Urban areas develop for reasons of transportation, natural resources, economic activity, and military, cultural or educational institutions. As urbanization increases, cities undergo changes to their lifestyle and landscape. Gentrification occurs when more affluent individuals move into lower-income areas, affecting the existing residents. Common city locations allow for good transportation access via rivers, lakes, coasts, and provide natural resources and centers of economic activity. The internal land use patterns of cities typically involve residential, industrial, and commercial zones, with lower income housing closer to the central business district. Three models - concentric zone, sector, and multiple nuclei - describe common urban land use and growth patterns, differing in the configuration of zones and districts. Cities serve