How To Write An Introduction To A Persuasive Essay

How To Write An Introduction To
A Persuasive Essay
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How To Write An Introduction To A Persuasive Essay How To Write An Introduction To A Persuasive Essay

History Of Halloween Essay
The History of Halloween Dressing up in costumes, trick or treating and carving pumpkins into funny
faces. These traditions are part of Halloween, a holiday known for fun, games and of course candy. At
least in this day and age, the excitement that the public feels for this undocumented holiday isn t the
same as it was 2,000 years ago. For the story of Halloween dates back thousands of years to a festival
called Samhain (pronounced sow in). A group of people known as the Celts celebrated it to mark the
end of the harvest season. They lived where Ireland, Scotland, and Wales are today. Samhain began on
November 1, but the celebrations began the night before, on October 31. Families would gather for big
... Show more content on Helpwriting.net ...
How it got its name is another story entirely the church gave Halloween its name when it changed the
celebration of the Roman Festival of the Dead from February to November 1 a Church holiday known
as All Saint s Day. Another way to say All Saint s was All Hallows because the term hallows means
holy people. The evening before the holiday, October 31 became known as All Hallows Eve, and the
church service performed on that evening was called All Hallow e en. The reason being, think along
the lines of when people go to church on Christmas eve, Halloween was once seen, much like
Christmas was and still is seen as a holy holiday. As for the history of trick or treating, or guising
(from disguising ), it began in the Middle Ages, children and sometimes poor adults would dress up in
costumes popular ones being ghosts and ghouls to scare evil spirits away, would go around door to
door during Halloween begging for food or money in exchange for songs and prayers often said on
behalf of the dead. This was called souling and the children were called soulers , again think
Christmas and carols. But this year s Halloween have its own new rules and traditions and as each
generation cover their house in fake spiders and plaster zombies
... Get more on HelpWriting.net ...

Lotus F1 Team Essay
Formula one (F1) championship was the second most watched sporting event on the planet, which
estimated 110 million unique viewers per race. Lotus F1 team is one of the most successful F1 team. It
had won respectively 7 constructors world titles. And it had won two world title. When they were
fighting for third place in the Championship, an awful news that the 2014 season would bring a bunch
of disruptive changes came out. What s worse, its best driver, Kimi Räikkönen, had announced that he
would leave the team at the end of the 2014 season.
This case mentioned many issues, like driver management issue, budget management issue, and etc. In
the following essay, I list two alternative to solve these issues, and then I also give some criteria to
evaluate these alternatives. In the end, I also give my own way to implement my recommendations.
Problem Statement
Lotus F1 team was a British formula one racing team. It had a strong racing heritage and had won two
World Titles under the Renault name in 2005 and 2006. It had contracts with two primary drivers and
three test drivers. When Lotus F1 was fighting for third place in the championship, a thunderbolt
jumped out and posted a big and common problem to every F1 team.
Three major problems were presented by this case: driver management issue, budget management
issue and product design issue. F1 drivers primary role was to pilot the team s car with consistency
and win points. A good driver is one of the most valuable assets of

Treatment Of Women In The Roco Era
Coming after Baroque, Originating as décor in France, being one of the first worldwide forms of art
and spreading to Dresden, Vienna, St. Petersburg, Valencia, and Lisbon was the Rococo era (Bailey 4).
It was popular because of its visual allure ; however, the term Rococo during its time period, the 1699
to the 1770 s, was at first derogatory and used to defame the artistic style (Bailey 4, 18). The term
Rococo comes from the French word rocaille , which can be an ornamental pebble or the unique shell
work found in aristocratic gardens (Bailey 18). Women were a part of this extravagant epoch, but they
had less freedom than men. The restrictions women had to endure during this time period are most
strongly seen in the way how marriage ... Show more content on Helpwriting.net ...
Some women were recognized for their art skills. One of the attractions women artists had... was their
supposed ability to paint women and other feminine themes better than men (Bailey 109). Marie
Louise Élisabeth Vigée Lebrun was an extremely famous painter; she was the chief portraitist of
Queen Marie Antoinette. She also painted portraits for other famous people such as Empress Maria
Theresa of Austria, Czarina Catherine the Great of Russia, Queen Elizabeth of Prussia, and Prince
Regent of England (Bailey 111). Her making of these portraits for these high ranking people shows
how well she was recognized. Anguissola is another female who wanted to be recognized in the
Rococo era. She used her painting skills to demonstrate her social status (Bailey 110). In Sofonisba
Anguissola, a painting, she exhibited her aristocratic status through her rich velvet gown and lace
collar (Bailey 110). She used her skills in her art works to portray her power. In the Eighteenth century
France There were also women professional writers. Even though professional women writers were
vulnerable to bad publicity , writing gave women power (Thomason 12). Most of these women were
women who were restricted by the laws, and had to participate in the restrictive marriage system
(Thomason 1). Eliza Haywood was a professional writer who also wrote about her controversial
opinion on marriage along with other female writers such as Lady Wortley of Montagu, Dorothy
Osborne, and Mary Delany (Thomason 12). The writing format most commonly used in the eighteenth
century was the letter, which could be written in two ways: private and public. When the letters were
read as private documents they protected women s reputations (Thomason 13). Private letters made it
seem like women were complying with the social standards that were in place for them; however,
when the letters were read as public,

Fast Food
Market and environmental analysis of McDonalds Corp 2003.
Market and environmental analysis is an essential part of an organization s External Analysis.
The main objectives of a market analysis are;
a) To determine how attractive a market is.
b) To understand the dynamics of the market and amend strategies accordingly.
Here we apply the dimensions of a Market Analysis to McDonalds corp.
1) Emerging submarkets;
McDonalds failed to recognize the changing trend in customer s preferences to better tasting, fresher
food. This trend led to new sub markets emerging for tastier, fresher and fast food perceived as
healthier. A few of the smaller/privately owned competitors (Cosi and Quizno s) were able to operate
in niche markets ... Show more content on Helpwriting.net ...
With the rising immigrant population customers now had a choice of items. McDonalds realize this
too late and try to counter this effect by introducing new burgers. However, the testing of the new
menu does not gauge strongly enough the changing customer preferences and this poor planning led to
its failure.
Internally changing trends were also blindsided. Franchisees who were the closest to customers were
not included in decision making and were thus disgruntled. Here was the need to change the
management style from top down to bottom up. This would have solved some of the issues plaguing
McDonalds, by providing data on what customers want and what products would have a greater
chance of success.
7) Key success Factors
McDonalds did have some strengths or key success factors;
a) Large number of franchises that led to economies of scale. This however contrasted to the small is
beautiful concept of the niche markets.
b) Complete training for franchisees to begin and run their own McDonalds proved to be a good team
building exercise.
c) Cost of food was low due to economies of scale and economies of size. Moreover, McDonalds was
able to negotiate a reasonable price for high quality food products.
McDonalds failed to realize the changing trends in the casual fast food markets, as a result of which, a
large part of the market share was taken over by existing brands like Wendy s and new players

Terrorism and the Causes of Terrorist Attacks Essay
The continuing successful and attempted terrorist attacks in the USA and the endless wars and
conflicts in which we are involved are caused by the very same reasons experienced in the expansion
of Europe during the 15th and 16th centuries. The economic, political, and cultural conditions present
in each of these periods in history, although hundreds of years apart, are still very much alike. The
same desires for money, relations between different countries, and differing religious views are what
caused this tragedy and similar conflicts during the expansion of Europe. By examining these causes
in the present as well as in the past, Americans might have a better understanding of the current
situation and come up with some ... Show more content on Helpwriting.net ...
The expedition of Hernán Cortés and the conquistadors, one of Spain s later voyages, showed that a
common cause for mass violence and tragedy is found in the human desire for wealth. Cortés main
goal was at first just to develop trade with the Mexican mainland. But when he learned of the rich
Aztec empire and their gold, he began to exploit and conquer them (Bulliet et al. 437). Cortés
accurately portrays the human desire of greed in the following quote taken from the class film
Conquistadors, Do you have more gold? For we re troubled from a disease of the heart that can only
be cured by gold. This was just the beginning of the problem. As soon as the Aztecs had brought the
conquistadors gifts of gold as a symbol of peace, Cortés and his men had already set out to overthrow
the Aztecs. Despite Cortés s initial promise that he came in friendship, Moctezuma quickly found
himself a prisoner in his own palace. His treasury was looted, its gold melted down. Soon a battle was
raging in and about the capital between the Spaniards and the Aztecs (Bulliet et al. 438). The greed
initiated at this period in history has been copied by the terrorists.
Similar to the conquest made by Cortés, the attack on the World Trade Center was also said to have
profited the terrorists. The way in which they accomplished this was by selling their stocks right
before the day of the attack and

Gender Double Standards For Children
Gender Double Standards for Children in Parenting
According to an analysis done by Seth Stephens Davidowitz, for every ten U.S. google search requests
about males being overweight, there are seventeen searches about girls being overweight, but in
reality, boys are nine percent more probable to being overweight than girls (Gonchar). There are
countless kinds of gender double standards in society, including the standards parents hold their
children to. It is no secret that parents dream for their daughters to be attractive and their sons to be
athletic. How else do these standards become apparent in a child s upbringing? In an investigative
paper, The Gender Double Standards in Parenting Attitudes, Meeso Caponi Ro, William G. Axinn, and
Linda Young DeMarco state, We differentiate dating, sex, and premarital cohabitation from marital
and childbearing behavior to investigate differences within the courtship and family formation
domain. (Axinn). There are different standards for boys and girls when it comes down to relationships
and sex as well. Parents tend to be more lenient when it comes to their boy s romantic relationships
and stricter with their daughters. A new study from Netmums reveals that 88 per cent of mums
admitted that they treated their sons and daughters differently despite thinking that this was wrong.
(The Gender). Parents don t want to admit they treat their kids differently, because then issues of
favoritism or unfair treatment can occur, but by human

Mary Shelley
Mary Shelley was born on August 30, 1797, becoming a distinguished, though often neglected,
literary figure during the Romanticism Era. Mary was the only child of Mary Wollstonecraft, a famous
feminist, but after her birth, Wollstonecraft passed away (Harris). Similar to Mary s book
Frankenstein, both her and Victor s mothers die when they are at a very young age. Mary s father was
William Godwin, an English philosopher who also wrote novels that would inspire Mary in the late
years of her life (Holmes). Many years later, Mary would get married to Percy Shelley although he
had been previously engaged ( Shelley Exploring). Although Mary s mother never lived long enough
for her to see her parents together, they were profound philosophers in ... Show more content on
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The only remaining child Mary possessed was a son named William ( Shelley Exploring). Similar to
her book Frankenstein, Mary was left with her last child William after many deaths just as Victor
Frankenstein only had his little brother Ernest to support him in the end. After the trauma that had
struck the Shelley family, Percy wanted Mary to live her life to the fullest and not give up. Percy
wanted Mary to have what she most yearned for that was growth, love and freedom. Similar to the
novel Frankenstein, the monster that Victor Frankenstein creates wishes for the same that Mary had
coveted her whole life. (Harris) At the age of twenty four Mary s husband drowned leaving her with
her son William and no money ( Shelley Exploring). In the novel Frankenstein, Victors wife whom he
had just married, died shortly after leaving him with just his father and Ernest as Mary Shelley only
had William and her father. The tragic events that occurred in Mary s life seem to pass down into her
novel Frankenstein in a similar fashion from which they happened.
In conclusion, many people and events throughout the course of Mary Shelley s life influenced her
novel Frankenstein. Similarities between her book and her life began to appear at a young age for
Mary. The death of her mother and a quest for knowledge appear to be similar concepts to
Frankenstein during Mary s childhood. Also numerous

Consumer Behaviour Essay
MM1 SEC F 2014
GROUP NO: 9
SUBMISSION NUMBER 5 ON: 22 July 2014
SUBMISSION TITLE: Consumer Behaviour
PRODUCT: Two Wheeler
INDIAN INSTITUTE OF MANAGEMENT LUCKNOW
Over the years there has been a shift in the consumer buying behaviour of two wheelers. While cost,
fuel efficiency and comfort have been primary influencers throughout, factors such as aesthetics,
brand recognition have gained importance in the recent years.
Following are the key consumer factors that have witnessed a change over the years:
Change in Consumer Behaviour with Affordability
During the early years after independence i.e. in 1950s, two wheelers were considered as a luxury
good. In 1950s most of the people were dependent on agriculture for their earnings, sources of income
were very few, due to which the disposable income with people was also low and only a few could
afford two wheelers. Two wheelers were sometimes given as dowry in marriages and considered as a
status symbol, since very few families were able to afford them. But now as the income levels have
increased and people have easy access to credit and loan facilities, most people can a two wheeler. It is
not considered as the luxury good anymore, it has rather become a necessity for some consumers who
commute daily and look for economical options.
Changing Preference towards Economy
During 1980 90s, the two wheelers became one of the most widely used transportation medium in the
Indian society. It was widely used by the middle

Lilly s Long Term Debt Ratio
2011. Pfizer s debt ratio has also been above the benchmark since 2009, but it has been lower than
Lilly s.
Lilly s long term debt to equity ratio was over the benchmark during the year 2008 and 2009 but
stayed below 1.0 in the other years. It should be noted that Lilly s debt ratio has declined during the
period, whereas, Pfizer s increased. Although, Lilly s long term debt to equity ratio appears to be
good, its total debt to equity ratio, which is much more comprehensive, is above the reasonable limit
and indicates that the firm has more debt than equity. Thus, weakening its long term financial position.
Summary of Firm level Inherent Risks The following factors could either increase or decrease firm
level inherent risks for Lilly s ... Show more content on Helpwriting.net ...
Management Incentives
Eli Lilly is a profitable company and is one of the top pharmaceutical firms. The company has faced
losses in the year 2008 but appears to have been recovering strongly. While Lilly has much lower
earnings than its competitor, Pfizer, Lilly s ROA and ROE are substantially higher than Pfizer.
However, Lilly s earnings fell by 14.2% in the year 2011, and ROA and ROE also fell during the
period. Its P/E ratio fell substantially since 2008 due to the market s lack of optimism about Lilly s
future. Lilly s management is under considerable pressure to reverse the declining trend. Thus,
management would have incentives to manipulate the areas of accounting that require judgment call
like revenue recognition policies and valuation allowances to boost in earnings in 2011.
Account level Inherent Risk
Valuation Allowances
Accounts Receivable The comparison of Lilly s days receivables with changes in their valuation
allowance reveals an unusual pattern. During 2009 Lilly s days receivable increased, but its valuation
allowance decreased. This was a year after the company incurred losses, this could have been a
management attempt to increase net income to help demonstrate company s recovery. During the year
2011, Lilly s days receivable fell slightly while its allowance increased by 0.8 percentage points.
However, this pattern is inconsistent

REM Behavior Disorder (RBD)
REM behavior disorder (RBD) is a neurodegenerative brain disorder that causes abnormal sleep
phenomenon in which individuals act out their dreams. Individuals RBD have been observed flailing
their arms and legs as if defending themselves against imaginary enemies. In some severe cases,
people with RBD have gotten out of bed, driven cars, harmed themselves, and assaulted family
members. In one of the more frightening cases of RBD discussed during the lecture, a police officer
awoke with his gun pointed at a door, as if defending himself against an intruder. This disorder has
even been used, both successfully and unsuccessfully, in court as a murder defense. There are five
phases of sleep which are, stages 1, 2, 3, 4, and REM sleep or, rapid ... Show more content on
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During the 1930s there was extensive use of this technology in caring for victims of the polio
epidemic. These iron lungs were cumbersome, and provided little access to provide patient care.
Recent advancements however, have made negative pressure ventilation a viable option in non
invasive mechanical ventilation. The modern iron lung consists of a flexible cuirass, or shell, which is
designed to fit over the anterior of the chest. On inspiration, a negative pressure helps to pull the rib
cage up and forward, increasing the space in the thoracic cavity, facilitating better air flow and
ventilation. Expiration is achieved by passive recoil. These latest devices offer many of the same
ventilatory modes as positive pressure vents do, as well as, high frequency chest wall oscillation and
cough assistance. The HFCWO assists patient in mobilizing secretions much the same way the vest
works in chest physiotherapy. The cuirass can also provide peep by providing a continuous negative
distending pressure baseline. This negative extrathoracic pressure provides a new functional reserve
capacity (FRC) from which the patient can breathe from. Biphasic cuirass ventilation can also provide
a positive pressure to assist in assist in exhalation. This positive phase decreases the potential for large
end expiratory lung volumes which may facilitate gas trapping or barotrauma to compromised lung

Aphy 101 Midterm Study Guide Essay
Study Guide for Statewide APHY101 Online Midterm Exam
(Study Guide , Ivy Tech Community College, East Central Region)
NOTE: The midterm exam will pull: 40 questions from Chapters 1, 2, and 3 combined, 16 questions
from Ch. 4, 19 questions from Ch. 5, 25 questions from Ch. 6.
Chapter 1 Explain the difference between the study of Anatomy and the study of Physiology? Name
and define the levels of organization of life? Define metabolism. Define homeostasis? How does a
homeostatic mechanism maintain homeostasis? What is meant by negative feedback? How does
negative feedback affect homeostatic mechanisms? Know the locations of the major body cavities. Be
familiar with major ... Show more content on Helpwriting.net ...
What is the purpose of Cellular Respiration? What are the major stages in the Cellular Respiration
Pathway? Where in the cell do the reactions occur? What major events occur in each stage? Define
gene, chromosome, and genome. What is meant by complementary base pairing of nucleotides?
*Compare and contrast the structure and function of DNA and of RNA molecules. Reference Table
4.1. *What is the purpose of Protein Synthesis? What are the major stages of the protein synthesis
reaction? What major events occur in each stage? Reference Table 4.3. Define codon and anti codon.
Define mutation and mutagen.
Chapter 5 Define Histology Tissue. *Describe the 3 types of intercellular junctions. Reference Table
5.1. *What are the 4 basic types/groups of tissue? Reference Table 5.2. Briefly describe the function of
the basement membrane of epithelial tissues. How are the epithelial tissues named by what
characteristic(s)? *Describe the structure and list the functions of the various epithelial tissues,
including glandular epithelium. Reference Table 5.5. *Name and describe the various structural types
of exocrine glands. Reference Figure 5.11. Define Extracellular Matrix (ECM) of connective tissue.
*Describe the 3 main types of cells and the 3 main types of fibers found in connective tissue?
Reference Table 5.6. *Describe the structure, and list the

Yuban coffee
Table of Contents
I. Introduction/Executive Summary and Product Description.....................................................3
II. Target Customer Analysis............................................................................................3 4
III. Competitor Analysis...................................................................................................4 6
IV. External Market Environment Assessment.......................................................................6 7
V. Company Analysis......................................................................................................7 9
VI. Marketing Information Requirements...............................................................................9
VII. Plan Implementation..................................................................................................9 13
Appendix...................................................................................................................14 15
Work Cited.....................................................................................................................16
I. Introduction/Executive Summary and Product Description
Yuban coffee is a brand of coffee you can find in your ... Show more content on Helpwriting.net ...
Market Structure: The coffee industry is an extremely competitive one. However, the market structure
of the coffee industry and specifically the coffee bean industry that provides the raw materials for
Yuban could be described as an oligopoly. The specific characteristics of this oligopoly are, however,
more reminiscent of a cartel because a relatively small number of suppliers control the supply and
distribution of coffee beans globally (Igami, 2011). Consequently, Yuban, which is a brand within the
Kraft Foods umbrella, has limited choice in selecting its supplies. The coffee bean industry was
controlled officially through a cartel structure until 1989 under the International Coffee Agreement or
ICA but thereafter market competition with new entrants such as Vietnam eroded the control of this
official cartel organization (Igami, 2011). Yet, because coffee bean production is largely limited to
certain geographic regions, these countries governments express a great deal of control over which
entities control production and distribution.
Competitive Barriers: There are a number of significant competitive barriers within the coffee bean
and coffee grind industry. While virtually any firm can purchase the raw materials or even the finished
product in the form of ground coffee, the packaging and distribution of the product is a much more
sophisticated endeavor. The most significant

Analysis Of The Movie The Hills We Shall Never...
We shall defend our island, whatever the cost may be, we shall fight on the beaches, we shall fight on
the landing grounds, we shall fight in the fields and streets, we shall fight in the hills; we shall never
surrender Winston Churchill. Producer Lawrence Bender and director Luis Mandoki s 2004 Innocent
Voices, explains the 1980s civil war that started in a small country called El Salvador, through Chava s
(Carlos Padilla) eyes. The conflict between the Salvadoran army and the peasants over their land put
Chava s mother (Leonor Varela) under much stress, taking care of his sister and younger brother
through the horror of murder and bloodshed.
Cuscantanzingo was one of the last villages trapped between the guerrilla s and the army.
Chava s life seemed to be at an end, but, was fortunately saved by the rebels, to be taken away to
America to have a good life. The fate of many misfortunate children was set on a path of murder,
warfare, and suffering (CNS Movie Review: Innocent Voices).
These are not adults, just children trying to live their lives, only to be seized by the government army.
Based on a true story, Innocent Voices is a tragic story of a young boy in the 1980s, growing up in El
Salvador. The Salvadorans started fighting between the government troops, it was a daily life for these
people. Chava s father abandoned him and his family, left to take care of his mother, brother, and sister
while they tried to maintain a normal life by day, finding coverage by

Greed Vs. Humanity In The Backdraft Of Technology
Greed vs. Humanity In the story The Backdraft of Technology Stephanie Alaimo and Mark Koester
indicated the many disadvantages of technology in our society. Although there are many advantages
with advance technology; Alaimo and Koester still warn the readers about the negative cause and
effects of technology in the present time and the future. They claim that technology have eliminate
most of a lower class jobs. Their suggestion was to Say No! to self checkout.
(reason) With Technology being a huge role in the business world we are bound to encounter them in
restaurant, stores, and factory. People are demanding faster and better service and those are the quality
that technology can provide. Because human services are more expensive than a machine,
corporations are more likely to put machine rather than human in their business for their survival. Yes,
the corporations are making money but you should not look at it in that point of view. ... Show more
content on Helpwriting.net ...
People are more likely to get an education when they are laid off. With more educated people in the
world we can make the world a better place. There will be more technology being made to serve
human to have a better experience and make life easier. We as a society need to move forward and not
stay in the past because technologies are the foundation to our future survival and needs.(conclusion?)
There is a reason why Engineer is the most employees. That is because Technology will give people
the opportunity to work in more advance jobs. With more educated and highly skills people; the
United State can be more powerful because of its people and

Fly Away Peter by David Malouf Essay
`Fly Away Peter by David Malouf To what extent is Jim s understanding of self enhanced by his
contact with those around him?
Fly Away Peter is essentially a story about life. Through the life of Jim Saddler the reader becomes
aware of the ideas posed by the author, David Malouf. Jim s life, if anything, is indeed a journey,
unfolding through various broadening experiences that lead to Jim s eventual understanding of the
world and his own self. However, to simply say that this understanding is enhanced solely by his
contact with those around him is only true to a certain extent. Jim s journey of life exists on many
levels, just one of which is the lessons he learns through his contact with others.
A strong note emphasised ... Show more content on Helpwriting.net ...
There is certainly no doubt that Jim and Ashley are brought together by their appreciation of nature.
Ashley has a quiet respect for the things Jim also respected , and the reader is made aware of the bond
and mutual respect each feels for the other. These three characters, despite their social differences,
easily relate through the birds. Ashley provides Jim with a place in the world through the sanctuary,
and Imogen helps Jim to secure his place within the sanctuary through her photographs and the book.
Ashley and Imogen are certainly significant factors in Jim s journey. They play a part in his final
understanding and affirmation of self, in that they are encouraging influences upon Jim and help him
to appreciate himself, however they are not the sole deciding factors in Jim s comprehension of life.
Enemies, like friends, told you who you were . This is indeed true of Jim, who learns much about his
own self through the cynical criticism of his father and the brutish bullying of Wizzer. His father, with
his bitter outlook and defeatist attitude, shows Jim what he does not want to become. In his father Jim
see a possible mirror that could well reflect what Jim will become if he does not hold him at arm s
length, to keep from being infected . Through Wizzer, Jim becomes aware of his own capacity for
black anger . Wizzer is significant because of what he reveals to Jim of his own character. The
confrontation

Crowdfunding Model Essay
The [American] borrower and lender have embraced the above crowdfunding models and
methodology as evident by the numbers; 2014 crowdfunding totals nearly $9.5B in America [over
$16.2 globally], with business and entrepreneurship claiming 65% and social causes at 32%. Total
figures for 2015 are estimated to be over $34B increasing at a steady compound annual growth rate
[CAGR] of over 130%.
The pairing of Islamic Finance and crowdfunding could quite possibly evolve the current American
Islamic mortgage product from that whose emphasis is almost solely focused on interest aversion into
a product that embraces Islamic fundamentals. Such an Islamic finance vehicle, consistent with the
sharing economy methodology, would conform with ALL ... Show more content on Helpwriting.net ...
An additional attribute of the short term model was that the borrower typically had to come up with a
sizable down payment, which was indicative of lower default rates.
Remove all traces of ambiguity and deception. Current bank financing agreement can be in excess of
ten pages. As a result, banks have capitalized on the opportunity to bury details and practices that are
deceptive and illegal, e.g., Countrywide s Option ARM.
Not necessarily competitive. Competitive products pose an interesting dilemma; How can you
compete with a product that incorporates forbidden Islamic elements? More importantly, should you
attempt to compete with such a product? Consumers who are in search of more money to borrow will
base their product choice on ease of access and amount of funds. As a result, Muslims have obtained
conventional financing against their will. When presented with an Islamic option, not all consumer
would opt for it due to the ease of access of the conventional. The current driving factor behind
product development has shifted towards capitalization of market share in lieu of the development of
an organic Islamic product. The result of the market share increase comes at the expense of regressing
toward the conventional counterpart, as noted in the prior section. Correspondingly, the detrimental
effects of the conventional products ensue.
Notwithstanding the hindrances of changing an industry fully entrenched in the

William Mervin Mills Research Papers
William Mervin Mills or Billy Mills was born in Pine Ridge, South Dakota, and was raised by some
Indian Reservation of the Oglala Sioux tribe. Mills was given the nickname Makata Taka Hela, which
mean Love you country. When Mills was twelve years old, he was in an orphaned and while going to
school he give up boxing and focus his interest on track. During his track competition, has won
couples of titles, for example, NCAAAll America cross country runner, and the Big Eight cross
country championship. After graduating the University of Kansa, he went into the United States
Marine Corps and become a First Lieutenant in the Marine Corps Reserve. Before the summer of 1964
Mills takes his running to the next level, which was to try out for the

Briony In Ian Mcewan s Atonement
Storytellers are the God of their universe. Seeking atonement for them is nearly impossible without
belief in a higher being. In Ian McEwan s novel Atonement, Briony, a 13 year old fanciful storyteller,
misjudges a series of events that have repercussions on the lives of others. Consequently, she spends a
lifetime attempting atonement through storytelling. Brian Finney explains that Briony attempts to use
fiction to correct the errors that fiction caused her to commit (69). Briony s obsession with fiction
assists her in entering the minds of others and therefore attempting atonement for something that
cannot be reversed. In Joe Wright s adaptation of Ian McEwan s novel Atonement, he manipulates
sound effects, setting, and plot to stay true ... Show more content on Helpwriting.net ...
McEwan explain Briony s though process on writing: To enter a mind and show it at work, or being
worked on, and to do this within a symmetrical design this would be an artistic triumph (265). Briony
is obsessed with writing a new kind if fiction where entering other people s minds is a success. Wright
stays true to this idea by changing the setting of London 1999. Instead of attending her birthday party,
Briony attends a TV interview discussing her book because most of London 1999 comes from inside
Briony s head so the TV interview gives Briony the opportunity to share her thoughts. In this
interview, all the pieces finally come together as Briony reveals the truth that she made up their
thoughts. Wright stays true the heart of the novel because Briony gives Robbie and Cecilia their
happiness by writing from their points of view. Briony explains in the novel: I like to think that it isn t
my weakness or evasion, but a final act of kindness, a stand against oblivion and despair, to let my
lovers live and to unite them at the end (351). Briony gives them their happiness by her storytelling.
Harry Haun explains that The ending was one of the most difficult things, because it comes after the
storytelling and turns into an intellectual study of the narrative. (2). It is hard for the watcher to grasp
the reality after finishing the story. Although

Music Therapy Papers
Music Therapy
Music therapy spans and assists various areas of medicine. To further understand the benefits of music
therapy one must first learn what it is, who is qualified to perform, and who it helps. With further
public education and acceptance, music therapy outreach can help many patients.
The first thing that must be explained is what music therapy is. Music Therapy is the clinical and
evidence based use of music interventions to accomplish individualized goals within a therapeutic
relationship by a credentialed professional who has completed an approved music therapy program.
(American Music Therapy Association) The American Music Therapy Association is a group that
helps patients by incorporating music into their daily lives to ... Show more content on Helpwriting.net
...
When people decide to go through with music therapy they research it to see what happens during a
music therapy session. During a music therapy session most patients will sit down in a room and they
will either listen to music or they will play an instrument that is provided in the sessions room. When
the patients come out of the room they should feel refreshed or as if they have started a new day. As
for how much a music therapy session costs, the groups normally costs anywhere from $130 to $200
dollars an hour depending on the type of session. When people think of music therapy they might
think of someone sitting down in a room and listening to music the whole time and then just leaving
feeling like a new person, but it is much more than that. When people start music therapy they are
expecting nothing less than listening to music and talking about what made them come to these
sessions. Although when they walk in they are presented with many opportunities like playing a type
of music they like on a drum or different type of instrument. During the session the music therapists
ask how the music they play or listen to makes them feel. Most sessions have good results ending in a
happy patient and a satisfied therapist, but those sessions that don t go as well as planned might need
to take a longer time to help that

Deliquency And Juvenile Delinquency
Introduction
An estimated 70% of juveniles that are in the juvenile system have an elementary academic
achievement level, and have learning disabilities. [1]. Poor school performance, skipping school, and
dropping out at a young age are all connected to delinquency. There was an increase in the rates of
juvenile delinquency after dropping out from school [2]. Juveniles who go to school consistently and
have a strong academic performance, ideally go on to college and have a successful career and bright
future [1]. There seems to be a connection between academic performance and delinquency. It seems
that young people with a lower academic performance are more delinquent than young people with a
higher academic performance [3,4].
Previous ... Show more content on Helpwriting.net ...
What is linking academic performance and delinquency together, and what kind of association do they
have with each other, is it negative or positive?
Studies suggest that improving educational performance and behavior will more than likely result in
positive outcomes. It also suggests that coming up with innovative educational strategies are the most
effective solution to improve delinquency and academic performance [2]. Educational programs
intended to address delinquency and poor academic performance that teaches self control and social
class, will probably be more successful in improving education outcomes for juvenile delinquents [2]
[7]. The purpose of this study is to find the link between academic performance and delinquency, and
find what kind of association they have with each other.
Methodology The participants for this study will include 200 juvenile delinquents that will be
recruited from juvenile detention centers in New York, through a process of stratified sampling.
Stratified sampling allows us to select participants from different areas of New York. To be eligible for
this study, participants have to meet these requirements, 1) ages 14 17; 2) In juvenile detention; 3) able
to speak and read in English. Participants were excluded from the study if they were, 1) Under the age
of 14; 2) Over the age of 17; 3) Not in juvenile

Bosnia Herzegovin A Rough History
Body: Bosnia Herzegovina has a rough history, especially with its neighboring countries. Tensions in
the Balkans increased after World War II. Bosnia Herzegovina went from a prime example of cultural
unity to the exact opposite due to the dissolution of Yugoslavia. Yugoslavia was created at the end of
World War I, when Bosnian, Croat, and Slovenian territories joined that of the Serbian Empire.
Yugoslavia was split up during World War II, but was once again unified at the end by Josip Broz Tito.
Due to cultural differences, remembrance of WWII events, and the death of Josip Broz Tito,
Yugoslavia, once again, broke up in the early 1990s. My parents were born and raised in different
parts of Yugoslavia, but with the break up of Yugoslavia, and wars that followed between Bosnia and
Serbia, my parents had to escape to Germany (where my brother and I would soon be born). Growing
up I always heard about how great it was to live in a Yugoslavia that was ruled by Josip Broz Tito, it
was a place where people got along with one another. However, that would soon change. In an essay
written by Alan Fraser, he describes the conditions of Yugoslavia during the time of unity. In his
opening sentence he says the first thing I noticed about Yugoslavia was the ease and honesty, the trust
people had for each other, treating one another like family. The quote speaks volumes, especially
coming from a foreigner to the region. Yugoslavia was truly a place where everyone got along with
one

Comparing Eva s Story, Paperclips, And The Sneetches
During the Holocaust, obstacles in many categories were a commonality shared by many people. The
Holocaust is a horrid example of evil in humans. It was one of the most important events in World War
II and killed over 11 million people, including Jews, Jehovah s Witnesses, Roma, the disabled, and
homosexuals. Obstacles and how they are overcome are everywhere in Holocaust literature and films,
including Eva s Story, The Book Thief, Paperclips, and The Sneetches. In Eva s Story, Eva and her
family attempt to overcome the obstacle of hiding from the Nazis because they are Jews. Eva and her
mother, Mutti, hid together in multiple different houses. Her father, Pappy, and her brother, Heinz, hid
together in separate houses from Eva and Mutti so they would have a lesser chance of all four of them
getting caught. At one point, Nazis searched the house Eva and her mother were staying in. Eva and
Mutti were hiding behind a faux wall in the bathroom. Eva and her family were caught while
transferring houses which led to them being taken to a Jewish concentration camp. Eva and her family
showed courage in trying to hide from the Nazis, even though they were eventually caught. ... Show
more content on Helpwriting.net ...
Liesel showed courage by helping calm Max down during the hardship of the Holocaust. She also
cared for him by staying with him and reading books to him while he was sick. Her foster parents,
Rosa and Hans Hubermann, also cared for him and let him stay in their basement. When Max left,
Liesel assumed he had been caught and she looked for him in the long lines of Jewish that passed
through their town. When she found him, she gave him and hug, even though she knew she d get
whipped for doing so. Liesel and her family showed impressive bravery and courage by helping Max,
even just by letting him stay in their

The Quantum Relativistic Mess
Introduction String theory is one of the most active theoretical frameworks in particle physics that is
used in an attempt to successfully reconcile general relativity and quantum mechanics. This concept is
a great contender of quantum relativity mess theory, string theory and the theory of everything. In this
essay, we visit these theories and provide a general view or opinion on the future of physics. The new
form of physical theory Through out history, several changes have taken place in physics with the
governing equations and fundamental principles being developed by several scientists in a view of
understanding the way our universe works or even created. The evolution of physics from relying on
the Newtonian Model, to gravity and currently to string theory means that discoveries in particle
physics are still ongoing in an effort to reconcile general relativity and quantum mechanics. The
Quantum Relativistic Mess According to Mohamed (2009) the existing current standard model of
physics suffers a major fundamental flaw. It is in fact made up of two completely separate theories; the
theory of Quantum Mechanics and the theory of General Relativity. When applied in their various
extremities, both theories are noted by Mohamed (2009) to provide fairly accurate and sensible
predictions. The theory of General Relativity is noted to work best when applied in the prediction of
the phenomena that is associated closely with large celestial bodies while Quantum Mechanics only

Accepting Performance Enhancing Drugs In Sports
Proponents of accepting performance enhancing drugs (PEDs) in sports argue that their harmful health
effects have been overstated, that health risks are an athlete s decision to make, that using drugs is part
of the evolution of sports much like improved training techniques and new technologies, and that
efforts to keep athletes from using PEDs are overzealous, unproductive, unfairly administered, and
bound to fail.
The spirit of sport is the celebration of the human spirit, the body and the mind. Doping is contrary to
the spirit of sport, erodes public confidence and jeopardises the health and well being of athletes.
[Although some people believe] it helps you improve,athletes should be punished because it kills you
from the inside and can ... Show more content on Helpwriting.net ...
And, as we have shown with EPO, lifting the ban on EPO seems to eliminate an inequality concerning
access to have a high level of red blood cells, between rule abiding non dopers.
Lifting the ban would allow them to research and aim at reducing harm provoked by actual
unsupervised drugs.
Tamburrini states: With no prohibition, no athlete will be in a situation of competitive inferiority, as all
will have the opportunity to dope
If the ban on performance enhancing drugs is lifted, it might just as well increase the inequality
between rich and poor athletes in their opportunity to compete, as it may be very expensive to buy
these drugs even on a free and medically supervised market.
Many teenage athletes will then be in a situation of competitive inferiority if the ban were lifted for
adults but maintained for persons under the age of 18. As an example of the former we could take
EPO a hormone that plays a significant role in the production of red blood cells that transfer oxygen to
the

The Life Insurance Industry
Modern man tries to protect himself and his possessions against many risks like illness, accidents,
death, theft and liabilities. These interests can be protected in various ways:
(a) He can take preventative measures to limit loss such as wearing a safety belt while driving a
vehicle or installing smoke detectors in a factory; or
(b) He can save money and with time build up a private fund; or
(c) Co operate with other legal subjects to collectively cover losses that have been incurred.
However, in the above three scenarios, protective measures are not adequate protection. The solution
to these problems is found in a formal insurance. Insurance regulation is a dynamic, ever evolving to
achieve an appropriate balance between providing adequate consumer protection and allowing them to
gain maximum returns. Given that insurers and the products being offered change over time, it is vital
for the regulatory framework to keep pace with dynamics of the Life Insurance Industry.
This study explores areas where the life insurance industry has changed over time through different
product offerings, globalization, evolving technology, and changes in the economic environment of
Discovery Vitality Life. The study provides a framework to assist regulators in assessing which
changes have been successful, which need improvement, and what needs to be addressed in the future.
INDUSTRY BACKGROUND
The South African life insurance industry has become the fastest growing and most dynamic

Corruption In Canterbury Tales
A medieval miller was a worker that would grind grain at the mill to produce flour and meal. In
Geoffrey Chaucer s The Canterbury Tales, the Miller is a deceitful man that advances in her career
through deception and tells a fabliau, a comical fable told in verse that is characterized by sexual
obscenity. Fabliaux were generally told by jongleurs, or medieval entertainers. This particular fabliau
is a bawdy tale that discusses a scandalous affair. Through the Miller s description as a thieving and
scheming peasant and the Miller s raunchy tale, Chaucer criticizes the dangerous precedent of
corruption set by the nobility which consequently spreads to all classes due to esteem and success
amassed by corruption and the stereotype of the Third Estate or lower class as lewd and having a lack
of intelligence.
Chaucer s description of the Miller as deceitful and thieving through his appearance and actions
criticizes the upper class tendency to underestimate the ability of the lower class. The upper class is so
consumed with maintaining their image of affluence and looking down on the lower class, they fail to
recognize that peasants can learn to imitate their habits of corruption that lead to immense wealth. The
Miller is depicted as a well built, muscular man who wears a whit cote and a blew hood and has a red
beard as any sowe or fox that would steal from his customers by selling his grain for three times its
worth, yit he hadde a thombe of gold (554,565 566). The Miller

Causes Of Homelessness In Canada
b) Lack of supply Along with the presence of higher demand in the housing market of the country
already, the lack of supply of affordable housing in Canada has aggravated the crisis even more. Due
to the presence of excess demand in the market, the quantities of housing, especially the private sector
profit maximizing ones have increased the price of their housing facilities, which in turn has
contributed significantly to the already existing problems of homelessness in the country.
c) Increase in the inflow of new immigrants One of the primary reasons behind the rise in the issue of
homelessness in the country can be the recent trend of increased immigration in the country from
other parts of the world. Canada, in the last few years, has developed immensely regarding economic
and industrial aspects and the country currently boasts of its robust industrial, service and export
sectors, which in turn attracts a lot of potential workers from all over the world, for a better standard
of living. Apart from the employment sector, the education sector of the country is also one of the
primary attractions in the country. Canada has some of the finest universities in the world, which
attracts a huge number of students from across the country, which in turn increases the demand for
housing in the country, thereby increasing their prices.
d) Drug and alcohol abuse One of the contributing reasons behind homelessness in the country, which
is very subjective to Canada itself is the

Judah
Jacob was aware his life was coming to an end. Thankfully, the last seventeen years were spent with
his twelve sons and their families all together again, settled in the land of Egypt, in the region of
Goshen (Gen 47:27 28). He calls for his sons to come receive their blessings, and he predicts the
future for the twelve tribes that will be established through them. These prophecies give way to the
imminent manifestations throughout history of the twelve tribes of Israel. Jacob, also known as Israel,
gives Judah a special blessing and prophecy for his seed , especially compared to his other brothers
with the exception of Joseph. Judah s divine blessing from Israel foretells of the royal lineage, military
leadership, financial abundance, ... Show more content on Helpwriting.net ...
The kingship will remain with Judah, until the Messianic promise made to Abraham is finally known
in Jesus Christ (Gal 3:16).12 The concluding section of verse ten refers to the obedience of the people.
The broader view of this text would be the tribunal obedience of Israel to the royal family. However,
since Christ has come to earth and made known His rightful position, only those who chose to submit
to Him will be obedient (John 15:1 8). Yet, when He returns for the final time in His glory, at that
point, all will display humble obedience towards Him (Dan 7:27).13 Verse 11 The context of verse
eleven discloses the fact that there will be great financial prosperity and abundance during the reign of
the Messiah. It is made evident by tethering the donkey to productive vines allowing them to graze on
it without worry what damage it might cause the harvest. Also, the plentiful amount of wine being
present to wash clothes, in place of water. This illustration describes the coming of the millennial
kingdom (Isa 65:21 25).14 Also, the tribe of Judah, largest among the tribes at Moses census (Num
1:26 27) acquired large territories (Josh 15), characterizing a sign of abundance.15 These attributes
exemplify financial abundance amongst the

The Blame For The Deaths Of Romeo And Juliet
Georgia Rood Ms. Davis 91 Literature 15 February 2018 The Blame for Romeo and Juliet s Tragic
End Fate is a mysterious force that seems to control the world around us; our choices, our luck, but
what if fate is not always to blame? In Elizebethan London, the world was dictated by fate, from the
things the people did, to the choices the people made. And while this is marginally represented in
Shakesphere s Romeo and Juliet, there is still a rash character who acts as a guide to lead Romeo and
Juliet to their graves. Friar Lawrence is to blame for the deaths of Romeo and Juliet through rushing in
to action and rash judgments. By rushing into action, Friar Lawrence causes the untimely deaths of
Romeo and Juliet. When attempting to send

Technology In There Will Come Soft Rains By Ray Bradbury
Technology today has advanced and impacted our way of living and the dependence on it has become
a natural habit for our society. People today depend on their phones for numerous things such as,
talking, messaging, driving directions, surfing the web or even to update their current Facebook status.
Many people say that since they rely so heavily on technology, it has been known to weaken our
society s ability to open a book or newspaper to find information instead of looking at your phone.
Technology has become a crutch for our generation today and without it we would fail. There have
been inferences that technology will ruin us and lead us to extinction. In Ray Bradbury s short story
There Will Come Soft Rains , he purveys speculation that technology is the cause of downfall in
society and that nature will outlast man s creation. August 4, 2026, in Allendale, California, everything
is made easy for the family who occupy a technologically advanced home that caters to their every
need. Every morning breakfast is made, the date is announced, information is given on friends and
bills that need to be paid. Little mice clean and do the chores around the house. This all changed on
August 4th when the house becomes eerily quiet, with no family insight. The family is gone but
silhouettes of a man, woman and two small children are painted alongside the house. A nuclear
explosion wipes out the city, the town is desolate with just rubble and ashes left behind. A fire erupts
and the

Effects Of The National Osteoporosis On Nhs Scotland And...
Situation
According to the Society of Radiographers (2016) Imaging staff have an important role in health
promotion as they are well placed to influence patients choices regarding their medical and lifestyle
choices. Osteoporosis is the most common disease of the bone and the incidence of this condition is
rising. Osteoporosis is estimated to effect 3 million people in the UK. A decreasing bone density in
patient, especially in those above the age of 50, leads to bones becoming weak and therefore, there is
an increased likelihood of fragility fractures. This condition is preventable and treatable however, it is
often left undiagnosed and therefore, has major cost implications on the NHS. (National Osteoporosis
Society, 2013a)
The ... Show more content on Helpwriting.net ...
(International Osteoporosis Foundation, 2015) Current UK wide initiatives include the National
Osteoporosis Society (NOS) which is a charity based organisation which campaigns to inform,
improve and implement policies and prioritise Osteoporosis within national healthcare (National
Osteoporosis Society, 2014). Additionally, the NOS has devised an Osteoporosis Agenda for Scotland
with recommendation for improvement of services, policy, audit and awareness (National
Osteoporosis Society, 2015). Other smaller initiatives include, NHS Health Scotland and Age Scotland
which provide information to promote healthy lifestyles and preventative measures (SIGN, 2015).
Aim
This intervention aims to raise public awareness of Osteoporosis and inform patient of preventative
measure that can be taken to reduce the likelihood developing the condition, especially with regards to
dietary needs.
Intervention
A cookbook featuring recipes that contain high levels of calcium and vitamin D that have been
recommended by the International Osteoporosis Foundation (2015). This 20 page booklet is aimed to
inspire women who are attending a radiography department to re create these recipes at home and by
doing so, increasing their awareness of the condition and improve and their dietary habits.
Additionally, the booklet will contain snippets of information regarding the effects of alcohol,
smoking and exercise on

Case Study Of Walt Disney Parks And Resorts Worldwide...
Disney Parks, officially known as Walt Disney Parks and Resorts Worldwide Incorporation (WDPR),
was founded in 1971, which is one of the Walt Disney Company s four major business segments (The
Walt Disney Studios, Disney Media Networks, Disney Consumer Products and Interactive Media and
Parks and Resorts), characterized by the company s own brand theme parks, cruise lines and other
travelling related properties.
The present chairperson of WDPR is Bob Chapek. And the headquarter of WDPR is located at
California USA. It had been recorded the number of employees in WDPR was around 130,000 in
2015 (Barnes, Brooks, 2015). Below WDPR, it had a division of Disneyland Resorts and three
subsidiaries Walt Disney Imagineering Research Development ... Show more content on
Helpwriting.net ...
In addition, it had recorded that the annual gross revenue of being 16,974 million USD and net income
of 3,298 million USD in THE WALT DISNEY COMPANY REPORTS FOURTH QUARTER AND
FULL YEAR EARNINGS FOR FISCAL 2016 . From the 1995 to 2016 financial statements, it could
be observed that the annual attendance, the annual gross revenue and the net income had shown a
gradual increase for the past 20 years.
WDPR had achieved remarkable success in the business of amusement theme park by exhibiting high
brand loyalty among the customers and the globe through the portfolio of brands. WDPR was elected
as the top one amusement park corporation round the globe in accordance with the annual attendance
in the TEA/AECOM 2016 Theme Index and Museum Index: The Global Attractions Attendance
Report published by TEA, the Themed Entertainment Association. In addition, from the report, it had
shown that all six Disney Parks had been awarded as the top 25 amusement parks worldwide in 2016.
S.W.O.T.

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