What’s the latest news about MAP grants (including the MAP 2+2 pilot program), Pell grants, student loans, and funding for these programs? This session will provide an overview of the changes to state and federal financial aid programs for the 2012-13 school year, as well as provide updates on state and federal legislative, operational, and budgetary issues.
So much of what we hear in the press is that this Congress is not accomplishing much if anything. In many ways, this applies to their work on education, too. But there has been some activity recently that is of importance to private school educators, including action by the U.S. Department of Education.
Please join us for a Capitol Hill Education Update webinar for private and religious schools. Participants will learn about all of the following changes and how they impact the implementation of federal education programs for students attending private schools:
Appropriation of funds
Passage of ESEA in the House
Bills for ESEA reauthorization introduced in the Senate
New guidance on the use of federal funds of technology
Guidance on new method of counting students for Title I
Extension of Waivers
This document summarizes a presentation about paying for college. It discusses various financial aid options like scholarships, grants, work-study and loans. It highlights two Utah scholarships - the New Century Scholarship that encourages earning an associate's degree in high school, and the Regents' Scholarship which is based on completing a core academic program. The presentation provides timelines and requirements for these scholarships. It also discusses improvements to the FAFSA application process including using IRS data, clearer online guidance, and more details in financial aid award reports.
1) The document discusses financial aid, including what it is, how eligibility is determined, and the types and sources available.
2) It emphasizes completing the Free Application for Federal Student Aid (FAFSA) to apply for federal and state aid. Key information from tax returns is used to calculate an expected family contribution.
3) The major sources of financial aid are discussed as federal and state governments, private organizations, employers, and colleges. Grants, loans, scholarships, and employment are described as the primary categories and types.
This session will introduce you to the basics of financial aid, an introduction to key terms and concepts of financial aid and the Free Application for Federal Student Aid (FAFSA).
In addition, participants will be provided with tools and resources to reach out to students and families as they navigate through the process of finding ways to pay for college.
The document discusses the rising costs of higher education in the United States. It notes that tuition has increased by more than 60% in six states and more than 20% in 29 states since 2008. It then discusses several reasons for increasing tuition, including growing demand for degrees due to their impact on earnings, costs of new technology and facilities, higher salaries for top faculty, and decreased state funding. Finally, it proposes some solutions to control costs, such as online courses, dual enrollment programs, three-year degree programs, renting textbooks, and earning income while in school.
This document discusses options for paying for post-secondary education. It provides an overview of college costs, which have been rising significantly. It then discusses various savings vehicles for college including 529 plans, Coverdell ESAs, UGMAs, savings bonds, and taxable accounts. The benefits and features of 529 plans are outlined in detail. The document also discusses federal and private student loans as well as tax benefits for education. Overall, the document aims to educate about financing options for college or vocational programs.
This document provides an analysis of education in Canada by Paul Young, CPA, CGA. It discusses several issues with the current education system including a lack of alignment with needed job skills, too much emphasis on instructional costs like salaries, and systemic issues in secondary programs. It provides background on Paul Young and an agenda with topics like the skills gap, teacher compensation, declining enrollment, and proposed reforms.
So much of what we hear in the press is that this Congress is not accomplishing much if anything. In many ways, this applies to their work on education, too. But there has been some activity recently that is of importance to private school educators, including action by the U.S. Department of Education.
Please join us for a Capitol Hill Education Update webinar for private and religious schools. Participants will learn about all of the following changes and how they impact the implementation of federal education programs for students attending private schools:
Appropriation of funds
Passage of ESEA in the House
Bills for ESEA reauthorization introduced in the Senate
New guidance on the use of federal funds of technology
Guidance on new method of counting students for Title I
Extension of Waivers
This document summarizes a presentation about paying for college. It discusses various financial aid options like scholarships, grants, work-study and loans. It highlights two Utah scholarships - the New Century Scholarship that encourages earning an associate's degree in high school, and the Regents' Scholarship which is based on completing a core academic program. The presentation provides timelines and requirements for these scholarships. It also discusses improvements to the FAFSA application process including using IRS data, clearer online guidance, and more details in financial aid award reports.
1) The document discusses financial aid, including what it is, how eligibility is determined, and the types and sources available.
2) It emphasizes completing the Free Application for Federal Student Aid (FAFSA) to apply for federal and state aid. Key information from tax returns is used to calculate an expected family contribution.
3) The major sources of financial aid are discussed as federal and state governments, private organizations, employers, and colleges. Grants, loans, scholarships, and employment are described as the primary categories and types.
This session will introduce you to the basics of financial aid, an introduction to key terms and concepts of financial aid and the Free Application for Federal Student Aid (FAFSA).
In addition, participants will be provided with tools and resources to reach out to students and families as they navigate through the process of finding ways to pay for college.
The document discusses the rising costs of higher education in the United States. It notes that tuition has increased by more than 60% in six states and more than 20% in 29 states since 2008. It then discusses several reasons for increasing tuition, including growing demand for degrees due to their impact on earnings, costs of new technology and facilities, higher salaries for top faculty, and decreased state funding. Finally, it proposes some solutions to control costs, such as online courses, dual enrollment programs, three-year degree programs, renting textbooks, and earning income while in school.
This document discusses options for paying for post-secondary education. It provides an overview of college costs, which have been rising significantly. It then discusses various savings vehicles for college including 529 plans, Coverdell ESAs, UGMAs, savings bonds, and taxable accounts. The benefits and features of 529 plans are outlined in detail. The document also discusses federal and private student loans as well as tax benefits for education. Overall, the document aims to educate about financing options for college or vocational programs.
This document provides an analysis of education in Canada by Paul Young, CPA, CGA. It discusses several issues with the current education system including a lack of alignment with needed job skills, too much emphasis on instructional costs like salaries, and systemic issues in secondary programs. It provides background on Paul Young and an agenda with topics like the skills gap, teacher compensation, declining enrollment, and proposed reforms.
This document discusses the costs of paying for college. It notes that tuition and fees have risen significantly in recent years and the average student loan debt upon graduation is around $25,000. However, a college degree remains a worthwhile investment that leads to higher lifetime earnings. The document provides an overview of ways to pay for college, including grants, scholarships, work-study, and different types of loans. It emphasizes completing the Free Application for Federal Student Aid (FAFSA) to qualify for federal financial aid programs.
This document provides an overview of financial aid and paying for postsecondary education. It discusses the importance of filing the FAFSA on time and following up. It also summarizes trends showing rising college costs and student debt loads. The document outlines the various sources of financial aid including federal and state programs as well as scholarships. It explains how to calculate financial need and review financial aid award letters.
The Canadian Federation of Students raises concerns about online learning in a brief submitted to the Advisory Committee for Online Learning. Specifically:
1) The committee composition is biased towards promoting online learning as it is comprised entirely of representatives from institutions and corporations with a financial interest in online learning without representation from teachers, unions, or students.
2) Online learning will likely exacerbate the ongoing erosion of education quality in Canada as the push for economic efficiency will undermine the labor-intensive foundation required for quality education.
3) Redefining education as an industry or knowledge-based commodity undermines the view that education is a universal right and public good, not a privilege or private business.
COVID-19 had immediate and long-term financial impacts on universities. In the immediate term, it reduced revenue from programs, auxiliaries, and state allocations in FY2020. It also increased some expenditures. In the long term, it adds uncertainty to revenue projections for FY2021 from tuition, state appropriations, gifts, and endowments. Universities must prepare budgets conservatively and may need to cut expenditures, posing difficult questions about priorities and resource allocation. After the pandemic passes, universities will need to restore operations and reserve funds over several years.
The document is the 2010 annual report for the Association of Independent Kentucky Colleges and Universities (AIKCU). It provides profiles for each of AIKCU's 20 member institutions, including Alice Lloyd College. Alice Lloyd College is located in Pippa Passes, Kentucky and was founded in 1923. In 2009, Alice Lloyd College opened a new Business Center in a renovated building originally constructed in 1930. The profiles highlight each member institution's academics and facilities.
Jared Polis Foundation Education Report Fall 2002Lisa Finkelstein
The document summarizes education initiatives in Colorado from the Jared Polis Foundation's Fall 2002 education report. It includes updates on federal and state legislation, accreditation results for Colorado schools, education innovations throughout the state supported by the Foundation, and positive feedback from organizations that received resources and support. The Foundation's focus is on promoting technology, community, and education through programs that provide learning resources directly to students.
Millennials and Neo-Millennials: Learning Environment 2.0ED MAP
In the 2nd session of our four part series will we will build on our knowledge of Millennials. From Web 2.0, social interaction and harnessing collective intelligence to assessment and creating structure and rules of engagement, attendees will gain a better understanding of how to get their school ready for Millennial students from a technology and learning environment perspective
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
This document summarizes a presentation given at an ACTE conference about career and technical programs at Akron Firestone High School that have increased student achievement. Firestone offers career programs in business education, engineering, information technology, marketing, and arts. These programs engage students and help close achievement gaps. Firestone has also implemented high expectations, rigorous coursework, extra help programs, and data-driven professional development to strengthen its curriculum and continuously improve student outcomes.
This document provides a response to Ross Finnie's proposal to restructure Canada's student loan program and increase tuition fees. It argues that Finnie's proposals are aimed at privatizing higher education costs and increasing the burden on students and families. The document criticizes Finnie for ignoring evidence that higher tuition fees reduce access to post-secondary education. It also places Finnie's proposals in the context of recommendations from organizations like the World Bank to shift funding of higher education from public to private sources.
Powerpoint with becky editsfinal10272021approvedAlexander121900
This document provides information to help families save on college costs. It discusses increasing eligibility for financial aid and obtaining suitable financial aid packages. Key points covered include understanding the financial aid process, strategies to make college more tax efficient, saving and investing for college, increasing aid eligibility, finding suitable schools, and preparing for retirement while paying for children's education. Specific tuition and cost figures are given for Utah universities to illustrate total costs of attendance. Ways to lower the expected family contribution through asset positioning are outlined. The importance of choosing colleges that meet most or all of students' financial need is also emphasized.
College Possible provides intensive coaching and support to motivate low-income high school students to achieve college admission and graduation. It serves over 12,000 students annually across 35 high schools in 4 states. The program guides students through college planning, ACT/SAT preparation, applications, financial aid, and transition to and through college to degree completion. College Possible utilizes AmeriCorps volunteers for instruction and has expanded successfully while maintaining expenses below 80% of revenues. It achieves strong student outcomes like average ACT score increases of 25-28% and over 95% college admission rates.
The Canadian Federation of Students analyzed the federal government's mini-budget tabled on October 18, 2000 and found it profoundly disappointing. The budget continued policies that promote an elitist view of post-secondary education rather than universal access. It allocated massive surpluses to tax cuts for wealthy Canadians rather than restoring funding cuts to universities and colleges. While it doubled an education tax credit, this would do little for most students who have low incomes. The budget also offered no measures to address the rising student debt crisis.
Higher education, Human Behavior and the Social Environmentzkoldys10
This document discusses historical and current policies related to higher education in the United States. Historically, higher education was limited to elite families and there were few financial policies to support students. More recently, acts like the Health Care and Education Reconciliation Act of 2010 increased Pell Grant amounts and student loan subsidies. Current policies like the American Opportunity Tax Credit and income-driven repayment plans aim to increase affordability but high costs continue rising faster than inflation. While these policies help some middle-class families, high debt remains an issue and the policies do not address the root causes of rising prices. Revisions are proposed to focus more on community colleges and refinancing student loans at lower rates.
The document discusses the growth and benefits of virtual schools. It notes that over 1 million K-12 students in the US took online courses in 2007-2008, representing a 47% increase over the previous few years. Virtual schools provide increased access to educational opportunities for students at a lower cost for districts. However, they also face challenges such as high start-up costs and ensuring all students have access to necessary technology.
This document provides a policy analysis of education in Ontario by Paul Young, a CPA and CGA. It includes Paul Young's biography and contact information. The document discusses several issues with the current education system in Ontario including declining enrollment, high costs, lack of emphasis on skills needed for future jobs, and proposed reforms to compensation and funding. It also outlines an agenda covering topics like graduation rates, education rankings, teacher compensation, skills gaps, and online education.
Idaho was awarded $17 million over 5 years from the federal Charter Schools Program to expand quality charter schools in the state. The grant will be administered by Bluum and used to provide subgrants to new, replicating, and expanding charter schools. The goals are to increase charter school seats by 8,200 students, especially in rural areas, support authorizer quality, and disseminate best practices. Eligible schools can receive up to $800,000 per grant to cover start-up costs over 1-2 years.
1. A strong statewide college success initiative for foster youth in New York would provide comprehensive financial aid to cover all tuition and living expenses, as well as on-campus support services including advising, tutoring, assistance with housing and employment, and an emergency fund.
2. The program is estimated to cost $8.6 million annually at full capacity to support 1,216 students each year, but would yield $28.2 million in fiscal benefits to the state over the lifetimes of those students from increased tax revenue and lower public costs due to higher education levels.
3. Key components of the program include pre-college informational resources, a summer transition program, designated advisors, and a simplified
The document discusses efforts in Ohio to increase support for foster youth pursuing higher education. It outlines the purpose of establishing liaisons at universities, barriers faced by foster youth, available resources like tuition assistance, and the roles and responsibilities of campus liaisons in helping foster youth enroll and complete college degrees.
This document discusses the costs of paying for college. It notes that tuition and fees have risen significantly in recent years and the average student loan debt upon graduation is around $25,000. However, a college degree remains a worthwhile investment that leads to higher lifetime earnings. The document provides an overview of ways to pay for college, including grants, scholarships, work-study, and different types of loans. It emphasizes completing the Free Application for Federal Student Aid (FAFSA) to qualify for federal financial aid programs.
This document provides an overview of financial aid and paying for postsecondary education. It discusses the importance of filing the FAFSA on time and following up. It also summarizes trends showing rising college costs and student debt loads. The document outlines the various sources of financial aid including federal and state programs as well as scholarships. It explains how to calculate financial need and review financial aid award letters.
The Canadian Federation of Students raises concerns about online learning in a brief submitted to the Advisory Committee for Online Learning. Specifically:
1) The committee composition is biased towards promoting online learning as it is comprised entirely of representatives from institutions and corporations with a financial interest in online learning without representation from teachers, unions, or students.
2) Online learning will likely exacerbate the ongoing erosion of education quality in Canada as the push for economic efficiency will undermine the labor-intensive foundation required for quality education.
3) Redefining education as an industry or knowledge-based commodity undermines the view that education is a universal right and public good, not a privilege or private business.
COVID-19 had immediate and long-term financial impacts on universities. In the immediate term, it reduced revenue from programs, auxiliaries, and state allocations in FY2020. It also increased some expenditures. In the long term, it adds uncertainty to revenue projections for FY2021 from tuition, state appropriations, gifts, and endowments. Universities must prepare budgets conservatively and may need to cut expenditures, posing difficult questions about priorities and resource allocation. After the pandemic passes, universities will need to restore operations and reserve funds over several years.
The document is the 2010 annual report for the Association of Independent Kentucky Colleges and Universities (AIKCU). It provides profiles for each of AIKCU's 20 member institutions, including Alice Lloyd College. Alice Lloyd College is located in Pippa Passes, Kentucky and was founded in 1923. In 2009, Alice Lloyd College opened a new Business Center in a renovated building originally constructed in 1930. The profiles highlight each member institution's academics and facilities.
Jared Polis Foundation Education Report Fall 2002Lisa Finkelstein
The document summarizes education initiatives in Colorado from the Jared Polis Foundation's Fall 2002 education report. It includes updates on federal and state legislation, accreditation results for Colorado schools, education innovations throughout the state supported by the Foundation, and positive feedback from organizations that received resources and support. The Foundation's focus is on promoting technology, community, and education through programs that provide learning resources directly to students.
Millennials and Neo-Millennials: Learning Environment 2.0ED MAP
In the 2nd session of our four part series will we will build on our knowledge of Millennials. From Web 2.0, social interaction and harnessing collective intelligence to assessment and creating structure and rules of engagement, attendees will gain a better understanding of how to get their school ready for Millennial students from a technology and learning environment perspective
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
This document summarizes a presentation given at an ACTE conference about career and technical programs at Akron Firestone High School that have increased student achievement. Firestone offers career programs in business education, engineering, information technology, marketing, and arts. These programs engage students and help close achievement gaps. Firestone has also implemented high expectations, rigorous coursework, extra help programs, and data-driven professional development to strengthen its curriculum and continuously improve student outcomes.
This document provides a response to Ross Finnie's proposal to restructure Canada's student loan program and increase tuition fees. It argues that Finnie's proposals are aimed at privatizing higher education costs and increasing the burden on students and families. The document criticizes Finnie for ignoring evidence that higher tuition fees reduce access to post-secondary education. It also places Finnie's proposals in the context of recommendations from organizations like the World Bank to shift funding of higher education from public to private sources.
Powerpoint with becky editsfinal10272021approvedAlexander121900
This document provides information to help families save on college costs. It discusses increasing eligibility for financial aid and obtaining suitable financial aid packages. Key points covered include understanding the financial aid process, strategies to make college more tax efficient, saving and investing for college, increasing aid eligibility, finding suitable schools, and preparing for retirement while paying for children's education. Specific tuition and cost figures are given for Utah universities to illustrate total costs of attendance. Ways to lower the expected family contribution through asset positioning are outlined. The importance of choosing colleges that meet most or all of students' financial need is also emphasized.
College Possible provides intensive coaching and support to motivate low-income high school students to achieve college admission and graduation. It serves over 12,000 students annually across 35 high schools in 4 states. The program guides students through college planning, ACT/SAT preparation, applications, financial aid, and transition to and through college to degree completion. College Possible utilizes AmeriCorps volunteers for instruction and has expanded successfully while maintaining expenses below 80% of revenues. It achieves strong student outcomes like average ACT score increases of 25-28% and over 95% college admission rates.
The Canadian Federation of Students analyzed the federal government's mini-budget tabled on October 18, 2000 and found it profoundly disappointing. The budget continued policies that promote an elitist view of post-secondary education rather than universal access. It allocated massive surpluses to tax cuts for wealthy Canadians rather than restoring funding cuts to universities and colleges. While it doubled an education tax credit, this would do little for most students who have low incomes. The budget also offered no measures to address the rising student debt crisis.
Higher education, Human Behavior and the Social Environmentzkoldys10
This document discusses historical and current policies related to higher education in the United States. Historically, higher education was limited to elite families and there were few financial policies to support students. More recently, acts like the Health Care and Education Reconciliation Act of 2010 increased Pell Grant amounts and student loan subsidies. Current policies like the American Opportunity Tax Credit and income-driven repayment plans aim to increase affordability but high costs continue rising faster than inflation. While these policies help some middle-class families, high debt remains an issue and the policies do not address the root causes of rising prices. Revisions are proposed to focus more on community colleges and refinancing student loans at lower rates.
The document discusses the growth and benefits of virtual schools. It notes that over 1 million K-12 students in the US took online courses in 2007-2008, representing a 47% increase over the previous few years. Virtual schools provide increased access to educational opportunities for students at a lower cost for districts. However, they also face challenges such as high start-up costs and ensuring all students have access to necessary technology.
This document provides a policy analysis of education in Ontario by Paul Young, a CPA and CGA. It includes Paul Young's biography and contact information. The document discusses several issues with the current education system in Ontario including declining enrollment, high costs, lack of emphasis on skills needed for future jobs, and proposed reforms to compensation and funding. It also outlines an agenda covering topics like graduation rates, education rankings, teacher compensation, skills gaps, and online education.
Idaho was awarded $17 million over 5 years from the federal Charter Schools Program to expand quality charter schools in the state. The grant will be administered by Bluum and used to provide subgrants to new, replicating, and expanding charter schools. The goals are to increase charter school seats by 8,200 students, especially in rural areas, support authorizer quality, and disseminate best practices. Eligible schools can receive up to $800,000 per grant to cover start-up costs over 1-2 years.
1. A strong statewide college success initiative for foster youth in New York would provide comprehensive financial aid to cover all tuition and living expenses, as well as on-campus support services including advising, tutoring, assistance with housing and employment, and an emergency fund.
2. The program is estimated to cost $8.6 million annually at full capacity to support 1,216 students each year, but would yield $28.2 million in fiscal benefits to the state over the lifetimes of those students from increased tax revenue and lower public costs due to higher education levels.
3. Key components of the program include pre-college informational resources, a summer transition program, designated advisors, and a simplified
The document discusses efforts in Ohio to increase support for foster youth pursuing higher education. It outlines the purpose of establishing liaisons at universities, barriers faced by foster youth, available resources like tuition assistance, and the roles and responsibilities of campus liaisons in helping foster youth enroll and complete college degrees.
New Adventures in Food Allergy Testing! 09 21 2013Louis Cady, MD
This document summarizes a presentation on new approaches to food allergy testing. It begins with the presenter's commercial disclosure statements listing companies he has received honoraria from or served on speaker's bureaus for. The presentation then covers the different immunoglobulin antibodies involved in food allergies, specifically IgE, IgG, and IgA. It discusses the mechanisms and downstream effects of these antibodies and food allergy reactions. Finally, it reviews several studies that have found associations between food allergies or sensitivities and conditions like attention-deficit/hyperactivity disorder, depression, anxiety, and autism spectrum disorders.
Terapia dello Shock Anafilattico - AdrenalinaFilippo Fassio
The document discusses guidelines for the assessment and management of anaphylaxis. It emphasizes the importance of promptly diagnosing anaphylaxis and administering epinephrine as the first-line treatment. While epinephrine is essential, the evidence for managing anaphylaxis is limited compared to other conditions. The guidelines focus on basic initial treatment that can be provided even in low-resource settings. Oxygen supplementation, intravenous fluids, and monitoring vitals are also recommended components of anaphylaxis management.
This document discusses the importance of ninth grade for students' development and success in high school. It notes that ninth grade is a transition year when cognitive, emotional, and physical changes converge as students enter new school environments with more autonomy and homework. The document advocates using brain research to help students develop skills like executive function, stress management, and a growth mindset to meet the increased academic demands of ninth grade. It describes a workshop called "BOOM" that teaches these skills and discusses applying these concepts in the classroom through activities centered on mindfulness, metacognition, and analyzing works of literature.
1. Allergic rhinitis is an inflammatory reaction of the nasal membranes caused by an immune response to allergens like pollen, dust mites, or mold. It is characterized by sneezing, nasal congestion, nasal itching, and rhinorrhea.
2. The major complications of allergic rhinitis include allergic sinusitis, asthma, and secretory otitis media.
3. Treatment involves avoiding allergens, using medications like antihistamines and nasal steroids, and immunotherapy which decreases allergen-specific IgE levels and increases blocking IgG antibodies over a long-term course of 2 years or
This document discusses adverse drug reactions and drug hypersensitivities. It begins by noting that adverse drug reactions are commonly found in clinical practice and should be considered for all patients undergoing treatment. It then describes the Gell and Coombs classification of hypersensitivities, which distinguishes four types - Type I involves IgE antibodies and causes rapid reactions, Type II involves cytotoxicity, Type III involves immune complex formation, and Type IV involves T cells and causes delayed reactions. The document provides examples of drugs that can cause each type of reaction and cutaneous conditions that may present, such as urticaria, angioedema, and various maculopapular eruptions.
This document summarizes a training on applying for federal student aid. It covers the following key points in 3 sentences:
The training discusses the mission of Federal Student Aid to provide grants, work-study, and loans to eligible students. It reviews common myths about financial aid eligibility and application process. The bulk of the training provides an overview of the major federal financial aid programs, the FAFSA application process, what to expect after applying, and resources for applying and learning more about financial aid.
This document provides an overview and summary of key information about financial aid. It discusses the FAFSA filing deadline and statistics showing increased FAFSA submissions. It also outlines the FAFSA verification process and common errors. Additionally, it reviews the Expected Family Contribution calculation and how financial need is determined. Finally, it provides updates on federal and state aid programs for the upcoming year, including changes to Pell Grants, work-study, and loan amounts.
ACCESS envisions that all Boston youth reach their full potential through graduating college regardless of financial barriers. It aims to raise awareness of financial aid, guide students through the process, and secure scholarships for Boston students. Since 2004, ACCESS has educated over 8,000 students on affordability, advised nearly 10,000 on paying for college, and awarded over $2 million in scholarships, helping students secure $100 million in aid.
iMentorCorps is a proposed program to help high school students pass the CAHSEE exam through one-on-one mentoring. It would match students with college student and graduate mentors based on common interests. Mentors would provide individualized instruction and study plans through an online platform. The program aims to create a supportive community for both students and mentors. Mentors who successfully help their students pass the CAHSEE could receive up to $1,000 in student loan forgiveness. Studies show individualized instruction and mentoring are the most effective ways to improve graduation rates.
This document discusses the rising costs of postsecondary education and strategies for paying for college. It notes that while a year of college could be paid for with summer earnings in the past, students would now need to work for over 25 weeks to cover a year's tuition. It then provides information on average tuition costs and projected increases. The document emphasizes that higher education is still a good investment that leads to higher lifetime earnings. However, it notes that many students do not graduate within 6 years and may struggle to repay loans without a degree. The remainder of the document outlines financial aid options including grants, loans, and repayment plans to help students pay for and afford their education.
Education in the United States is publicly funded at the local, state, and federal levels. Children can attend public schools, private schools, or be homeschooled. Education is divided into elementary school (ages 5-10), middle school (ages 10-14), and high school (ages 14-18). After high school, students may attend college, where they can earn associate's or bachelor's degrees. While college is expensive, financial aid is available. The U.S. education system faces challenges like inequality between low- and high-income areas and "teaching to the test." Organizations like Teach for America aim to address these issues.
Endless dreams foundation academic dreams program finalBrittany Yates
The Academic Dreams Program by Endless Dreams Foundation aims to support high school students' academic success and postsecondary education. The program provides academic and college preparatory activities on Saturdays to help students complete high school and identify potential college and career options. Its objectives are to promote student success through test prep, college and career planning, goal setting, and financial literacy activities. The program contact information is provided.
This document summarizes information presented at a spring financial meeting for juniors and their families about paying for college. It discusses how financial need is calculated using the Expected Family Contribution and costs of attendance. It also outlines the types of financial aid available, including grants, scholarships, work-study, and loans. Sample financial aid award letters are provided for two students attending different colleges to demonstrate how need, grants, and loans are determined. Tips are given on lowering costs such as attending community college initially or negotiating financial aid packages.
IDSL 855 - Student Financial Aid PowerPointccleadership
Federal financial aid, especially Pell Grants, makes up a large portion of community colleges' revenue. A decrease in available financial aid could result in up to a 50% drop in tuition revenue for some colleges. Colleges are highly dependent on tuition as their main source of funding due to state budget cuts. Changes to financial aid legislation and eligibility can significantly impact enrollment numbers and a college's financial stability.
This document discusses how community colleges can engage more students by using data to demonstrate career outcomes and return on investment. It notes that many students are hesitant to enroll because they do not see how college leads to careers or do not feel it is worth the cost. However, data shows that associate's degree holders earn on average $10,700 more annually than high school graduates over their lifetime. The document recommends that colleges clearly show students the connection between programs and employment as well as the financial return of attending to help close the information gap many students face.
What's Happening with K-12 Online Learning in CaliforniaRob Darrow
The document summarizes research on K-12 online learning trends in California. It finds that enrollment in online charter schools has increased 80% in the last two years, though full-time online students only represent 0.16% of total K-12 enrollment in California. Studies show comparable achievement between online charter and traditional high school students. The document recommends adopting standard definitions and a funding model for online learning in California to support continued innovation and access.
This document summarizes a study on whether publicly funded private school choice programs save money. It finds that 10 school voucher programs have saved $1.7 billion over 20 years, serving over 500,000 students. On average, vouchers cost $5,637 per student while the estimated public school cost is $9,647. However, some voucher students would have attended private school anyway, so the average savings per voucher student is estimated to be $3,375. The return on investment for voucher programs ranges from 20.9% to 167.1% and averages around 50-60% over time. However, the impact of vouchers on public school systems is still relatively small at around 1% of students nationally.
The document discusses the financial aid process for paying for college in Illinois. It explains that the Illinois Student Assistance Commission (ISAC) administers financial aid programs in the state, including scholarships, grants, and prepaid tuition. It provides details on the types of financial aid (grants, scholarships, work-study, loans), sources of aid (federal, state, college, private), and examples of major aid programs from ISAC and the U.S. Department of Education. The document emphasizes applying for financial aid through the Free Application for Federal Student Aid (FAFSA) and knowing the options available to make college affordable.
Endless Dreams Foundation, Inc. Academic Dreams ProgramBrittany Yates
The document describes the Endless Dreams Foundation's Academic Dreams Program, which aims to support high school students' academic success, college preparedness, graduation from high school, and postsecondary outcomes. The program involves Saturday school activities focused on test prep, college preparation, goal setting, career preparation, and financial literacy to help ensure students complete high school and identify post-high school options. The program objectives are listed as promoting student success through these various academic and college preparatory activities. Contact information is provided for the CEO, program director, and foundation address.
It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
The document provides information about various types of financial aid including grants, work-study, and loans. It defines key terms and outlines eligibility requirements. Several major federal and state aid programs are described, including Pell Grants, Federal Work-Study, Perkins and Stafford Loans. The financial aid process and factors considered in aid packages are summarized. Contact information for further questions is provided at the end.
The document discusses Foster Care to Success (FCS), an organization that provides scholarships and Educational Training Vouchers (ETV) to help youth in foster care pursue post-secondary education and career success. It provides details about the ETV program, which provides up to $5,000 per year in grants to eligible former foster youth for college or vocational training. The summary outlines the eligibility requirements, application process, allowable costs covered by ETV grants, funding priorities and timeline.
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C18 ISAC Update: State and Federal Financial Aid Issues
1. Honoring the past – Embracing the future
IACAC 2012 Conference
ISAC Update: State
and Federal
Financial Aid Issues
Presented by Sam Nelson and
Sarah Wahab Ghazi
2. “Making college accessible and affordable for
Illinois students.”
‐ Mission Statement
The Illinois Student Assistance Commission (ISAC) is the financial aid
agency in the state of Illinois that administers scholarship, grant, and
prepaid tuition programs.
CollegeIllinois.org
3. What We Know – Setting the Context
• U.S. lags other countries in higher education
completion
• Lifetime earnings are greater for those with more
education
• Annual income increases with additional education
• Unemployment during recessions is worst for those
with least education
• By 2018, 54% of Illinois jobs will require associate’s
degree or more
• Currently, 41% of Illinois residents age 25‐64 have an
associate’s degree or more
5. Students-in-Need Do Not Complete College
% Of Students Who Complete Within 12 Years Of Graduating 8th
Grade By Income Quintile
60% 52%
50%
39%
40%
30% 24%
20%
11%
10%
0%
Lowest 2nd Lowest Top 3 Overall Average
Income Quintiles
Source: Goldberger, Susan, “Doing the Math: What It Means to Double the Number of Low‐Income College Graduates,” Minding the Gap: Why
Integrating High School with College Makes Sense and How to Do It, 2007.
6. Summary of the Problem
Source “The Illinois Public Agenda for College and Career
Success.” Illinois Board of Higher Education, 2004, p4.
8. ISAC’s Big Goal
Help Illinois Increase to 60% the Proportion of Adults
with a Postsecondary Credential by 2025
Specifically, Help Illinois Increase to at Least 45% the
Postsecondary Completion Rate of Low‐Income
Students
9. ISAC’s Goal Is Consistent with
Major Foundation Goals
• Lumina’s “Big Goal”
• Gates Foundation Goal
• Complete College America
• Illinois P‐20 Council
• Illinois Public Agenda for College and Career Success
10. ISAC Can Help Illinois
Meet College Attainment Goal
• Improve high school to college transition
• Support students in college or returning to college
• Help families pay for college
• Provide high quality, informed research
• Build external support to foster systemic change
• Align agency financial strategies and support
services with program goals
11. College Changes Everything Conference
• Statewide college access and success conference
• July 12, 2012 – save the date
• Tinley Park Holiday Inn/Convention Center
• More details and registration information to come
12. FAFSA Completion and MAP Update
• Continue to encourage students to
complete the FAFSA
• 2012 ‐ 13 Suspension date for MAP ‐
March 20, 2012
• 2012 ‐ 13 MAP appropriation ~$387
million (Governor’s proposed
budget)
• 2012 ‐ 13 MAP awards determined
after state budget is approved
*Every dollar allocated to ISAC from state funds goes
t t d t i th f f t id
13. State Legislative Update
• MAP 2+2
• Illinois DREAM Commission
• College Illinois Prepaid Tuition Program
15. The Corps in Action
• During the 2010‐11 school year, Corps members, with your help,
reached about 156,000 people, provided one‐on‐one assistance to
almost 12,000 students, and had on‐going mentoring relationships
with almost 8,000 students.
• Between January and March of this year ISAC staff and Corps
members conducted 651 FAFSA completion workshops assisting
just under 10,000 students and their families.
• The Corps will also be key to administering the Illinois College
Planning Act. This program provides early college planning for
students from families without prior college experience. Through
the plan they can receive ongoing structured college planning
assistance beginning in 8th grade and continuing through and
including postsecondary enrollment.
17. 2012-2013 Pell Grant Amounts
• 2012‐2013 Pell maximum award ‐ $5,550
• 2012‐2013 Pell minimum award ‐ $550
• Maximum Pell eligible EFC is 4995
• Was 5273 in 11‐12
18. Auto-Zero EFC Income Threshold
• Reduces the income threshold for an automatic zero
expected family contribution (EFC) from $30,000 to
$23,000
• For the 2012‐2013 award year was scheduled to be
$32,000
• FAFSA on the Web and the Central Processing System
(CPS) have been updated, and both began 2012‐
2013 FAFSA processing using $23,000 as the auto‐
zero EFC threshold
19. Ability-to-Benefit (ATB)
• Eliminates Title IV eligibility for students without a
high school diploma (or equivalent)
• Exceptions for
• Home schooled students
• Students who were enrolled in a Title IV
eligible program of study prior to July 1,
2012
20. Ability-to-Benefit (ATB)
• Students who are or were, enrolled in a Title IV
eligible program anytime prior to July 1, 2012, may
continue to qualify under one of the ATB
alternatives –
• Passing an independently administered,
approved ATB test
• Successfully completing at least six credit hours
or 225 clock hours
21. Pell Grant Duration of Eligibility
• Reduces the duration of a student’s eligibility to
receive Pell Grant from 18 semesters (or its
equivalent) to 12 semesters (or its equivalent)
• Applies to all students effective with the 2012‐13
award year
• Calculation includes all earlier years of the student’s
receipt of Pell
22. Pell Grant Duration of Eligibility
• Calculate the equivalency by adding together each
of the annual percentages of a student’s scheduled
award that was actually disbursed to the student
• LEU – Lifetime Eligibility Used
• Once LEU reaches 600%, student no longer
eligible
• If LEU more than 500% but less than 600%,
partial eligibility for next award year
23. Grace Period Interest Subsidy
• Temporarily eliminates the interest subsidy on
Direct Subsidized Loans during the six month
grace period
• Applies to new Direct Stafford Loans for which the
first disbursement is made on or after July 1,
2012, and before July 1, 2014
24. CCRAA of 2007 Interest Rate Reductions
First disbursement of a loan: Interest rate on the
unpaid balance
Made on or after And made before
July 1, 2008 July 1, 2009 6.0 percent
July 1, 2009 July 1, 2010 5.6 percent
July 1, 2010 July 1, 2011 4.5 percent
July 1, 2011 July 1, 2012 3.4 percent
25. CCRAA of 2007 Interest Rate Reductions
• Will sunset on June 30, 2012
• All Stafford Loans, grad and undergrad, sub and
unsub, first disbursed on July 1, 2012 or later
• WILL HAVE INTEREST RATE OF 6.8%
• 6.8% WAS THE PRE‐CCRAA RATE
• Requires change in law to prevent automatic
increase
27. FY 13 Proposed Budget
$5,635 maximum Pell Grant award for 2013‐2014
Maintain the subsidized loan interest rate for
undergraduate students at 3.4 percent for
undergraduates until July 1, 2013
Limit the duration of the Stafford Loan in‐school
interest subsidy to 150 percent of the normal time
required to complete the borrowers’ educational
program
28. FY 13 Proposed Budget
Expand and improve the Perkins Loan program to
provide $8.5 billion in loans annually
Provide $150 million in new funds for the Work‐
Study Program
Reform and expand Federal allocations in the
campus‐based programs
30. Required Verification Items
Which elements must be verified?
1. 2. Number 3. Food
Household Enrolled in Stamps
Size College (SNAP)
5. U.S. 6. Non‐
4. Child Income Tax tax Filers
paid/Certain
Support Untaxed Income
paid Income & From
Benefits Work
Federal Student Aid (FSA) will give notice of data elements that must be
verified. Items will be listed on the Student Aid Report. In addition, a school
can choose to verify any other application items, requiring any necessary
documentation, in accordance with consistently applied institutional policies.
32. Acceptable Documentation
Household Size Number Enrolled in Food Stamps (SNAP)
• Signed statement College • Documentation deemed
• Name & age of each • Signed statement sufficient by the
household member • Name, age of students, institution
• Relationship to applicable institutions • Ex: documentation from
applicant • Institutional statement providing agency
• Only if reason to believe
household members
attending elsewhere
• Not needed if number in
college is one
33. Acceptable Documentation
Child Support paid U.S. Income Tax paid Non Tax‐Filers
• Signed statement • IRS Data Retrieval • W‐2s
• Child’s name, amount • Tax return transcript • Signed statement
and recipient’s name • W‐2s certifying:
• Inaccurate information: • Dependent status: ‐ Individual has not filed
• Decree/custody order parents’ W‐2s and not required to file
• Copies of child support • Independent status: ‐ Sources and amounts
checks or receipts student’s W‐2 of income earned from
• Statement from support • Extension filers work as reported on the
recipient FAFSA
• Copy of IRS Form 4868
• Amendments
• Tax account
transcript
34. Acceptable Documentation for Verification
Update as of April 16th, 2012:
In the limited set of cases where an aid applicant, who
has filed a tax return and attempted unsuccessfully to
use the IRS Data Retrieval Tool or to obtain IRS Tax
Return transcripts, needs a timely alternative for
meeting the 2012‐2013 verification requirements,
institutions may, until July 15, 2012, use a signed copy
of the relevant 2011 IRS Tax Return as acceptable
verification documentation for the 2012‐13 award year.
(GEN‐12‐07)
35. Conflicting Information
A school must resolve all conflicting information before
disbursing FSA funds, except when a student dies.
Discrepant
Other Offices Subsequent ISIRs
Tax Data
EXAMPLES: Missing high Required to review subsequent Obligated to know:
school diploma; Academic transactions for a student for the (1) who is required to file
Progress; Enrollment Status; entire processing year, even if (2) the correct filing status
etc… verification has been conducted (3) limits on who can be
in an earlier transaction. claimed as an exemption
A school has an internal system to identify conflicting information that may affect a student’s
eligibility – regardless of the source and regardless of whether a student is selected for
verification.
37. IRS Tax Return Transcript & IRS Tax
Account Transcript
Both are free and can be requested online, via telephone or by mail.
An IRS Tax Return Transcript is a typed copy of what was entered on an
applicant’s original federal tax return. Most line items should be reflected –
including IRS calculations and the final determination of the amount on each
line item.
An IRS Tax Account Transcript shows basic information from an applicant’s
federal tax return including his or her marital status, return type, AGI, and
taxable income. The IRS Tax Account Transcript also reflects any changes
made after the initial filing of the tax return, including changes made by the
IRS or the applicant, such as the filing of an amended tax return.
Applicants should receive the transcript within 5 to 10 calendar days after
their request has been received.
38. Requesting an IRS Tax Return Transcript or
IRS Tax Account Transcript
Tax filers can request either a 2011 tax return transcript or a tax account transcript
from the IRS in one of three ways:
Online Request
• Available on the IRS Web site
at www.irs.gov
Telephone Request
• Available from the IRS by
calling 1‐800‐908‐9946
Paper Request
• Download IRS Form 4506T at
http://www.irs.gov/pub/irs‐
pdf/f4506t.pdf
• Mailed or faxed to:
• RAIVS Team Stop 37106
Fresno, CA 93888
• (559) 456‐5876
* Please note that tax transcripts are not the same as copies of tax returns.
39. Stay Connected
ISAC’s e‐Messaging Service
• Notifies you when new
information and/or
announcements are added to
College Illinois
• Summaries of new information,
along with links, will be sent to
your e‐mail
Get Printed Materials
• ISAC Printed Materials – www.collegeillinois.org
• FSA Publications Ordering System (FSAPubs) – www.FSAPubs.org
40. Making college accessible and affordable for Illinois students.
‐ ISAC’s Mission Statement
Deerfield
1755 Lake Cook Road
Deerfield, IL 60015‐5209 ISAC's Big Goal:
Springfield
500 W. Monroe, 3rd Floor
Increase the proportion of Illinois
Springfield, IL 62701‐1876
adults with a postsecondary
Chicago
James R. Thompson Center
100 W. Randolph, Suite 3‐200
credential to 60 percent by 2025
Chicago, IL 60601‐3219
800.899.ISAC (4722)
www.collegeillinois.org .................................................. College Illinois
The official Web site of the Illinois Student Assistance Commission (ISAC)