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This document provides information about banking and non-banking financial institutions. It lists the names and roll numbers of group members for an assignment on the topic. It then separates the content into two parts - Part I discusses various types of banking institutions in India such as commercial banks, cooperative banks, public sector banks, and private sector banks. Part II covers non-banking financial institutions and their sources of finance, including investment trusts, mutual funds, and lease companies. The document concludes with an expression of gratitude.
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2. Banking policy refers to policies set by the Reserve Bank of India to ensure minority stability, sound economic growth, and the interests of depositors.
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Non-banking financial companies (NBFCs) provide financial services like banks but do not have a full banking license. In India, NBFCs account for 8% of the financial sector. They provide important functions like financial intermediation between savers and borrowers, inducing savings, promoting growth, and adding stability. The main types of NBFCs in India are insurance companies, mutual funds, market makers, specialized lenders, and financial service providers. The top 10 NBFCs are led by HDFC and include companies focused on sectors like infrastructure, rural electricity, transportation finance, and microfinance. NBFCs offer services such as equipment leasing, housing finance, asset management, and venture capital financing.
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Merchant banking provides various financial services to corporations including corporate counseling, project counseling, loan syndication, managing securities offerings, and portfolio management. To become a merchant banker in India, an entity must register with the Securities and Exchange Board of India and meet certain net worth requirements that vary based on the category of registration. Some of the major merchant banking companies in India include ICICI Securities, SBI Capital Markets, Axis Bank, and Kotak Mahindra Capital Company. Merchant banking first began in India in 1967 and has grown to include both public and private sector banks and financial institutions that help companies raise capital and advise on mergers and acquisitions.
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This document discusses banking and non-banking financial institutions. It provides information on the types of banking institutions such as commercial banks, savings and loans associations, and credit unions. It also discusses non-banking financial institutions like insurance companies, pension funds, and hedge funds. The document further describes banking and non-banking financial institutions, their regulations, types, and differences between public and private sector banks.
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This document defines various types of commercial banks and their classifications in India. It discusses scheduled banks, public sector banks, private sector banks, foreign banks, cooperative banks, and urban and rural cooperative banks. It provides details on their origins, characteristics, and the roles they play in the Indian banking system. The Reserve Bank of India regulates all of these banks and implements monetary policies through actions on bank reserves, margins, and interest rates.
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The document provides an overview of the Indian financial system. It defines a financial system as one that manages the flow of funds between market participants by facilitating the transfer of funds and assets between borrowers, lenders, and investors. The key components of the Indian financial system are financial assets, institutions, markets, and services. Financial institutions in India include banking institutions like scheduled commercial banks, cooperative banks, and non-banking financial companies. Together, these components work to efficiently allocate resources and promote economic growth.
corporate finance
Financial institutions provide various financial services and fall under government regulation. They include banks, insurance companies, investment companies, and other non-banking financial institutions. Banks accept deposits and make loans. Central banks are responsible for a country's monetary policy. Commercial banks accept deposits and make loans exceeding deposits through fractional-reserve banking. Investment banks help companies raise money through issuing securities. Other financial institutions include savings banks, credit unions, and non-banking financial companies.
Components of indian financial system
The Indian financial system consists of organized and unorganized sectors. The organized sector includes financial institutions, financial markets, and financial instruments that are regulated. It involves banks, capital markets, insurance companies, non-banking financial corporations, and cooperative banks. The unorganized sector consists of indigenous bankers, money lenders, pawn brokers, and chit funds that operate locally and informally. The financial system channels funds from savers to borrowers and allows for maturity transformation through various financial assets and intermediaries.
Merchant banking
Merchant banking originated in London through merchants extending financial activities. It is defined as an institution covering activities like portfolio management, credit syndication, and insurance. In India, the need for merchant banking arose with rapid growth in primary market issues. Early merchant banking services in India were offered by foreign banks like Grindlays and Citibank. Merchant banking deals with equity and management, while commercial banking deals with debt and risks avoidance. Merchant banking services include corporate counseling, project counseling, loan syndication, issue management, underwriting, and portfolio management. Merchant banking has significant scope in India due to the growing new issues market, foreign investment, changing policies, debt market development, and corporate restructuring needs.
FINANCIAL SYSTEM- FORMAL AND INFORMAL - AND INTRODUCTION TO NBFC
The document discusses non-banking financial companies (NBFCs) and microfinance in India. It provides definitions and explanations of key terms related to financial systems and institutions. Some of the main points covered include the evolution of India's financial system from a private sector-dominated system to a more regulated system with public sector institutions. The document also describes the components of India's formal financial system, including regulators, financial institutions, markets, instruments, and services. It discusses banks and the difference between banks and non-banking financial companies (NBFCs).
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Welcome everyone
- 2. Group Members Roll Nos Names 10 Drishti . Rai 25 Sharad . Mahakal 33 Rutuja . Wadekar 34 Ruchita . Shringarpure 35 Kshitija . Waghmare 41 Ashwinkumar . Shrivas 50 Priyank . Solanki 57 Girish . Shekhar
- 3. Financial institutions Part- i Part- ii Banking non-Banking
- 5. Introduction To Banking Financial Institutions are business organization that act as mobilizes and depositories of savings. They also provide the various financial services to the society.
- 6. Definition Institutions which collects funds from the public and places them in financial assets, such as deposits, loans and bonds rather than tangible property.
- 7. The banking system in India comprises of :- • Commercial Banks • Co-operative Banks • Schedule Banks • Non- Schedule Banks • Regional Rural Banks • Private Sector Banks • Public Sector Banks • Foreign Banks
- 8. Schedule and Non-Schedule Bank Schedule Banks Non- schedule Banks Meaning Meaning Paid-up Capital Paid-up Capital Qualifications prescribed by Qualification prescribed by RBI RBI Changes Changes
- 9. Commercial and Co-operative Banks Commercial Co-operative Banks Banks Meaning Meaning Services Rendered Services Rendered Controller Sponsor or Main Aim Main Aim Under Control Under Control of
- 10. Regional Rural Bank and Foreign Bank Regional Rural Bank Foreign Bank Definition Definition Objective Objective Authorized Capital Authorized Capital Branches Branches Example Example
- 11. Private Sector and Public Sector Private Sector Public Sector Definition Definition Government Interference Government Interference Ownership Ownership Example Example
- 12. Part - II Non Banking
- 13. Introduction Financial institutions are the businesses and organizations involved in the collection and distribution of money. They develop the methods and procedures that allow them to collect money from depositors and lend it out to borrowers.
- 14. Types of Finance Own Funds Owned Funds are contributed by the owners in a business. Borrowed Funds It is the loan funds which the business firm has arranged in order to meet its requirements. Borrowed funds may be for short term or long term.
- 15. Sources of Finance Short term : It is the finance available upto 1 year. Long Term : A long term source of finance is a source available for more than 5 or 6 years.
- 16. Types of Non-Banking Financial Institution : Investment trust Mutual fund Merchant Bankers Hire Purchase Lease Companies Venture Capital Fund Housing Financing Companies General Insurance Companies in India :
- 17. Conclusion :
- 18. Thank You :