by road, by rail, by barge, by mail,
or by mixture) 5. Where is risk often passed from the exporter to the importer? At the point of...
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How to set the Defect Liability Period? It s likely to be several months form the date of delivery
or date of arrival. 10. What is patent ( open defect)? It s a visible deficiency which is
discoverable upon its inspection. 11. What is latent ( hidden ) defect? It s defect that only comes
into light after a defined amount of time (after using or acceptance) 12. Give some examples of
patent defects Wrong items, broken or missing parts, scratches... 13. What are Implied Warranties?
Certain assumptions about goods even if the exporter gives no express warranty.
1. How does the L/C protect both the exporter and importer? For seller, he can get payment by a
bank if he made an agreed shipment For buyer, he doesn t have to pay until the seller make the
delivery. 2. Differences between open account secured by the export credit insurance and an open
account secured by the bank guarantee? In ECI, the third party security for payment is an
insurance company, and the seller pays the costs. In bank guarantee, the third party security for
payment is a bank, and the buyer pays the costs. 3. Differences between Time and Deferred L/C?
Time L/C uses time draft. When the exporter presents the Time L/C to the bank, the bank will
stamp across the face of the time draft and will pay the bill when it matures (after a period

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