Recent developments in banking
•Download as PPTX, PDF•
1 like•3,525 views
Recent developments in banking include the growth of mobile, telephone, and online banking. Mobile banking allows customers to perform transactions through SMS or a WAP-enabled website. Telephone banking allows customers to get information or conduct transactions through an automated or live response system. Online services also continue to expand, with more banks offering internet banking, email, and fax services to customers. New technologies like real-time gross settlement, electronic funds transfer, automated clearing houses, and centralized banking solutions have also improved efficiency and connectivity within the banking system.
Report
Share
Report
Share
Recommended
New trends in indian banking system
The document discusses new trends in the Indian banking system, including increased use of technology and digital services. It outlines how banks have adopted technologies like core banking solutions, customer relationship management, electronic payments, real-time gross settlement, electronic fund transfer, electronic clearing systems, ATMs, telebanking/mobile banking, point of sale terminals, and electronic data interchange to automate operations, improve efficiency, and enhance customer service. The trends have redefined banking operations and allowed customers to access services anytime from anywhere. Foreign direct investment is also said to ensure better risk management and capitalization in the Indian banking sector.
Endorsement
This document defines and explains endorsement of negotiable instruments. It begins by defining endorsement as signing over the right to receive payment from a negotiable instrument to another person. It then discusses the key parties in an endorsement - the endorser who signs and the endorsee in whose favor it is made. The document outlines the essential requirements for a valid endorsement and various legal provisions and rules regarding endorsement. It concludes by defining and explaining the different types of endorsements including blank, special, conditional, restrictive, sans recourse, facultative, forged, and partial endorsements.
E banking
E-Banking refers to electronic banking services offered by financial institutions. It evolved from traditional in-person banking due to innovations in internet technology. One of the first banks to offer online internet banking services was Stanford Federal Credit Union in 1994. E-banking allows customers to conduct banking transactions remotely using channels like ATMs, smart cards, phone/mobile banking, and internet banking. While e-banking provides benefits of convenience and lower costs, it also introduces risks like security threats from password/identity theft, phishing scams, trojan viruses, and skimming.
NEFT and RTGS
RTGS and NEFT are two funds transfer systems in India. RTGS provides real-time gross settlement of funds transfers between banks, meaning transfers happen instantly and individually. NEFT operates on a deferred net settlement basis, settling transactions in batches throughout the day. Key differences are that RTGS has no maximum transaction limit while NEFT transactions are limited to Rs. 2 lakhs. Both systems provide faster funds transfers than traditional methods like bank drafts at lower costs.
Crossing of cheque
A cheque is a written order from a customer to their bank to pay a specified sum of money to a payee. It has three key parties - the drawer (customer), drawee (bank), and payee (recipient of funds). There are different types of cheques including bearer, open, crossed, generally crossed, specially crossed, not negotiable, and restrictively crossed ("account payee") cheques. Crossed cheques provide more security than open cheques by requiring payment through a bank instead of in cash over the counter.
Banker & Cuctomer Relationship
This document defines key terms related to banking relationships. It states that while the Banking Regulations Act does not define "banker", it is generally considered to be someone who receives money and processes transactions for customers. A customer is defined as someone who has an account with a bank. The relationship between a banker and customer can be general, involving roles like creditor-debtor, or special, involving roles like trustee, bailee, agent, or custodian. Duties of bankers include maintaining secrecy, honoring transactions, and submitting statements. Rights of bankers include general lien, pledge, set-off, appropriation, and charging interest.
Special types of banking customers
There are several special types of banking customers including minors, married women, drunkards, lunatics, partnership firms, joint accounts, and joint stock companies. Minors require a parent or guardian's assistance to open an account. Lunatics and drunkards may not be able to enter into contracts validly. Illiterate customers require thumbprints and photographs for identification. Married women can open personal accounts. Partnership firm and joint stock company accounts should be opened in the name of the business rather than individuals.
Banking ppt
This document provides an overview of the banking system in India. It defines banking and outlines the key laws and institutions that govern banking operations, including the Reserve Bank of India Act and the Banking Regulation Act. It describes the structure of banks in India, categorizing them as commercial banks, cooperative banks, and development banks. It provides details on the various types of commercial banks, cooperative banks, and development banks in India. It also summarizes the major functions and roles of the Reserve Bank of India in regulating the banking system.
Recommended
New trends in indian banking system
The document discusses new trends in the Indian banking system, including increased use of technology and digital services. It outlines how banks have adopted technologies like core banking solutions, customer relationship management, electronic payments, real-time gross settlement, electronic fund transfer, electronic clearing systems, ATMs, telebanking/mobile banking, point of sale terminals, and electronic data interchange to automate operations, improve efficiency, and enhance customer service. The trends have redefined banking operations and allowed customers to access services anytime from anywhere. Foreign direct investment is also said to ensure better risk management and capitalization in the Indian banking sector.
Endorsement
This document defines and explains endorsement of negotiable instruments. It begins by defining endorsement as signing over the right to receive payment from a negotiable instrument to another person. It then discusses the key parties in an endorsement - the endorser who signs and the endorsee in whose favor it is made. The document outlines the essential requirements for a valid endorsement and various legal provisions and rules regarding endorsement. It concludes by defining and explaining the different types of endorsements including blank, special, conditional, restrictive, sans recourse, facultative, forged, and partial endorsements.
E banking
E-Banking refers to electronic banking services offered by financial institutions. It evolved from traditional in-person banking due to innovations in internet technology. One of the first banks to offer online internet banking services was Stanford Federal Credit Union in 1994. E-banking allows customers to conduct banking transactions remotely using channels like ATMs, smart cards, phone/mobile banking, and internet banking. While e-banking provides benefits of convenience and lower costs, it also introduces risks like security threats from password/identity theft, phishing scams, trojan viruses, and skimming.
NEFT and RTGS
RTGS and NEFT are two funds transfer systems in India. RTGS provides real-time gross settlement of funds transfers between banks, meaning transfers happen instantly and individually. NEFT operates on a deferred net settlement basis, settling transactions in batches throughout the day. Key differences are that RTGS has no maximum transaction limit while NEFT transactions are limited to Rs. 2 lakhs. Both systems provide faster funds transfers than traditional methods like bank drafts at lower costs.
Crossing of cheque
A cheque is a written order from a customer to their bank to pay a specified sum of money to a payee. It has three key parties - the drawer (customer), drawee (bank), and payee (recipient of funds). There are different types of cheques including bearer, open, crossed, generally crossed, specially crossed, not negotiable, and restrictively crossed ("account payee") cheques. Crossed cheques provide more security than open cheques by requiring payment through a bank instead of in cash over the counter.
Banker & Cuctomer Relationship
This document defines key terms related to banking relationships. It states that while the Banking Regulations Act does not define "banker", it is generally considered to be someone who receives money and processes transactions for customers. A customer is defined as someone who has an account with a bank. The relationship between a banker and customer can be general, involving roles like creditor-debtor, or special, involving roles like trustee, bailee, agent, or custodian. Duties of bankers include maintaining secrecy, honoring transactions, and submitting statements. Rights of bankers include general lien, pledge, set-off, appropriation, and charging interest.
Special types of banking customers
There are several special types of banking customers including minors, married women, drunkards, lunatics, partnership firms, joint accounts, and joint stock companies. Minors require a parent or guardian's assistance to open an account. Lunatics and drunkards may not be able to enter into contracts validly. Illiterate customers require thumbprints and photographs for identification. Married women can open personal accounts. Partnership firm and joint stock company accounts should be opened in the name of the business rather than individuals.
Banking ppt
This document provides an overview of the banking system in India. It defines banking and outlines the key laws and institutions that govern banking operations, including the Reserve Bank of India Act and the Banking Regulation Act. It describes the structure of banks in India, categorizing them as commercial banks, cooperative banks, and development banks. It provides details on the various types of commercial banks, cooperative banks, and development banks in India. It also summarizes the major functions and roles of the Reserve Bank of India in regulating the banking system.
Latest rbi ppt
The Reserve Bank of India is the central bank of India established in 1935. It regulates banking, manages currency and monetary policy in India. It acts as a bank for the government and regulates commercial banks. It issues currency, manages foreign exchange reserves, implements monetary policy tools like repo rate, CRR, and SLR to regulate inflation and control money supply. It also oversees functions like licensing banks, inspecting banks, and managing clearing houses.
Bare Act- The Reserve Bank of India Act, 1934
The Reserve Bank of India Act of 1934 established and incorporated the Reserve Bank of India to regulate the issue of bank notes and maintain monetary stability in India. The Act outlines the capital, management, and business operations of the Reserve Bank. It assigns the Bank various central banking functions including the right to issue bank notes, transact government business, determine banking policy, and regulate non-banking financial institutions. The Act has since been amended several times to update the Bank's powers and operations.
Functions of RBI
The Reserve Bank of India (RBI) performs several key monetary and non-monetary functions:
As the country's central bank, the RBI formulates and implements monetary policy, ensures an adequate supply of money, and monitors credit to productive sectors. It also designs, prints, and distributes currency. Additionally, the RBI acts as the government's banker, facilitates inter-bank transactions, regulates other banks, collects economic statistics, manages foreign exchange reserves, and promotes development through banking initiatives. One of its major tools for controlling the money supply is credit control.
Reserve Bank Of India : Role ,Functions Structure and Management
The Reserve Bank of India (RBI) is India's central bank that was established in 1935. It functions as the bank of banks and monetary authority in India. The RBI manages the country's money supply and foreign exchange, acts as a bank for the central and state governments, and regulates and supervises financial institutions. It is headquartered in Mumbai and governed by a central board of directors appointed by the Government of India.
Collecting banker
Collecting Banker: Duties, Statutory Protection and Concept of Negligence, Position of a Collecting Banker, Duties and Responsibilities of Collecting Banker,Statutory Protection to Collecting Banker, Holder
and
Holder in Due Course
Shares and its types
This document discusses different types of company shares. It defines a share and notes there are two main classes: preference shares and equity shares. Preference shares offer a fixed dividend rate and right to capital repayment before equity shares. Equity shares have voting rights but no fixed dividend. The document outlines various types of preference shares, including cumulative, participating, redeemable, and convertible varieties. It also describes employee shares and compares key characteristics of preference versus equity shares.
Indian banking system
The document provides an overview of the Indian banking system. It discusses the structure of the system, which includes the Reserve Bank of India (central bank), scheduled commercial banks (public sector banks, private sector banks, foreign banks, regional rural banks, cooperative banks), and their roles. It also summarizes the primary functions of banks, which are accepting various types of deposits from the public and granting loans and advances. Secondary functions of banks include performing agency functions like funds transfer and collection services, as well as general utility functions.
FEMA-Foreign Exchange Management Act
The document summarizes the statutory basis and key provisions of foreign exchange regulation in India. [1] The Foreign Exchange Regulation Act of 1973 and subsequent Foreign Exchange Management Act of 1999 form the statutory basis for regulating foreign exchange. [2] FEMA aims to consolidate and amend foreign exchange laws to facilitate trade and maintain an orderly foreign exchange market. [3] Key provisions of FEMA include regulating capital account and current account transactions, duties of authorized foreign exchange dealers, penalties for non-compliance, and establishment of authorities to enforce the act.
DISHONOUR OF CHEQUES
This document discusses dishonored cheques under Section 138 of the Negotiable Instruments Act 1881 in India. It defines what a cheque is and different types of cheques. It explains that a cheque is dishonored if the bank does not credit it for reasons like insufficient funds or signature mismatch. The document outlines the 5 ingredients required for an offense under Section 138 and the legal procedure for filing a complaint, including sending a demand notice within 30 days, allowing 15 days for payment, and filing a complaint within 30 days of the cause of action. It notes the punishment for dishonoring a cheque is up to 2 years imprisonment and a fine up to twice the cheque amount. Some possible defenses in such cases are also listed.
Banking Regulation Act 1949
The document summarizes the key aspects of the Banking Regulation Act of 1949 in India. It defines banking and banking companies. It outlines the main and subsidiary business activities banks can engage in, as well as prohibited activities. It discusses capital requirements for domestic and foreign banks. It also covers management structure requirements, liquidity reserves like SLR and CRR, licensing provisions, RBI powers of supervision and control, return filing obligations, winding up procedures, and reforms from the Narasimham committee.
LIC act 1956 Provisions
The Life Insurance Corporation Act of 1956 established the Life Insurance Corporation of India as a statutory body to carry on life insurance business in India. Some key points:
- The Act was passed by Parliament in 1956 and came into effect on July 1, 1956. It established LIC as a body corporate with perpetual succession.
- LIC has exclusive privilege to carry on life insurance business in India. It must establish zonal offices in major cities and can form committees to oversee investments and operations.
- LIC is governed by a board of directors appointed by the central government. It must have its accounts audited annually and submit reports to Parliament. Any surplus funds are allocated to policyholders.
- The
The reserve bank of india
The Reserve Bank of India was established in 1934 under the Reserve Bank of India Act to regulate the country's currency, banking and credit systems. It has the objective of maintaining monetary stability and a sound banking system in India. The RBI is headed by a central board of directors and a governor and its key functions include issuing currency, acting as a banker to the government and commercial banks, regulating money supply and managing foreign exchange.
Advance against documents of title to goods chapter 3
Advance against documents of title to goods chapter 3, dock warrant, railway receipt, warehouse keeper certificate, bill of lading
Origin of banking
Banking originated in India in the early 1700s with the establishment of the Bank of Bombay in 1720 and the Bank of Hindustan in 1770. The first 'Presidency bank' was the Bank of Bengal, established in 1806. Over subsequent decades, the Bank of Bombay and Bank of Madras were also established as Presidency banks. In the early 20th century, the Imperial Bank of India was formed through the amalgamation of the Presidency banks. The Reserve Bank of India was established in 1935 to regulate the banking sector. After independence in 1947, the State Bank of India was nationalized. Further nationalization occurred in 1969 with 14 major private banks being taken over by the government.
INTRODUCTION TO BANKING
This document discusses the definition and functions of banks. It defines banks as financial institutions that accept deposits and provide loans. Banks perform important functions like safeguarding deposits, facilitating lending and the money supply, and providing payment and other financial services. The document outlines the history and development of banking in India and describes the different types of banks in India including commercial banks, central banks, public sector banks, and private sector banks.
Ppt on-money-market-1
The document provides an overview of the money market. It defines the money market as the market for short-term, highly liquid debt instruments with maturities of one year or less, such as treasury bills, commercial paper, and certificates of deposit. These instruments are traded by phone between financial institutions, corporations, brokers, and dealers. The money market helps facilitate short-term borrowing and lending for participants. It consists of various sub-markets that collectively make up this important segment of the financial system.
Banking Regulation Act, 1949
The document summarizes key provisions of the Banking Regulation Act, 1949 in India. It outlines definitions of banking and banking companies. It discusses the overriding effect of the Act over memorandum, articles, agreements and resolutions of banking companies. It also covers restrictions on use of banking terms, prohibition on trading activities, limits on property holding, payment of brokerage/commission, restrictions on floating charges and dividend payments. Further, it discusses appointment of directors, reserve requirements, cash reserve maintenance, subsidiary business activities and regulatory powers of RBI over banking companies.
Banking ombudsmen
1) The document provides an overview of the Banking Ombudsman Scheme in India, including the grounds for complaints, case studies, and grievance redressal process.
2) Under the scheme, the Reserve Bank of India appoints Banking Ombudsmen to investigate complaints against deficient banking services and facilitate dispute resolution.
3) Complaints can be made regarding issues like non-payment or delay of cheques/remittances, failure to meet service commitments, and non-compliance with RBI guidelines. Most complaints in recent years related to failure to meet commitments and cards/loans.
Cheque
1. A cheque is a negotiable instrument that is drawn on a bank and used to make payments to a specified person or bearer. It must be in writing, drawn on a particular bank, unconditional, signed by the account holder, and payable on demand.
2. There are different types of cheques including bearer cheques, order cheques, open cheques, crossed cheques, anti-dated cheques, post-dated cheques, stale cheques, and mutilated cheques. Crossed cheques can only be deposited, not cashed.
3. Alterations to essential information like the date, amount, or payee name would make a cheque invalid unless initial
Mutual fund
A mutual fund is a professionally managed investment scheme that pools money from many investors to purchase stocks, bonds and other securities. It allows individual investors to diversify their holdings and benefit from professional fund management at a low cost. The money collected is invested in different securities and the income and capital appreciation is shared by unit holders proportionate to their investment. Mutual funds provide an opportunity for common investors to invest in a basket of securities with a relatively small amount of money.
Saraf Commitee Report
The Saraf Committee was appointed by the RBI in 1994 to recommend ways to modernize the Indian banking system through new technologies. The committee recommended establishing an Electronic Funds Transfer system and electronic clearing services. It also suggested expanding the use of Magnetic Ink Character Recognition and introducing online inter-bank clearing. The recommendations helped modernize Indian banking and introduce online banking services.
Trends in banking sector
Banking sector in India has evolved much , there is a huge change in its working and this ppt provides this information.
More Related Content
What's hot
Latest rbi ppt
The Reserve Bank of India is the central bank of India established in 1935. It regulates banking, manages currency and monetary policy in India. It acts as a bank for the government and regulates commercial banks. It issues currency, manages foreign exchange reserves, implements monetary policy tools like repo rate, CRR, and SLR to regulate inflation and control money supply. It also oversees functions like licensing banks, inspecting banks, and managing clearing houses.
Bare Act- The Reserve Bank of India Act, 1934
The Reserve Bank of India Act of 1934 established and incorporated the Reserve Bank of India to regulate the issue of bank notes and maintain monetary stability in India. The Act outlines the capital, management, and business operations of the Reserve Bank. It assigns the Bank various central banking functions including the right to issue bank notes, transact government business, determine banking policy, and regulate non-banking financial institutions. The Act has since been amended several times to update the Bank's powers and operations.
Functions of RBI
The Reserve Bank of India (RBI) performs several key monetary and non-monetary functions:
As the country's central bank, the RBI formulates and implements monetary policy, ensures an adequate supply of money, and monitors credit to productive sectors. It also designs, prints, and distributes currency. Additionally, the RBI acts as the government's banker, facilitates inter-bank transactions, regulates other banks, collects economic statistics, manages foreign exchange reserves, and promotes development through banking initiatives. One of its major tools for controlling the money supply is credit control.
Reserve Bank Of India : Role ,Functions Structure and Management
The Reserve Bank of India (RBI) is India's central bank that was established in 1935. It functions as the bank of banks and monetary authority in India. The RBI manages the country's money supply and foreign exchange, acts as a bank for the central and state governments, and regulates and supervises financial institutions. It is headquartered in Mumbai and governed by a central board of directors appointed by the Government of India.
Collecting banker
Collecting Banker: Duties, Statutory Protection and Concept of Negligence, Position of a Collecting Banker, Duties and Responsibilities of Collecting Banker,Statutory Protection to Collecting Banker, Holder
and
Holder in Due Course
Shares and its types
This document discusses different types of company shares. It defines a share and notes there are two main classes: preference shares and equity shares. Preference shares offer a fixed dividend rate and right to capital repayment before equity shares. Equity shares have voting rights but no fixed dividend. The document outlines various types of preference shares, including cumulative, participating, redeemable, and convertible varieties. It also describes employee shares and compares key characteristics of preference versus equity shares.
Indian banking system
The document provides an overview of the Indian banking system. It discusses the structure of the system, which includes the Reserve Bank of India (central bank), scheduled commercial banks (public sector banks, private sector banks, foreign banks, regional rural banks, cooperative banks), and their roles. It also summarizes the primary functions of banks, which are accepting various types of deposits from the public and granting loans and advances. Secondary functions of banks include performing agency functions like funds transfer and collection services, as well as general utility functions.
FEMA-Foreign Exchange Management Act
The document summarizes the statutory basis and key provisions of foreign exchange regulation in India. [1] The Foreign Exchange Regulation Act of 1973 and subsequent Foreign Exchange Management Act of 1999 form the statutory basis for regulating foreign exchange. [2] FEMA aims to consolidate and amend foreign exchange laws to facilitate trade and maintain an orderly foreign exchange market. [3] Key provisions of FEMA include regulating capital account and current account transactions, duties of authorized foreign exchange dealers, penalties for non-compliance, and establishment of authorities to enforce the act.
DISHONOUR OF CHEQUES
This document discusses dishonored cheques under Section 138 of the Negotiable Instruments Act 1881 in India. It defines what a cheque is and different types of cheques. It explains that a cheque is dishonored if the bank does not credit it for reasons like insufficient funds or signature mismatch. The document outlines the 5 ingredients required for an offense under Section 138 and the legal procedure for filing a complaint, including sending a demand notice within 30 days, allowing 15 days for payment, and filing a complaint within 30 days of the cause of action. It notes the punishment for dishonoring a cheque is up to 2 years imprisonment and a fine up to twice the cheque amount. Some possible defenses in such cases are also listed.
Banking Regulation Act 1949
The document summarizes the key aspects of the Banking Regulation Act of 1949 in India. It defines banking and banking companies. It outlines the main and subsidiary business activities banks can engage in, as well as prohibited activities. It discusses capital requirements for domestic and foreign banks. It also covers management structure requirements, liquidity reserves like SLR and CRR, licensing provisions, RBI powers of supervision and control, return filing obligations, winding up procedures, and reforms from the Narasimham committee.
LIC act 1956 Provisions
The Life Insurance Corporation Act of 1956 established the Life Insurance Corporation of India as a statutory body to carry on life insurance business in India. Some key points:
- The Act was passed by Parliament in 1956 and came into effect on July 1, 1956. It established LIC as a body corporate with perpetual succession.
- LIC has exclusive privilege to carry on life insurance business in India. It must establish zonal offices in major cities and can form committees to oversee investments and operations.
- LIC is governed by a board of directors appointed by the central government. It must have its accounts audited annually and submit reports to Parliament. Any surplus funds are allocated to policyholders.
- The
The reserve bank of india
The Reserve Bank of India was established in 1934 under the Reserve Bank of India Act to regulate the country's currency, banking and credit systems. It has the objective of maintaining monetary stability and a sound banking system in India. The RBI is headed by a central board of directors and a governor and its key functions include issuing currency, acting as a banker to the government and commercial banks, regulating money supply and managing foreign exchange.
Advance against documents of title to goods chapter 3
Advance against documents of title to goods chapter 3, dock warrant, railway receipt, warehouse keeper certificate, bill of lading
Origin of banking
Banking originated in India in the early 1700s with the establishment of the Bank of Bombay in 1720 and the Bank of Hindustan in 1770. The first 'Presidency bank' was the Bank of Bengal, established in 1806. Over subsequent decades, the Bank of Bombay and Bank of Madras were also established as Presidency banks. In the early 20th century, the Imperial Bank of India was formed through the amalgamation of the Presidency banks. The Reserve Bank of India was established in 1935 to regulate the banking sector. After independence in 1947, the State Bank of India was nationalized. Further nationalization occurred in 1969 with 14 major private banks being taken over by the government.
INTRODUCTION TO BANKING
This document discusses the definition and functions of banks. It defines banks as financial institutions that accept deposits and provide loans. Banks perform important functions like safeguarding deposits, facilitating lending and the money supply, and providing payment and other financial services. The document outlines the history and development of banking in India and describes the different types of banks in India including commercial banks, central banks, public sector banks, and private sector banks.
Ppt on-money-market-1
The document provides an overview of the money market. It defines the money market as the market for short-term, highly liquid debt instruments with maturities of one year or less, such as treasury bills, commercial paper, and certificates of deposit. These instruments are traded by phone between financial institutions, corporations, brokers, and dealers. The money market helps facilitate short-term borrowing and lending for participants. It consists of various sub-markets that collectively make up this important segment of the financial system.
Banking Regulation Act, 1949
The document summarizes key provisions of the Banking Regulation Act, 1949 in India. It outlines definitions of banking and banking companies. It discusses the overriding effect of the Act over memorandum, articles, agreements and resolutions of banking companies. It also covers restrictions on use of banking terms, prohibition on trading activities, limits on property holding, payment of brokerage/commission, restrictions on floating charges and dividend payments. Further, it discusses appointment of directors, reserve requirements, cash reserve maintenance, subsidiary business activities and regulatory powers of RBI over banking companies.
Banking ombudsmen
1) The document provides an overview of the Banking Ombudsman Scheme in India, including the grounds for complaints, case studies, and grievance redressal process.
2) Under the scheme, the Reserve Bank of India appoints Banking Ombudsmen to investigate complaints against deficient banking services and facilitate dispute resolution.
3) Complaints can be made regarding issues like non-payment or delay of cheques/remittances, failure to meet service commitments, and non-compliance with RBI guidelines. Most complaints in recent years related to failure to meet commitments and cards/loans.
Cheque
1. A cheque is a negotiable instrument that is drawn on a bank and used to make payments to a specified person or bearer. It must be in writing, drawn on a particular bank, unconditional, signed by the account holder, and payable on demand.
2. There are different types of cheques including bearer cheques, order cheques, open cheques, crossed cheques, anti-dated cheques, post-dated cheques, stale cheques, and mutilated cheques. Crossed cheques can only be deposited, not cashed.
3. Alterations to essential information like the date, amount, or payee name would make a cheque invalid unless initial
Mutual fund
A mutual fund is a professionally managed investment scheme that pools money from many investors to purchase stocks, bonds and other securities. It allows individual investors to diversify their holdings and benefit from professional fund management at a low cost. The money collected is invested in different securities and the income and capital appreciation is shared by unit holders proportionate to their investment. Mutual funds provide an opportunity for common investors to invest in a basket of securities with a relatively small amount of money.
What's hot (20)
Reserve Bank Of India : Role ,Functions Structure and Management
Reserve Bank Of India : Role ,Functions Structure and Management
Advance against documents of title to goods chapter 3
Advance against documents of title to goods chapter 3
Similar to Recent developments in banking
Saraf Commitee Report
The Saraf Committee was appointed by the RBI in 1994 to recommend ways to modernize the Indian banking system through new technologies. The committee recommended establishing an Electronic Funds Transfer system and electronic clearing services. It also suggested expanding the use of Magnetic Ink Character Recognition and introducing online inter-bank clearing. The recommendations helped modernize Indian banking and introduce online banking services.
Trends in banking sector
Banking sector in India has evolved much , there is a huge change in its working and this ppt provides this information.
Internet Banking
Internet banking allows customers to conduct banking transactions over the Internet. ICICI Bank was the first bank in India to offer Internet banking through their "Infinity" service. Infinity allows customers to check balances, view statements, transfer funds between accounts, pay bills online, and more. It provides convenience as customers can bank anytime from anywhere through a secure login using their user ID and password. As more people adopt online banking, banks expect the percentage of customers using Internet banking to increase significantly in the coming years. ICICI Bank's architecture for Internet banking involves clients connecting to access points secured by PIN codes and passwords, with servers processing transactions over switched networks and gateways.
E-PAYMENT AN OVERVIEW.pdf
This document provides an overview of electronic payment and e-finance systems in India. It discusses various electronic funds transfer systems used by banks in India such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Electronic Clearing System (ECS), Immediate Payment Service (IMPS), and core banking solutions that allow customers to access accounts from any branch. It also mentions communication networks like INFINET that connect banks and the role of SWIFT and other international payment systems in facilitating domestic and international funds transfers.
Tech developments in banking sector
Technological developments in the banking sector include e-banking, core banking, mobile banking, and automated teller machines (ATMs). E-banking allows customers to bank electronically using internet and mobile devices. Core banking integrates banking services across branches on a single platform. Mobile banking provides banking services via mobile phones while ATMs allow customers to access basic banking services without human assistance. These technologies have improved customer convenience but also introduce some risks regarding system failures and cybercrime.
E banking
This document provides an overview of electronic banking, including its introduction, advantages, disadvantages and types. Electronic banking allows funds to be transferred electronically rather than through cash or checks. It was first conceptualized in the 1970s and introduced in some banks in 1985. Common types of electronic banking include automated teller machines (ATMs), internet banking, mobile banking, and electronic funds transfer. ATMs allow customers to access cash 24/7 using debit or credit cards. Internet and mobile banking provide banking services via websites and apps. Electronic funds transfer enables electronic money transfers between bank accounts in real-time.
Jaiyadav
The document discusses the role of technology in banking. It notes that technology enables increased operational efficiency, profitability, productivity and superior customer service through multi-channel transactions and risk management. It outlines various banking technology focuses like core banking, ATMs, cards, and electronic banking. Technology differentiation in banking fades over time and sustained differentiation requires integrating business and technology goals.
Jaiyadav
The document discusses the role of technology in banking. It notes that banking tasks are closely aligned with technology, allowing for increased efficiency, profitability, customer service and risk management through technologies like core banking, ATMs, cards, and electronic banking. It also discusses regulatory challenges and opportunities that technology presents in payment systems and monetary policy.
E banking
This document discusses e-banking in India. It outlines the evolution of e-banking in India from advanced ledger posting machines to internet banking being introduced by ICICI Bank, CITI Bank, and HDFC Bank in 1999. The document also lists and provides brief descriptions of various e-based banking products and services available in India, including ATMs, credit cards, debit cards, smart cards, mobile banking, internet banking, virtual banking, core banking, SWIFT, SPNS, INFENET, CFMS, EFT, RTGS, doorstep banking, and electronic purses.
Technology In Indian Banking 2008
This is a class room presentation taught by Prof Chowdari Prasad to MBA (Banking) students on developments of Technology in Indian Banking. It was well received and needs to be updated. Any suggestions are welcome from bankers, students, researchers, etc.
205 fmbounit 5b
Concepts in Banking and Accounting of transactions: Accounting in banks, Electronic Banking, RTGS, ATM, MICR,
OCR, OMR, and DATANET, Petty Cash, Electronic Clearing Service (ECS), National Electronic Funds Transfer (NEFT) System,
Real Time Gross Settlement (RTGS) System, IMPS.
E-Banking Services and Challenges in India
Presented by Rahul Kumar Jain, law student, Disha Law College, Raipur at IJSARD (International Journal of Socio-legal Analysis and Rural Development) International Virtual Conference 2017 On Law and Social Sciences.
Trends and technology in banking
The document discusses the impact of technology on banking. It explains how technology has revolutionized every core banking function such as supervision, regulation, currency management, and financial stability. It highlights how the widespread adoption of technology has made banks interested in utilizing it. Some key technologies discussed include ATMs, core banking solutions, electronic banking, mobile banking, internet banking, ECS, RTGS, e-cheques, POS, telebanking, and EDI. The document also covers challenges in implementing these technologies and the implications of IT in banking.
new face of banking sector part-2
The document discusses the transformation of the banking sector in India over the past decade. With the entry of private players and focus on consumers, banking underwent significant changes with the introduction of new technologies and channels like ATMs, internet banking, and mobile banking. This allowed customers to conduct transactions outside of traditional branch banking. The Reserve Bank of India has introduced new payment systems like NEFT and RTGS to modernize transactions. Going forward, RBI is looking to develop new real-time payment systems like "India MoneyLine" to allow 24/7 funds transfers.
new indian banking system part-3
The document discusses the transformation of the banking sector in India over the past decade. With the entry of private players and focus on consumers, banking underwent significant changes with the introduction of new technologies and channels like ATMs, internet banking, and mobile banking. This allowed customers to conduct transactions outside of traditional branch banking. The Reserve Bank of India has introduced new payment systems like NEFT and RTGS to modernize transactions. Going forward, RBI is looking to develop new real-time payment systems like "India MoneyLine" to allow 24/7 funds transfers.
NFC: perspectives and menaces (English)
This document discusses NFC technology adoption in Russia. It notes that Russia has a large population and growing mobile phone and e-wallet usage. NFC payment is beginning to be used through classic contactless bank cards, a contactless transit card in St. Petersburg, and a planned universal electronic card. Mobile NFC payment is expected to grow to 350,000 devices in 2013 through onboard and SIM-based solutions. Challenges to further NFC adoption include its technological nature, debates around customer ownership models, and the need for further development of supporting infrastructure and total connectivity.
Awareness about E banking among indian consumers ppt
This is a power-point presentation of E banking research report
My research is based on Seconday data.
I did a thoroughly research on the awareness of E-banking services amongst indian customers.
The objectives of my research are:
1) To study about the role, need, types, frauds, impact of Internet banking on banks, customers and society, various frauds and ways to overcome them in internet banking, services offered by internet banking and its benefit to the customers and banks.
2) To study about the future perspective and awareness of internet banking among Indian customers and ways to increase awareness among the customers.
E-BANKING (ORGANISATION, MANAGEMENT AND TECHNOLOGY)
The document discusses various aspects of e-banking in India including core banking systems, online and mobile banking services, ATMs, payment and settlement systems like NEFT and RTGS. It provides details on the types of online and mobile banking services offered by banks in India as well as advantages and disadvantages of online banking. Key points covered include centralization of IT infrastructure leading to core banking, the increasing number of ATMs and branches enabled for NEFT and RTGS, and growth of digital payment options in India.
Infinet
InFiNet is the communication backbone of the Indian banking sector that revolutionized interaction among Indian banks. It was established in 1999 by IDRBT and blends communication technologies like VSATs and terrestrial leased lines. InFiNet is one of the world's most secure technology platforms for financial operations, connecting over 60,000 bank branches across India. It provides a fast, secure network for inter-bank and intra-bank connectivity that has improved services like funds transfer, loans processing, and core banking solutions.
Rohit prooooo
This document is a student project on e-banking submitted for a Bachelor of Commerce degree. It includes an acknowledgements section thanking the project guide and coordinator. The document then has an index and executive summary outlining the topics to be covered in the project related to e-banking technologies and their impact on the banking sector.
Similar to Recent developments in banking (20)
Awareness about E banking among indian consumers ppt
Awareness about E banking among indian consumers ppt
E-BANKING (ORGANISATION, MANAGEMENT AND TECHNOLOGY)
E-BANKING (ORGANISATION, MANAGEMENT AND TECHNOLOGY)
More from VadivelM9
Performance Evaluation in Portfolio Management
The document is a performance evaluation of M.Vadivel, an Assistant Professor in the Department of B.Com PA at Sri Ramakrishna College of Arts & Science in Coimbatore. It contains M.Vadivel's name and position at the top, but provides no further details on their performance or evaluation in the brief document.
Formula Plans in portfolio management Selection
This document discusses formula plans for portfolio management. Formula plans consist of basic rules and regulations for purchasing and selling investments that allow investors to estimate costs and make rational decisions. The advantages of formula plans are that they provide rules, help investors earn higher returns, and control buying and selling. The disadvantages are that they do not help with security selection or market forecasts. There are three main types of formula plans: constant rupee value, constant ratio, and variable ratio plans. The constant rupee value plan keeps the stock portfolio value constant, while the constant ratio plan maintains constant percentages between aggressive and conservative portions. The variable ratio plan varies the ratios based on economic or market changes.
Capital Asset Pricing Model (CAPM) Model
The document discusses the Capital Asset Pricing Model (CAPM). It was developed by William Sharpe and John Linter based on Harry Markowitz's portfolio theory. CAPM assumes investors will select portfolios based on the risk-free rate and market return. It consists of a Capital Market Line relating risk and expected return for portfolios, and a Security Market Line relating risk and expected return for individual securities. The CAPM formula is the equation of the Security Market Line.
Security Valuation in Bond, Equity, Pref. Share Valuation
This document contains information about valuing different financial instruments:
1) It provides an example calculation of the present value of a 5-year bond with a par value of Rs. 1000 and a coupon rate of 7% to determine the price an investor should be willing to pay to earn a required return of 8%.
2) It defines equity value as the total shares outstanding multiplied by the current share price and provides a formula for calculating enterprise value.
3) It explains that preference shares provide a fixed dividend rate in perpetuity and provides a formula to calculate the value of a preference share based on its annual dividend and discount rate.
4) It defines yield on preference shares as the annual dividend divided by
Security Valuation in Investment Management
This document discusses methods for valuing stocks, including absolute and relative valuation. Absolute valuation focuses on intrinsic value using the dividend discount or discounted cash flow models. Relative valuation compares metrics like price-to-earnings, price-to-earnings growth, price-to-sales, and price-to-book value ratios to similar companies to determine if a stock is under or overvalued. Specific relative valuation metrics are defined, such as the PEG ratio comparing price-to-earnings ratio to earnings growth rate, with a ratio of 1 indicating fair value. The document emphasizes the importance of understanding valuation methods for investors to make well-informed decisions.
Bond Value Theorems in investment management
This document discusses bond valuation theorems. It begins by defining bond valuation as calculating the present value of future interest payments and face value to determine a bond's theoretical fair value. It then outlines key bond characteristics like coupon rate, maturity date, and current price which can be above, below, or at par value depending on interest rates. The document presents five bond valuation theorems: 1) price and interest rates move inversely, 2) a decrease in rates raises prices more than a corresponding increase lowers them, 3) price volatility is inversely related to coupon, 4) price volatility increases with maturity, and 5) price volatility increases at a diminishing rate with longer maturities. Examples are provided to illustrate each theorem.
Technical Analysis with different types of charts
This document discusses technical analysis charts used in finance. It mentions bar charts, line charts, and point and figure charts as the main types of technical analysis charts covered. The document is from Sri Ramakrishna College of Arts & Science in Coimbatore, India and was written by an assistant professor in the business department as an overview of technical analysis charting.
Fundamental Analysis including Economy, Industry Company Analysis
This document discusses fundamental analysis, which is a method used to measure the intrinsic value of a stock or security based on economic factors affecting the business and its financials. There are two types of fundamental analysis: qualitative analysis, which involves non-numerical factors like brand and management; and quantitative analysis, which analyzes numerical financial statement data. Fundamental analysis consists of economic, industry, and company analysis. Economic analysis examines macroeconomic factors that could impact a company's performance, while industry and company analysis look at microeconomic factors specific to the firm. The goal of fundamental analysis is to identify stocks that are undervalued by comparing the intrinsic value to the market price.
1. Risk and its different types of risk .
This document discusses systematic and unsystematic risk. Systematic risk refers to risks that affect the entire market such as changes in government policy, and it includes interest rate risk, market risk, and purchasing power risk. Unsystematic risk refers to risks that affect individual companies or industries, such as labor strikes, and includes business risk from factors like changes in consumer preferences and financial risk from changes in a company's capital structure. Systematic risk stems from macroeconomic factors and is not controllable, while unsystematic risk stems from microeconomic factors and is controllable. The total risk is the sum of systematic and unsystematic risk.
Process of Investment in investment management
This document outlines the 5 key steps in the investment process:
1. Understanding the client's needs, risk tolerance, and tax status to set appropriate benchmarks.
2. Making asset allocation decisions across asset classes like fixed income, equity, and real estate based on macroeconomic conditions.
3. Selecting a portfolio strategy that conforms to the client's investment policies and objectives.
4. Choosing specific assets within each class, such as individual stocks and bonds, according to the investment objectives.
5. Evaluating the portfolio's performance against benchmarks to determine if the client's goals are being achieved.
Nature of Investment and Investment Analysis
The document discusses the nature of investment, including its meaning and objectives. It defines investment as putting money into assets that can grow in value or produce income. The key objectives of investment are to safeguard money, grow savings, build emergency funds, secure retirement, save taxes, and fund life goals. It also discusses various types of investment options in India like stocks, bonds, mutual funds, ULIPs, gold, and PPF, analyzing their associated risks and rewards. Different analysis methods for investments are also summarized, including fundamental analysis, technical analysis, top-down analysis, bottom-up analysis, portfolio analysis, and security analysis.
Gambling and its different types of gambling
This document discusses types of gambling and the pros and cons of gambling. It outlines three types of gambling: recreational gambling which has no negative impacts; problem gambling which negatively impacts individuals and families; and pathological gambling which can destroy lives and lead to financial ruin and crime. The document also lists various types of gambling games and activities. Some pros of gambling discussed include benefits to tourism, employment, health, charity fundraising, entertainment, and tax revenue. However, the cons outlined are financial strain, depression, criminal activity, and negative impacts on children.
4. Investment Avenues in India . Different investment
India has several investment avenues for investors depending on the amount they want to invest and their financial goals. Some of the main investment avenues discussed in the document include savings bank accounts, bank fixed deposits, post office savings schemes, public provident funds, gold investments, and real estate. It emphasizes diversifying investments across multiple avenues to create different sources of income and help achieve financial stability.
3. Difference between Investment vs Speculation
This document compares investment and speculation. It outlines several key differences between the two:
- Time horizon: Investments have a long-term horizon like land/buildings while speculation has a short-term horizon from days to a year.
- Risk: Investments have limited and predictable risk while speculation carries high and unpredictable risk.
- Source of income: Investments earn income from the enterprise while speculation aims to profit from changing market prices.
- Stability: Investment income is very stable while speculation income is uncertain.
2. Speculation and speculator in investment
Speculation refers to buying and selling securities such as stocks or commodities in hopes that their prices will change and allow for a profit. Speculators buy securities when they expect prices to rise and sell when prices have increased. There are different types of investors involved in speculation, including bulls who buy when expecting prices to rise, bears who sell when expecting prices to fall, and stags who buy new stock issues with the goal of quickly selling at a premium. A lame duck refers to a speculator who has defaulted on debts or gone bankrupt due to being unable to handle trading losses.
1. Investment and concept of investment.
This 3 sentence document provides an introduction to investment management. It identifies the topic as an introduction to investment management and lists the college, location, and assistant professor providing the topic. The professor thanks the reader at the end.
Capital Bugeting - Discounted Cash Flow Methods.pptx
This document discusses various discounted cash flow methods for capital budgeting and long-term investment decisions. It describes methods like net present value (NPV), internal rate of return (IRR), and profitability index (PI). For each method, it provides the key formula, how to calculate it, and merits and demerits. It also introduces the concept of terminal value, which represents the expected future value of an investment beyond the initial projected period. Accounting for terminal value is important for accurate long-term financial forecasting and investment decision making.
Capital Bugeting - Traditional Methods.pptx
This document discusses various traditional capital budgeting methods used to evaluate long-term investment decisions. It defines capital budgeting as the process of making investment decisions in long-term assets that provide benefits over several years. The document outlines two categories of capital budgeting techniques: traditional methods and discounted cash flow methods. Traditional methods discussed include payback period, which calculates the number of years to recover the initial cash outlay, and accounting rate of return (ARR) method, which divides average income after taxes by average investment. The document provides formulas for calculating payback period and ARR, and notes merits of the payback period method.
Working Capital Management and its Elements
This document discusses working capital management. It defines working capital management as activities to ensure a company has sufficient resources to cover day-to-day operating expenses while keeping resources invested productively. It explains that working capital is the difference between current assets and current liabilities. Current assets include cash, accounts receivable, and inventory, while current liabilities include accounts payable, short-term debt, and accrued expenses. Ensuring adequate working capital protects a company's ability to operate as a going concern. The document then discusses managing liquidity, accounts receivable, inventory, short-term debt, accounts payable, and various working capital ratios.
Cost of Capital and its different types of cost of capital
The document discusses methods for calculating the cost of capital for a company. It covers calculating the costs of different sources of capital, including debt, preferred stock, and common equity. For common equity, it presents three methods: the dividend growth model, capital asset pricing model (CAPM), and risk premium approach. An example is provided for each method to illustrate how to calculate the cost of internal common equity. The weighted average cost of capital (WACC) formula is also introduced.
More from VadivelM9 (20)
Security Valuation in Bond, Equity, Pref. Share Valuation
Security Valuation in Bond, Equity, Pref. Share Valuation
Fundamental Analysis including Economy, Industry Company Analysis
Fundamental Analysis including Economy, Industry Company Analysis
4. Investment Avenues in India . Different investment
4. Investment Avenues in India . Different investment
Capital Bugeting - Discounted Cash Flow Methods.pptx
Capital Bugeting - Discounted Cash Flow Methods.pptx
Cost of Capital and its different types of cost of capital
Cost of Capital and its different types of cost of capital
Recently uploaded
Pollock and Snow "DEIA in the Scholarly Landscape, Session One: Setting Expec...
Pollock and Snow "DEIA in the Scholarly Landscape, Session One: Setting Expec...National Information Standards Organization (NISO)
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.BÀI TẬP BỔ TRỢ TIẾNG ANH LỚP 9 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2024-2025 - ...
BÀI TẬP BỔ TRỢ TIẾNG ANH LỚP 9 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2024-2025 - ...Nguyen Thanh Tu Collection
https://app.box.com/s/tacvl9ekroe9hqupdnjruiypvm9rdaneMain Java[All of the Base Concepts}.docx
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Advanced Java[Extra Concepts, Not Difficult].docx
This is part 2 of my Java Learning Journey. This contains Hashing, ArrayList, LinkedList, Date and Time Classes, Calendar Class and more.
Wound healing PPT
This document provides an overview of wound healing, its functions, stages, mechanisms, factors affecting it, and complications.
A wound is a break in the integrity of the skin or tissues, which may be associated with disruption of the structure and function.
Healing is the body’s response to injury in an attempt to restore normal structure and functions.
Healing can occur in two ways: Regeneration and Repair
There are 4 phases of wound healing: hemostasis, inflammation, proliferation, and remodeling. This document also describes the mechanism of wound healing. Factors that affect healing include infection, uncontrolled diabetes, poor nutrition, age, anemia, the presence of foreign bodies, etc.
Complications of wound healing like infection, hyperpigmentation of scar, contractures, and keloid formation.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar KanvariaNatural birth techniques - Mrs.Akanksha Trivedi Rama University
Natural birth techniques - Mrs.Akanksha Trivedi Rama UniversityAkanksha trivedi rama nursing college kanpur.
Natural birth techniques are various type such as/ water birth , alexender method, hypnosis, bradley method, lamaze method etcLAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
How to Make a Field Mandatory in Odoo 17
In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
বাংলাদেশ অর্থনৈতিক সমীক্ষা (Economic Review) ২০২৪ UJS App.pdf
বাংলাদেশের অর্থনৈতিক সমীক্ষা ২০২৪ [Bangladesh Economic Review 2024 Bangla.pdf] কম্পিউটার , ট্যাব ও স্মার্ট ফোন ভার্সন সহ সম্পূর্ণ বাংলা ই-বুক বা pdf বই " সুচিপত্র ...বুকমার্ক মেনু 🔖 ও হাইপার লিংক মেনু 📝👆 যুক্ত ..
আমাদের সবার জন্য খুব খুব গুরুত্বপূর্ণ একটি বই ..বিসিএস, ব্যাংক, ইউনিভার্সিটি ভর্তি ও যে কোন প্রতিযোগিতা মূলক পরীক্ষার জন্য এর খুব ইম্পরট্যান্ট একটি বিষয় ...তাছাড়া বাংলাদেশের সাম্প্রতিক যে কোন ডাটা বা তথ্য এই বইতে পাবেন ...
তাই একজন নাগরিক হিসাবে এই তথ্য গুলো আপনার জানা প্রয়োজন ...।
বিসিএস ও ব্যাংক এর লিখিত পরীক্ষা ...+এছাড়া মাধ্যমিক ও উচ্চমাধ্যমিকের স্টুডেন্টদের জন্য অনেক কাজে আসবে ...
Reimagining Your Library Space: How to Increase the Vibes in Your Library No ...
Librarians are leading the way in creating future-ready citizens – now we need to update our spaces to match. In this session, attendees will get inspiration for transforming their library spaces. You’ll learn how to survey students and patrons, create a focus group, and use design thinking to brainstorm ideas for your space. We’ll discuss budget friendly ways to change your space as well as how to find funding. No matter where you’re at, you’ll find ideas for reimagining your space in this session.
Leveraging Generative AI to Drive Nonprofit Innovation
In this webinar, participants learned how to utilize Generative AI to streamline operations and elevate member engagement. Amazon Web Service experts provided a customer specific use cases and dived into low/no-code tools that are quick and easy to deploy through Amazon Web Service (AWS.)
How to Fix the Import Error in the Odoo 17
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
How to Add Chatter in the odoo 17 ERP Module
In Odoo, the chatter is like a chat tool that helps you work together on records. You can leave notes and track things, making it easier to talk with your team and partners. Inside chatter, all communication history, activity, and changes will be displayed.
Recently uploaded (20)
Pollock and Snow "DEIA in the Scholarly Landscape, Session One: Setting Expec...
Pollock and Snow "DEIA in the Scholarly Landscape, Session One: Setting Expec...
BÀI TẬP BỔ TRỢ TIẾNG ANH LỚP 9 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2024-2025 - ...
BÀI TẬP BỔ TRỢ TIẾNG ANH LỚP 9 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2024-2025 - ...
NEWSPAPERS - QUESTION 1 - REVISION POWERPOINT.pptx
NEWSPAPERS - QUESTION 1 - REVISION POWERPOINT.pptx
Liberal Approach to the Study of Indian Politics.pdf
Liberal Approach to the Study of Indian Politics.pdf
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...
Natural birth techniques - Mrs.Akanksha Trivedi Rama University
Natural birth techniques - Mrs.Akanksha Trivedi Rama University
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
Film vocab for eal 3 students: Australia the movie
Film vocab for eal 3 students: Australia the movie
বাংলাদেশ অর্থনৈতিক সমীক্ষা (Economic Review) ২০২৪ UJS App.pdf
বাংলাদেশ অর্থনৈতিক সমীক্ষা (Economic Review) ২০২৪ UJS App.pdf
Reimagining Your Library Space: How to Increase the Vibes in Your Library No ...
Reimagining Your Library Space: How to Increase the Vibes in Your Library No ...
Leveraging Generative AI to Drive Nonprofit Innovation
Leveraging Generative AI to Drive Nonprofit Innovation
Recent developments in banking
- 1. Recent Development in Banking M.Vadivel Assistant Professor BCOM PA SRCAS, CBE – 06.
- 3. INFINT: Indian Financial Network – June 1999. The INFINT is a communication backbone for the Indian banking and financial sector.
- 4. Mobile Banking 1. SMS = Mobile SMS Center Bank System SMS Center Mobile. 2. WAP = WAP website Customer ID & Net banking PIN Select A/c Transaction Menu Select Transaction Perform Log out.
- 5. Telephone Banking Customer Making a Quarry Sending digitalized message Automated Voice Response Human Response Banker
- 6. ATM Shared ATM Network – Swadjan ATM Network by ISC ( Indian Switch Company). 1. BANCS 2. Cash tree 3. NFS ( National Financial Switch) Nation Payment Corporation of India. BRSS : Board for Regulation & Supervision of Payment and Settlement System.
- 7. EFT : Electronic Fund Transfer 1. MICR – technology – Cheque 2. RTGS – technology NEFT : National Electronic Fund Transfer ECS: Electronic Clearing Service 1. Both Debit and Credit 2. EMI Payments
- 8. SWIFT : Society for Worldwide International Financial Telecommunication. PKI : Public Key Infrastructure IFSC : Indian Financial Switch Code SFMS: CFMS: Centralized Fund Management System. E-cheque Usage of Cards 1. Debit Card 2. Credit Card 3. Smart Card
- 9. SPNS : Shared Payment Network System ACHO : Automated Clearing House Operation. VSAT : Computerized Message Transfer Teleconferencing Internet Banking E-Mail Fax CTS : Cheque Trunction System CBS: Centralized Banking Solution
- 10. THANK You…..