Protochordata refers to lower chordates that lack a true skull, broadly classified into three sub-phyla: hemichordata, urochordata, and cephalochordata. These organisms are primarily marine, exhibit bilateral symmetry, and possess a notochord at some life stage, with distinct classification and characteristics within each sub-phylum. Hemichordates are divided into classes like enteropneusta, while urochordates include tunicates, and cephalochordates, the most advanced, retain the notochord throughout life.