Hurricanes occur most frequently in warm tropical oceans where sea surface temperatures are above 27 degrees Celsius. Other factors that contribute to hurricane formation include light winds aloft and atmospheric spin. People who live in hurricane-prone regions experience more property damage, loss of life, and economic hardship compared to those in less hazardous areas. To cope, coastal communities adapt by building sturdy shelters, growing weather-resistant crops, and wearing protective clothing appropriate to the conditions.