Sticker Story Paper FREEBIE Inspired Elem

Sticker Story Paper FREEBIE! ·
Inspired Elem
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Sticker Story Paper FREEBIE! · Inspired Elem Sticker Story Paper FREEBIE! · Inspired Elem

Comparing Bioclimatic Features of Thomas Herzog s House at...
The House at Regensburg was built in 1979 and is located in Regensburg, Germany. It was designed
by Thomas Herzog a German architect born in Munich 1941. Many of Herzog s buildings are
associated with bioclimatic architecture and eco friendly buildings mainly due to the fact Herzog was
involved in the concept of solar power technology.
During this essay I will analyse Thomas Herzog s House at Regensburg and explain the themes and
principles behind different aspects of the house in comparison to two other bioclimatic or eco friendly
houses in the 20th century.
Herzog used a wide variety of materials for the construction throughout his career, but the type of
materials used is influenced by the proposed purpose and or appearance of the ... Show more content
on Helpwriting.net ...
This idea is supported by the fact the house is situated in a rural area surrounded by tall trees to
conceal the surrounding buildings disguising that the inhabitant is in a city. Even these deciduous trees
have a functional purpose and aesthetic purpose as in the winter the bare trees allow maximum
sunlight to be absorbed into the conservatory and house whereas they provide shade in the summer.
The house at Regensburg therefore seems quite isolated because of the trees and almost creates a wall
from the rest of the city just like the stone medieval wall surrounding the city of Regensburg itself
which might be trying to keep its personal architecture private as the architecture in the North Alps is
different. As a result the house tries to be individual from the urban continuity
(http://www.regensburg.de/welterbe/english/1000_ monuments/index.shtml) theme reflected
throughout the city, but we get a sense that the house is trying to be involved, but in its own way. For
example most of the houses in Regensburg have pitched roofs just like Herzog s although Herzog s is
slightly edited as it could be argued is a key characteristic in Modernism by introducing something
new. This idea might also be supported by the fact the house is timber which has been preferred to
stone unlike most modernist architects such as Frank Lloyd Wright, Le Corbusier and Adolf Loos
although Alvar Aalto used timber in an urban area with The Pavilion in
... Get more on HelpWriting.net ...

Should Drinking Age Be Lowered
Should the Drinking Age be Lowered?
The drinking age should be lowered because those under 21 can buy guns, vote, and join the Military
at 18. Since 18 is the legal adult age, people should have the right to make their own decision to buy
alcohol. It is important because colleges and universities are allowing alcohol consumption which
legally might help cut down alcohol related deaths in colleges. It states in the Washington Post that
Vermont allows children as young as sixteen can buy guns. In America eighteen year olds can vote,
operate a vehicle, pay taxes, get married own a gun and join the Military. I think that some of those
things require more responsibly than buying alcohol.
It states in the New York Times that teaching people to drink responsibly before they turn 21 would be
enormously enhanced public health. High school and college students now have a view ... Show more
content on Helpwriting.net ...
Began setting the legal drinking age at 21, the law has been one of the most studied in our history. She
clarifies that the evidence is overwhelming, more than 50 high quality scientific studies all found the
law 21 saves lives, both on and off the road. She says that lowering the age of those who have easy
access to alcohol would shift responsibility for underage drinking to high school parents and
educations. Laura Dean Mooney She mentions that there are some good and some bad arguments.
Research has shown that a drinking age of 21 does reduce alcohol use by those under 21, including
high school and college students. She says that traffic accidents are a primary reason why Vietnam era
experimentation with lower drinking ages was abandoned. Tara Watson. The study shows that arrest
rates rise sharply at age 21 through at least 23. In conclusion, the drinking age should be lowered
because you can do so much other things like buy guns, vote, join military and so many more. There
are at least 10.1 million underage drinkers in the United

The Effect Of Switching Frequency On Switching
Fig. 10 compares the switching instances between (i) CSFSVPWM and VSFSVPWM, and (ii)
CSFDPWM2 and VSFDPWM2. It also shows the shape of the switching frequency variation for each
sector. The following can be noted:
The VSFSVPWM reduces 3 switching instances per cycle compared to CSFSVPWM, a 13.6 %
reduction.
The VSFDPWM reduces 2 switching instance per cycle compared to CSFDPWM, a 12.5% reduction.
Hence, the proposed variable switching frequency PWM reduces the switching instances within a
fundamental cycle by lowering the effective switching frequency, while maintaining the output current
ripple within a pre defined range.
To study the impact of VSFPWM on switching loss reduction over the entire modulation index range,
the simulations were carried out different speeds (modulation indices) for a constant load torque. Table
II and Table III compares the current ripple, and the percentage change in the current distortion and
the switching losses for CSFSVPWM VSFSVPWM and CSFDPWM2 VSFDPWM2 techniques
respectively. Similar to the analytical results at section II, there is higher switching loss reduction
capability at higher speed due to higher variation in current ripple at higher speeds (modulation
indices). For example, with VSFSVPWM, around 15% switching loss reduction is obtained, whereas
with VSFDPWM2, around 7.2% switching loss reduction is obtained. The difference in switching loss
reduction capability in comparison to analytical results is attributed to the

Commercial Banking in Kenya
EGERTON UNIVERSITY TOWN CAMPUS
FACULTY OF COMMERCE
DEPARTMENT OF ACCOUNTING, FINANCE MANAGEMENT SCIENCE
NAME: OCHIENG JARED OPONDO
REG NO: C12/60275/09
GROUP: A
FACULTY: COMMERCE
COURSE: BCOM 330; Financial Institutions and markets
TASK: TERM PAPER
TITLE: COMMERCIAL BANKING IN KENYA
PRESENTED TO: MRS. BOSIRE MARY
PRESENTED ON: 19TH October 2011
ABSTRACT:
This term paper analyses the commercial banking system in Kenya. In particular it focuses on the
history of commercial banks from a general perspective then narrows down to Kenya s context. It
looks at the importance of commercial banks in Kenya, the roles/functions of commercial banks. It
then focuses on the regulations that govern the commercial banks. ... Show more content on
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Even after the introduction of coinage these Egyptian grain banks served to reduce the need for
precious metals which tended to be reserved for foreign purchases, particularly in connection with
military activities.
B: KENYAN CONTEXT
HISTORY AND DEVELOPMENT OF COMMERCIAL BANKS IN KENYA
COLONIAL PERIOD ERA

The history of banking in Kenya dates back to the colonial period. Colonial rule brought in its wake
new forms of banking. British commercial banks started operations in Kenya during the 1890s. The
operations of these foreign owned banks were characterised by high degree of concentration, branch
banking, an almost exclusive concern with financing external trade and for many decades, a lack of
interest in, or involvement with, the African population.
As Kenya became more and more part of this capitalist world economy, the banks established
themselves in the colony to provide services for financing exports and imports. Three British banks
dominated banking in colonial Kenya. The National Bank of India (later National and Grind lays
Bank) began operations in 1896. It was followed in 1910 by the Standard bank of South Africa (later
standard Bank and Standard Chartered), and shortly thereafter the national Bank of South Africa
entered the field. In 1925, the latter merged with two other British banks to form Barclays Bank
Dominion Colonial and overseas (later Barclays Bank).
Although their primary interest was to finance external trade, as time

Bicycle Frame Materials Essay
Frame materials
Some of the materials that are used to make bicycle frames include Steel, Aluminium alloys, Titanium
and Carbon fibre. Below is a brief description of Steel, Aluminium and Titanium in relation to bicycle
frames. Thereafter is a more detailed study and comparison of each of the different properties of a
bicycle frame under the candidate materials. This will provide the basis for choosing the best material
for the job.
Steel Steel is the most ordinarily utilized material as a part of bicycle frame. They are solid, simple to
work and generally low in cost, and heavier than numerous other structural materials. Steel frames are
regularly assembled utilizing different sorts of steel alloys like chromoly. Chromoly is low in density,
solid steel. The can be lasted through years of utilization when it resisted and shaped to remove the
overabundance weight. Chromoly has a good flex.
Aluminium Aluminium has a lower density and lower strength compared with steel alloys. They,
however, possess a better strength to weight ratio, giving them notable weight advantages over steel.
Titanium Titanium consolidates numerous characteristics. It has a high strength and it will not corrode
that easily . The titanium frames can be developed with standard tube sizes if compared to the steel
frame of last time because of the sensible stiffness of the Titanium.
Carbon Fibre Carbon fiber composite is an increasingly popular non metallic material commonly used
for bicycle

The Problem Of Water Conservation
Water is very important in everyone s daily lives. They need it to shower, brush their teeth, cook,
taking care of the landscapes, and most importantly to live. Water is everywhere but as some people
say it will soon become scarce due to the fact people are being very wasteful with it. Water
conservation is a big topic in the United States when it comes to California, a state known for their
droughts. It seems like every years there is always something on the news headlines talking about a
drought in California. Conserving water would obviously become an even bigger deal if we lived in
California instead of the Midwest. Obviously the topic of water conservation is still a big topic in the
Midwest because as a nation, people are wasteful and taking having water for granted in our everyday
lives. Although scientists and astronomers are learning how they can get water from comets and
asteroids if planet Earth were to run out of water one day it is still in the experimental phase and is not
a for sure thing on Earth. For the time being, instead of wasting the water, in people s everyday life s
they can help reduce the risk of water going completely extinct by understanding how the water is
going to waste, solutions to saving water, and being smart when dealing with landscaping.
People say that the Earth is running short on water but never seem to point out that there are some
backup plans that are being put into action and tested out currently by scientist. When people think

Faith Ringgold s God Bless America
For the Formal Analysis Essay, I have chosen the following artist and work of art to discuss: Faith
Ringgold (African American, b. 1930), God Bless America, c. 1964, oil on canvas, approx 31 x 19 .
The subject of Faith Ringgold s God Bless America (Figure 1 22) is to inform us about the physical
and emotional torment of African Americans prior to and during the Civil War. The painting
symbolizes a white woman portrayed as a racist who is denying blacks to vote. The painting also
shows the American flag, with the stripes symbolizing bars, and the star symbolizing a sheriff s badge.
The woman herself is also symbolized as a prisoner of her own bigotry. The medium for God Bless
America is oil painting. Faith Ringgold uses the technique

Advantages And Disadvantages Of Hotel Franchise
Part I. Discuss three types of hotel ownerships and its advantages disadvantages
Park JaeHoon J12011310
Hotel Franchise
The Definition of Franchise is
An authorization granted by a government or company
Individual or group
The right or license granted by a company to an individual or group to market its products or services
in a specific territory.
Than what is franchises Characteristics?
First of franchises Characteristics is Simplest form of an agreement or license entered into by two
parties, the franchisor and the franchisee.
Second is Franchising is not a business or an industry.
Last is Method used by businesses for market and distribute their products or services including their
brand.
From Survival After Startup people more want ... Show more content on Helpwriting.net ...
Cause McDonald is everywhere and they know it s cheap and delicious than how come that is possible
cause even the owner (Franchisee) of the shop is different and place is different but the Main
Company and Main recipe and cooking method is same. So if you love to eat McDonald in Malaysia
you might love to eat Korean McDonald also.
Non Professional also can do the business of Franchise.
Just now at first reason of AVD I told you that every place of McDonald is same even they got
different owner (Franchisee) Cause the main company is same. This reason also same with this Non
Professional also can do the business of Franchise. You want open a shop but afraid to closure? And
you don t have any experience on opening your own business? Than you can choose to open a
Franchise shop Cause the Main company of Franchise will training you and helping you to opening
the shop.
Low Risk, High Return.
The last ADV is Low Risk, High Return. Normally if the shop wants to have High return than also
having a High risk but Franchise is Low risk and High return. People know the shop meaning popular,
people know it s cheap and delicious so who will refuse this shop? Even the selling price is low but
many people using this shop than of course got high return and low

Victor And Walton In Frankenstein
Robert Walton, an explorer, and Victor Frankenstein are the two characters in Frankenstein; Or, the
Modern Prometheus who both represent the European elite, as well as display poor moral
characteristics. Although he is not described explicitly as a member of the European elite, Walton is
still considered as member of upper class European society because he is rich. In his first letter to his
sister Margaret, Walton describes how he got rich, I inherited the fortune of my cousin (Shelley 52).
Because he is a male with money in 18th century Europe, he is essentially part of the upper class.
Moreover, he is an explorer of the polar regions, a position held in history only by other prominent
and influential figures like, Sir James Clark Ross,

Research Paper On Supersonic Solar System
The Supersonic Solar System is a thrilling roller coaster that takes riders on an adventure in outer
space. Dreams of becoming an astronaut will come true on this exciting roller coaster. Riders will go
on an expedition through space in complete darkness. As the riders travel through each planet, they
will experience qualities of each planet and what it is like in real life. As the ride begins, you will
immediately start up a 90 meter (295 foot) hill. Considering the roller coaster is in a building, the 90
meter tall hill comes out of the top of the building. Suddenly, as riders plunge down the hill, they will
enter back into the dark building. As the riders are going up the hill, Newton s Second Law will be at
work on them. The train will be going at a constant speed up the lift hill. When the riders reach the
peak of the hill, they will have the highest potential energy in the whole ride. Nevertheless, the roller
coaster cart will only sit at the top of the hill for a split second, then riders will feel the weightlessness
as they zoom back down the hill. While the cart rolls down the hill, it will accelerate, leaving riders
with the feeling of air resistance on their skin. As a result, this is where the ride will reach its ... Show
more content on Helpwriting.net ...
There are suspenseful points in the ride that will leave you with your stomach full of butterflies, and
smooth times in the ride that could be considered relaxing. Whether you are a youngster who dreams
of becoming an astronaut, an elder who has always wanted to see outer space, or just an ordinary thrill
seeking roller coaster rider, all riders are guaranteed to love one aspect or another about this ride. The
different features of the Super Sonic Solar System separate it from any other roller coaster. The
uniqueness of this coaster has potential to draw in a multitude of millions of tourists every year. Will
you be the next astronaut traveling on the Supersonic Solar

Cultural Differences Between Chinese And China
The relationship between China and Japan started a long time ago because these countries are very
close geographically. They have interacted with each other and have shared a lot of things, such as
goods, alphabets, and cultures. Most of these things were brought to Japan through China; therefore,
there are many things in common between the two countries. Many people are confused about the
differences between the countries. Even if Japanese tell other people that they are from Japan, some
people still misunderstand that they are Chinese. Although there are various of similarities, there are a
lot of differences. The two countries of Japan and China demonstrate similarities and differences
between appearance, alphabet, and New Year celebration to help one to understand the cultural
identity of each country.
Chinese and Japanese have similar and different appearances. For instance, they have very similar skin
types. Their skin pigment tends to range from yellow to white color, and in some areas, people can be
paler or darker. Also, their body shape is similar. It is generally observed that people from Korea,
China, and Japan tend to be a similar short stature and slim build compared to people from other parts
of the world ( How to Distinguish... ). However, there are some differences between Chinese and
Japanese. For example, people say that Asian people tend to have small eyes, but there is diversity:
Japanese eyes are often described as bigger and angled downwards,

Mitostop Body
Mitostop is said to be effective in slowing the growth of malignant brain tumours. Although this
experimental drug is effective in slowing down the growth process of the tumour, Mitostop causes
Arteriovenous Anastomoses (AVA s) that over time can affect the normal functioning of the body and
its organs. The drug Mitostop increases the occurrence of AVA s within the body by 1000 times. Blood
moves throughout the body within a closed system, any interruption to the normal blood flow within
the body will cause an effect to the liver and kidney organs. This essay discusses the likely effects of
Mitostop on the specific functioning of the Kidneys and Liver. KIDNEY S The kidneys are essential
organs in the body that are involved in the regulation ... Show more content on Helpwriting.net ...
The liver is important in maintaining normal glucose levels. When glucose levels are low the liver
breaks down glycogen to glucose and releases it into the bloodstream (Jenkins Tortora, 2013). The
liver also acts as a storage component for glycogen and triglycerides. If this function were impaired
due to a lack of blood flow through the liver cells due to the formation of AVA s homeostasis would
not be maintained within our bodies creating an imbalance. The delivery of glucose to the blood steam
would not be successful creating many problems within our bodies. I believe cells will die as glucose
is an energy source for a lot of cells within our body and organs will be damaged (Marieb Hoehn,

Luminous Soul Method Essay
Luminous Soul Method
Prana Series: Where is Your Energy?
By Manorama
You are beautiful. You are powerful. You are free. You are a Luminous Soul.
~ Manorama
Once when I was working with a private student at my office in NYC I noticed that she was talking
non stop and her eyes were darting here and there. Her energy was wild. What I mean by wild is that
she engaged her energy in an unaware way. In an effort to help her begin to gain awareness of her
relationship with her energy, so that she could gain greater stability within, I posed the question,
Margaret, do you know where your energy is? She looked at me, then around the room, above and
behind her and finally turned to me saying, Uh well ... No I don t. I smiled at the honest and sincere
way in which she engaged the question. I believe you, I told her. Margaret really didn t know where
her energy was. The thing Margaret didn t know is that her energy is her.
Maybe as you read this you are thinking, Well, I don t know where my energy is either. Through the
Luminous Soul Method, I show students that it is their job to know where their prana, their energy, is.
To develop a close relationship with energy is important because energy is your soul, energy is you.
Knowing About Versus Living In
We live within the idea that the body and mind are who we are. This is not unusual. But from a yogic
perspective it is not the whole truth. When we are young, we are told that our essence is called soul,
but we are given

Jewish American Literatue
Jewish American Literature Duty Matters Throughout the course of the semester, the concept of duty
has been a major theme in various novels, such as in Anzia Yezierska s Bread Givers, Cynthia Ozick s
The Shawl, and Saul Bellow s Herzog. Although Yezierska, Ozick, and Bellow offer different
circumstances, they all suggest a sense of responsibility from parent to child. I will show how the
relationship between Sara and her father in Bread Givers differ from Rosa and the living incarnation
of her daughter in The Shawl and Herzog s fight to gain custody of his daughter June in Herzog. They
are all significant in understanding the parent child commitment in Jewish American families.
According to these three novels, parents are obligated to their children parents must give emotional
support as well as security to them. According to Norman Soloman s Judaism: A Very Short
Introduction, the idea of duty is an act when one is obligated to carry out as well as a feeling of
responsibility. In Judaism, a man s duties are defined by God s commandments. One must decree to
the Torah, the first five books of the Bible as a guide to holiness. The complete theological idea of a
man s role in life is comprised within the notion of mitzvah, which means duty . The term ḥovah,
denotating obligation or duty is also used the same as mitzvah. To complete a divine commandment is
to satisfy one s duty. In these three novels, duty is the chief reason for the actions of these characters.

Analysis Of The s Romeo And Juliet
Peter Smith
Angela Wood
Disc 1313
April 20, 2015
Icarus Research Paper
One of the biggest issues parents deal with every day is making sure their children obey their orders.
Although it seems like a simple task to adults, many young teens take pride in disobedience as it
allows them to feel independent. This goes back to the phenomenon of reverse psychology. This
anomaly is revealed in numerous ancient tales such as the forbidden fruit, and even Shakespeare s
Romeo and Juliet. Ovid s myth Daedalus and Icarus is yet another example of disobedience; however,
there is much more to it than that. Well before the first flight, the ancient Greeks predicted the risks of
entering into the realm of the gods (Rogers). Daedalus and his son, Icarus, wanted to escape a
labyrinth that they were trapped in. Knowing they couldn t escape by land or sea, Daedalus, a great
inventor, fabricated two sets of wings with wax and feathers. He warned his son Icarus that if he flew
too high the sun would melt the wings, or if he flew too low the water would splash up and soak the
wings causing him to fall. After only a few minutes of flight Icarus becomes engulfed by the
excitement of flight and continues to ascend. As a result the wings melt and he falls to his death. The
story of Daedalus and Icarus centers on the desire to explore despite inherent teachings that stress the
importance of following rules.
The first evidence of the story of Icarus existing comes from an ancient piece of pottery

The World Is Flat by Thomas Friedman
The book, The World is Flat, by Thomas Friedman draws attention to some very good points
concerning globalization and the world economy today. Friedman emphasizes the status of America
today in relation to the other countries of the world. As I looked at the things in which he warned
about or highlighted, I realized the importance of this issue. He talks about a few aspects in which
need to be kept competitive in order for America to retain their current standing in the world market.
First of all, Friedman talks about the different levels of globalization. There are 3 different time
periods in which the society has differed and changed, bringing us to where we are today.
Globalization 1.0, which took place from 1492 to 1800, was the ... Show more content on
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This is the area in which I think Friedman s theory is slightly flawed. He seems to say that there was
almost no sort of international communication, relation, or business before the discovery of the new
world.
Following globalization 1.0 came 2.0. This was the time from 1800 to 2000. There were many
advances in this period that drastically changed the world in which we live today. Communication,
transportation, and growing trade markets influenced and brought us to multinational companies,
which greatly shrunk the world down to yet another smaller size.
Today, we are in the globalization 3.0 phase, in which communication (mostly through the Internet)
and transportation are at a level in which distance hardly poses any problem at all. Another very large
issue in this era is the concept of outsourcing. This is the idea that if an item can be produced more
cheaply outside of the company/region, it will be. The market will go to the cheapest source of
production.
Many of the countries or cultures that have been transformed by the flattening of the world have been
affected because of their upper hand through education. We as Americans have gotten used to being
elite over the years due to our high economic standing and educational excellence, but in recent years,
the educational agenda has increased in other countries, while America s education has seemed to
decline. This is an area in which we need to

The Album Ep By Jeff Buckley
Grace, the only album released by artist Jeff Buckley, due to his untimely death, contained a number
of his original songs as well as some covers. This album released in 1994, sold only modestly but was
warmly received by critics (Simon and Schuster, 2001), and gained Buckley immense respect as an
artist. His song Lover, you should ve come over was evidence that Buckley was a talented artist who
was not only an excellent performer but an excellent songwriter who could craft melodies and words
as well. Lover is essentially a soul ballad (Beviglia, 2014), with moments of intensity and moments of
release as well. Through analyzing this song one may begin to explore the song s virtual experience
also known as the story, or narrative of a musical work that is influenced by the artist perspective
(Sellnow, 2007), as well as the virtual time, and understand the overall message and congruency or
incongruences of the song. Lover by Jeff Buckley is a song with an interesting message due to its
hopeful lyrics and soulful tone and instrumentation, which create a congruent depiction of the
message. Jeff Buckley s song Lover You Should ve Come Over expresses a storyline through its
virtual experience of a protagonist beating all odds and seeking a resolution. Through the
incorporation of dramatic illusion and comic rhythm, this song additionally creates a virtual story with
feelings of suspense. Virtual experience is categorized into rhythm and illusion with

The Causes And Impacts Of World War II
World War II was a worldwide war that happened from 1939 to 1945. It involved the majority of the
world s countries including which eventually formed the two opposing military alliances the Allies
and the Axis. It was the largest war in history, and involved more than 100 million people from over
30 countries. The major countries threw their entire economic, industrial, and scientific capabilities
behind the war effort. World War II has had the most fatalities and injuries of any war in human
history, accumulating 50 million to 85 million fatalities, with most being civilians in the Soviet Union
and China. World War 2 had events such as the genocide of Jews orchestrated by Adolf Hitler and his
Nazi party, bombings, starvation, disease and the use of nuclear weapons on Hiroshima and Nagasaki
which was the first use of nuclear weapons in history.
During the war the royal navy had noticed that aircraft carriers were becoming the ultimate ships for
naval warfare, and that the royal navy s former naval superiority in terms of their battleships had
become irrelevant. The royal navy had noticed that battleships could no longer fulfil their roles in a
cost effective manner. They were too big, too expensive to build and maintain, and their crews too
large. Due to this the royal navy was an early innovator in aircraft carrier design, introducing
armoured flight decks, in place of the battleships. This then meant that the royal navy focused more on
building aircraft carriers and

Subprime Meltdown
Subprime Meltdown: American Housing and Global Financial Turmoil Borrowers with a lower credit
score were considered as risky and were called subprime borrowers . Therefore the interest rates on
these loans were higher than the rates given to borrowers with a higher credit rating. In the 1970s it
was very difficult for these borrowers to avail loans. They had to apply through conventional lenders
for loans insured by the Federal Housing Administration (FHA). The procedure was long and tedious
and required a lot of documentation. Early Days: Lenders traditionally offered the fixed 30 year
mortgage with no prepayment penalties which were offered by the banks and Savings and Loan
Associations (S Ls) However in the 80s short term ... Show more content on Helpwriting.net ...
These agencies used their own statistical models to rate the MBSs. They also rated the CDO entities
and underwriters. There was competition between two major rating agencies Moody s and S P. Moody
s was accused of being tough and conservative. It ultimately had to relax its standards in order to get
more business. Another major problem with the rating agencies was that they could be influenced by
the powerful and influential people who were behind major investment banks and hedge funds. Who s
responsible? A crisis of such magnitude cannot be brought about by the actions of one player. The
subprime crisis is a result of the actions/behavior of a number of factors. Who s to be blamed most is a
difficult question to answer. Was it the lenders who gave out mortgage loans to subprime customers at
higher rates, or was it the borrowers themselves who borrowed beyond their means and did not
actually understand the features of the mortgages. And what about the underwriters and insurers who
gave the tranches better ratings through credit enhancement tools. It was these guarantees that made
the investors more confident. The Financial System: Thus the economy trusted that the matured
markets would govern themselves leading to lose regulation. But as the crisis unfolded, it was quiet
evident the markets were not doing what they were supposed to. Everyone, be it the lenders,
borrowers, underwriters, insurers or investors, believed that the housing bubble

Essay on Ellen Foster
Ellen Foster
Ellen Foster is the compelling story of a young girl who is thrust into reality at a very early age.
Written by Kaye Gibbons, the novel is a documentary of the saga of growing up. It is a recurring
theme, growing up, depicted through many events over the course of this girl^s childhood. This
growing up theme is evident through the experiences she has, as well as the many hardships she faces.
Ellen^s awkward situation of two dead parents forces her to lose her innocence at a young age, and
mature much faster than any other person her age. This is shown through her in depth observations
about the world and people around her, such as ^He was a big wind up doll of a man.^ This metaphor
depicts her father, a lazy ... Show more content on Helpwriting.net ...
Equally important in growing up are friendship, prejudice, and death, all of which are present in the
childhood of Ellen
Foster. Her friendship with a black girl named Starletta is a subject of much controversy. Not
controversy with other people, but controversy within Ellen^s own mind. Her feelings towards her
best friends are contorted by society^s acceptance of other races. This is a common thing among
younger people. Not necessarily among races, but more along the lines of good kids versus bad kids.
Society^s perception of who^s good and who^s bad really affects a child^s perception of who they
should or shouldn^t be seen with. Ellen at the beginning of the book is somewhat ashamed of
Starletta, because she eats dirt, and also feels sorry for her because she only has a one room house, and
doesn^t even have an ^inside the house^ toilet. As the story progresses,
Ellen^s opinions twist and turn until she reaches the conclusion ^If they could fight a war over how
I^m supposed to think about her then
I^m obligated to do it.^ This is evidence for her evolution as a person, or growing up. Her views of the
world mature at a young age, as does she. Work is also an important part of growing up. Ellen gets her
first taste of real manual labor when she moves in with her grandmother, who feels a deep resentment
for Ellen, because she blames

Colonial America Depend On The Enslavement Of Indigenous...
then after Massasoit felt better, and was cured of the disease. If it wasn t for the Europeans, Massasoit
would have never gotten sick of the diseases the Europeans brought with them. In the article, Colonial
America Depended on the Enslavement of Indigenous People by Marissa Fessenden, Fessenden
uncovers the truth about how the colonist lied at the fact that they did actually enslave indigenous
people. According to Brethren by Nature, it states that Colonists living in New England relied on the
labor of thousands of Native Americans to build their new lives (1). This demonstrates that the book
Nature wrote is an overlooked story that informs how back then colonist did have slaves. In order to
learn that the colonist did rely on Native

The Danger Of A Single Story Analysis
Popular culture is often a reflection of society; both literature and the media have the capacity to
cement ideas in the minds of readers and viewers. In many cases, the notions and stories glorified by
the media refrain from sharing a true depiction of society and are narrow minded in their focus.
Recently, the feminist movement has denounced popular culture for its ignorance, fighting for a more
realistic portrait to be painted by those with the power to reach millions. Specifically, both Roxane
Gay s Bad Feminist and Chimamanda Ngozi Adichie s The Danger of a Single Story share how the
classic gender stereotypes seen in popular culture are unable to capture the full spectrum of stories that
define society, and are limiting in their portrayals of women. Moreover, both authors share personal
stories, reference prominent world figures, and cite relevant statistics in their works. Therefore, in both
Bad Feminist and The Danger of a Single Story , Roxane Gay and Chimamanda Ngozi Adichie appeal
to readers pathos, logos, and ethos in order to construct the argument that the single story of women in
popular culture is stereotypical and restrictive. Within her collection of essays, Roxane Gay uses
personal anecdotes that appeal to reader s pathos, constructing her argument that women are
misrepresented and generalized in popular culture by providing an emotional tether upon which
readers can latch on. For example, Gay writes of her experiences as a struggling adolescent

Marketing Mix Of Starbucks Marketing
The portion of Starbucks marketing is reflecting the social aspects of their customers, while the other
portion is focused on rebranding of their locations. Starbuck s marketing mix (4P s) indicates the
importance of this marketing tool as a way to ensure that the firm promotes the right product at the
right place and with right pricing.
3.1.1 Product/Service The customers demand Starbucks to be innovative. Starbucks is focusing on the
food side of the business. It would be very beneficial for the Starbucks to focus on their in store items
or baked goods. The test locations have already started to follow on this trend, and have provided
positive feedback and results. Starbucks is continuing to innovate its product mix to capture the ...
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A Starbucks Coffee Frappuccino is Starbucks coffee, milk and blended with ice. A Starbucks
Cappuccino is similar to a latte but with more foam. Starbucks Mocha is an espresso, steamed milk
and chocolate with whipped cream on top (Greenspan, 2015). Starbucks has expanded its product mix
to keep up with the demand and satisfy more customer
needs. Starbucks has been constantly introducing new product such as VIA flavored coffees. They also
provide seasonal offerings such as smoked butterscotch latte, citrus green tea latte during spring,
ginger bread latte during Christmas and many more varieties.
3.1.2 Price Starbucks follows a premium pricing strategy. This pricing strategy takes advantage of the
behavioral pattern of people to purchase more expensive products on the basis of the perceived
correlation between high price and high value. The company s coffee products are more expensive
than most competing products, such as McDonald s Premium Roast. Through this pricing strategy, the
company maintains its high end specialty image (Greenspan, 2015). Starbucks is not only a high
priced coffee shop but it offers a combination of quality, authority, and relative value. Starbucks sets
its prices on the basis of a simple idea: high value at moderate cost. When people feel that they are
getting a good deal for their money, they are more likely to pay a higher cost. Quality is key.

Western Views of Women in Islam Essay
Before venturing into the ideals and movements of Islamic feminism, it is important to recognize
some of the biased views Westerners often take when it comes to women in Islam. Because of the
portrayal of women in the Arab world through pop culture and the media, some Westerners may
believe that Islam creates a society in need of modernity. The concepts of religious government are
also foreign to the Western world. Feminists often focus on the practice of veiling women in Islamic
tradition as a law made to minimize the importance of women as citizens. It is important for us to
recognize where our biased views exist, and what sorts of root assumptions we make about women in
Islam.
The truth is, Islamic culture ... Show more content on Helpwriting.net ...
Many Muslim women desire Western feminists to accept women s right to choose instead of being
encouraged to follow a western model of liberation. Nationally known Islamic theologian Riffat
Hassan says: Koranic law does give women many rights, to own property, to be independent
financially. They can keep their own names (when they marry). At the same time, what has happened
is a lot like Judaism and Christianity. The law has developed within a patriarchal framework. If the
Koran were properly implemented, there wouldn t be any discrimination against women (star trib, p.
1).
Much of the appeal of Islam is its structure. Islam, like Catholicism, gives a place and a role to
everyone, which in turn, gives a sense of security to each member. Many women find freedom in the
structured life of Islam. Some women view customs such as veiling, as a way to distinguish
themselves and their Islamic identity. Their lives are ordered by putting their spiritual lives first,
praying five times a day, and finding unity within their community. Many women look at the Western
world and are discouraged by the divorce rate, the number of workaholics, the increased crime and
child abuse. Often the structure and strict nature of the Arab world seems more appealing than the
loose and chaotic world of the west.
In the book Modernist and Fundamentalist Debates in Islam: A Reader , chapter 14 is titled The rights
of women .

Patriarchy Of Ephesians
Often times, when the term Head is used in a marriage, such as, the husband is the head of the wife, it
stimulates the perception of the husbands being the dominate force in the relationship, having
authority, control, and power. However, Apostle Paul s message to the Ephesians was to institute
structure within a close and intimate union, or some form of social institution marking a commitment
between individuals to live as a family, which is recognized as a blueprint of Christ s love for the
church. That being said, there are three forms of social organization: A patriarchy, which the father is
the supreme authority. Matriarchy, is when the mother is the dominant authority. Lastly, equalitarian
family is one with shared control, with neither

Essay about Assimilation and Accomodation in Every...
Assimilation and Accomodation in Every Interaction
The two processes that are involved in every interaction are assimilation and accommodation.
Assimilation means gaining some knowledge and making it fit in with what you already know. This is
a necessity in order to develop our cognitive structures. This is a process that everyone encounters
even though they may not be aware of when it is happening. Our perceptions of things are enhanced
when something of the outside world is assimilated or added into our internal world. Accommodation
is the changing of one s structure of thought. During this process, the gaining of new knowledge fails
to co exist with what we already know. Therefore, we must accommodate or adjust our ... Show more
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This is during the first stage of the sensori motor period. Assimilation is the most well known activity
during this stage, but accommodation is also brought into play. These two processes begin during this
first stage, but do not start to develop until later in the child s life and in a later period in development.
During preoperational stage of cognitive development, as defined by Piaget, children begin to
assimilate as a way of adaptive behavior. They are at the age now where they can begin to really take
in new knowledge and new things. They are able to go back to their previous way of thinking, but
with some new information. The formation of stable concepts and beginnings of mental reasoning are
characteristics of this stage. The child begins to acquire new information and assimilates this
information to reach a level of stability. Children s thinking during this period is illogical and they
lack the ability to make connections between categories. An example of assimilation would be a child
being outside during the day and seeing the bright circle of light coming from the sky and being told
by their parent that it is the sun. One night the child is outside and sees the bright circle of light
coming from the sky and says it is the sun. The child associates any bright circle of light coming from
the sky the sun. The child has not yet distinguished between the sun and the moon.
As this period shifts over to the next stage

Essay on Ancient Egyptian economic surplus
Effects of Economic Surplus: Egypt Ancient Egypt is such an interesting and amazing society to study
due to the various factors that allowed the city and population to thrive. The culture, quite different to
other cultures around the world in ancient times, developed quite unique traditions, technologies and
ideas. Small features of this society including aligning the 4 corners of the pyramids and being able to
divide the year into 365 days makes it truly fascinating, The main reason that this society was able to
thrive and be successful can be attributed to the great Nile River. Due to this people were able to settle
which lead to the creation of a surplus, which could be sustained for around 2000 years.
How is the Surplus Created ... Show more content on Helpwriting.net ...
The Old Kingdom from Ancient Egypt was considered to be the most successful part of their history.
The economic surplus was great and the Pharaoh was ruling all of Egypt successfully. This allowed
the civilization to thrive and led to the construction of the great pyramids. However the people of
ancient Egypt had the biggest roles in controlling the economic surplus as they grew crops and
constructed buildings for the population to grow and flourish.
Who Protects the Surplus? As well as controlling the surplus, the Pharaoh had the head duties of
protecting it. The ancient Egyptians used many unique factors to help protect their civilization.
Soldiers were used, much like in other ancient civilizations, to protect the Nile River, expand their
land settlement area and support the rule of the Pharaoh. During the New Kingdom, Egyptian armies
became a powerhouse and very active allowing for expansion. Ancient Egypt could be protected quite
well due to environmental factors including the river and desert. The river being surround by 1000 s of
miles of desert made it easier to predict where attacks may come from. The Nile itself was also be able
to used thanks to its slow moving nature. This provided a great highway that promoted economic and
political stability and uniformity (Lockard, 2011).
How are those within the civilization who do not control or protect the surplus affected by it? The
people within the ancient

Comparing Frantz Fanon And Mahatma Gandhi
Danielle Patton
Final Paper
History 1500 to Present
December 4th, 2014
When you look back through time at the history of decolonization, there are many names that come to
mind, but two that should be focused on are Frantz Fanon and Mahatma Gandhi. Both of these men
were strong advocates for anti colonialism and nationalism. Their attitudes can be described by this
quote from Frantz Fanon who said, what matters is not to know the world but to change it. They may
have been active during different times in history, but they both took action to see that the countries
they represented were run in an anti colonialistic and nationalistic way. A few questions that may arise
though is why did both of these men feel so strongly, what actions did they take to make sure that their
countries were run the right way, and what impact did they have on decolonization? To fully
understand these men and their actions, understanding what they believed is key. The term nationalism
describes both the attitude of someone that takes pride in their nation and its identity, and the actions
that are taken to ensure their country s autonomy (Miscevic). Most people that have a nationalistic
belief feel as though their country should be self sufficient and maximize their resources. The term
anti colonialism is used to describe an opposition to the term colonialism, but you may wonder what
does colonialism mean? Colonialism is a term that describes the practice of domination (Kohn). This

Education After High School Is Worth The Cost
Education After High School is Worth The Cost
If more people were to get a education higher than a high school education than more people would be
able to live above the poverty line and would benefit the labor force as well as the economy. The
amount of people getting a higher education after high school live a better quality of live while people
that do not have a education have a lower quality of life. A investment in higher education leads to a
higher paying job, more available jobs, better jobs, and greatly increases the opportunity of jobs
available to you. After, high school getting a higher education is well worth the return.
A continued education after high school leads to better and more suitable job. A higher education lest a
person

Double-Strand Breaks In Biomedical Research
The past decade has brought rapid and significant innovations in genome editing techniques. For the
first time researchers have the opportunity to manipulate essentially any gene in a plethora of cells and
organisms, using targeted nucleases that were designed for sequence specific binding of the DNA.
One of the first breakthrough methods of gene targeting was the usage of chimeric proteins called zinc
fingers nucleases (ZFN) to create double strand breaks. Still, the real revolution was the introduction
of CRISPR and CRISPR associated (Cas) systems into the biomedical research arena.
One specific CRISPR nuclease Cas9 paired with short guide RNA has the ability to recognize the
target DNA via Watson Crick pairing. The guide sequence found ... Show more content on
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One of them is a reported high incidence of nonspecific DNA cleavage; while this has cooled some of
the initial enthusiasm about this method, a potential remedy is the expression of two CRISPR modules
with nickase activity against two genomic sites that are closely adjacent to one another.
Then there is a problem of mosaicism, where mutant allele is produced in only some of the cells, as
nucleases may not inevitably cut the DNA during one stage of embryonic development. The
production of multiple mutations in one organism is also possible, which can create phenotyping
bottlenecks in mouse models.
Regardless of those burning problems, CRISPR/Cas9 genome editing technique presents staggering
opportunities for addressing a number of illnesses beyond the reach of previous treatment modalities.
Taking into account the accelerating rate of technological progress, as well as a wide range of research
and clinical applications, the road ahead of us will certainly be a thrilling

Jack Phillips Drawing A Line In The Gay Wedding Cake Case
In Drawing a Line in the Gay Wedding Cake case , the author John Corvino says that Jack Phillips, the
baker who refused to sell a wedding cake for a gay couple, was being discriminatory against the
customers. He didn t refuse to sell the cake because he just doesn t support homosexuality but because
he didn t like the fact that a gay couple went to his bakery. Although Phillips claims his actions are
protected by the first amendment of the Constitution, the truth is that he was violating the Constitution
by discriminating customers based on their sexual orientation. In 2012, a same sex couple attempted to
buy their wedding cake, but the owner refused to sell it. They didn t ask for anything unusual, like an
obscene or offensive design

The Effects Of Manic Depression On My Undergraduate Majors...
Mom is in the hospital again, my father said to me over the phone one evening this past April. Having
spent the majority of that day at work counseling and planning for a client with suicidal ideation, my
father s phone call instantly put me on alert. Unfortunately, this was not the first time I received this
call regarding my mother. Manic depression has been a lifelong battle and this was her third suicide
attempt. However this time was different; this time, I knew how to react and how to help her.
My undergraduate majors at Syracuse University were psychology and forensic science. As part of the
curriculum, I took a variety of classes such as abnormal psychology and forensic mental health, all of
which taught me a great deal about mental illness. Book knowledge in hand, I then applied myself to
hands on training through multiple internships during college and a full time job as a psychiatric
counselor after graduating in 2014.
In 2011 and 2013, I had two summer internships with Cornerstone Montgomery: the first working in
the Life Skills Program, and the second working in their 24 hour crisis residential facility. While
working in the Life Skills Program, I fostered my interest in working with those who suffer from
severe and persistent mental illness. I taught my clients skills needed for rehabilitation including
eating healthy on a budget, basic computer skills, and medication management. When I returned to
Cornerstone Montgomery in 2013, they asked me to intern in

Government Controls In Australia During World War Two
Government controls had a major impact on the change of Australian life and society during World
War Two. It was necessary for the government to establish new controls in Australia during the
Second World War in order to control the information being distributed to the public, protect
Australian citizens and maintain peace within Australian society. The first example of government
control in Australia is censorship. During World War Two, the government controlled the information
that was made public to the media. This was often to stop information being leaked to the enemy and
promote enthusiasm for the war. Censorship often involved suppressing information to avoid panic
and discontent in Australian society. For example, the figures of those ... Show more content on
Helpwriting.net ...
Over 900 000 men left for war which meant women had to take on their roles in order to keep the
country going, this was a major change as women usually only stayed at home and never had the
opportunity to work. The first example of women s changing role in society was women enlisting in
the armed forces. In 1941, the government created three women s services: the Women s Auxiliary
Australian Air Force, the Australian Women s Army Service and the Women s Royal Australian Naval
Service. This was seen as a way to further deal with the challenges of war as women could take on
roles previously occupied by men, such as electricians, aircraft mechanics, clerical assistants, caterers,
signallers and more. Women were also able to serve in army hospitals in both Australia and other
countries that Australia had fought in. Another example of women s changing role in society during
World War Two was the formation of the Australian Women s Land Army. Due to the labour shortage
in rural areas, in 1942 the Women s Land Army was established by the government. Over 2000
women joined and they were paid to live and work on farms in isolated areas. Their work included
operating farm machinery, growing fruits and vegetables, milking cows, raising pigs and poultry and
harvesting crops. The army was promoted as a vital war job and helped deal with the labour shortages
in Australia at the time. This was a major change in Australian life and society during World War Two
as it was ultimately women s entry into workforce and new way of living. It meant that women were
able to contribute to the war effort, learn skills and have a new sense of purpose and

Physician Attitude And Behavior Associated With Direct And...
Patient Physician Attitude and behavior associated with Direct to Consumer (DTC) promotion of
Prescription/OTC medications
RESEARCH PURPOSE: One of the triumphs of the biomedical revolution of the past 30 years is the
development of a large and growing pharmacopeia of therapeutic drugs. Used appropriately, these
drugs enhance patient s quality of life, improve functional capacity and sometimes extend life.
However in the aggregate, prescription drugs represent a substantial health care expenditure. To
ensure steady demand for their products, pharmaceutical manufacturers have traditionally deployed
large armies of sales representatives marketing their ways to physician (1). Lately the pharmaceutical
industry had altered its marketing strategy by increasing its reliance on direct to consumer (DTC)
advertising. The amount to money spent on DTC advertising has risen from 600 million to 8 billion in
the last decade (2). Almost 145 million U.S. adults look up for health information online in 2008.
Views on DTC ads (DTCA) center on three effects: cost, communication, and health of the public.
Critics claim that DTCA raises health care costs by stimulating consumers to demand newer, more
expensive drugs, often with high profit margins (3, 4). The pharmaceutical industry rejects arguments
that DTCA is inflationary, and while not denying the profit motive, it points out that DTCA serves a
patient education function. The industry s argument is that patients are highly motivated to

Autism Spectrum Disorder Essay
Even with a substantial amount of research on the complex concept of Autism Spectrum Disorder
(ASD), much remains unknown when it comes to the root of this disorder. Study after study have
shown that there are multiple brain regions of the ASD brain that act differently when compared to
typically developing (TD) individuals. One area of the brain that researchers have shown an interest in
is the fusiform gyrus. The fusiform gyrus is a section of the brain that is located between the
parahippocampal gyrus and the lingual gyrus medially and the inferior temporal gyrus laterally on the
basal temporal and occipital cortex ( ). The reason why this area is critical to understanding the ASD
brain is its functions in color processing, word ... Show more content on Helpwriting.net ...
In the case of ASD facial recognition, experimenters use fMRI to look at the FFA levels of activation
to compare to the TD control groups.
A common methodology for exploring the concept of face emotion recognition in individuals with
ASD is the comparing of brain activation in response to human faces compared to nonhuman faces or
objects. A key aspect of social cognition is being able to look at someone s face and interprete how
that individual is feeling. This is something that has been continuously found to be lacking in
individuals with ASD. Multiple studies have been conducted using human emotions, the faces of
animals, and inanimate objects such as houses. Whyte (2016) used animal faces an human faces to
measure activity in the high functioning autism (HFA) brain compared to the TD brain. The fMRI scan
results exhibited overall hypoactivation in the HFA individuals when compared to the TD control
individuals. Another interesting discovery that has been found consistently is the the FHA/ASD
individuals displayed higher activation in the facial functioning areas when viewing animals than
human faces. When compared to the TD participants, the HFA individuals did not have any difference
in the morphology of the brain structures under observation (Whyte, Behrmann, Minshew, Garcia,
Scherf, 2016) The fact that a difference in activation was found without any difference in the

Netw 240 Devry Essay
NETW240 Shell Scripting Class Project Guide
Shell Script Project Paper Guidelines
Shell Scripting Project Paper Guidelines
UNIX system administrators write shell scripts to automate repetitive administrative tasks that would
otherwise take up a large portion of their daily work schedule. For example, a shell script can be
written to perform the nightly system backup. The script can be scheduled in crontab to execute after
hours when the system is not being used. The shell script benefits the company and administrator
since a trip back to work later in the evening is unnecessary.
Many other system administration tasks can be automated to relieve the administrator of having to ...
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The report will be automatically e mailed to the administrator each morning before the start of
business.
Since Linux is free UNIX, anyone is free to use and modify any UNIX shell script developed by
another person or group and posted on the Web. This is what makes Linux such a powerful tool.
Anyone can develop scripts (tools) and then share them with everyone else in the Linux community.
In this manner, scripts are shared, modified, and made more powerful as they progress through
different user environments.
The DeVry book entitled, Rules of Thumb A Guide for Writers, should be consulted for information
on using APA style to cite references and sources of research information. A sample shell script project
paper for you to use as a guide can be found in the Doc Sharing tab of iOptimize.
NETW240 Project Paper Requirements
* Complete an assessment/analysis of websites that provide shell scripts that you can review or use
(see Webliography). Also, review Chapter 12 in our textbook.
* Research shell scripting techniques and how they can benefit a system administrator. Visit some of
the online sites that we learned in Lab 1 for some insight into scripting and how administrators use
scripting. The DeVry library has several e books on shell scripting.
* Include at least five references in your proposal

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