The document defines disaster as a serious disruption that exceeds a community's ability to cope using its own resources. It causes widespread harm to life and property through destruction and devastation. A disaster disrupts normal life, causing physical and emotional distress like helplessness. Disasters affect life, property, and can be natural or human-made. They can be viewed from physical, psychological, economic, sociocultural, environmental, and political perspectives based on the damage and impacts caused.