punjab national bank about bank history of bank growth of bank products and services

1. .
The name you can BANK upon!
Contents:
1)Profile of the Bank
2)History of the Bank
3)Products and Services
4)Growth of the Bank
Presented by:
Srikanth
Anusha
Vidhyadhari
Jyothi
Sneha
Raghuma Devi

2. Profile of the Bank
Punjab National Bank is an Indian multinational banking and fina
ncial services company. It is a state-owned corporation based
in New Delhi, India. Founded in 1894.
 The bank has over 6,968 branches and over 9,935 ATMs acr
oss 764 cities.
 Stock price: PNB (NSE) ₹ 141.75 -2.05 (-1.43%)
 Customer service: 1800 180 2222
 CEO: Usha Ananthasubramanian (14 Aug 2015–)
 Headquarters: New Delhi
 Founder: Lala Lajpat Rai
 Founded: 19 May 1894, Lahore, Pakistan
 Revenue: 474 billion INR (2013, US$7.1 billion)
 Subsidiaries: PNB Gilts Ltd., Druk PNB Bank, more

3. Punjab National Bank was registered on 19 May 1894 under the Ind
ian Companies Act, with its office in Anarkali Bazaar, Lahore presen
t day Pakistan.
The founding board was drawn from different parts of India professi
ng different faiths and a varied back-ground with, however, the com
mon objective of providing country with a truly national bank which
would further the economic interest of the country.
PNB's founders included several leaders of the Swadeshi movemen
t such as Dyal Singh Majithia and Lala Harkishan Lal, Lala Lalchand,
Shri Kali Prosanna Roy, Shri E.C. Jessawala, Shri Prabhu Dayal, B
akshi Jaishi Ram, and Lala Dholan Dass.
Lala Lajpat Rai was actively associated with the management of the
Bank in its early years. The board first met on 23 May 1894. The ba
nk opened for business on 12 April 1895 in Lahore.
History

4. Awards And Recognitions:
 Punjab National Bank was ranked #717 in the Forbes Globa
l 2000 in May 2013.
 Punjab National Bank was ranked #26 in the Fortune India
500 ranking of 2011.
 PNB was awarded the 'Best Public Sector Bank' by CNBC T
V18 in 2012.
 The bank was recognised as the 'most socially responsive b
ank' by Businessworld and PwC in 2012.
 In 2011, it received Golden Peacock Award for "Excellence i
n Corporate Social Responsibility" and "National Training A
ward".

5. Products and Services
Productes
2)Corporate:
Corporate Loans
EXIM finance
Cash Management Service
s
Gold Card Scheme for Exp
orters
Doorstep Banking Services
1)Personal:
Deposit
Insurance
Government Business
Agriculture Banking
Financial Inclusion
Priority Sector
Loans
Retail
MSME

6. 3)International
Schemes / Products / Services
NRI Services
Help Desk For Forex Services
World Travel Card
Foreign Office Details
Offshore Banking Units
4)Capital Services
Depository Services
Mutual Funds
Merchant Banking
Application Supported
by Blocked Amount (A
SBA)

7. Services
BHIM
PNB Kitty
PNB Yuva
Unified Payments Inter
face
Retail Internet Banking
Corporate Internet Ban
king
Mobile Banking
SMS Banking
Missed Call Services
E-Statement
PNB Cash Acceptor cum ATM
Cash Deposit Machine (CDM)
Passbook Updation Machine (PUM)
Electronic Cheque
Deposit Machine (ECDM)
RTGS/NEFT/ECS/NACH
IMPS
Donation

8. Particulars
(Financial Year
2008-09 2009-10 2010-11 2011-12 2012-13
Total Assest
(in Cr)
246,919 296,633 378,325 458,192 478,877
Operating Profit
(in Cr)
5,690 7,326 9,056 10,614 10,907
Net Profit 3,091 3,905 4,433 4,884 4,748
Employees 655 808 1,018 1,132 1,165
Profit(in lakhs) 5.64 7.31 8.35 8.42 8.06
Return on Asset
s(%)
1.39 1.44 1.34 1.19 1.00
Gross NPAs(%) 1.60 1.71 1.79 2.93 4.27
Net NPAs(%) 0.17 0.53 0.85 1.52 2.35
Total Branches 4,665 4,997 5,189 5,670 5,874
Financial Performance

9. Listings and shareholding
PNB's equity shares are listed on Bombay Stock Exchange
and the National stock Exchange of India.
It is a constituent of the CNX Nifty at the NSE.
Shareholders (as on 31-Dec-2013) Shareholding
Promoter Group (Govt. of India) 58.87%
Foreign Institutional Investors (FII) 17.51%
Insurance Companies 15.46%
Individual shareholders 04.05%
Banks/Financial Institutions/Mutual Funds/UTI 03.02%
Others 01.09%
Total 100.0%

10. Conclusion
One of the corporate vision of PNB is to serve there
customersin the most efficient manner and to gain the
customer satisfaction.
Thus the company focus on providing the customers with
added benifites to gain the maximum satisfaction.
As there is only one branch in Mizoram the deposite rate
is less.