Understanding the concept of Corporate governanceHumsi Singh
The presentation gives you an overview of what is corporate governance, its issues, relevance, scope, importance and benefits in today's scenario. This presentation aims to clarify the concept of the views to know the fundamentals of corporate governance and its role in today's market-oriented world.
its a presentation which i and my friend have made on the Mutual Funds ,what are the various benefits of investing in MF , what are the various types of mutual funds ,how does one earn handsome returns in mutual funds, what the investor has to pay it's advantages and disadvantages and many more.............
Understanding the concept of Corporate governanceHumsi Singh
The presentation gives you an overview of what is corporate governance, its issues, relevance, scope, importance and benefits in today's scenario. This presentation aims to clarify the concept of the views to know the fundamentals of corporate governance and its role in today's market-oriented world.
its a presentation which i and my friend have made on the Mutual Funds ,what are the various benefits of investing in MF , what are the various types of mutual funds ,how does one earn handsome returns in mutual funds, what the investor has to pay it's advantages and disadvantages and many more.............
Housing finance refers to finance provided to individuals or group of individuals for purchasing/building a house. RBI has given a free rein to banks to decide on the age of dwelling, repayment schedule, margin and security with the approval of their board. There are three types of housing finance namely direct finance, indirect finance and supplementary finance. Housing loan is normally 80 to 85% of the cost of flat. However, some banks provide 100% amount. Banks charge fixed interest rate or a floating rate on housing loans.
Inter - I Year - Commerce - Formation of a company - Important documents - Memorandum of Association - Its Clauses - Articles of Association - Contents - Prospectus
OTCEI meaning, OTCEI definition, OTCEI features, OTCEI objective, parties in OTCEI, OTCEI promoters, benefits of listed company in OTCEI, benefits of investors in OTCEI,
What is Venture Capital?
• Venture capital means funds made available for start-up firms and small businesses with exceptional growth potential.
• Venture capital is long term risk capital to finance high technology projects which involve risk but at the same time has strong potential for growth.
Definition
• The SEBI defined Venture Capital fund in its regulation 1996 as ‘a fund established in the form of a company or trust which raises money through loans, donations, issue of securities or units as the case may be & makes or proposes to make investments in accordance with the regulations’.
Rules by SEBI
VCF are regulated by the SEBI (Venture Capital Fund) Regulations, 1996.
The following are the various provisions:
A venture capital fund may be set up by a company or a trust, after a certificate of registration is granted by SEBI on an application made to it. On receipt of the certificate of registration, it shall be binding on the venture capital fund to abide by the provisions of the SEBI Act, 1992.
A VCF may raise money from any investor, Indian, Non-resident Indian or foreign, provided the money accepted from any investor is not less than Rs 5 lakhs. The VCF shall not issue any document or advertisement inviting offers from the public for subscription of its security or units
SEBI regulations permit investment by venture capital funds in equity or equity related instruments of unlisted companies and also in financially weak and sick industries whose shares are listed or unlisted
At least 80% of the funds should be invested in venture capital companies and no other limits are prescribed.
SEBI Regulations do not provide for any sectoral restrictions for investment except investment in companies engaged in financial services.
ADVANTAGES OF VENTURE CAPITAL
• Provide large sum of equity finance.
• Venture Capitalist are rewarded by business success & the capital gain.
• Able to bring wealth and expertise to your company
• The Venture Capitalist also has a wide network of contacts.
• Providing additional funds.
DISADVANTAGES OF VC
• Lengthy and complex process (needs detailed business plan, financial projections and etc.)
• In the deal negotiation stage, you will have to pay for legal and accounting fees
• Investors become part owners of your business - founder loss of autonomy or control
Challenges for banking in current scenarioHumsi Singh
The presentation describes the challenges faced by the banking sector in today's scenario. It tells about the various problems faced by banks nowadays.
Housing finance refers to finance provided to individuals or group of individuals for purchasing/building a house. RBI has given a free rein to banks to decide on the age of dwelling, repayment schedule, margin and security with the approval of their board. There are three types of housing finance namely direct finance, indirect finance and supplementary finance. Housing loan is normally 80 to 85% of the cost of flat. However, some banks provide 100% amount. Banks charge fixed interest rate or a floating rate on housing loans.
Inter - I Year - Commerce - Formation of a company - Important documents - Memorandum of Association - Its Clauses - Articles of Association - Contents - Prospectus
OTCEI meaning, OTCEI definition, OTCEI features, OTCEI objective, parties in OTCEI, OTCEI promoters, benefits of listed company in OTCEI, benefits of investors in OTCEI,
What is Venture Capital?
• Venture capital means funds made available for start-up firms and small businesses with exceptional growth potential.
• Venture capital is long term risk capital to finance high technology projects which involve risk but at the same time has strong potential for growth.
Definition
• The SEBI defined Venture Capital fund in its regulation 1996 as ‘a fund established in the form of a company or trust which raises money through loans, donations, issue of securities or units as the case may be & makes or proposes to make investments in accordance with the regulations’.
Rules by SEBI
VCF are regulated by the SEBI (Venture Capital Fund) Regulations, 1996.
The following are the various provisions:
A venture capital fund may be set up by a company or a trust, after a certificate of registration is granted by SEBI on an application made to it. On receipt of the certificate of registration, it shall be binding on the venture capital fund to abide by the provisions of the SEBI Act, 1992.
A VCF may raise money from any investor, Indian, Non-resident Indian or foreign, provided the money accepted from any investor is not less than Rs 5 lakhs. The VCF shall not issue any document or advertisement inviting offers from the public for subscription of its security or units
SEBI regulations permit investment by venture capital funds in equity or equity related instruments of unlisted companies and also in financially weak and sick industries whose shares are listed or unlisted
At least 80% of the funds should be invested in venture capital companies and no other limits are prescribed.
SEBI Regulations do not provide for any sectoral restrictions for investment except investment in companies engaged in financial services.
ADVANTAGES OF VENTURE CAPITAL
• Provide large sum of equity finance.
• Venture Capitalist are rewarded by business success & the capital gain.
• Able to bring wealth and expertise to your company
• The Venture Capitalist also has a wide network of contacts.
• Providing additional funds.
DISADVANTAGES OF VC
• Lengthy and complex process (needs detailed business plan, financial projections and etc.)
• In the deal negotiation stage, you will have to pay for legal and accounting fees
• Investors become part owners of your business - founder loss of autonomy or control
Challenges for banking in current scenarioHumsi Singh
The presentation describes the challenges faced by the banking sector in today's scenario. It tells about the various problems faced by banks nowadays.
About the housing finances in India. About the national hosing bank and the functions of it. Then about the micro housing finance corporation and the types of loans, housing and its development. Discussion on the urban infrastructure.
Types of financing,
availability of loan for a business,
features of loan for a business,
ways of loan for business,
financial management,
innovative financial services
Banks and NBFCs: Types of Banks & NBFCs: Central Bank, Nationalized & Co Operative Banks, Regional Rural
Banks, Scheduled Banks, Private Banks & Foreign Banks, Mudra Bank, Small Finance Banks, Specialized Banks, NBFCs.
Types of Banking: Wholesale and Retail Banking, Investment Banking, Corporate Banking, Private Banking, Development
Banking.
finance sector in india - Harsh Katyal02HarshKatyal5
Banking: India’s banking sector comprises public sector banks, private sector banks, foreign banks, regional rural banks, and cooperative banks. The Reserve Bank of India (RBI) regulates and supervises banks to ensure financial stability and promote inclusive growth.
Capital Markets: India has well-developed capital markets, including stock exchanges like the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). The Securities and Exchange Board of India (SEBI) regulates the capital markets, ensuring transparency and investor protection.
Insurance: The insurance sector in India has witnessed significant growth with the presence of both public and private insurance companies offering life, health, and general insurance products. The Insurance Regulatory and Development Authority of India (IRDAI) oversees the insurance industry.
Non-Banking Financial Companies (NBFCs): NBFCs play a vital role in providing financial services such as loans, leasing, hire purchase, and investment advisory services. They complement the banking sector by catering to the credit needs of diverse customer segments.
Microfinance: Microfinance institutions (MFIs) and self-help groups (SHGs) contribute to financial inclusion by providing small loans and financial services to low-income individuals and entrepreneurs, particularly in rural areas.
https://harshkatyal.digiuprise.online/finance-sector-in-india/
"Financial Landscape of India: Trends, Challenges, and Opportunities"ShrutiSinghal47
The finance sector, also known as the financial services industry, encompasses a broad range of businesses and institutions that manage money, provide financial products, and facilitate financial transactions. It plays a critical role in the economy by allocating capital, managing risk, and facilitating the flow of funds between savers and borrowers.
This ppt was made for End Term Project in MBA - 2nd year - 4th Trimester for Human Resource Planning subject. This ppt covers a lot things about Zomato.
This presentation is about The one minute manager novel. Topics covered are - Why i have chosen this book, about the authors, Introduction, two types of managers, secrets of one - minute manager, 1st secret, benefits of 1st secret, the one minute goal works well when, 2nd secret, benefits, the one minute praising works well when, 3rd secret, benefits, the one minute reprimand works well when, game plan, conclusion
This presentation is about FEDEX courier services for MBA student 1st year for Organisational Behavior subject. This is about organisational change in FEDEX company and its competitors
This presentation is for Web designing students. Presentation Topic is HTML - 5 Introduction. This includes History of HTML, What is HTML 5, Goals of HTML 5, Difference between HTML 4 and HTML 5, Semantic Elements, HTML 5 New Inputs, Other new features, Key features of HTML 5 depicted by 2 pictures, HTML 5 web storage - Local storage and session storage, tags that are not supported in HTML 5.
This Presentation is for 2nd year - 4th semester - B.COM Hons. students for Business Management subject. This ppt includes Introduction of Vedanta Resources PLC and CSR activities of Vedanta Resources PLC.
This ppt includes Student's T-Test, Paired T-Test, Chi-Square Test, X2 Test for population variance. There Introduction, Characteristics, Assumptions, Applications, and Formulas. This is useful for 2nd year students of BBA or BBM studying research methodology,
Presentation topic is DECISION MAKING UNDER UNCERTAINTY and two criteria are shown - MAXI MAXI and MAXI MIN. This PPT is useful for 2nd year students of BBA or BBM course
This presentation is about Indian Financial System. It includes introduction about financial system and then it includes classification of financial market.
This presentation is on Johnson Johnson company for marketing students of BBA 4th semester. Presentation is on Promotional tools used by Johnson Johnson.
This presentation is for Grade 9 student .
this is about how modern farming methods help in increasing the total production
This presentation is for economics .
It includes :
1) preface
2) acknowledgement
3)what is agriculture
4)Introduction
5)definition of modern farming
6)About modern farming
7)Methods
8)Why it is important
9)Modern agriculture revolution
10)difference between traditional and commercial agriculture
11)Advantages
12)Disadvantages
13)How to overcome to it by sustainable agriculture.
This is a presentation on Britannia Company for Marketing Project.
This includes:
Britannia Introduction
Britannia LOGO
Britannia tagline
Britannia Products
Britannia Purpose
Britannia Market Share
Britannia Brand Ambassadors
Britannia Competitors
This ppt can be useful for BBA - 2nd year student - Marketing Subject.
This is a presentation on market structure - topic of Economics -
It includes:
What is Market?
What is market structure?
Characteristics of Market
Classification of Market
1)Area or region
2)Time
3)Functions
4)nature of Commodity
5)Legality
Types of Market structure
characteristics of all market structures
This can be useful for BBA student of 1st year.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...mayaclinic18
Whatsapp (+971581248768) Buy Abortion Pills In Dubai/ Qatar/Kuwait/Doha/Abu Dhabi/Alain/RAK City/Satwa/Al Ain/Abortion Pills For Sale In Qatar, Doha. Abu az Zuluf. Abu Thaylah. Ad Dawhah al Jadidah. Al Arish, Al Bida ash Sharqiyah, Al Ghanim, Al Ghuwariyah, Qatari, Abu Dhabi, Dubai.. WHATSAPP +971)581248768 Abortion Pills / Cytotec Tablets Available in Dubai, Sharjah, Abudhabi, Ajman, Alain, Fujeira, Ras Al Khaima, Umm Al Quwain., UAE, buy cytotec in Dubai– Where I can buy abortion pills in Dubai,+971582071918where I can buy abortion pills in Abudhabi +971)581248768 , where I can buy abortion pills in Sharjah,+97158207191 8where I can buy abortion pills in Ajman, +971)581248768 where I can buy abortion pills in Umm al Quwain +971)581248768 , where I can buy abortion pills in Fujairah +971)581248768 , where I can buy abortion pills in Ras al Khaimah +971)581248768 , where I can buy abortion pills in Alain+971)581248768 , where I can buy abortion pills in UAE +971)581248768 we are providing cytotec 200mg abortion pill in dubai, uae.Medication abortion offers an alternative to Surgical Abortion for women in the early weeks of pregnancy. Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
3. • Financial services refer to services
provided by the finance industry.
• In a broad sense it means “mobilizing and
allocating savings”.
• The finance industry encompasses a broad
range of organizations that deal with the
management of money.
• Example:- banks, credit card companies,
insurance companies, consumer finance
companies, stock brokerages, some
government sponsored enterprises.
5. Intangibility:- Not visible in nature
Inseparability:- Unique feature of service
Heterogeneity:- Can’t be uniform for all
Perishability:- can not be stored
Advisory
Labour Intensive
Fluctuation in demand as per economic activity
7. India's services sector has always served the Indian
economy well, accounting for nearly 57 per cent of
the gross domestic product (GDP). Here, the
financial services segment has been a significant
contributor.
8. Instruments for growth &
development
• Mobilize resources for efficient allocation for
productive investment, including through risk
diversification and risk management
(“maturity transformation”).
9. • Facilitate the exchange of goods and
services by reducing transaction costs,
including by providing insurance against
low probability but high- cost events.
10. • Improve capital allocation through the
production of ex ante information about
investment opportunities.
11. • Increase investors willingness to finance
new projects through ex post
monitoring and corporate governance.
12. Share in top 10 Export Growth Rate (%) 2010 2005-09
2010
• European Union (27) 53.0 8 1
• United States 23.9 9 5
• Switzerland 23.6 4 -2
• China 6.4 1 6 12
• Singapore 5.1 20 31
• Japan 4.9 -1 -25
• India 1.5 34 64
• Canada 2.4 7 31
13. Covers a wide range of activities which can be
broadly classified into two types:
Traditional
Activities
Modern Activities
14. o Renders a wide range of services encompassing both
capital and money market.
o It can be grouped under two heads: -
i. Fund Based Activities
ii.Non-Fund Based Activities
15. Fund Based
Activities
Non-Fund Based
Activities
Includes underwriting or
investment in shares,
debentures, bonds etc.
Managing die capital issue
Dealing in security market
activities etc.
Arrangement of funds
from financial inst. etc.
16. o Besides traditional services some modern services are also
provided by them most of which in the nature of non-fund
based activities. Some of modern services provided by
them are:-
i. Rendering project advisory services
ii. Planning of M&A and assisting for their smooth
carry out
iii. Guiding corporate customers in capital
restructuring
iv. Acting as trustee to the debenture holders etc.
17. • MUTUAL FUND
In the public & private sector have been garnering savings for investment in
the primary secondary & debt market.
• LONG TERM FINANCE
It is for the period of more than 10 year. Smaller & less well established
enterprises fund leasing an attractive source.
• HOUSING FINANCE
This finance raises the welfare of the household that live in it. It is temporary
start up financing in the form of equity capital or loans with return linked to
profit & managerial control.
• DEPOSITIRIES
It is a bank for securities ,which are maintained in electronic data from
instead of physical paper certificate.
• FORFEITING
It is an alternative source of trade finance mainly for exporters . The delay in
receiving payments from importers act as a hurdle for exporters in expanding
their business.
18. • SBI capital markets limited
• ICICI group
• PNB housing finance limited
• Bajaj capital limited
• Birla global finance limited
19. SBI Capital Market Limited
This happens to be the oldest organizations
in the sphere of capital markets in India.
Established in 1986 in the form of an ancillary
of SBI, they have ranked second in Asia's
Project Advisory services.
The company is a trailblazer in privatization
and securitization.
The subsidiaries of SBI Capital Markets are
SBICAPs Ventures Ltd., SBICAP Trustee
Co.Ltd. and many others.
20. ICICI Group
It is the wide arena of financial products and
services.
ICICI Group has solutions like Insta Insure, ICICI
Bank immobile etc. providing high class
financial services in all segments of the society.
ICICI Group deals with Mutual Fund, Private
Equity, Securities, and Life Insurance Insta
Banking, online trading , etc.
21. PNB Housing Finance Ltd.
This company offers premium solutions
for relieving the borrower segment.
The Home Loan Life Insurance Plan of
this has come in conjunction with TATA
AIG, with the lowest premium when
compared to the peers.
22. Bajaj Capital Limited
It is one of the major financial services
companies in India.
Bajaj Capital offers best investment advisory
and financial planning services.
The services are meted out to the institutional
investors, NRIs, corporate houses, individual
investors, high network clients as well.
23. Birla Global Finance Limited
This is the subsidiary of Aditya Birla Nuvo Ltd.
This company has operations in the corporate
finance and capital market arena.
An alliance with Sun Life Financial of Canada,
they have given birth to Birla Sun Life Insurance
Co Ltd., Birla Sun Life Distribution Co. and alike.
24. These are economic services provided by the finance industry
which comprises of :
Deposits – taking firms
o Commercial banks
o Credit Unions
o Mutual funds
o Pension Funds
o Investment Companies
Professional Asset Management company
Institutional Investors
Securities firm
o Investment Banks
o Brokers and delays
o Mortgage banks
25. Commercial banks are like other financial institutions which are
in the business of lending and borrowing of money or credit.
FUNCTIONS :-
Accepting Deposits
Advancing Loans
Discounting bills of
exchange
Agency Services
General Services
26. Demand or current deposits:
A depositor can withdraw it in part or in full at any time he likes
without notice. It carries no interest.
• This is the most important means of earnings for the banks
• Giving loans to businessman
• But it keeps a fine balance between deposits and loans
• Banks profitability depends on this as well.
28. • Collection of bills, cheques
• Collection of dividends, interest, premium
• Purchase & sale of shares and debentures
• Payment of insurance premiums
• Acts as trustee when nominated
29. • Traveller’s cheques. bank draft
• Safe vaults for valuables
• Supplying trade information
• Economic surveys
• Projects report preparation
30. • Bandhan Financial Services to begin banking with 600 branches.
• Edelweiss Financial Services acquires Forefront Capital
Management
• IBM enters into a six-year agreement with Janalakshmi Financial
Services
• Poverty definition immaterial for financial services: Raghu ram
Rajan
32. • Type of Economy- Different economies with particular biases and
factor endowments tend to put different demands on their
financial sectors and thus affect their structure.
• Macroeconomic Shocks- Shocks, which seriously affect an
economy’s fundamentals, can come in various forms which can
wipe out savings etc.
• Political Pressures-This has brought forth a welter of proposals
on capital regulation, liquidity and leverage controls,
governance, and remuneration issues.
• Legal and Regulatory Constraints- Generate conflict if the need
to build capital buffers clashes with the need to provide credit
during periods of economic stress.
• Individuals-There can be little doubt that individuals can
influence financial development significantly, although care must
be taken to distinguish between those whose reputations stand