This document discusses one-time passwords (OTPs) and how they are generated and delivered. It defines a password as a sequence of characters used to verify a user's identity when accessing a system. A secure password contains uppercase and lowercase letters, numbers, and symbols. An OTP is only valid for one login session and helps prevent replay attacks. OTPs are generated using algorithms involving pseudorandomness or randomness. Common methods of OTP generation include time synchronization, mathematical algorithms, and challenges. OTPs are then delivered via text message, websites with image grids, or printed hard copies. In conclusion, OTPs provide security advantages and are widely used for activities like creating accounts and making online payments.