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Lack Of Higher Education In The United States
Those pursuing higher education within the United States are facing financial obstacles and unfair
opportunity, especially pertaining to those living within poverty. Whether or not our upcoming
generations will be given the same, if not a greater opportunity towards higher education, is dependent
on our countries decision towards educational reform. Higher education through the spectrum of equal
opportunity, is generating concern from both the public as well as the government; and while the topic
continues to be debated, the debt surrounding our countries educational system continues to grow. The
Secretary of Education Margaret Spellings has brought this issue forward by creating a National
Commission to address Higher Education on a governmental level; the National Commission is
directing the attention towards the countries costs and accountability pertaining to higher education. ...
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The public perception seems to be paying their attention towards the concern of long term debt, and
that most individuals are now seeing higher education as more of a risk rather than a possible
advantage towards their future. The United States higher education system is failing the people of this
country by its ability to segregate the poor from the rich, and generate debt which shows no signs of
digression. The United States needs to address the problem of higher education if we wish to continue
to compete on a global scale. Education should be less about the money and more about knowledge;
the noble thing for our government to do would be to provide the necessary resources for all
individuals so they may pursue their intelligence with equal opportunity; the individuals of this
country have the right to be given a fair chance to educate themselves, regardless of their
... Get more on HelpWriting.net ...

Women s Struggle For Equal Rights
In pre Revolutionary France and America, Women had no political rights and were forced to rely on
men. The women were destined to live a life of a house wife, she was only seen competent enough in
society to raise and educate kids and take care of her household. In both countries, the revolution
increased the population s attention to political matters and made liberty and equality very important
to the people. Unfortunately, Women did not claim any rights during this time, but the women of the
French Revolution and the activities they were implicated in heavily influenced the movement and
struggle for equal rights. Their March on Versailles, their political clubs and pamphlets, and the
prominent women political figures were vital assets that influenced the struggle and movement for
equal rights during the 19th and 20th century in France. During that period, due to the abolition of the
censorship and the liberty to publish, some writers argued for the women s struggle for liberation and
suffrage like Judith Sargent Murray with her Essay On the Equality of the Sexes , which protested the
idea that men had greater intellectual capacities then women, As well as other French writers such as
Olympe de Gouges who wrote several plays, short stories and novels in which she expressed that
women and men are different, but this shouldn t stop them from equality under the law. Additionally,
De Gouges was the author of the Declaration of the Rights of Woman and the Female Citizen in

10 Spitfire Facts
The Meaning behind Aircrafts Anxiety. Fear. Sadness. These are the things that the courageous
members of the allied Air Forces all felt during the time of WWII. Several different types of fighting
were used in WWII, battleships, tanks, and legions of soldiers, but the most useful, and perhaps the
most deadly of all was flying a military aircraft. Aircrafts were powerful tools in the war, yet they
were also a very expensive price to pay. The risk of using aircraft in combat was high, but it was
extremely useful to the allied forces. First, during the dark time of WWII, there were four main types
of planes: fighters, bombers, seaplanes, and transport aircraft. Fighters such as the Spitfire and the
Hawker Fury were used as prime weapons against ... Show more content on Helpwriting.net ...
The many different models of planes were helpful in their own unique way. It seems the most helpful
of all was the Supermarine Spitfire. Not only did we pay money for the Air Force, we paid for it with
the lives of the courageous members of the Force. The dark time of WWII definitely scared this Earth
for many years, and military aircraft are just a reminder of the time. However, the reminder of WWII
doesn t have to be painful. Since 1945, people have begun to love the old planes used in battle. Many
people like to go to airshows, where old military aircraft set to the sky in a performance of skill. My
own grandpa, who is past 80 years old, decorates his house with models of aircrafts from the time. Air
Space magazine says, Combat Aircrafts that were everyday companions to airmen in the WWII
generation have become extraordinary treasures to many in the next , and many have proved this to be

Kraft and Cadbury Merger
Kraft Cadbury Merger Just 27 months ago Kraft and Cadbury, two of the most exclusive firms in the
snack production industry consummated the final merger decision after negotiating for several
months. This essay lays out why this merger came to fruition and the reasons it made strategic sense
financially. Also, I evaluate numbers from the acquisition, as well and performance over the past
couple of years. One of the main aspects to analyze are the financial statements after the merger as
well as accounting methodology. Synopsis of Kraft and Cadbury Kraft Foods Inc., also known as
KFT, is the highest volume food processing company in the world. In the year 2009, KFT posted over
40 billion dollars in generated revenue. They also sell products in over 160 countries worldwide.
Some of their most popular brands include Philly Cream Cheese, Maxwell House Coffees and
flavorings, Nabisco, and their mayonnaise, likely the most recognized. Many types of cheeses,
packages and frozen meals, breads and candies are all under the Kraft Foods, Inc umbrella. This
makes them a very hot commodity for investors, as juggernauts such as Warren Buffett owns about
9.4% of Kraft stock. They are a global phenomenon with over 110,000 employees across the world
and large market capitalization. Four years ago, KFT replace AIG after they collapsed as part of the
Dow Jones Industrial Average (Ratna, Bhushan, 2010) Cadbury is a British based confection

How Technology Has Changed Our Lives Essay
Technology in America has been a huge part of its growth over the past twenty years. Major
innovations in technology have contributed to many sectors of society and created thousands of new
jobs across the country. Many companies over the years have created and distributed several different
types of electronics to make our lives easier. The main products that have made our lives that much
better are the cellular phone and computer. There are many companies that produce and sell
electronics, but the top leaders are Apple and Samsung. Even though these companies sell similar
products, they have very different beginnings. Apple was founded in April 1976 by Steve Wozniak,
than 26 years old, and Steve Jobs, 21, which were both college dropouts. Jobs and Wozniak made their
first computer in 1976 for a computer hobbyist club. They began to gain some attention and sold 200
computers to a hobbyists in the San Francisco Bay area for $666 each. During that summer, Wozniak
began work on the Apple II, which was designed to appeal to a broader market than just computer
hobbyists. Jobs and Wozniak had the general consumer in mind by making a more attractive modular
beige plastic container. In 1979 Apple introduced the Apple II+ with a lot more memory than the
Apple II and an easier startup system. In 1984 Apple began producing the well known Macintosh
computer. In the beginning, Macintosh sales temporarily dropped off after a great start. They began to
make new Macintosh computers with

A Shortage Of Food Causing A Food Crisis Is Sweeping The...
Since 2008, a shortage of food causing a food crisis is sweeping the globe. The breadbasket of the
world, the United States also cannot escape it. There is not always enough food for this world, so
people have tried all kinds of ideas to produce more food. Unfortunately, land is limited for every
country, and people have to raise the output of every land. At the beginning, people used grafting.
Grafting merges the advantages of two plants. For example, the seedling of a corn which is drought
tolerant was transplanted to another kind of corn which is high producing, and the final corn will be
drought tolerant and high producing. Though the result is very good, it s very difficult and expensive
to transplant every plant. People innovated hybridization plants, but they are not stable. When the
gene was found, many scientists began researching how to transplant the gene to another plant, and
then we created Genetically Modified Organism food.
Farmers have widely adopted GM technology. Between 1996 and 2013, the total surface area of land
cultivated with GM crops increased by a factor of 100, from 17,000 square kilometers (4,200,000
acres) to 1,750,000 km2 (432 million acres). 10% of the world s croplands were planted with GM
crops in 2010. In the US, by 2014, 94% of the planted area of soybeans, 96% of cotton and 93% of
corn were genetically modified varieties. In recent years GM crops expanded rapidly in developing
countries. In 2013

Dr. Mullins Case Study
Allana saw Dr. Mullins six times during the month of March on 03/03/16, 03/07/16, 03/10/16,
03/14/16, 03/21/16 and on 03/28/16. On 03/07/16, Allana told him that her ultimate goal would be to
run longer than 20 minutes without her back buckling . She also explained to him that high intensity
workouts were her favorite. Throughout the month of March, she continued to have spasms and pain
in her upper back, lower back, and in her neck. Her ribs also continued to be very sore. Her diagnoses
on 03/21/16 was pain in the lower back, and muscle spasms in her back, neck and mid back. Her
diagnosis also included segmental and somatic dysfunction of the head, cervical, thoracic and lumbar
spine, her sacrum and sprain of her ribs. In April, she went to see Dr. Mullins on 04/04/16 and
04/18/16. By 04/18/16, she was slightly better as far as the intensity of her pain, but she still had pain
and the muscle spasms still plagued her up and down her spine. Allana was re examined on 05/02/16.
She answered ... Show more content on Helpwriting.net ...
The treatments made her feel better for a short lived duration, but the problems always came back. She
wanted to see another doctor, or a specialist who could provide some answers, but as a newly married
couple, she and Brock did not have the money to pay for the high cost of medical care. What is
painfully clear in her records is that her spine is damaged, and her life has drastically changed. One
day she is doing slightly better, but within a day, or just a few days, she is not doing so well again.
This is so tiring for Allana. She cannot plan ahead or know if she will have a good day over any
weekend to plan something fun. If she happens to have a good day and takes advantage of it, she ends
up having a bad day the next day. If it weren t for this wreck, she could plan anything she wanted on
any day that she wanted without having to worry about whether or not her body can physically handle

My Papa s Waltz And Daddy Comparison
Theodore Roethke s My Papa s Waltz , Robert Hayden s The Whipping , and Sylvia Plath s Daddy are
all poems written about children getting beaten but have differing narrators and varying times.
Although these poems may be about the same topic, they are presented in different points of view by
the narrators. My Papa s Waltz is in the first person point of view as it s happening, The Whipping is
also presented as it is happening, but is presented third person, however; Daddy is written as a
reflection in the first person. While My Papa s Waltz and Daddy are written in the first person, they
differ in the tense. However, My Papa s Waltz and The Whipping are written in the same tense, but
have a different narrator s point of ... Show more content on Helpwriting.net ...
The boy says that the waltzing was not easy, which could refer to dancing with his drunk dad or that
the father harming the child and that the son is linking it to a dance instead of a beating (Roethke 552).
It is because of this that Roethke s poem could mean that his father and he are dancing or that the boy
is getting hit. It is because of this widely interpretable part of the poem that there are three different
ideas on what the poem actually means. The first one is that the child look to his father with fear and
joy. The other two sides are a like in the fact that they think that the poems intensity. One of them
thinks that the poem has a more joyful mood because their personal experience when their father
became drunk and loved them instead of hurting them (Fong 79 80). On the flip side of the coin,
people think that the poems tone is more fearful because in the beginning they hear that the fathers
been drinking and is now scaring the mother and the son instead of being a happy story (Fong 80).
Bobby Fong thinks that the poem is like a seesaw... hard, dirt, clinging), (80). This shows that he
thinks that the story has both fearful parts and joyful parts. However, in Hayden s The Whipping there
isn t as much room for interpretation because it basically describes clearly an adolescent getting
whipped publicly. In Hayden s

George Washington Copyright Facts
Chronology[1]
July 31 2001 Samuel Hopkins was issued the first patent. His patent was for the process of making
potash, which is used in most fertilizer. George Washington was the one who signed the patent.[2]
Feb. 1831 the Copyright Act was the first revision to the United States copyright law. The additions to
the act included the following; extended the copyright term from 14 to 28 years, added musical
compositions to list of protected works, extended the statute of limitations, and changed the copyright
formality requirements.[3]
1909 The copyright act of 1909 was a huge milestone for United States copyright law. This act allows
for work of many kinds to be copyrighted for a period of twenty eight years after the publication, this
could still be renewed for a second term if ... Show more content on Helpwriting.net ...
It was meant to bring all the nations together when needed to work together on specific projects and
problems.[6]
1976 The United States Copyright Act was revised from the prior act. In short terms this new revision
states the basis of the Copyright Law, and changed the doctrine of fair use , and copyrights adopted
post author/creators death.[7]
Jul 1979 The United States and the People s Republic of China established trade relations, marking the
beginning of a new manufacturing era.[8]
1987 Supreme Court ruled in 1987 that neither the New Columbia Encyclopedia home use of
Television video recorders or manufacturer violated copyright laws.
1992 Audio home recording act of 1992 was an amendment of the United States copyright law. The
act allowed the release of recordable things such as Sony and Philips Digital Audio Tape without fear
of infringement

Education Trends Paper
Education Practices
Educational practices are developed through the results of research and studies showing how theory,
research, and practice work together to achieve positive outcomes (Dignam, Duffield, Stasa, Gray,
Jackson, Daly. 2012. p. 69). A nurse administrator must set a model of excellence to provide the
learner opportunities that encourage current trends in the healthcare setting to ensure quality patient
care. The purpose of this paper is to look at trends in education and how these educational practices
will influence my role as a nurse administrator.
Leadership and Education Trends
In reviewing current trends, educators must take into account adult learning principles that include
three different styles. These styles consist of the auditory, visual and kinesthetic learners. Programs
must be developed to include or to allow the adult learner to choose their preferred learning style. For
example, Donna Wright provides a competency program that is designed around eleven different
elements of competencies.
The evolution of multimedia as an educational medium allows nurse educators additional tools to
promote several learning styles to meet the needs of the adult learner (Lua Pei, Nor Khaira Wahida,
2014. p. 3 ). The development of programs and educational opportunities utilizing evidenced based
practice ... Show more content on Helpwriting.net ...
Looking at our aging nursing workforce, the competencies needed to function as a leader in nursing
education is more crucial than ever. There needs to be a strong foundation for the best educational
practices for future leaders to obtain the knowledge and skills to advance the science of nursing
education (Patterson Krouse, 2015). These educational programs need to be of high quality and be
evidence based. The success of teaching and learning in nursing programs is contingent upon strong
leadership within schools of

Examples Of Bradstreet s Plain Style In Upon The Burning...
Bradstreet s plain style helps to convey a message that just believe in God and you will get a better
place in heaven because God owns everything and every ruin is in his plan. In her Upon the Burning
of Our House , she suffered from a fire at first, because she saw the terrible scene happened to her
house and everything, like her goods, her furnitures, is in the dust. She felt fear and scared at first
when she saw this scene. However, she understood that this disaster is in God s plan (From I blest his
grace that gave and took )and he rightly took her house for some reason( He might of all justly bereft
). And when looking around of the dust ash which was her house, she remembered many objects like
furnitures,candles which were in her house.

The Poetry of e.e. cummings Essay
The Poetry of e.e. cummings
The poems to come are for you and for me and are not for most people.
it s no use trying to pretend that mostpeople and ourselves are alike. Mostpeople have less in common
with ourselves than the squarerootofminusone. You and I are human beings;mostpeople are snobs.
Take the matter of being born. What does being born mean to mostpeople? Catastrophe unmitigated.
Socialrevolution. The cultured aristocrat yanked out of his hyperexclusively ultravoluptuous
superpalazzo, and dumped into an incredibly vulgar detentioncamp swarming with every conceivable
species of undesirable organism. Mostpeople fancy a guaranteed birthproof safetysuit of
nondestructible selflessness. If mostpeople were to be born twice ... Show more content on
Helpwriting.net ...
They miss his satirical views, his beautiful observations, and his skillful choice of words. This lack of
respect for the importance of individual words prompted Cummings attack of most people. His
bitterness is directly related to his struggle to get this particular collection of poetry his seventh
published.
Edward Estlin Cummings has always had an affinity for language. Early in life he penned a couplet,
which illustrates his reliance on the power of simple observation:
O, the pretty birdie, O; with his little toe,toe,toe! (Norman, 1958, p. 26)
This appreciation for one s ability to observe and interpret was influenced by Cummings upbringing.
Born on October 14, 1894, in Cambridge, Massachusetts, Edward Estlin had the gift of caring,
intelligent, progressive parents. His father, Edward, graduated from Harvard in 1883, with a degree in
philosophy. He then studied at Oxford, with the Reverend Samuel A. Barnett and Professor Estlin
Carpenter (who made enough of an impression on the young Edward to cause him to choose to name
his son after him.) Edward Cummings went on to teach political economy and sociology at Harvard
until 1900. His instruction was praised with the following commendation: As a teacher at Harvard he
was human, alert, and stimulating (Norman, p. 17). These attributes would eventually

Why Did Ancient Astronomers Study
Star Spotters by David Jefferis 8 202
Question: How did ancient astronomers study the sky?
Answer: These people used their eyes to look at the stars, moon, and sun. They also used an astrolabe
which could pinpoint and predict the moon, stars, planets, and sun s location. This information helped
them know when to plant their crops.
Question: What positive things does the sun do for us?
Answer: Life on Earth wouldn t be possible without the sun. It gives us light and warmth. Also, by
studying the sun, we can predict weather forecasts. These aided farmers in knowing when they should
plant and harvest their crops. The sun s energy also helps power many electrical appliances on Earth
and in space.
Question: What equipment can I use

J. M. Barrie s Peter Pan
Peter Pan, a play written by J.M. Barrie, follows a poor family of five: the workaholic Mr. Darling, the
loving Mrs. Darling, and their children Wendy, John, and Michael. One night, the children are lured to
Neverland by Peter Pan, the boy who refuses to grow up. In Neverland, the children are met with
dangerous adventures and are constantly pursued by Pan s nemesis Captain Hook. But over time, the
children begin to miss their family and decide to return home. In Peter Pan, Barrie uses the similarities
between Peter Pan and Mr. Darling, as well as Peter Pan and Captain Hook, to highlight that Peter Pan
is not a real entity, but a construction of eternal youth created by the adult desire to preserve childhood
forever.
When examining the characters ... Show more content on Helpwriting.net ...
Darling, that the desire to be a child forever is not only Peter Pan s wish, but the wish of adults as
well. Jacqueline Rose went so far as to say Peter Pan offers us the child for ever. It gives us the child,
but it does not speak to the child (58). When Rose says us she is referring to adults. It is the adult that
wants Peter Pan to stay young forever, not the child. Although Peter explicitly states, I want always to
be a little boy and to have fun there follows a parenthetical, so perhaps he thinks, but it is only his
greatest pretend (1354). The parenthetical suggests that perhaps this eternity in childhood is not
actually Peter s desire, but a lie he has invented to stay young forever. The question then becomes
why. The answer is revealed in Hook s heartbreak at Pan s loss of his memories (1351). Hook
embodies the fear of adults, the fear of the ticking clock. However, Hook is unable to escape the
crocodile of time, so he attempts to live forever through Peter Pan s memory, but he is ultimately
unsuccessful. Peter s inability to remember Hook symbolizes the moving of time, a childhood Hook
can never go back to and an immortality he can never attain. By overlapping the characters of Hook
and Mr. Darling onto Peter Pan, Barrie both erases the child while simultaneously creating an artificial
eternal childhood constructed by and for

Opression In The Giver
The Giver, is a science fiction novel by lois lowry. A young boy, jonas, realizes how little freedom he
and everyone else has, after he is assigned to be the new receiver of memory during the ceremony of
12. Jonas and the giver come up with a plan to give the citizens of their community freedom. Freedom
of opression leads to freedom, Lois Lowry demonstrates that the knowledge of opression leads to
freedom through Characterization, flashback, and setting. First, the authour s use of characterization
exemplifies knowledge of opression leads to freedom. This is clear whem the giver states how litlle
knowledge jonas has of the real world. Characterization is important in the story because it shows how
litlle freedom the citizens have. He has shown all the qualities that a receiver must
have...Intelligence...Integrity...Courage. This show characters because it shows jonas personality.
Jonas personality is just like everyone else except he has the ability to see beyond meaning he can is
begining to see color. Characterization clearly shows that knowledge of oppression leads to freedom
because it shows the personality that the citizens of jonas ... Show more content on Helpwriting.net ...
This is clear when Jonas is leaving his communaty to set the citezens free. Without the recever of
memory being in the commutaty all the citizens would be set free and would be able to see the real
world. Now the landscape was chaning...the road was narrower, and bumpy...Soon there were
birds..They saw a deer. Setting is a great way to support the theme because it shows the difference
between the wether, animals, and plant, in the communaty and out of the communaty. Without setting
the reader wouldnt be able to tell how restricted the communaty really is. Setting clearly shows that
knowledge of oppression leads to freedom becauase it shows how restricted the communaty is, not
being allowed to have animals, snow, rain, some

Assignment Questions On Workbook Questions
Activity 2 WEEK 4 WORKBOOK QUESTIONS [Copy and paste your answers to the questions
marked WORKBOOK QUESTIONS from the Week 4 workshop exercises and problem questions and
Week 4 seminar questions here. Revise your answers to incorporate any feedback that you have
received. For example, feedback receive in class by your Instructor, individually during consultation
times, or by way of the weekly summary answers] Workbook Answers ANSWER 1 Issue: Is there is
rupture of security contract for this situation? Law: De Lassalle v Guildford is required to evidence the
presence of insurance contract. The criteria to poof the security contract is that announcement more
likely than not been expected as a guarantee which incorporate the primary contract furthermore the
announcement ought to be promissory in nature which impact other gathering to enter in principle
contact. Application: Ernie who is the sales representative of Savage Boats is expressed with respect
to the most extreme pace of the Dulux 500 motor. It s obviously states for this situation that the
announcement is not promissory in nature. Moreover, this announcement is only the assessment
thought regarding the pace of the Dulux 500 motor furthermore Ernie advised to Barry that he just
drive little cruisers. In addition, rate is exclude in the principle contract. Conclusion: there is no
rupture of guarantee contract for this

Proctor Exam
Proctored Exams at UoPeople submitted on Wednesday, 27 September 2017, 9:11 PM
Please see attachment for proper format
UoPeople Proctored Exams
The definition of a proctor is a supervisor especially of an examination or dormitory in a school The
Free Dictionary. To me, proctoring means that an individual has been asked to watch over a student or
students while they take a test or take a final exam. A proctor is a responsible, reliable person who has
been designated to watch students and be honest and not help them cheat. University of the People
students are required to successfully complete the required number of proctored exams prior to
graduation according to their degree program. It is a condition of awarding a degree and diploma and
students cannot graduate ... Show more content on Helpwriting.net ...
Students are also strictly prohibited from offering the proctor any payment or other benefit in return
for the proctor s willingness to supervise the exam UoPeople Catalog. A proctor must meet all these
requirements in order to proctor the student exams.
In order to register a proctor of you choice with the university you have to log into the Student Portal
and add a proctor for the class that requires proctored exams. If a student is unable to find a proctor,
UoPeople offer a free service for an online proctor. If a student needs this type of assistance, they will
need to sign up at ProctorU website and create an account. If a student is able to find a proctor that
meets all of the requirements, the proctor will receive a code prior to the exam which they will need to
enter into Virtual Learning Environment prior to when the student is scheduled to take the exam. The
code will be provided to the proctor before the scheduled

The Media Of New Digital Media
In the age of new digital media, it has become all the easier for consumers to be able to share their
media online, on various different sites. Whether that is audio, video, or images, there are a whole host
of different platforms in which users can upload their content on to and, in turn, can interact with other
uses that have the same interests. In this report I will be looking at different social media sites, all with
a different media demographic and discuss the advantages and drawbacks of each site in regards to the
consumer, and whether they are the best sites to use in their own respective media areas. 2) a)Spotify
Spotify is a commercial streaming site, launched in October 2008, which lets users browse and listen
to just about every song in existence by any artist, album, genre, or record label. It is one of the
leading sites for streaming music, and it allows users to be able to stream music to their, computer,
mobile or tablet devices wherever they are in the world. This form of digital media allows users to
effectively have access to as many albums as they want, as opposed to going out and buying physical
CD s, and it is also a way for users to listen to music legally, as opposed to previously using other
illegal sites, such as Limewire (which was shut down by federal court) to be able to listen to music
while not paying a penny. In addition to the free version of Spotify, you can purchase the £11.99 per
month subscription, which removes the commercial adverts

Design New Services For Jamuna Bank
Service design and development is very important for a bank like Jamuna that is our concern now.
From our observation we find out that they are far behind then other banking service providers. So in
this section they have to come up with new plans and findings.
If we are thinking about design new services for Jamuna Bank then we have to find out those sectors
where we are going to implement those programs. From our findings we come to know about they are
much behind in online banking, customer service, ATM system and infrastructure. So in this sectors
we need to work more to satisfy our second God, our customers.
According to Mr. Rakib Ur Rashid, First Executive officer of Jamuna Bank (Jurain SME Branch),
service development and design functions handle by the Research and development (R D) department;
located in head office. Officials of R D department sit with the directors and president to design new
service and schemes for the clients. Therefore the procedures are credential and not shareable towards
the externals. So in the upcoming part I am going write my suggestions about service development
and design
Basically product design and development sector divided in two parts. They are planning section and
implementation. In planning section we got new service strategy development then come idea
generation, concept development evaluation and business. In implementation section we got service

Semi-Truck Accident Research Paper
The Dangers Of A Semi Truck Accident
The average vehicle weighs 5,000 pounds. However, an empty semi truck can weigh over 40,000
pounds. The legal maximum weight of a semi truck in America is 80,000. Because semi trucks are
much larger than cars, a semi truck accident can very easily result in devastating injuries.
Some of the most common semi truck accident injuries include brain injury, spinal cord damage, loss
of limbs, paralysis and organ trauma. In fact, people who are involved in a semi truck accident are 10
times more likely to die than those involved in a car accident.
Common Causes Of Semi Truck Accidents
Improper Maintenance
Commercial trucks are required to comply with both federal and state service standards. The purpose
of truck maintenance and inspection is to keep both truck drivers and other people on the road safe.
Mechanical failure is a common cause of truck accidents. In many cases, mechanical failure could
have been prevented if the truck would have received the ... Show more content on Helpwriting.net ...
This includes things such as changing the radio station, adjusting the radio, smoking, using a cell
phone or eating. Interacting with another passenger can also be considered a distraction.
Driver Fatigue
Drivers who are tired have a harder time paying attention to the road. They are also more likely to fall
asleep behind the wheel. The number of hours that semi truck drivers are allowed to be on the road
have been restricted by the Federal Motor Carrier Safety Administration. However, drivers often work
very long hours and take few breaks because they are under a tremendous amount of pressure to meet
deadlines.
Driving Under The Influence
It is dangerous for anyone to drive while under the influence of drugs or alcohol. However, many semi
truck drivers do it anyway. It can also be dangerous to operate a truck while using certain prescription
drugs.
Reckless

The True Story Of Ah Q
The book, The True Story of Ah Q was written by Lu Xun. It is a form of historical fiction, which is a
literary genre that takes place in the past. The setting is drawn from history. The historical events and
social phenomena will be presented in the story though it is a historical fiction. It can impress deeply
historical frames in people s mind and plays a significant role in history. It is another way to record
history. Additionally, the author, Lu Xun (1881 1936) is widely regarded as one of modern China s
most prominent and influential writers. Lu Xun has enough patriotism. He advocated literary
movement . He concluded that a literary movement was needed to build awareness and incite action
amongst the oppressed. Moreover, ... Show more content on Helpwriting.net ...
He had no regular work either, simply doing odd jobs for others. The author states that the wandering
peasants degree was humble. Due to peasants were oppressed by bourgeoisie, they led to a miserable
life in that time. However, he was arrogant and conceit. Ah Q had a very high opinion of himself. He
looked down on all the inhabitants of Weichuang, thinking even the two young scholars not worth a
smile, though most young scholars were likely to pass the official examinations. Furthermore, the
book portrayed the personality and behavior of Ah Q. winning a psychological victory was obvious
character for Ah Q. For instance, Ah Q, this is not a son beating his father, it is a man beating a beast.
Let s hear you say it: A man bearing a beast! Though this method, Ah Q can decrease the external
pressure, but the result is that he escapes from reality. In that era, Ah Q s character and his winner a
psychological victory have a broad representation, not only the behaviors of Ah Q are ridiculers, but
also reflect the national character. In sum, there are lots of people the same as Ah Q, who are ignorant,
idle and complaining. These people are pathetic and sad.
Secondly, after the opium wars, China became semi colony in the world. Internal and external world
also have big problems. Although Chinese peasants had the Revolution, they still suffered oppressive
politics, economic exploitation and spiritual

`` The Day They Tied Me Up ``
Sharon Olds was born in San Francisco on November 19, 1942. At age fifteen, she was sent to a
boarding school in Massachusetts. Many of her poems focus on difficult childhood and the body. As
Olivia Laing, literary critic of several literary novels and publications, says, The physical body is a
document of being, physical experience is the primary mode of forming, and physical contact is the
primary human relationship. Like Whitman, Olds celebrates the body in its pleasures and pains. She is
a contemporary poet who focuses on autobiographical poems mostly of sexual or violent nature and
personal experience. She particularly resonates with women readers and women s connections with
family members and lovers of the past and present through physical, sexual, and emotional means.
She writes frequently about her sadistic, alcoholic father and victimized mother. Her dysfunctional
family plays an enormous role in her poetry, especially in The Day They Tied Me Up. This poem is
inspired by true events and the feelings and emotions felt by the poet during a memorable aspect of
her childhood. When Olds was eight years old, she emptied a bottle of ink onto her parents bedspread
and was tied to a chair as punishment. In perception by Maurice Merleau Ponty, a French philosopher
commonly associated with the philosophical movement of existentialism, he demonstrates Olds s
serial return to the moment of this punishment within the space of the lyric poem is a formal method
for

The Hero s Death Of Chiron
While Marcus spent his childhood watching his mother sale drugs before her death, Chiron faces his
childhood in different ways. Very shy coming up as a kid and confused about himself , Chiron or Little
is constantly bullied about his size and his feminine ways, on top of trying to understand what are
drugs and that his mother is addicted to drugs. The opening scene of the movies is where Chiron is
being chased from school by a group of kids referring to him as a faggot as they forced him into
running into a abandon crack house, where a local drug dealer named Juan later finds Chiron.
Imposing yet gentle, Juan is a drug dealer who s addicted clients including Little s increasingly
bedraggled mother, Paula. Aided by his nurturing partner,

The Perspective Of Ramzi Was Horrible
SECTION 5: WHY BACKROUND
5.1 Perspective
The perspective of Ramzi was awful. It takes hard work to get a mentality like his and his recruiters.
When they were young they were taught to harm, kill and destroy.
Ramzi wanted to destroy the United States. When he planned his attack towards The World Trade
Center he wanted to make both buildings collapse. The van had to be parked a certain way so that
when the bomb would explode then it would knock down the first building making it tip over and fall
on top of the other one making a massive distruction. His plan did not work as well as planned. He
had everything else but that. the bomb exploded in within twelve minutes and the van had a capacity
to hold in 2,000 pounds of the bomb. When ... Show more content on Helpwriting.net ...
If he wa not caught by this moment he would have done massive destructions all over the United
States.
5.2 Commence The twin towers completed in 1973 loomed over Manhattan as the tallest towers in
America with 110 floors each individual building. If the towers were torn down, there be a massive
impact of terror in the city. The towers however were admiring. Terrorist then began to plot ways to
impact American soil tearing down the towers along the city itself. Ajaj, bomb builder, partnered with
Yousef to create the homemade bomb which was then used in the attack to attempt to take down the
twin towers but only managed to both fortunately and unfortunately injure over 1,000 individuals and
kill six people extremely effected while near the bomb. A rental vehicle, bought by the terrorist,
contaminated the van with the homemade bomb that both Yousef and Ajaj built in their storage locker
found in New Jersey. Their plan was to explode the north tower with would force the excess to crash
onto the the north building which would have not only injure but kill over 1,000 of the people
attending or showing up to work at the World Trade Center twin tower buildings. When the attack
took place, the bomb did not exactly accomplish its mission and what it was intended to carry out
when it was designed for the attack. Yousef quotes that one of his main regrets is not making the

Apa Guide Bryant Stratton
Bryant Stratton College
APA Style Guide
Based on the Publication Manual of the American Psychological Association, 6th ed.
Created by Melodie Fox, Dean of Instruction, Milwaukee
With contributions from Molly McKnight, Lloyd Daub, Jan Kamholtz, and librarians and faculty
across the Bryant Stratton College system.
Bryant Stratton College APA Style Guide Rev. 4/28/10
1
Bryant Stratton College
APA Style Guide
This guide should help you determine citation format for some of the sources most commonly used by
students at Bryant Stratton College. If you need more in depth assistance, you can consult the APA‟s
Publication Manual or other APA resources available on campus. You may also consult an English
instructor or a ... Show more content on Helpwriting.net ...
*Note that the title has quotation marks and capital letters, even though it won‟t appear that way on
the reference page.
The symbol ¶ or abbreviation para. Both are acceptable (¶ can be found on the Insert ribbon under
Symbol/More Symbols). This guide uses both interchangeably in the examples, but in your paper, use
one or the other consistently throughout the paper.
If a source was retrieved electronically, but has page numbers (such as a PDF document) use pages.
If the electronic article is long, use section headings so you don‟t have to count through the
paragraphs. Author
No Author
(Smith, 2000, Findings section, para. 3).
( Comparing Apples, 1999, Implications section, ¶ 8).
Bryant Stratton College APA Style Guide Rev. 4/28/10
3
Using Tags to Introduce Source Material
To incorporate the quotation smoothly into the sentence, writers can use what is called an identifying
tag, attributive tag or signal phrase. The tag is just the phrase that introduces the quote. It can include
the author‟s name and also can include a short mention of his or her credentials.

Examples of tags might include:
Johnson argues,
According to Jones, the chief resident at Chicago Mercy Hospital,
Fineman, who has written widely on the topic of artificial hearts, claims that
When you use a tag to introduce a direct quote or paraphrase, you‟ll need two sets of parentheses.
The year always shadows the author‟s name, and the

Ford s Organizational Changes Of The Automobile Industry
Ford s Organizational Changes
Kimberly Rape
Dana Mandell
Chamindu Kavindra
Organizational Behavior
November 14, 2014
Introduction
Background Henry Ford
Founded in 1903, Henry Ford managed to get investor support to open the first manufacturing
automobile company in Detroit, Michigan. Ford Motor Company has been known for its mass
production of vehicles using a perfected assembly line method and its innovations in the automobile
industry. Ford s famous Model T was developed as an innovative automobile that could be produced
quickly, while keeping the cost to a minimum. This allowed people with a lower income the
opportunity to afford an automobile. One of the biggest changes in the automobile industry occurred
in 1913 with the introduction of a perfected assembly line method. This assembly line method was the
one of the main reasons Ford Motor Company was able to keep the cost of vehicles and the production
time to a minimum. Ford also took the first step to increase wages of their employees above the
industry standard. Although it was still a very low value, Ford offered $5 per day which was a huge
improvement from the $2.34 per day that most companies offered.
By the 1930 s Ford was a primary target of the United Automobile Workers (UAW) union to increase
wages and working conditions. Despite attempts by Henry Ford to keep the Unions out of the
company, the Supreme Court rulings forced Ford to work with the UAW. Another sentence....
With war

Evolutionary History of Gray Wolves
Evolutionary History of Gray Wolves
The gray wolf is one of the world s most well known and well researched animals with more
documentation on them than any other wildlife species. It is a canid whose main habitats are in the
wilderness of remote areas in North America, Eurasia and North Africa. It is the largest member of the
wolf family, usually weighing between 70 and 120 lbs, and closely resembles in general appearance
and proportions to a modern day breed of dog known as the German Sheppard, although they typically
have a larger head, narrower chest, longer legs, straighter tails and bigger paws. The narrow chest of
the gray wolf allows for swift and efficient movement through the common elements of their
environment such as snow, brush and other conditions. Their larger heads indicate their higher level of
intelligence and their large paws, webbed with fur aid in movement across mud and snow. The colour
of a gray wolf s fur lives up to its name and is predominantly a mottled gray although the gray wolf
can also have fur that is nearly pure white, mixes of red, brown, or black. Being very social animals,
gray wolves do mostly everything in packs of 2 15 animals; living, traveling and hunting. They can
hunt and feed off smaller game, yet with their large pack size, they can work collectively to bring
down large game such as deer, moose or bison. There are 37 recognized subspecies of the gray wolf in
total ranging across six continents with familiar names that one

Understanding Disability Stereotyping And Popular...
UNDERSTANDING DISABILITY STEREOTYPING AND POPULAR MISCONCEPTIONS
ABOUT DISABILITY.
Having a physical disability is a stigmatised attribute that is usually associated with stereotypes of
incompetence. As a result of these stereotypes, individuals often experience economic and medical
disadvantages(Roeher Institute,1996). People with disability are less likely to hold a job because
employers tend to judge these individuals by their perceived limitations, rather than their actual
abilities and potential.
Evidently, the first thing that comes to mind when disability is mentioned is a wheelchair because of
the symbol that is used to represent it. Yet only 5% of disabled people do actually use wheelchairs.
Under the Equality Act 2010 (Great Britain). A person is considered to be disable if they have a
physical impairment which has a substantial and long term adverse effect on their ability to perform
normal day to day activities. Disability can be classified into two types: Physical impairment and
Mental impairments .
Physical impairments include anything from loss of a limb, sensory impairment(paralysis), blindness,
deafness and generally everything that alters physical appearance and performance of an individual.
Mental impairments include learning disabilities such as Down syndrome, Developmental disorders
such as Autism, Asperger, Dyslexia, and Dyspraxia. Also mental issues such as OCD, Depression,
Eating disorders, Dementia, Bipolar, Schizophrenia and self harming

The First Amendment Speaks On The Freedoms Of Religion
Hannah Bing
Judy Hatcher
WRIT 3037
17 October 2016
Free Art The First Amendment speaks on the freedoms of religion, speech, press, assembly and
petition; so important, they found their place in the US Constitution. Even with these freedoms
meaning so much to the majority of America, somehow today we still encounter differences in
political and religious views that seem to provoke people to act violently against a piece of art or even
physically against the artist that created it such as in the recent case of artist Illma Gore. Often the
violent action of destroying a work of art is more offensive than the image itself. We should allow
artists free reign of subject matter as well as style and work together to prevent art desecration and
violence through education of the arts. Censorship is the result of the fear of art. When the fear of art
turns into iconoclasm or, rejection of a valued belief system, that fear becomes lack of government
funding, desecration, and physical violence.
Visual artists fell through the gaps and did not receive federal support for their work until the creation
of the NEA or National Endowment for the Arts in 1965. This federal program had little funding but
proved a growing interest in art and art viewing from the public. This demand for art creates a demand
for funds to support venues and museums so they can keep their doors open. A problem with the NEA
is that they provide government funding, which prevents them from being biased about

Loss Of Innocence In Julius Caesar Death
All through the novel, signs and incidents point to the way that Santiago Nasar s demise is destined to
happen. Even though people made the mistake of knowing and doing nothing about it, the way things
occur can help us infer that his death was going to happen either way no matter what they did. Once
Nasar was murder the towns people use the excuse that Nasar death was meant to be killed and that
they couldn t stop it even though they knew of the Vicario brother s intention before it happen because
Nasar death was already fated . A quote from the book says, For years we couldn t talk about anything
else. Our daily conduct, dominated then by so many linear habits, had suddenly begun to spin around
a single common anxiety. The cocks of dawn would ... Show more content on Helpwriting.net ...
97)This show an example of guilt. The death of Nasar seems to deeply affect the town s people in the
future, for instance Hortensia Baute whose only participation was having seen two bloody knives that
weren t bloody yet, felt so affected by the hallucination that she fell into a penitential crisis, and one
day, unable to stand it any longer, she ran out naked into the street. (Pg. 98) The character of Flora
Miguel who was the future wife of Santiago, felt sad and humiliated when she found out about why
her

Jap A Dominant Country Conducting Whaling Practices
I. Introduction:
For many decades, Japan is well known as a dominant country conducting whaling practices for many
purposes such as obtaining whale meat and oil (Facts about Japan, n.d.). Whaling has been one of the
most important industry in Japan since the WW II post war that provides huge amount of protein and
helps fed Japanese citizens (Animal Planet, n.d.). It is believed that the coastal villages were where
hunting whales was first claimed to take place in shore with hand thrown harpoons, but it was not the
main interest of many people (Whalingmuseum, n.d.). It was not until the 17th century that whaling
industry had a dramatic development due to an invention of hunting in groups of boats using net
technique (Facts about Japan, ... Show more content on Helpwriting.net ...
1. Social:
It is evident that whaling practices can lead to a reduction in the population of whales, ecosystem
degradation, and even cause the species to the brink of extinction (International Whaling Commission,
n.d.). The main factors causing the problem are over exploitation, disturbance from whaling vessels,
entanglement in fishing gears, and environmental factors (International Whaling Commission, n.d.).
According to the WDC (n.d.), more than 36,700 whales were killed after the 1986 moratorium in
which Japan accounted for nearly 20,000 whales. The International Whaling Commission (n.d.)
reported that the common whales hunted by Japanese, which are Minke, Fin, Sei, Sperm, Bryde s and
Humpback whales, were severely exploited and depleting in terms of population in the Japanese
whaling grounds before the 1986 moratorium. In addition, the operation of whaling fleets apparently
causing noise pollution affecting the communication process of whales and other marine species as
well (Lian Lu, n.d.). Whales are one of the top level animals in the marine food chain, therefore, a
decline in whale population definitely have an impact on the marine ecosystem. Lian and Lu (n.d.),
have said that whale s dead body is a great source of food for the marine animals in a lower depth of
the ocean. Thus, the more whales killed by whaling practices, the less food for others sea creatures and
organisms (Lian Lu, n.d.). Also, nutrients in

Optimism And Pessimism In The Great Gatsby
I believe that the three texts that I have studied contained moments of optimism and pessimism which
in turn have shaped my opinion of the general vision and viewpoint. This alludes to the feelings and
emotions portrayed through the omniscient camera in The King s Speech , the morally inclined
narrator Nick Caraway in The Great Gatsby and the protagonist in the novel Foster . I was very
intrigued to find out more about these societies and the vision the author/director hoped to convey.
The Great Gatsby opens in the boom years in the summer of 1922, commonly known as the Jazz Age .
The opening is conveyed as a mix of optimism and pessimism. At first we are introduced to Nick
Caraway,
A young man in the bond business who is ebullient ... Show more content on Helpwriting.net ...
In T.K.S, Bertie faced a barbaric upbringing which he solemnly shared with Logue. This is evident
when he revealed how cruel his nanny was, tunelessly singing She pinch me so I d cry, and be sent
away at once, then she wouldn t feed me, far far away. (speaks) Took three years for my parents to
notice. As you can imagine, it caused some stomach problems. This left me feeling much more
sympathetic towards Bertie and further implemented my pessimistic opinion of the portrayal of
children in the past. This is also seen in T.G.G as Pammy, Daisy s daughter is only seen once during
the entire 1920 s novel and we realise that she, like Bertie, had nannies who took care off her rather
than her parents. A sense of negativity is also conveyed towards children here as Gatsby ,when first
introduced to Pammy, was described as looking at the child with surprise. I don t think he had ever
believed in its existence. she is described as an it and Gatsby then realises that he can t repeat the past
with Daisy and that his obsessive longing for her was a waste of time. I believe that this pessimistic
feeling was a factor in his volatility towards Tom in the Plaza. Similarly in Foster , Mildred like a
predator, pounced on the innocent protagonist and questioned her about the Kinsella s personal affairs
such as where does the old dog sleep, Is she allowed to spend.... . Mildred then inconsiderately
informed the little girl of the Kinsella s boy s passing, stating sure didn t he follow that auld hound of
theirs into the slurry tank and drown...... The soft hearted fool. in a callous tone. Personally I feel that
each of the narrators set out to portray children s lives in a negative

Musical Theatre Analysis
Musical theatre is a cherished topic of interest across the cities of Australia with each production
touring, rehearsing and performing with passion, talent, determination, zest and undeniable gratitude
of their place on the stage. This comparison of mass media will explore two reviews of Annie the
musical; one performed by the Adelaide Youth Theatre and the other by the Australian Touring Cast.
Each performance was critiqued with an aim to inform the audience about the shows quality. The
Adelaide Theatre Guide reviewed an amateur performance by the youths of South Australian, whereas
the Brisbane Times critiqued the professional Touring Australian Cast.
Live Theatre follows a conventional structure of being organised into short paragraphs ... Show more
content on Helpwriting.net ...
The Adelaide Theatre Guide opens with comparing the rag to riches fairy tale to today s high level of
unemployment and decisions in the government funding, leaving some families denied a to a
comfortable lifestyle, therefore relating it to today s society. Whereas the Brisbane Times introduces
the review in a feisty manner, stating Annie being incredibly dated, so very of its era . Adelaide
Theatre Guide reviewer, Kylie Pedler used an inviting tone; style and vocabulary which engaged the
audience to believe Pedler thoroughly enjoyed the show and formed a relationship with the audience
and cast. A key example of this connection is the closing statement of a production deserving high
praise great family entertainment and an opportunity for youth . This statement automatically allows
the audience to feel confident in Peddlers judgement and expertise in live musical theatre. As recently
mentioned the Brisbane Times introduced this fun loving musical in a sort of feisty manner, a reason
for the experienced style and tone could have been influenced by the Great Depression occurring
during Annie s original days. The Brisbane Times publishes their reviewer as The Usher . Towards the
end of the review The Usher did make a connection with the audience. Similarly to Pedler, Usher
provided a statement those who know and love and live for Annie should really get a kick

The Mongol Empire And The Impact Of The Mongol Empire
Revised paper proposal and bibliography
The Mongol empire was one the greatest empires of all time expanding all over Central Asia.
Bordering Chinese states, the Khwarazmian empire, present day Afghanistan, Siberia, Iran, and many
more, at its height the mongol empire was over 20,000,000 square kilometers. This was all possible
due to extraordinary men in Central Asia, ruled by Genghis khan emperor of the Mongol empire.
These Asian nomads along with their fearless and intelligent leader, flourished against numerous odds
impacting all those whom they waged war against. A recipient of this impact in particular was Russia.
It was around 1219 when the Mongols first entered the Kievan Russia marking the beginning of the
interactions of the two. With the Mongols rise in establishing one of the largest contiguous empire in
history and having Russia only distances away the collision of the two were inevitable. As history
shows this collision did happen in the year 1236 which marked the beginning of great impact that the
Mongols would have on the Russian empire culturally, politically, and economically.
Prior to the rise of the Mongol empire and their invasion of Russia, was a time of violence. Mongolia
separated by tribes and provinces was a non unified empire with little impact to Central Asia. Being
separated, feuds between provinces of power and money were the reason why Mongolia remained
separated. The provinces after a long a grueling process eventually became united by a

Advantages And Disadvantages Of Global Funding Institutions
Global funding institutions such the World Bank and the IMF play a significant role in the economic
and business enhancement of developing countries. These organizations provide funds to assist
developmental programs and projects in developing and already developed countries. The World
Bank, along with IMF funds vital and fundamental projects in crucial areas. They funds things like
free education, subsidized health care through insurance covers and provide relief for these nations in
times of great economic crisis (Tulchinsky Varavikova, 2009). However, researchers have listed a lot
of disadvantages associated with these two international funding institutions.
According to Tulchinsky and Varavikova (2009), there is a lot of evidence to be viewed as important
examples of the effects of the World Bank and the IMF Funding on economic areas. Studies have
shown that IMF has established a corrupt system implying neocolonialism that seeks to expose the
developing nations for the benefit of the rich developed countries. The IMF has placed the economy in
a state of environmental destruction. The developed countries account for the highest amount of
harmful and toxic environmental emissions (Lee, 2005). China, United States, Canada and Japan
being part of the developed nations stand a better chance of economic survival and proliferation due to
the lenient policies favoring its existence.
Birdsall, Vaishnav, and CGD, 2006) states that these emissions contribute to global warming

Boys Are Distracted By Young Men Or Women In The Class
Are you tired of students saying they re distracted by a young man or woman in the class? Saying I
failed because he or she kept bothering me . When young men and women try to get popular in the
school they attend. So that mean they want the cutest girls or cutest boy in the school. Young men are
the one that try to date the girl, so they do this during class time. The young men are usually the ones
that bring down the entire school grade point average (GPA).
It is widely discussed that boys are distracted by girls in class. Therefore, students should be separated
the their gender in their classes. This is necessary because young men in the class are distracted by the
young ladies because they re trying to talk to the girl to date them. In

Social Mobility In The Medieval And Renaissance Time Period
Throughout early British literature and history, there has been a gradual change in social class. In the
Anglo Norman time period, feudalism was in place which did not allow much movement among the
classes. However, that is not the case in the Medieval and Renaissance time period. During these
times, there were factors that played a part in allowing social mobility to take place. In the duration of
the Anglo Norman, Medieval, and Renaissance eras the options of social mobility changed
dramatically and possessed more alternative options people in these eras. During the Anglo Norman
time period there was not a chance for people to truly move through the social classes. Everyone was
in their set class that they were born into and were not able ... Show more content on Helpwriting.net
...
This poem explains how one knight s dedication to his king lead him to be respected and praised more
among his fellow knights. Sir Gawain is part of the upper class due to his relation to King Arthur, Take
care young cousin... (The Pearl Poet 372). Attributable to this, he did not truly move up in class when
he became a knight, but he was given a position and was most likely respected more than he might be
if he did not become a knight. However, after he accepted the Green Knight s challenge in Arthur s
place, he managed to move up among his own class. Near the end, the Green Knight tells Sir Gawain,
you re by the far the most faultless fellow on earth ... In good faith, so is Gawain, amongst gallant
knights (The Pearl Poet 2363 2365). Only after he agreed to sacrifice himself for his king and his
honor did he get the recognition that a reader would expect a knight to receive. However, it shows the
praise that he receives and how he is able to move up and become more respected among

The Value Of Loan Payment Essay
Annuity Due an annuity due in which all the cash flow occurs at the beginning of each period ( Titman
et al, 2014,p. 167). Annuity dues are payment such as apartment rent payment at the beginning of the
period. The outstanding of the loan information is helpful beyond the professional front. The
outstanding interest rate can be calculated by using the same formula as a present value with a slight
variation. The present outstanding value of the loan = PMT [1 1/ (1+ annual rate of interest/m)
^number of years *m / annual rate of interest/m]. Here, m is a number of times compounding occurred
in the year. Note The book Financial management suggests the balance amount of loan one owes must
be equal to the present value of the remaining loan payment (Titman et all, 2014). The information
regarding the calculation of loan and outstanding loan gave us a fair idea about how the loan financing
occur. Another important aspect learned is how the principle and interest affect the amount of any
loan. This knowledge also brought other factors into consideration such as refinancing mortgage loan
cost. The refinancing cost involves distinct hidden costs such as appraisal fee, legal fee, origination
fee, and application. Hence, if one plan to refinance the loan by getting attracted to lower interest rate.
The refinance must put some extra money aside to pay the refinancing cost.
Future Value of Annuity payment due PMT [(1+ i) ^n 1 / i] (1+ i).
Discounting annuity due

Disney Movies And The Concepts Of Sexism In Disney Movies
Sexism is an arrangement of dispositions and practices towards individuals that judge or put down
them in the premise of their sex, or that sustain cliche suppositions about sexual orientation parts.
These days, the term is frequently used to allude to men s state of mind towards women, the mentality
doesn t generally need to be awful however. In the disney motion pictures the audience see today we
generally observe sexism towards women, since they are never ready to ensure themselves, but instead
we have the male character swoop in to allow her out, and this is the thing that surprises a few of the
audience when viewers see or discuss disney movies. Disney movies are full of sexist messages which
teach young girls to accomplish a submissive role in society such as Beauty and the Beast , Aladdin ,
and Snow white . Young girls have learned to admire the Disney princesses, and have even began to
look at them as the perfect role models to follow in order to achieve perfect lives. These disney
movies teach young girls that they need a male figure in their lives for them to fulfil their idea of a
perfect life . for the second stage of the analysis, a toy that appeared both on the list of toys disney
deemed us appropriate for boys and the list of toys for girls would be categorized only as a toy for
both boys and girls . In this article Auster Carol concentrates on the analysis of the color and type of
toys on the disney store. All the females were wrapped up in the

Impact Of Information Technology On Banking Sector
Impact of Information Technology in Banking Sector Vaishnavi Peddu, peddu1v@cmich.edu BIS 625
Research in Information Systems College of Business Administration, Department of Business
Information Systems Central Michigan University Mount Pleasant, Michigan 48858 USA Introduction
Globally information Technology is recognized as a key element in financial development in many
countries around the world over past decade. Various advancements have taken place in the banking
sector in the point of information technology in a most striking approach. Thus banks have come up
with most rapidly changing strategies with high merger rate. Under these circumstances banks
considered traditional management approaches is not sufficient. With introduction of information
technology in banking sector rapid changes shown up includes opening account, mandate customer
account and recording transaction process. Data correspondence innovation has assumed an
unmistakable part in every aspect of human life yet the leap forward of social advancement and the
incredible improvement in engineering has inconceivably expanded the part of data in every feature of
human life. It has likewise enhance the general techniques of business banks execution through the
utilization of development and imagination relating to data innovation by business banks, this thus has
prompted smooth, simple and advantageous method for saving money with sufficient and quality
administration to clients, which has additionally

Explain How Has Jean Valjean Changed As He Interact With...
How has Jean Valjean changed as he interacted with other characters?
Jean Valjean has changed when he interacted with the Bishop of Digne. A little background on these
two characters is that the Bishop of Digne is the man who saves Jean Valjean with his compassion.
Jean Valjean is the hero and the main character in the movie. What was happening during this scene is
that Jean Valjean just got out of prison and he was looking for work and nobody really accepted him
because he just got out of prison and the Bishop let Jean Valjean in his home. In this sense the Bishop
of Digne just let Jean Valjean into his home and gave him food, then while everyone was sleeping
Jean Valjean stole silver that the Bishop of Digne owned, Jean Valjean took the silver

Underwater Welding Research Paper
What are the advantages of Underwater welding? https://prezi.com/nbgvyxwvuvwt/underwater
welding hyperbaric welding/ Prezi. UNDERWATER WELDING (HYPERBARIC WELDING).
Prezi.com. Https://prezi.com/nbgvyxwvuvwt/underwater welding hyperbaric welding/, 28 Nov. 2014.
Web. 16 Mar. 2016. . This article is about the introduction to underwater welding. The article tells
everything from the applications,the types,It tells about the different types of underwater welding and
what they are. This article goes in depth with everything Underwater. The article even gives you
visuals of Underwater welding for further understanding. The article gives you the purpose and the
uses of underwater welding.The article covers the basics of underwater welding. The author is telling
you all the basics of underwater welding.The author is trying to inform the reader about Underwater
welding .Everything you need to know is right here.This article relates to my research in many
different ways.The article answers multiple of my questions and gives many examples on how to
expand on them.The ... Show more content on Helpwriting.net ...
I know the answer to this will lead to my research question being answered because it specifically
explains how underwater welding is important and the advantages of the process.The article states the
advantages of underwater as the cost is low,the qiment needed is minimal and many more
advantages.It explains how this welding is different fro dry welding and explains the different
advanatges of both types of welding.The top advanatage is that it saves money and time for example if
a ship needs repairs the owner wouldnt need to take the ship out of the water and waste time and
money moving it to where it could get fixed you could just get an underwater welder to do the job and
that will save you the money and the time but people may argue that underwater has lots of risk like
life long health issues,Dangerous enviroment,Dangerous wild

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